How to send money to South Africa from Netherlands with the best EUR-ZAR rate

Revolut is the fastest way to send money to South Africa right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Key Currency will get you 129,748.28 ZAR.

Best companies for EUR/ZAR transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/ZAR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/ZAR transfers

All money transfer offers for EUR/ZAR transfers, sorted by most ZAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €44.21 1 EUR = 18.5793 ZAR +0.01% vs mid-market Recipient gets R 129,233.71 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.211 EUR = 18.5793 ZAR
R 129,233.71You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 18.3936 ZAR +1.02% vs mid-market Recipient gets R 128,755.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.3936 ZAR
R 128,755.20You pay€7,000.00

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Showing top Netherlands to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5355 ZAR +0.25% vs mid-market Recipient gets R 129,748.28 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to South Africa from Netherlands.
Personal account managerReceive to bank account

Ways to receive money in South Africa with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 18.5355 ZAR
R 129,748.28You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5318 ZAR +0.27% vs mid-market Recipient gets R 129,722.26 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in South Africa with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.5318 ZAR
R 129,722.26You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5262 ZAR +0.30% vs mid-market Recipient gets R 129,683.24 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in South Africa with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.5262 ZAR
R 129,683.24You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 18.4890 ZAR +0.50% vs mid-market Recipient gets R 129,423.09 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in South Africa with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4890 ZAR
R 129,423.09You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 18.4651 ZAR +0.63% vs mid-market Recipient gets R 129,255.70 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in South Africa with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4651 ZAR
R 129,255.70You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €44.21 1 EUR = 18.5793 ZAR +0.01% vs mid-market Recipient gets R 129,233.71 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Netherlands to South Africa.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.211 EUR = 18.5793 ZAR
R 129,233.71You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €54.32 1 EUR = 18.5793 ZAR +0.01% vs mid-market Recipient gets R 129,045.87 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€54.321 EUR = 18.5793 ZAR
R 129,045.87You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 18.4100 ZAR +0.93% vs mid-market Recipient gets R 128,870.00 Minutes
Receive to bank account

Ways to receive money in South Africa with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 18.4100 ZAR
R 128,870.00You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €1.35 1 EUR = 18.4030 ZAR +0.97% vs mid-market Recipient gets R 128,796.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in South Africa with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.351 EUR = 18.4030 ZAR
R 128,796.00You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 18.3936 ZAR +1.02% vs mid-market Recipient gets R 128,755.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.3936 ZAR
R 128,755.20You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 18.3936 ZAR +1.02% vs mid-market Recipient gets R 128,755.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.3936 ZAR
R 128,755.20You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 18.3936 ZAR +1.02% vs mid-market Recipient gets R 128,755.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.3936 ZAR
R 128,755.20You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 18.3987 ZAR +0.99% vs mid-market Recipient gets R 128,736.24 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in South Africa with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€2.991 EUR = 18.3987 ZAR
R 128,736.24You pay€7,000.00
Cash pickupMinutes - 2 days
€3.991 EUR = 17.7625 ZAR
R 124,266.70You pay€7,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 18.3218 ZAR +1.40% vs mid-market Recipient gets R 128,252.43 Minutes - 2 days

Ways to receive money in South Africa with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 18.3218 ZAR
R 128,252.43You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 18.5060 ZAR +0.41% vs mid-market Recipient gets R 128,237.17 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to South Africa.
Multi-currency cardReceive to bank account

Ways to receive money in South Africa with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 18.5060 ZAR
R 128,237.17You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €99.09 1 EUR = 18.5793 ZAR +0.01% vs mid-market Recipient gets R 128,214.08 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€99.091 EUR = 18.5793 ZAR
R 128,214.08You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €141.03 1 EUR = 18.5793 ZAR +0.01% vs mid-market Recipient gets R 127,434.86 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€141.031 EUR = 18.5793 ZAR
R 127,434.86You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 18.5060 ZAR +0.41% vs mid-market Recipient gets R 125,452.02 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in South Africa with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 18.5060 ZAR
R 125,452.02You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 18.581923 ZAR Updates every 60 minutes.

How to send money from Netherlands to South Africa

Pick a company

For a one-off transfer to South Africa, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most ZAR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/ZAR rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to South Africa

12 companies send money from the Netherlands to South Africa, across broker, app, multi-currency account, online, and global account, and more.

For one-off transfers

Online transfers

Sending money to South Africa online is simple.

Pick South Africa, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 129,233.71 ZAR with a €44.21 fee and 0.01% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to South Africa, apps are the easiest.

Wise charges €44.21 in fees on a €7,000 transfer with 0.01% markup and gets you 129,233.71 ZAR.

You can pay for you transfer via broker, app, multi-currency account, online, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of ZAR rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and ZAR in one account.

This is handy for receiving payments, spending ZAR and EUR, or travelling to South Africa.

Currencies Direct is the cheapest multi-currency account.

It converts €7,000 at 0.63% markup plus €0 fee and holds the ZAR until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive ZAR in South Africa

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 129,748.28 ZAR.

In South Africa, the recipient can collect ZAR through bank deposit and cash pickup.

They can collect cash

Cash is available through .

The recipient can collect ZAR from a participating location in South Africa with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/ZAR rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    R129,748

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    R129,046

    -R702

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    R128,870

    -R878

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    R128,755

    -R993

  5. 5
    Debit card Cash pickup

    You pay €7,000.00

    R124,267

    -R5,482

Consider this when sending money from Netherlands to South Africa

A few things to consider before sending money from Netherlands to South Africa.

Compare your transfer options

Cheapest way to send money to South Africa

The cheapest option for R129,748.28 is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 129,748.28 ZAR, which is 0.02% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in South Africa. Your recipient gets 128,237.17 ZAR in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-ZAR Exchange Rate

Finding the best rate to send money from Netherlands to South Africa

The EUR/ZAR rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 18.567156 ZAR

How we analyse the market

We track 12 companies sending EUR to South Africa, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.