Revolut is the fastest way to send money to South Africa right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Xe will get you 131,409.6 ZAR.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/ZAR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €44.21 1 EUR = 18.6645 ZAR -0.01% vs mid-market | Recipient gets R 129,826.34 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.211 EUR = 18.6645 ZAR R 129,826.34You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.59% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
Run a live search Showing top Netherlands to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to ZAR rates. | |||
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much EUR you're planning to spend in South Africa. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.59% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 18.7728 ZAR -0.59% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.59% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 18.6151 ZAR +0.25% vs mid-market | Recipient gets R 130,305.79 Minutes - 3 days | |
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 18.6151 ZAR R 130,305.79You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 18.6114 ZAR +0.27% vs mid-market | Recipient gets R 130,279.66 Minutes - 24 hours | |
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.6114 ZAR R 130,279.66You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 18.6058 ZAR +0.30% vs mid-market | Recipient gets R 130,240.47 Minutes - 24 hours | |
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.6058 ZAR R 130,240.47You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 18.5685 ZAR +0.50% vs mid-market | Recipient gets R 129,979.21 Minutes - 24 hours | |
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5685 ZAR R 129,979.21You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 18.5599 ZAR +0.55% vs mid-market | Recipient gets R 129,919.30 Minutes - 24 hours | |
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5599 ZAR R 129,919.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €44.21 1 EUR = 18.6645 ZAR -0.01% vs mid-market | Recipient gets R 129,826.34 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.211 EUR = 18.6645 ZAR R 129,826.34You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €54.32 1 EUR = 18.6645 ZAR -0.01% vs mid-market | Recipient gets R 129,637.64 Same day | |
Ways to receive money in South Africa with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €54.321 EUR = 18.6645 ZAR R 129,637.64You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 18.4005 ZAR +1.40% vs mid-market | Recipient gets R 128,803.52 Minutes - 2 days | |
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 18.4005 ZAR R 128,803.52You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €99.09 1 EUR = 18.6645 ZAR -0.01% vs mid-market | Recipient gets R 128,802.03 Same day | |
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €99.091 EUR = 18.6645 ZAR R 128,802.03You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 18.5839 ZAR +0.42% vs mid-market | Recipient gets R 128,777.17 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 18.5839 ZAR R 128,777.17You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 18.3900 ZAR +1.47% vs mid-market | Recipient gets R 128,730.00 Minutes | |
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 18.3900 ZAR R 128,730.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €141.03 1 EUR = 18.6645 ZAR -0.01% vs mid-market | Recipient gets R 128,019.25 Same day | |
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €141.031 EUR = 18.6645 ZAR R 128,019.25You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 18.5839 ZAR +0.42% vs mid-market | Recipient gets R 125,980.29 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 18.5839 ZAR R 125,980.29You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 18.6618 ZAR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to South Africa, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most ZAR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/ZAR rate.
There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
10 companies send money from the Netherlands to South Africa, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Sending money to South Africa online is simple.
Pick South Africa, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Xe is the cheapest online option, sending €7,000 gets you 131,409.6 ZAR with a €0 fee and -0.59% markup.
Frequent transfers abroad
For the regular transfer to South Africa, apps are the easiest.
Xe charges €0 in fees on a €7,000 transfer with -0.59% markup and gets you 131,409.6 ZAR.
You can pay for you transfer via broker, app, online, multi-currency account, and global account but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of ZAR rate.
For a property abroad or moving your savings, a broker like Xe is the best option.
Holding, travelling, and receiving
These let you hold EUR and ZAR in one account.
This is handy for receiving payments, spending ZAR and EUR, or travelling to South Africa.
Currencies Direct is the cheapest multi-currency account.
It converts €7,000 at 0.55% markup plus €0 fee and holds the ZAR until you send or spend it.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 131,409.6 ZAR.
In South Africa, the recipient can collect ZAR through bank deposit.
You can deposit EUR using bank transfer, debit card, credit card, and ideal.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/ZAR rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
R131,410
Cheapest
You pay €7,000.00
R131,410
R0
You pay €7,000.00
R131,410
R0
You pay €7,000.00
R129,638
-R1,772
A few things to consider before sending money from Netherlands to South Africa.
Cheapest way to send money to South Africa
The cheapest option for R131,409.6 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 131,409.6 ZAR, which is 0.84% more than the next best option.
Fastest way to send money to South Africa
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in South Africa. Your recipient gets 128,777.17 ZAR in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/ZAR rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 18.646863 ZAR
We track 10 companies sending EUR to South Africa, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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