Revolut is the fastest way to send money to South Africa right now, with delivery in within minutes.
For the cheapest option, sending €7.000 with Key Currency will get you 128.425,88 ZAR.
| 12 of 12 providers Last updated on 10 November 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/ZAR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €44.24 1 EUR = 18.3861 ZAR +0.03% vs mid-market | Recipient gets R 127,889.30 Within minutes | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.241 EUR = 18.3861 ZAR R 127,889.30You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 18.1531 ZAR +1.31% vs mid-market | Recipient gets R 127,071.70 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.1531 ZAR R 127,071.70You pay€7,000.00 | |||
Run a live search Showing top Netherlands to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to ZAR rates. | |||
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much EUR you're planning to spend in South Africa. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 18.3466 ZAR +0.25% vs mid-market | Recipient gets R 128,425.88 Minutes - 3 days | |
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 18.3466 ZAR R 128,425.88You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 18.3429 ZAR +0.27% vs mid-market | Recipient gets R 128,400.13 Minutes - 24 hours | |
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.3429 ZAR R 128,400.13You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 18.3374 ZAR +0.30% vs mid-market | Recipient gets R 128,361.50 Minutes - 24 hours | |
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.3374 ZAR R 128,361.50You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 18.3006 ZAR +0.50% vs mid-market | Recipient gets R 128,104.01 Minutes - 24 hours | |
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.3006 ZAR R 128,104.01You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 18.2894 ZAR +0.56% vs mid-market | Recipient gets R 128,025.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2894 ZAR R 128,025.80You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €44.24 1 EUR = 18.3861 ZAR +0.03% vs mid-market | Recipient gets R 127,889.30 Within minutes | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.241 EUR = 18.3861 ZAR R 127,889.30You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €54.35 1 EUR = 18.3861 ZAR +0.03% vs mid-market | Recipient gets R 127,703.42 Within minutes | |
Ways to receive money in South Africa with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €54.351 EUR = 18.3861 ZAR R 127,703.42You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €1.36 1 EUR = 18.2110 ZAR +0.99% vs mid-market | Recipient gets R 127,452.00 Minutes - 24 hours | |
Ways to receive money in South Africa with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.361 EUR = 18.2110 ZAR R 127,452.00You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 18.2000 ZAR +1.05% vs mid-market | Recipient gets R 127,400.00 Minutes | |
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 18.2000 ZAR R 127,400.00You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 18.1717 ZAR +1.21% vs mid-market | Recipient gets R 127,201.97 Minutes - 2 days | |
Ways to receive money in South Africa with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 2 days Free1 EUR = 18.1717 ZAR R 127,201.97You pay€7,000.00 Bank depositMinutes - 2 days €2.991 EUR = 18.1737 ZAR R 127,161.84You pay€7,000.00 Cash pickupMinutes - 2 days €3.991 EUR = 17.5453 ZAR R 122,746.95You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €62.80 1 EUR = 18.3305 ZAR +0.34% vs mid-market | Recipient gets R 127,162.23 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €62.801 EUR = 18.3305 ZAR R 127,162.23You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 18.1531 ZAR +1.31% vs mid-market | Recipient gets R 127,071.70 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.1531 ZAR R 127,071.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 18.1531 ZAR +1.31% vs mid-market | Recipient gets R 127,071.70 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.1531 ZAR R 127,071.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 18.1531 ZAR +1.31% vs mid-market | Recipient gets R 127,071.70 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.1531 ZAR R 127,071.70You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 18.1350 ZAR +1.40% vs mid-market | Recipient gets R 126,945.28 Minutes - 2 days | |
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 18.1350 ZAR R 126,945.28You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €99.12 1 EUR = 18.3861 ZAR +0.03% vs mid-market | Recipient gets R 126,880.27 Within minutes | |
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €99.121 EUR = 18.3861 ZAR R 126,880.27You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €141.06 1 EUR = 18.3861 ZAR +0.03% vs mid-market | Recipient gets R 126,109.16 Within minutes | |
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €141.061 EUR = 18.3861 ZAR R 126,109.16You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 18.3305 ZAR +0.34% vs mid-market | Recipient gets R 124,262.35 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 18.3305 ZAR R 124,262.35You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 18.3925 ZAR Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to South Africa, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 20 of the 24 days it quoted €7.000 transfers to South Africa.
On a 7.000 EUR transfer, Key Currency delivers the most ZAR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/ZAR rate.
There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.
The most common way is to fund your account with iDEAL (Wero).
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
How much EUR you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 83% of the transfers from €5,000 it quoted, and in 83% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.48% | €0.00 | R 9,240.00with debit card to bank deposit | +R 151.20 | |
| €1,000 | -0.48% | €0.00 | R 18,480.00with debit card to bank deposit | +R 281.30 | |
| €2,000 | 0.09% | €0.00 | R 36,720.00with debit card to bank deposit | +R 424.20 | |
| €5,000 | 0.30% | €0.00 | R 91,651.71with bank transfer to bank deposit | +R 998.57 | |
| €7,000This page | 0.25% | €0.00 | R 128,425.88with bank transfer to bank deposit | +R 1,118.19 |
Mid-market rate: 1 EUR = 18.3925 ZAR
The cheapest way to send EUR to ZAR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7.000 EUR transfers to South Africa.
Tue, 10 Nov 2026Mid-market rateR 128,747.75 Key Currency R 128,425.88Key CurrencyR 128,425.88Regency FXR 128,400.13TorFxR 128,361.50
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4919 | – | R 129,443.31 | |
| | 18.4457 | €0.00 | R 129,119.71 | −R 323.60 |
| | 18.4420 | €0.00 | R 129,093.82 | −R 349.49 |
| | 18.4364 | €0.00 | R 129,054.98 | −R 388.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4268 | – | R 128,987.52 | |
| | 18.3807 | €0.00 | R 128,665.05 | −R 322.47 |
| | 18.3770 | €0.00 | R 128,639.26 | −R 348.26 |
| | 18.3715 | €0.00 | R 128,600.56 | −R 386.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4468 | – | R 129,127.62 | |
| | 18.4007 | €0.00 | R 128,804.80 | −R 322.82 |
| | 18.3970 | €0.00 | R 128,778.98 | −R 348.64 |
| | 18.3915 | €0.00 | R 128,740.24 | −R 387.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5344 | – | R 129,740.67 | |
| | 18.5400 | €0.00 | R 129,780.00 | +R 39.33 |
| | 18.4880 | €0.00 | R 129,416.32 | −R 324.35 |
| | 18.4843 | €0.00 | R 129,390.37 | −R 350.30 |
| | 18.4788 | €0.00 | R 129,351.45 | −R 389.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4831 | – | R 129,381.41 | |
| | 18.5700 | €0.00 | R 129,990.00 | +R 608.59 |
| | 18.4369 | €0.00 | R 129,057.95 | −R 323.46 |
| | 18.4332 | €0.00 | R 129,032.08 | −R 349.33 |
| | 18.4276 | €0.00 | R 128,993.26 | −R 388.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5346 | – | R 129,742.36 | |
| | 18.4883 | €0.00 | R 129,418.01 | −R 324.35 |
| | 18.4846 | €0.00 | R 129,392.06 | −R 350.30 |
| | 18.4790 | €0.00 | R 129,353.13 | −R 389.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5346 | – | R 129,742.36 | |
 | 18.4439 | €0.00 | R 129,107.58 | −R 634.78 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4575 | – | R 129,202.34 | |
| | 18.4113 | €0.00 | R 128,879.33 | −R 323.01 |
| | 18.4076 | €0.00 | R 128,853.49 | −R 348.85 |
| | 18.4021 | €0.00 | R 128,814.73 | −R 387.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4316 | – | R 129,021.47 | |
| | 18.3856 | €0.00 | R 128,698.92 | −R 322.55 |
| | 18.3819 | €0.00 | R 128,673.12 | −R 348.35 |
| | 18.3763 | €0.00 | R 128,634.41 | −R 387.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4165 | – | R 128,915.27 | |
| | 18.3704 | €0.00 | R 128,592.98 | −R 322.29 |
| | 18.3667 | €0.00 | R 128,567.20 | −R 348.07 |
| | 18.3612 | €0.00 | R 128,528.52 | −R 386.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5112 | – | R 129,578.60 | |
| | 18.4650 | €0.00 | R 129,254.66 | −R 323.94 |
| | 18.4612 | €0.00 | R 129,228.74 | −R 349.86 |
| | 18.4557 | €0.00 | R 129,189.87 | −R 388.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5436 | – | R 129,804.90 | |
| | 18.4972 | €0.00 | R 129,480.39 | −R 324.51 |
| | 18.4935 | €0.00 | R 129,454.43 | −R 350.47 |
| | 18.4879 | €0.00 | R 129,415.48 | −R 389.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 18.5500 | €0.00 | R 129,850.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5665 | – | R 129,965.23 | |
| | 18.5200 | €0.00 | R 129,640.31 | −R 324.92 |
| | 18.5163 | €0.00 | R 129,614.32 | −R 350.91 |
| | 18.5108 | €0.00 | R 129,575.33 | −R 389.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.6213 | – | R 130,349.17 | |
| | 18.6600 | €0.00 | R 130,620.00 | +R 270.83 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.6116 | – | R 130,281.00 | |
| | 18.5114 | €0.00 | R 129,579.66 | −R 701.34 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5241 | – | R 129,668.92 | |
| | 18.4778 | €0.00 | R 129,344.74 | −R 324.18 |
| | 18.4741 | €0.00 | R 129,318.81 | −R 350.11 |
| | 18.4686 | €0.00 | R 129,279.91 | −R 389.01 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5554 | – | R 129,888.11 | |
| | 18.5091 | €0.00 | R 129,563.39 | −R 324.72 |
| | 18.5053 | €0.00 | R 129,537.42 | −R 350.69 |
| | 18.4998 | €0.00 | R 129,498.45 | −R 389.66 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.6380 | – | R 130,465.83 | |
| | 18.5914 | €0.00 | R 130,139.67 | −R 326.16 |
| | 18.5877 | €0.00 | R 130,113.57 | −R 352.26 |
| | 18.5821 | €0.00 | R 130,074.43 | −R 391.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.7356 | – | R 131,148.96 | |
| | 18.5627 | €0.00 | R 129,939.06 | −R 1,209.90 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 18.5466 | €0.00 | R 129,826.20 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.6462 | – | R 130,523.23 | |
| | 18.5996 | €0.00 | R 130,196.92 | −R 326.31 |
| | 18.5958 | €0.00 | R 130,170.82 | −R 352.41 |
| | 18.5902 | €0.00 | R 130,131.66 | −R 391.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.6224 | – | R 130,356.84 | |
| | 18.5758 | €0.00 | R 130,030.94 | −R 325.90 |
| | 18.5721 | €0.00 | R 130,004.87 | −R 351.97 |
| | 18.5665 | €0.00 | R 129,965.76 | −R 391.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.5468 | – | R 129,827.72 | |
| | 18.5004 | €0.00 | R 129,503.15 | −R 324.57 |
| | 18.4967 | €0.00 | R 129,477.18 | −R 350.54 |
| | 18.4912 | €0.00 | R 129,438.24 | −R 389.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.3975 | – | R 128,782.55 | |
| | 18.6000 | €0.00 | R 130,200.00 | +R 1,417.45 |
| | 18.3515 | €0.00 | R 128,460.59 | −R 321.96 |
| | 18.3478 | €0.00 | R 128,434.84 | −R 347.71 |
| | 18.3423 | €0.00 | R 128,396.20 | −R 386.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4725 | – | R 129,307.16 | |
| | 18.4263 | €0.00 | R 128,983.89 | −R 323.27 |
| | 18.4226 | €0.00 | R 128,958.03 | −R 349.13 |
| | 18.4170 | €0.00 | R 128,919.24 | −R 387.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4193 | – | R 128,934.84 | |
| | 18.5500 | €0.00 | R 129,850.00 | +R 915.16 |
| | 18.3732 | €0.00 | R 128,612.50 | −R 322.34 |
| | 18.3695 | €0.00 | R 128,586.72 | −R 348.12 |
| | 18.3640 | €0.00 | R 128,548.04 | −R 386.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4203 | – | R 128,942.33 | |
| | 18.3743 | €0.00 | R 128,619.98 | −R 322.35 |
| | 18.3706 | €0.00 | R 128,594.19 | −R 348.14 |
| | 18.3651 | €0.00 | R 128,555.50 | −R 386.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.4546 | – | R 129,182.50 | |
| | 18.4085 | €0.00 | R 128,859.54 | −R 322.96 |
| | 18.4048 | €0.00 | R 128,833.71 | −R 348.79 |
| | 18.3993 | €0.00 | R 128,794.95 | −R 387.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 18.3925 | – | R 128,747.75 | |
| | 18.3466 | €0.00 | R 128,425.88 | −R 321.86 |
| | 18.3429 | €0.00 | R 128,400.13 | −R 347.61 |
| | 18.3374 | €0.00 | R 128,361.50 | −R 386.24 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 18.3925 | – | R 128,747.75 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more ZAR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.
Right now, Key Currency pays 128.425,88 ZAR on 7.000 EUR, which is 321,86 ZAR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 130.620 ZAR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to South Africa.
We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 71% of them
Never the cheapest
Cheapest in 25% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 83% of them
Never the cheapest
Cheapest in 43% of them
Based on 146 comparisons across 5 amounts over the last 30 days.
Cheapest in 91% of them
Never the cheapest
Cheapest in 20% of them
Based on 205 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
12 companies send money from the Netherlands to South Africa, across currency broker, app, multi-currency account, online, and global business account, and more.
For one-off transfers
Sending money to South Africa online is simple.
Pick South Africa, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7.000 gets you 127.889,30 ZAR with a €44,24 fee and 0,03% markup.
In our comparisons over the past month, it was the cheapest online service on 21 of the 27 days it quoted.
Frequent transfers abroad
For the regular transfer to South Africa, apps are the easiest.
Wise charges €44,24 in fees on a €7.000 transfer with 0,03% markup and gets you 127.889,30 ZAR.
Over the past month, Wise was the cheapest app on 52% of the days it appeared for €7.000 transfers.
You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from the Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of ZAR rate.
For a property abroad or moving your savings, a broker like Key Currency is the best option.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Holding, travelling, and receiving
These let you hold EUR and ZAR in one account.
This is handy for receiving payments, spending ZAR and EUR, or travelling to South Africa.
Currencies Direct is the cheapest multi-currency account.
It converts €7.000 at 0,56% markup plus €0 fee and holds the ZAR until you send or spend it.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For ZZP'ers
Global accounts offer business tools and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7.000 gives your recipient 128.425,88 ZAR.
In South Africa, the recipient can collect ZAR through bank deposit, card deposit, and cash pickup.
They can collect cash
The recipient can collect ZAR from a participating location in South Africa with valid ID and the transfer reference.
You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/ZAR rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
R128,426
Cheapest
You pay €7,000.00
R127,703
-R722
You pay €7,000.00
R127,400
-R1,026
You pay €7,000.00
R127,202
-R1,224
You pay €7,000.00
R127,072
-R1,354
You pay €7,000.00
R122,747
-R5,679
A few things to consider before sending money from the Netherlands to South Africa.
Cheapest way to send money to South Africa
The cheapest option for a €7.000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 128.425,88 ZAR, which is 0,02% more than the next best option.
Fastest way to send money to South Africa
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in South Africa. Your recipient gets 127.162,23 ZAR in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
We track 12 companies sending EUR to South Africa, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
In the past 30 days alone, we analysed 146 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/ZAR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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