How to send money to Nigeria from Netherlands with the best EUR-NGN rate

Revolut is the fastest way to send money to Nigeria right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with TapTap Send will get you 11,200,000 NGN.

Best companies for EUR/NGN transfers

6 of 6 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/NGN exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/NGN transfers

All money transfer offers for EUR/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €46.96 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,065,345.98 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.961 EUR = 1591.4400 NGN
₦11,065,345.98You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.79% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00

Run a live search

Showing top Netherlands to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1600.0000 NGN -3.91% vs mid-market Recipient gets ₦11,200,000.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Nigeria from Netherlands.
Receive to bank account

Ways to receive money in Nigeria with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1600.0000 NGN
₦11,200,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay
Free1 EUR = 1600.0000 NGN
₦11,200,000.00You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 1586.9937 NGN -3.09% vs mid-market Recipient gets ₦11,107,384.50 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nigeria with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€0.991 EUR = 1586.9937 NGN
₦11,107,384.50You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.79% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1582.2729 NGN -2.79% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.79% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €46.96 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,065,345.98 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Netherlands to Nigeria.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.961 EUR = 1591.4400 NGN
₦11,065,345.98You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €57.07 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,049,256.52 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€57.071 EUR = 1591.4400 NGN
₦11,049,256.52You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €101.79 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦10,978,087.32 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€101.791 EUR = 1591.4400 NGN
₦10,978,087.32You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €143.68 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦10,911,421.90 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€143.681 EUR = 1591.4400 NGN
₦10,911,421.90You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1534.5156 NGN +0.27% vs mid-market Recipient gets ₦10,741,609.44 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nigeria with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1534.5156 NGN
₦10,741,609.44You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1529.2706 NGN +0.61% vs mid-market Recipient gets ₦10,597,080.28 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Nigeria.
Multi-currency cardReceive to bank account

Ways to receive money in Nigeria with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 1529.2706 NGN
₦10,597,080.28You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 1538.670044 NGN Updates every 60 minutes.

How to send money from Netherlands to Nigeria

Pick a company

For a one-off transfer to Nigeria, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most NGN.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/NGN rate.

Fund your transfer

There are 4 ways fund your transfer, including debit card, bank transfer, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Nigeria

6 companies send money from the Netherlands to Nigeria, across app, online, broker, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Nigeria online is simple.

Pick Nigeria, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 11,075,910.3 NGN with a €0 fee and -2.79% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Nigeria, apps are the easiest.

TapTap Send charges €0 in fees on a €7,000 transfer with -3.91% markup and gets you 11,200,000 NGN.

You can pay for you transfer via app, online, broker, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of NGN rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and NGN in one account.

This is handy for receiving payments, spending NGN and EUR, or travelling to Nigeria.

Wise is the cheapest multi-currency account.

It converts €7,000 at -3.37% markup plus €46.96 fee and holds the NGN until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive NGN in Nigeria

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,200,000 NGN.

In Nigeria, the recipient can collect NGN through bank deposit and mobile money.

You can deposit EUR using debit card, bank transfer, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/NGN rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₦11,200,000

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    ₦11,200,000

    ₦0

  3. 3
    Bank transfer Bank deposit

    You pay €7,000.00

    ₦11,075,910

    -₦124,090

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    ₦11,075,910

    -₦124,090

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    ₦11,049,257

    -₦150,743

Consider this when sending money from Netherlands to Nigeria

A few things to consider before sending money from Netherlands to Nigeria.

Compare your transfer options

Cheapest way to send money to Nigeria

The cheapest option for ₦11,200,000 is TapTap Send, funded through debit card with bank deposit for the payout. Your recipient gets 11,200,000 NGN, which is 0.83% more than the next best option.

Fastest way to send money to Nigeria

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Nigeria. Your recipient gets 10,597,080.28 NGN in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-NGN Exchange Rate

Finding the best rate to send money from Netherlands to Nigeria

The EUR/NGN rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 1,536.579017 NGN

How we analyse the market

We track 6 companies sending EUR to Nigeria, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.