Best companies for EUR/NGN transfers
3 of 3 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/NGN transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1508.2095 NGN +0.27% vs mid-market	Recipient gets ₦10,557,466.68 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1508.2095 NGN ₦10,557,466.68You pay€7,000.00
Run a live search Showing top Netherlands to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NGN rates.
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much EUR you're planning to spend in Nigeria.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.99 1 EUR = 1528.0786 NGN -1.04% vs mid-market	Recipient gets ₦10,695,037.19 Minutes - 2 days
13 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Nigeria with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €0.991 EUR = 1528.0786 NGN ₦10,695,037.19You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1508.2095 NGN +0.27% vs mid-market	Recipient gets ₦10,557,466.68 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1508.2095 NGN ₦10,557,466.68You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.50 1 EUR = 1500.8252 NGN +0.76% vs mid-market	Recipient gets ₦10,414,976.66 Within minutes
10 reviews FastestOur top pick Multi-currency cardReceive to bank account
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.501 EUR = 1500.8252 NGN ₦10,414,976.66You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 1512.2927 NGN Updates every 60 minutes.

Why compare

EUR/NGN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Netherlands to Nigeria

Pick a company

For a one-off EUR transfer to Nigeria, I suggest picking the cheapest option which is WorldRemit.

WorldRemit was the cheapest on 1 of the 23 days it quoted €7.000 transfers to Nigeria.

On a 7.000 EUR transfer, WorldRemit delivers the most NGN.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/NGN rate.

Fund your transfer

There are 2 ways to fund your transfer, including bank transfer and debit card.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Nigeria?

How much EUR you send to Nigeria heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 4% of the transfers from €5,000 it quoted, and in 4% of all the transfers it quoted.


€500	-3.73%	€0.00	₦785,005.00with debit card to bank deposit	+₦20,838.70
€1,000	-1.94%	€0.00	₦1,542,210.00with ideal to bank deposit	+₦18,554.13
€2,000	-2.54%	€14.17	₦3,080,101.76with bank transfer to bank deposit	+₦34,756.03
€5,000	-2.54%	€33.85	₦7,701,704.07with bank transfer to bank deposit	+₦86,442.31
€7,000This page	-1.04%	€0.99	₦10,695,037.19with debit card to bank deposit	+₦139,210.35

Mid-market rate: 1 EUR = 1512.2927 NGN

EUR/NGN Exchange Rate History

Is today a good time to send money from Netherlands to Nigeria?

The cheapest way to send EUR to NGN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 7.000 EUR transfers to Nigeria.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NGN per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 21 of the last 30 days.

Right now, WorldRemit pays 10.695.037,19 NGN on 7.000 EUR, which is 108.988,18 NGN more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 10.789.310 NGN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nigeria.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

WorldRemitAppeared in 115 comparisons
Cheapest in 4% of them
Regency FXAppeared in 22 comparisons
Cheapest in 9% of them
RevolutAppeared in 122 comparisons
Never the cheapest

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest and gets you the most NGN, but it was the cheapest in only 4% of the 115 comparisons it appeared in over the past month.

If it's a one-off transfer, go with WorldRemit, since it's the cheapest right now.

Ways to send money from the Netherlands to Nigeria

3 companies send money from the Netherlands to Nigeria, across app, currency broker, multi-currency account, and global business account, and more.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Nigeria, apps are the easiest.

WorldRemit charges €0,99 in fees on a €7.000 transfer with -1,04% markup and gets you 10.695.037,19 NGN.

Over the past month, WorldRemit was the cheapest app on 4% of the days it appeared for €7.000 transfers.

You can pay for your transfer via bank transfer and debit card but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of NGN rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Our analysis shows Regency FX was the cheapest broker in 14% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and NGN in one account.

This is handy for receiving payments, spending NGN and EUR, or travelling to Nigeria.

Revolut is the cheapest multi-currency account.

It converts €7.000 at 0,76% markup plus €60,50 fee and holds the NGN until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 13% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive NGN in Nigeria

With WorldRemit, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7.000 gives your recipient 10.695.037,19 NGN.

In Nigeria, the recipient can collect NGN through bank deposit.

You can deposit EUR using bank transfer and debit card.

1

Debit card Bank deposit

You pay €7,000.00

₦10,695,037

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

₦10,557,467

-₦137,571

Consider this when sending money from Netherlands to Nigeria

A few things to consider before sending money from the Netherlands to Nigeria.

Compare your transfer options

Cheapest way to send money to Nigeria

The cheapest option for a €7.000 transfer is WorldRemit, funded through debit card with bank deposit for the payout. Your recipient gets 10.695.037,19 NGN, which is 1,29% more than the next best option.

Fastest way to send money to Nigeria

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Nigeria. Your recipient gets 10.414.976,66 NGN in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 3 companies sending EUR to Nigeria, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/NGN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Netherlands

Send money to Nigeria

Send money from United States to Nigeria Send money from India to Nigeria Send money from Philippines to Nigeria Send money from South Africa to Nigeria Send money from Brazil to Nigeria Send money from United Kingdom to Nigeria Send money from France to Nigeria Send money from Turkey to Nigeria Send money from Mexico to Nigeria Send money from Saudi Arabia to Nigeria

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.3575	–	₦10,439,502.52
Regency FX Cheapest	1487.3308	€0.00	₦10,411,315.86	−₦28,186.66
Revolut	1483.0108	€70.50	₦10,276,523.34	−₦162,979.18
WorldRemit No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1488.8506	–	₦10,421,954.39
Paysend Cheapest	1518.5861	€0.00	₦10,630,102.68	+₦208,148.29
WorldRemit	1508.0622	€0.99	₦10,554,942.14	+₦132,987.75
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1488.5297	–	₦10,419,707.69
Wise Cheapest	1525.5400	€46.96	₦10,607,140.64	+₦187,432.95
Regency FX	1484.5106	€0.00	₦10,391,574.48	−₦28,133.21
Revolut	1480.4891	€70.50	₦10,259,049.26	−₦160,658.43
WorldRemit No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	1521.2300	€0.00	₦10,648,610.00	–
WorldRemit	1511.0044	€0.99	₦10,575,535.12	–
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1496.5887	–	₦10,476,120.64
TapTap Send Cheapest	1523.0600	€0.00	₦10,661,420.00	+₦185,299.36
Regency FX	1492.5479	€0.00	₦10,447,835.12	−₦28,285.52
Revolut	1488.3818	€60.50	₦10,328,625.48	−₦147,495.16
WorldRemit No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	–
WorldRemit	1516.0418	€0.99	₦10,610,792.00	–
Revolut	1482.8043	€130.50	₦10,186,124.10	–
Regency FX No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1495.9032	–	₦10,471,322.26
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦175,677.74
WorldRemit	1516.0418	€0.99	₦10,610,792.00	+₦139,469.74
Regency FX	1491.8642	€0.00	₦10,443,049.69	−₦28,272.57
Revolut	1482.8043	€130.50	₦10,186,124.10	−₦285,198.16

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1494.4913	–	₦10,461,439.35
Wise Cheapest	1523.0300	€46.96	₦10,589,688.51	+₦128,249.16
WorldRemit	1510.5419	€0.99	₦10,572,297.51	+₦110,858.16
Regency FX	1490.4562	€0.00	₦10,433,193.47	−₦28,245.88
Revolut No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.2800	–	₦10,438,960.08
TapTap Send Cheapest	1523.0000	€0.00	₦10,661,000.00	+₦222,039.92
Regency FX	1487.2536	€0.00	₦10,410,774.89	−₦28,185.19
WorldRemit No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1494.1247	–	₦10,458,872.72
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦188,127.28
WorldRemit	1516.0225	€0.99	₦10,610,656.92	+₦151,784.20
Regency FX	1490.0905	€0.00	₦10,430,633.76	−₦28,238.96
Revolut	1486.5673	€60.50	₦10,316,033.81	−₦142,838.91

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1497.1843	–	₦10,480,289.95
TapTap Send Cheapest	1521.2400	€0.00	₦10,648,680.00	+₦168,390.05
WorldRemit	1519.4343	€0.99	₦10,634,535.51	+₦154,245.56
Regency FX	1493.1419	€0.00	₦10,451,993.17	−₦28,296.78
Revolut	1489.2686	€60.50	₦10,334,779.56	−₦145,510.39

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.2214	–	₦10,438,550.05
TapTap Send Cheapest	1521.3500	€0.00	₦10,649,450.00	+₦210,899.96
Regency FX	1487.1951	€0.00	₦10,410,365.96	−₦28,184.08
Revolut	1483.5781	€60.50	₦10,295,290.09	−₦143,259.96
WorldRemit No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1492.2197	–	₦10,445,537.85
TapTap Send Cheapest	1521.6000	€0.00	₦10,651,200.00	+₦205,662.15
WorldRemit	1501.4868	€0.99	₦10,508,920.92	+₦63,383.07
Regency FX	1488.1907	€0.00	₦10,417,334.90	−₦28,202.95
Revolut	1492.3450	€130.50	₦10,251,664.25	−₦193,873.60

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	1541.2400	€46.96	₦10,716,303.37	–
WorldRemit	1501.6055	€0.99	₦10,509,752.26	–
Revolut	1512.8471	€60.50	₦10,498,402.51	–
Regency FX No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1498.0424	–	₦10,486,297.04
Regency FX Cheapest	1493.9977	€0.00	₦10,457,984.04	−₦28,313.00
Revolut	1499.1225	€60.50	₦10,403,160.52	−₦83,136.52
WorldRemit No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1492.0098	–	₦10,444,068.77
TapTap Send Cheapest	1540.0000	€0.00	₦10,780,000.00	+₦335,931.23
WorldRemit	1489.5392	€0.99	₦10,425,299.62	−₦18,769.15
Regency FX	1487.9814	€0.00	₦10,415,869.78	−₦28,198.99
Revolut	1488.3120	€60.50	₦10,328,141.14	−₦115,927.63

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1500.8694	–	₦10,506,085.65
TapTap Send Cheapest	1536.0000	€0.00	₦10,752,000.00	+₦245,914.35
Regency FX	1496.8170	€0.00	₦10,477,719.21	−₦28,366.44
WorldRemit	1496.2634	€0.99	₦10,472,362.57	−₦33,723.08
Revolut	1493.3692	€60.50	₦10,363,235.38	−₦142,850.27

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1506.6383	–	₦10,546,468.12
TapTap Send Cheapest	1525.0000	€0.00	₦10,675,000.00	+₦128,531.88
Regency FX	1502.5704	€0.00	₦10,517,992.66	−₦28,475.46
WorldRemit	1493.0126	€0.99	₦10,449,609.98	−₦96,858.14
Revolut No quote collected this day	–	–	–	–

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1505.1379	–	₦10,535,965.07
Wise Cheapest	1536.1600	€46.96	₦10,680,981.93	+₦145,016.86
Regency FX	1501.0740	€0.00	₦10,507,517.96	−₦28,447.11
WorldRemit	1489.6091	€0.99	₦10,425,789.34	−₦110,175.73
Revolut No quote collected this day	–	–	–	–

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	1541.4700	€46.96	₦10,717,902.57	–
WorldRemit	1491.5042	€0.99	₦10,439,053.09	–
Revolut	1496.6742	€60.50	₦10,386,170.49	–
Regency FX No quote collected this day	–	–	–	–

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1509.3811	–	₦10,565,667.92
Wise Cheapest	1545.4400	€46.96	₦10,745,506.14	+₦179,838.22
Regency FX	1505.3058	€0.00	₦10,537,140.61	−₦28,527.31
WorldRemit	1496.9447	€0.99	₦10,477,131.13	−₦88,536.79
Revolut	1501.4131	€60.50	₦10,419,055.90	−₦146,612.02

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1514.1466	–	₦10,599,026.51
Xe Cheapest	1540.2734	€0.00	₦10,781,913.80	+₦182,887.29
WorldRemit	1531.1742	€0.99	₦10,716,703.47	+₦117,676.96
Regency FX	1510.0584	€0.00	₦10,570,409.14	−₦28,617.37
Revolut	1504.7567	€60.50	₦10,442,259.09	−₦156,767.42

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1503.3514	–	₦10,523,460.05
TapTap Send Cheapest	1541.3300	€0.00	₦10,789,310.00	+₦265,849.95
WorldRemit	1518.2421	€0.99	₦10,626,191.50	+₦102,731.45
Regency FX	1499.2924	€0.00	₦10,495,046.71	−₦28,413.34
Revolut	1497.0617	€60.50	₦10,388,859.95	−₦134,600.10

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1502.2349	–	₦10,515,643.95
Xe Cheapest	1520.5410	€0.00	₦10,643,787.00	+₦128,143.05
WorldRemit	1517.0776	€0.99	₦10,618,041.64	+₦102,397.69
Regency FX	1498.1788	€0.00	₦10,487,251.71	−₦28,392.24
Revolut	1487.8951	€130.50	₦10,221,095.19	−₦294,548.76

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	1536.5300	€46.96	₦10,683,554.55	–
WorldRemit	1519.3484	€0.99	₦10,633,934.44	–
Revolut	1497.3683	€60.50	₦10,390,987.58	–
Regency FX No quote collected this day	–	–	–	–

How to send money to Nigeria from the Netherlands with the best EUR-NGN rate

Best companies for EUR/NGN transfers