How to send money to UAE from Netherlands with the best EUR-AED rate

Wise is the fastest way to send money to United Arab Emirates right now, with delivery in same day.

For the cheapest option, sending €7,000 with Xe will get you 29,465.8 AED.

Best companies for EUR/AED transfers

11 of 11 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/AED transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.1780 AED -0.01% vs mid-market Recipient gets AED 29,100.97 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.1780 AED
AED 29,100.97You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2094 AED -0.76% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

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Showing top Netherlands to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2094 AED -0.76% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2094 AED -0.76% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4.2094 AED -0.76% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1672 AED +0.25% vs mid-market Recipient gets AED 29,170.23 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4.1672 AED
AED 29,170.23You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1663 AED +0.27% vs mid-market Recipient gets AED 29,164.38 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1663 AED
AED 29,164.38You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1651 AED +0.30% vs mid-market Recipient gets AED 29,155.61 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1651 AED
AED 29,155.61You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.1780 AED -0.01% vs mid-market Recipient gets AED 29,100.97 Same day
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.1780 AED
AED 29,100.97You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1567 AED +0.50% vs mid-market Recipient gets AED 29,097.12 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1567 AED
AED 29,097.12You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1537 AED +0.57% vs mid-market Recipient gets AED 29,075.90 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1537 AED
AED 29,075.90You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €44.82 1 EUR = 4.1780 AED -0.01% vs mid-market Recipient gets AED 29,058.60 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.821 EUR = 4.1780 AED
AED 29,058.60You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.59 1 EUR = 4.1495 AED +0.68% vs mid-market Recipient gets AED 29,031.50 Minutes - 24 hours
Receive to bank account

Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.591 EUR = 4.1495 AED
AED 29,031.50You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 4.1731 AED +0.11% vs mid-market Recipient gets AED 28,917.15 Same day
Multi-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 4.1731 AED
AED 28,917.15You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €89.69 1 EUR = 4.1780 AED -0.01% vs mid-market Recipient gets AED 28,871.14 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€89.691 EUR = 4.1780 AED
AED 28,871.14You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1191 AED +1.40% vs mid-market Recipient gets AED 28,833.93 Minutes - 2 days

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 4.1191 AED
AED 28,833.93You pay€7,000.00

Wise

Pay via Credit card
Fee €131.76 1 EUR = 4.1780 AED -0.01% vs mid-market Recipient gets AED 28,695.37 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.761 EUR = 4.1780 AED
AED 28,695.37You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.95 1 EUR = 4.0283 AED +3.64% vs mid-market Recipient gets AED 28,194.06 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€0.951 EUR = 4.0283 AED
AED 28,194.06You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 4.0237 AED
AED 28,165.69You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4.1776 AED Updates every 60 minutes.

How to send money from Netherlands to UAE

Pick a company

For a one-off transfer to UAE, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most AED.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/AED rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to UAE

11 companies send money from the Netherlands to United Arab Emirates, across broker, app, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to UAE online is simple.

Pick UAE, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 29,465.8 AED with a €0 fee and -0.76% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to UAE, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with -0.76% markup and gets you 29,465.8 AED.

You can pay for you transfer via broker, app, online, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of AED rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and AED in one account.

This is handy for receiving payments, spending AED and EUR, or travelling to United Arab Emirates.

Wise is the cheapest multi-currency account.

It converts €7,000 at -0.01% markup plus €34.68 fee and holds the AED until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive AED in UAE

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,465.8 AED.

In United Arab Emirates, the recipient can collect AED through bank deposit, cash pickup, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect AED from a participating location in United Arab Emirates with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/AED rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    .د.إ29,466

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.إ29,466

    .د.إ0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.إ29,466

    .د.إ0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    .د.إ29,059

    -.د.إ407

  5. 5
    Debit card Cash pickup

    You pay €7,000.00

    .د.إ28,194

    -.د.إ1,272

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,000.00

    .د.إ28,166

    -.د.إ1,300

Consider this when sending money from Netherlands to UAE

A few things to consider before sending money from Netherlands to UAE.

Compare your transfer options

Cheapest way to send money to United Arab Emirates

The cheapest option for .د.إ29,465.8 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 1% more than the next best option.

Fastest way to send money to United Arab Emirates

The fastest option is Wise. Pay by bank transfer and choose bank deposit in United Arab Emirates. Your recipient gets 29,100.97 AED in same day.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-AED Exchange Rate

Finding the best rate to send money from Netherlands to UAE

The EUR/AED rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 4.177856 AED

How we analyse the market

We track 11 companies sending EUR to United Arab Emirates, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.