How to send money to Chile from New Zealand with the best NZD-CLP rate

OFX is the best way to send money to Chile. Sending NZ$10,000 gets you 5,506,036.46 CLP on the other end.

Best companies for NZD/CLP transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 10,000 NZD transfer

Best companies for NZD/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fees: $61.54 1 NZD = 552.4450 CLP +0.17% vs mid-market Recipient gets $5,490,453.00 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$61.541 NZD = 552.4450 CLP
$5,490,453.00You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 545.6723 CLP +1.40% vs mid-market Recipient gets $5,456,723.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 545.6723 CLP
$5,456,723.00You pay$10,000.00

Run a live search

Showing top New Zealand to Chile deals for 10,000 NZD. Do a live search with your exact amount for today's best rates.

OFX

Pay via Bank transfer
Fees: $0.00 1 NZD = 550.6036 CLP +0.50% vs mid-market Recipient gets $5,506,036.46 6-12 Hours
Cheapest
Receive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 550.6036 CLP
$5,506,036.46You pay$10,000.00

Wise

Pay via Bank transfer
Fees: $61.54 1 NZD = 552.4450 CLP +0.17% vs mid-market Recipient gets $5,490,453.00 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$61.541 NZD = 552.4450 CLP
$5,490,453.00You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fees: $43.35 1 NZD = 549.9063 CLP +0.63% vs mid-market Recipient gets $5,475,224.00 Within minutes
Fastest
Receive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$43.351 NZD = 549.9063 CLP
$5,475,224.00You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 545.6723 CLP +1.40% vs mid-market Recipient gets $5,456,723.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 545.6723 CLP
$5,456,723.00You pay$10,000.00

Xe

Pay via Debit card
Fees: $40.00 1 NZD = 545.6723 CLP +1.40% vs mid-market Recipient gets $5,434,896.11 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$40.001 NZD = 545.6723 CLP
$5,434,896.11You pay$10,000.00

Xe

Pay via Credit card
Fees: $90.00 1 NZD = 545.6723 CLP +1.40% vs mid-market Recipient gets $5,407,612.49 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$90.001 NZD = 545.6723 CLP
$5,407,612.49You pay$10,000.00
How Our Results Work
Mid-market rate: 1 NZD = 553.3705 CLP Updates every 60 minutes.

How to send money from New Zealand to Chile

Pick a company

If you're sending a one-off transfer, then OFX is the best option.

OFX was the cheapest on 21 of the 29 days it quoted NZ$10,000 transfers to Chile.

For recurring transfers, I'd suggest using an app or a multi-currency account like Wise.

For large transfers (NZ$10k+), a broker like OFX is usually the best option.

New Zealand has no instant payment rail, so plan for the money to leave your account slower than you'd expect.

How much you send will affect the best option for you right now, so I suggest .

Fund your transfer

You can pay for the transfer via bank transfer, debit card, and credit card.

Bank transfers settle in batches a few times a business day, so a Friday evening payment can sit until Monday.

If you and the money transfer company use the same bank, it'll usually settle in seconds.

Verify and send

For your first transfer you'll need a photo ID and proof of address.

Nothing checks the recipient's name against the account number on an international transfer, so make sure to double check it.

Compare amounts

How much NZD are you sending to Chile?

How much NZD you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows OFX was the cheapest in 36% of the transfers from NZ$10,000 it quoted, and in 45% of all the transfers it quoted.

Cheapest service
$1,0000.65%$0.00$549,900.24with bank transfer to bank deposit+$4,895.08
$5,0000.65%$0.00$2,748,420.43with bank transfer to bank deposit+$22,239.63
$10,000This page0.50%$0.00$5,506,036.46with bank transfer to bank deposit+$44,212.28
$50,0000.25%$0.00$27,576,766.95with bank transfer to bank deposit+$238,983.35
$250,0000.20%$0.00$138,103,318.09with bank transfer to bank deposit+$1,309,032.52

Mid-market rate: 1 NZD = 553.3705 CLP

NZD/CLP Exchange Rate History

Is today a good time to send money from New Zealand to Chile?

The cheapest way to send NZD to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's OFX), across 30 days of comparisons for 10,000 NZD transfers to Chile.

CLP received for $10,000, after fees

Wed, 28 Oct 2026Mid-market rate$5,533,704.98 OFX $5,506,036.46OFX$5,506,036.46Wise$5,490,453.00Revolut$5,475,224.00

5.35M
5.40M
5.45M
5.50M
5.55M
5.60M
5.65M
5.70M
At the mid-market rateWith the cheapest optionOFXWiseRevolut
Exchange rateFees:Recipient getsDifference
Mid-market rate 547.1612 – $5,471,612.10
OFX Cheapest 544.4254 $0.00 $5,444,254.04 −$27,358.06
Wise 547.6130 $61.54 $5,442,430.00 −$29,182.10
Revolut 544.4877 $55.00 $5,414,930.00 −$56,682.10
Exchange rateFees:Recipient getsDifference
Mid-market rate 550.5641 – $5,505,640.64
OFX Cheapest 547.8112 $0.00 $5,478,112.44 −$27,528.20
Wise 550.2320 $61.54 $5,468,459.00 −$37,181.64
Revolut 547.8814 $55.00 $5,448,680.00 −$56,960.64
Exchange rateFees:Recipient getsDifference
Mid-market rate 546.9120 – $5,469,119.64
OFX Cheapest 544.1774 $0.00 $5,441,774.04 −$27,345.60
Wise 547.0960 $61.54 $5,437,292.00 −$31,827.64
Revolut 544.0508 $55.00 $5,410,585.00 −$58,534.64
Exchange rateFees:Recipient getsDifference
Mid-market rate 551.1672 – $5,511,672.49
Wise Cheapest 553.0780 $61.54 $5,496,744.00 −$14,928.49
OFX 548.4114 $0.00 $5,484,114.13 −$27,558.36
Revolut 550.7732 $55.00 $5,477,439.00 −$34,233.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 556.5503 – $5,565,503.30
OFX Cheapest 553.7676 $0.00 $5,537,675.78 −$27,827.52
Wise 556.1160 $61.54 $5,526,937.00 −$38,566.30
Revolut 552.6245 $155.00 $5,440,588.00 −$124,915.30
Exchange rateFees:Recipient getsDifference
Mid-market rate 556.5503 – $5,565,503.30
OFX Cheapest 553.7676 $0.00 $5,537,675.78 −$27,827.52
Wise 556.1160 $61.54 $5,526,937.00 −$38,566.30
Revolut 552.6245 $155.00 $5,440,588.00 −$124,915.30
Exchange rateFees:Recipient getsDifference
Mid-market rate 549.6210 – $5,496,210.48
Revolut Cheapest 551.2587 $55.00 $5,482,267.00 −$13,943.48
OFX 546.8729 $0.00 $5,468,729.43 −$27,481.05
Wise 548.9880 $61.54 $5,456,095.00 −$40,115.48
Exchange rateFees:Recipient getsDifference
Mid-market rate 544.3208 – $5,443,208.47
OFX Cheapest 541.5992 $0.00 $5,415,992.43 −$27,216.04
Wise 544.3330 $61.54 $5,409,832.00 −$33,376.47
Revolut 541.4872 $55.00 $5,385,090.00 −$58,118.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 546.1133 – $5,461,132.94
OFX Cheapest 543.3827 $0.00 $5,433,827.28 −$27,305.66
Wise 546.1710 $61.54 $5,428,099.00 −$33,033.94
Revolut 543.0539 $55.00 $5,400,670.00 −$60,462.94
Exchange rateFees:Recipient getsDifference
Mid-market rate 546.3938 – $5,463,938.38
Wise Cheapest 547.0440 $61.54 $5,436,775.00 −$27,163.38
OFX 543.6619 $0.00 $5,436,618.69 −$27,319.69
Revolut 544.9974 $43.35 $5,426,348.00 −$37,590.38
Exchange rateFees:Recipient getsDifference
Mid-market rate 549.5013 – $5,495,012.82
OFX Cheapest 546.7538 $0.00 $5,467,537.76 −$27,475.06
Wise 549.7090 $61.54 $5,463,261.00 −$31,751.82
Revolut 547.2228 $43.35 $5,448,506.00 −$46,506.82
Exchange rateFees:Recipient getsDifference
Mid-market rate 547.7383 – $5,477,383.43
OFX Cheapest 544.9997 $0.00 $5,449,996.51 −$27,386.92
Wise 548.1650 $61.54 $5,447,916.00 −$29,467.43
Revolut 544.7616 $143.35 $5,369,523.00 −$107,860.43
Exchange rateFees:Recipient getsDifference
Mid-market rate 547.7383 – $5,477,383.43
OFX Cheapest 544.9997 $0.00 $5,449,996.51 −$27,386.92
Wise 548.1650 $61.54 $5,447,916.00 −$29,467.43
Revolut 544.7616 $143.35 $5,369,523.00 −$107,860.43
Exchange rateFees:Recipient getsDifference
Mid-market rate 547.1752 – $5,471,752.22
OFX Cheapest 544.4393 $0.00 $5,444,393.46 −$27,358.76
Wise 547.1910 $61.54 $5,438,236.00 −$33,516.22
Revolut 544.6769 $43.35 $5,423,157.00 −$48,595.22
Exchange rateFees:Recipient getsDifference
Mid-market rate 547.3244 – $5,473,244.18
OFX Cheapest 544.5878 $0.00 $5,445,877.96 −$27,366.22
Wise 547.3700 $61.54 $5,440,015.00 −$33,229.18
Revolut 544.6499 $43.35 $5,422,888.00 −$50,356.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 550.7821 – $5,507,820.96
Wise Cheapest 552.0570 $61.54 $5,486,596.00 −$21,224.96
OFX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 552.9297 – $5,529,296.56
OFX Cheapest 550.1650 $0.00 $5,501,650.08 −$27,646.48
Wise 552.9640 $61.54 $5,495,611.00 −$33,685.56
Revolut 550.1217 $43.35 $5,477,369.00 −$51,927.56
Exchange rateFees:Recipient getsDifference
Mid-market rate 556.0365 – $5,560,364.53
OFX Cheapest 553.2563 $0.00 $5,532,562.71 −$27,801.82
Wise 555.9710 $61.54 $5,525,496.00 −$34,868.53
Revolut 553.2843 $43.35 $5,508,858.00 −$51,506.53
Exchange rateFees:Recipient getsDifference
Mid-market rate 554.1116 – $5,541,115.81
Wise Cheapest 556.9710 $61.54 $5,535,434.00 −$5,681.81
OFX 551.3410 $0.00 $5,513,410.23 −$27,705.58
Revolut 553.2759 $143.35 $5,453,447.00 −$87,668.81
Exchange rateFees:Recipient getsDifference
Mid-market rate 554.1116 – $5,541,115.81
Wise Cheapest 556.9710 $61.54 $5,535,434.00 −$5,681.81
OFX 551.3410 $0.00 $5,513,410.23 −$27,705.58
Revolut 553.2759 $143.35 $5,453,447.00 −$87,668.81
Exchange rateFees:Recipient getsDifference
Mid-market rate 555.1743 – $5,551,743.02
OFX Cheapest 552.3984 $0.00 $5,523,984.30 −$27,758.72
Revolut 554.5562 $43.35 $5,521,521.00 −$30,222.02
Wise 555.2230 $61.54 $5,518,062.00 −$33,681.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 557.9343 – $5,579,343.30
OFX Cheapest 555.1447 $0.00 $5,551,446.58 −$27,896.72
Wise 558.0970 $61.54 $5,546,625.00 −$32,718.30
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 554.7277 – $5,547,276.93
OFX Cheapest 551.9541 $0.00 $5,519,540.55 −$27,736.38
Wise 554.6290 $61.54 $5,512,158.00 −$35,118.93
Revolut 551.8276 $43.35 $5,494,354.00 −$52,922.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 556.9931 – $5,569,930.58
Wise Cheapest 558.6360 $61.54 $5,551,982.00 −$17,948.58
OFX 554.2081 $0.00 $5,542,080.93 −$27,849.65
Revolut 555.9308 $43.35 $5,535,208.00 −$34,722.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 560.8699 – $5,608,699.09
OFX Cheapest 558.0656 $0.00 $5,580,655.59 −$28,043.50
Wise 561.1480 $61.54 $5,576,947.00 −$31,752.09
Revolut 558.3717 $43.35 $5,559,511.00 −$49,188.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 563.4163 – $5,634,162.86
Wise Cheapest 567.6210 $61.54 $5,641,279.00 +$7,116.14
OFX 560.5992 $0.00 $5,605,992.05 −$28,170.81
Revolut 563.9226 $143.35 $5,558,387.00 −$75,775.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 563.4163 – $5,634,162.86
Wise Cheapest 567.6210 $61.54 $5,641,279.00 +$7,116.14
OFX 560.5992 $0.00 $5,605,992.05 −$28,170.81
Revolut 563.9226 $143.35 $5,558,387.00 −$75,775.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 564.5837 – $5,645,837.20
OFX Cheapest 561.7608 $0.00 $5,617,608.01 −$28,229.19
Wise 564.5800 $61.54 $5,611,056.00 −$34,781.20
Revolut 563.4341 $43.35 $5,609,915.00 −$35,922.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 563.4979 – $5,634,979.02
OFX Cheapest 560.6804 $0.00 $5,606,804.12 −$28,174.90
Wise 563.0130 $61.54 $5,595,482.00 −$39,497.02
Revolut 560.3407 $43.35 $5,579,116.00 −$55,863.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 553.3705 – $5,533,704.98
OFX Cheapest 550.6036 $0.00 $5,506,036.46 −$27,668.52
Wise 552.4450 $61.54 $5,490,453.00 −$43,251.98
Revolut 549.9063 $43.35 $5,475,224.00 −$58,480.98

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per NZD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, OFX pays 5,506,036.46 CLP on 10,000 NZD, which is 27,668.52 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 5,641,279 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 108 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. OFXAppeared in 104 comparisons

    Cheapest in 45% of them

  2. WiseAppeared in 108 comparisons

    Cheapest in 29% of them

  3. RevolutAppeared in 101 comparisons

    Cheapest in 8% of them

Based on 108 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today OFX is the cheapest and gets you the most CLP, but it was the cheapest in only 45% of the 104 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in only 29% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

If it's a one-off transfer, go with OFX, since it's the cheapest right now.

Ways to send money from New Zealand to Chile

4 companies cover NZD/CLP transfers, between them you can send money via app, broker, online, multi-currency account, and global account, and more.

Cheapest way to send NZD

Online money transfers

The gap between the cheapest and most expensive way to send money from New Zealand is among the widest in the world, and money transfer companies and apps are usually the cheapest.

Wise charges NZ$61.54 and 0.17% markup on a NZ$10,000 transfer.

This will get you 5,490,453 CLP and it will arrive in within a week.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Best support options

Currency brokers

For house purchase abroad, an inheritance or a pension transfer, a broker like OFX charges no fee and adds 0.5% margin, with a real person on the phone dealing with everything end to end.

Our analysis shows OFX was the cheapest broker in 49% of the transfers from NZ$10,000 it quoted.

Also, you can send a small NZD/CLP transfer first to get the feel of the process before sending the rest.

I suggest getting a few quotes from brokers and seeing who's the cheapest.

Living across two countries

Multi-currency accounts

If you live between two countries, income in one, mortgage or family in the other, a multi-currency account holds both currencies and converts when you choose.

Wise converts NZ$10,000 at 0.17% markup and holds the CLP until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 93% of days.

It’s also great for travelling to Chile and spending it there.

For business payments from NZ

Global accounts

Companies like Wise Business, OFX, or Revolut Business handle business payments, recurring and batch payments, invoicing, and more.

Great for paying suppliers, contractors or staff in Chile, or getting paid in CLP.

Ways to fund NZD and receive CLP in Chile

With OFX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending NZ$10,000 gives your recipient 5,506,036.46 CLP.

Pay in NZD by bank transfer, debit card, and credit card.

New Zealand bank payments still run in processing cycles, so allow time for the company to receive the payment before it can process the transfer to Chile.

The recipient in Chile can use bank deposit.

To send money directly to bank account or card, enter the recipient's bank details, account number and account-holder name.

  1. 1
    Bank transfer Bank deposit

    You pay NZ$10,000.00

    CLP$5,506,036

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay NZ$10,000.00

    CLP$5,434,896

    -CLP$71,140

  3. 3
    Credit card Bank deposit

    You pay NZ$10,000.00

    CLP$5,407,612

    -CLP$98,424

What to consider when sending NZD to Chile

Here are a few things to know about money transfers from New Zealand to Chile.

Compare NZD/CLP transfer options

For a NZ$10,000 transfer to Chile, these are the current best options you have.

Cheapest

OFX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 5,506,036.46 CLP, which is 0.28% more than the next best option.

Fastest

Revolut delivers 5,475,224 CLP in within minutes when you pay by bank transfer and the recipient uses bank deposit.

A NZ$1,000 report

New Zealand reporting entities must report international wire transfers of NZ$1,000 or more to the Financial Intelligence Unit.

It does not mean you need permission or cannot send more than NZ$1,000.

The New Zealand Police guidance on prescribed transactions explains the reporting threshold.

Keep evidence showing where the money came from, particularly for a property sale, inheritance or transfer between your own accounts.

Bank funding is not always instant

New Zealand bank payments run daily, but the transfer company still needs to receive and match your payment before sending CLP.

Debit-card funding may be confirmed sooner, although it can cost more.

Gifts are not taxed in New Zealand

New Zealand abolished gift duty, so there is no New Zealand gift tax simply because you send money to family in Chile.

Keep a record showing that it was a gift, loan or transfer of your own money because the recipient's tax position can differ.

Transfer protection from New Zealand

New Zealand's Depositor Compensation Scheme covers eligible deposits at licensed deposit takers.

It does not cover money after it has been sent to a non-bank transfer company.

The Reserve Bank explains the scheme's scope in a bit more detail.

How we analyse the market

Most of our pricing comes straight from the companies, and anything collected by hand is labelled in the table as indicative.

That covers 4 registered financial service providers sending NZD to Chile, updated in real time on live searches and compared on rates, fees, speed and the ways to pay and collect.

In the past 30 days alone, we analysed 108 comparisons across 5 amounts.

This page covers the cheapest and fastest options for NZD/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. Learn more:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.