How to send money to Chile from Brazil with the best BRL-CLP rate

Regency FX is the cheapest way to send money from Brazil to Chile. Sending R$40,000 will get your recipient 7,399,764.67 CLP in minutes - 24 hours.

With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most CLP in Chile.

Best companies for BRL/CLP transfers

4 of 4 providers

Last updated on 28 September 2026

Based on 40,000 BRL transfer

Best companies for BRL/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee R$1,718.29 1 BRL = 185.6080 CLP -0.06% vs mid-market Recipient gets $7,105,392.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
R$1,718.291 BRL = 185.6080 CLP
$7,105,392.00You payR$40,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 184.9941 CLP +0.27% vs mid-market Recipient gets $7,399,764.67 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 184.9941 CLP
$7,399,764.67You payR$40,000.00

Run a live search

Showing top Brazil to Chile deals for 40,000 BRL. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 184.9941 CLP +0.27% vs mid-market Recipient gets $7,399,764.67 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 184.9941 CLP
$7,399,764.67You payR$40,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee R$60.00 1 BRL = 184.6810 CLP +0.44% vs mid-market Recipient gets $7,376,160.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$60.001 BRL = 184.6810 CLP
$7,376,160.00You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee R$327.50 1 BRL = 184.6810 CLP +0.44% vs mid-market Recipient gets $7,326,757.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$327.501 BRL = 184.6810 CLP
$7,326,757.00You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Pix
Fee R$0.00 1 BRL = 178.9760 CLP +3.58% vs mid-market Recipient gets $7,159,040.00 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by pix.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
Free1 BRL = 178.9760 CLP
$7,159,040.00You payR$40,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 BRL = 175.9334 CLP
$7,037,336.00You payR$40,000.00

Wise

Pay via Bank transfer
Fee R$1,718.29 1 BRL = 185.6080 CLP -0.06% vs mid-market Recipient gets $7,105,392.00 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
R$1,718.291 BRL = 185.6080 CLP
$7,105,392.00You payR$40,000.00

Wise

Pay via Pix
Fee R$1,718.29 1 BRL = 185.6080 CLP -0.06% vs mid-market Recipient gets $7,105,392.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by pix.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
R$1,718.291 BRL = 185.6080 CLP
$7,105,392.00You payR$40,000.00
How Our Results Work
Mid-market rate: 1 BRL = 185.4950 CLP Updates every 60 minutes.

How to send money from Brazil to Chile

Pick a company

Start with the cheapest, which is Regency FX at 7,399,764.67 CLP for R$40,000 transfer.

The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.

Fund your transfer

You have 3 ways to pay, including bank transfer, pix, and debit card.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Chile

Compare amounts

How much BRL are you sending to Chile?

How much BRL you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
R$1,0000.63%R$10.00$182,542.00with bank transfer to bank deposit+$3,704.60
R$10,0000.50%R$15.00$1,843,574.00with bank transfer to bank deposit+$41,857.43
R$40,000This page0.27%R$0.00$7,399,764.67with bank transfer to bank deposit+$154,347.06

Mid-market rate: 1 BRL = 185.4950 CLP

Ways to send money from Brazil to Chile

There are 6 ways to send money to Chile across 4 money transfer companies.

For everyday transfers

Online transfers

For most transfers from Brazil to Chile, money transfer companies like Revolut are the cheapest way.

You can fund an online transfer with bank transfer, pix, and debit card.

Revolut charges R$60 and adds 0.44% markup when sending R$40,000, this will get you 7,159,040 CLP in Chile.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/CLP rate, handle the paperwork, and guide you over the phone.

Regency FX converts BRL to CLP with an exchange-rate markup of around 0.27%.

I'd suggest , since the rate gets better the more you send.

For receiving cash in Portugal

Cash pickup

If your recipient in Chile needs cash, you can do it with MoneyGram.

Sending R$40,000 will get you $7,159,040 after the fees with MoneyGram.

You recipient will collect cash at the nearest MoneyGram branch in Chile.

Holding AUD and other currencies

Multi-currency accounts

Revolut lets you hold, convert, and spend BRL and CLP from one account.

Swapping R$40,000 with Revolut will get you 7,376,160 CLP after all fees.

You can then spend it in Chile or Brazil and receive CLP payments.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international CLP payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 7,399,764.67 CLP.

For paying for your transfer, you have bank transfer, pix, and debit card.

You can fund the transfer with Pix

You can use Pix as a funding method, but it can’t send BRL to Chile directly.

Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.

For withdrawals in Chile, they can get it as bank deposit and cash pickup.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

  1. 1
    Bank transfer Bank deposit

    You pay R$40,000.00

    $7,399,765

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay R$40,000.00

    $7,326,757

    -$73,008

  3. 3
    Pix Cash pickup

    You pay R$40,000.00

    $7,159,040

    -$240,725

  4. 4
    Pix Bank deposit

    You pay R$40,000.00

    $7,105,392

    -$294,373

Consider this when sending BRL to Portugal

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/EUR transfer options

For a R$40,000 payment to Chile, I suggest starting with these:

Cheapest:

Regency FX, funded by bank transfer with bank deposit in Chile. Your recipient gets 7,399,764.67 CLP, which is 0.32% more than the next best option.

Fastest:

Revolut, paid by bank transfer with bank deposit for the payout. It delivers 7,376,160 CLP in within minutes.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Chile.

The company then switches to local rails or uses an internal network of accounts to move BRL to Chile.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

Live BRL-CLP Exchange Rate

Finding the best BRL to CLP exchange rate

The exchange rate affects the CLP amount before fees and tax are added. Tracking the recent BRL/CLP range makes company quotes easier to compare.

Mid-market rate:1 BRL = 185.607369 CLP

How we analyse the market

We track 4 authorised companies sending BRL to Chile, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.