How to send money to Chile from Finland with the best EUR-CLP rate

We’ve compared and analysed 5 money transfer companies in Finland.

Best companies for EUR/CLP transfers

5 of 5 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1093.9600 CLP 0.00% vs mid-market Recipient gets $7,597,158.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1093.9600 CLP
$7,597,158.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1091.8221 CLP +0.20% vs mid-market Recipient gets $7,642,754.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.8221 CLP
$7,642,754.70You pay€7,000.00

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Showing top Finland to Chile deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1091.8221 CLP +0.20% vs mid-market Recipient gets $7,642,754.70 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.8221 CLP
$7,642,754.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1091.8221 CLP +0.20% vs mid-market Recipient gets $7,642,754.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.8221 CLP
$7,642,754.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1091.8221 CLP +0.20% vs mid-market Recipient gets $7,642,754.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.8221 CLP
$7,642,754.70You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1091.0598 CLP +0.27% vs mid-market Recipient gets $7,637,418.42 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.0598 CLP
$7,637,418.42You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1088.5435 CLP +0.50% vs mid-market Recipient gets $7,619,804.80 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1088.5435 CLP
$7,619,804.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1093.9600 CLP 0.00% vs mid-market Recipient gets $7,597,158.00 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1093.9600 CLP
$7,597,158.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €65.44 1 EUR = 1093.9600 CLP 0.00% vs mid-market Recipient gets $7,586,131.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€65.441 EUR = 1093.9600 CLP
$7,586,131.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1088.0180 CLP +0.55% vs mid-market Recipient gets $7,539,421.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 1088.0180 CLP
$7,539,421.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €110.07 1 EUR = 1093.9600 CLP 0.00% vs mid-market Recipient gets $7,537,308.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€110.071 EUR = 1093.9600 CLP
$7,537,308.00You pay€7,000.00

Wise

Pay via Credit card
Fee €151.87 1 EUR = 1093.9600 CLP 0.00% vs mid-market Recipient gets $7,491,580.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€151.871 EUR = 1093.9600 CLP
$7,491,580.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 1088.0180 CLP +0.55% vs mid-market Recipient gets $7,375,674.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 1088.0180 CLP
$7,375,674.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 1094.0136 CLP Updates every 60 minutes.

How to send money from Finland to Chile

Pick a company

For a one-off transfer to Chile, start with Xe.

On a 7,000 EUR transfer, Xe delivers the most CLP.

The cheapest option depends on the amount, so I suggest to get the best EUR/CLP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Chile they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Chile

5 companies send money from Finland to Chile, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 7,642,754.7 CLP on €7,000 transfer.

If it's the only time you send money to Chile, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 7,642,754.7 CLP arrives in minutes - 24 hours.

In Chile they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and CLP balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to CLP with Wise gets you 7,597,158 CLP (€55.36 in fees and 0% markup).

This is especially useful travel since you are spending in CLP (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Chile.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Chile. They charge no fees and add a markup on the rate.

Xe charges no fee but adds 0.2% markup on top of the EUR/CLP rate.

Ways to fund EUR and receive CLP in Chile

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,642,754.7 CLP.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Chile directly.

For withdrawals in Chile, use bank deposit.

Receive CLP

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    $7,642,755

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    $7,642,755

    $0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $7,642,755

    $0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    $7,586,131

    -$56,624

What to consider before sending money from Finland to Chile

For a transfer from Finland, compare the CLP received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/CLP transfer options

For a €7,000 transfer to Chile, these are the current cheapest, fastest and easiest options.

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 7,642,754.7 CLP, which is 0.07% more than the next best option.

Fastest

Revolut delivers 7,539,421 CLP in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Chile.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-CLP Exchange Rate

Finding the best rate to send money from Finland to Chile

The exchange rate has a direct impact on how much CLP your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 1,100.741863 CLP

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 5 of them on EUR to Chile, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.