How to send money to Chile from Australia with the best AUD-CLP rate

Of the 9 companies we analysed, Instarem is the cheapest app overall for sending A$2,000 to Chile.

On a 2,000 AUD transfer it will get your recipient 1,383,181 CLP.

Best companies for AUD/CLP transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/CLP transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $15.87 1 AUD = 692.0820 CLP +0.18% vs mid-market Recipient gets $1,373,181.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$15.871 AUD = 692.0820 CLP
$1,373,181.00You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 674.7665 CLP +2.72% vs mid-market Recipient gets $1,349,533.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 674.7665 CLP
$1,349,533.00You pay$2,000.00

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Showing top Australia to Chile deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Instarem

Pay via PayID
Fees: $0.00 1 AUD = 691.5903 CLP +0.25% vs mid-market Recipient gets $1,383,181.00 6-12 Hours
Cheapest
Receive to bank account

Ways to receive money in Chile with Instarem when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 691.5903 CLP
$1,383,181.00You pay$2,000.00

Instarem

Pay via Bank Transfer
Fees: $0.00 1 AUD = 691.5903 CLP +0.25% vs mid-market Recipient gets $1,383,181.00 6-12 Hours
Receive to bank account

Ways to receive money in Chile with Instarem when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 691.5903 CLP
$1,383,181.00You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 688.8323 CLP +0.65% vs mid-market Recipient gets $1,377,664.55 6-12 Hours
Receive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 688.8323 CLP
$1,377,664.55You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 688.4941 CLP +0.70% vs mid-market Recipient gets $1,374,922.00 Within minutes
Fastest
Receive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 688.4941 CLP
$1,374,922.00You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 687.9106 CLP +0.79% vs mid-market Recipient gets $1,373,833.14 6-12 Hours

Ways to receive money in Chile with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 687.9106 CLP
$1,373,833.14You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 680.9620 CLP
$1,359,956.02You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 687.9106 CLP +0.79% vs mid-market Recipient gets $1,373,833.14 6-12 Hours

Ways to receive money in Chile with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 687.9106 CLP
$1,373,833.14You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 680.9620 CLP
$1,359,956.02You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 687.9106 CLP +0.79% vs mid-market Recipient gets $1,373,833.14 6-12 Hours

Ways to receive money in Chile with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 687.9106 CLP
$1,373,833.14You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 680.9620 CLP
$1,359,956.02You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $15.87 1 AUD = 692.0820 CLP +0.18% vs mid-market Recipient gets $1,373,181.00 Same day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$15.871 AUD = 692.0820 CLP
$1,373,181.00You pay$2,000.00

Wise

Pay via Osko
Fees: $15.87 1 AUD = 692.0820 CLP +0.18% vs mid-market Recipient gets $1,373,181.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$15.871 AUD = 692.0820 CLP
$1,373,181.00You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 685.8952 CLP +1.08% vs mid-market Recipient gets $1,371,800.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Chile with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 685.8952 CLP
$1,371,800.00You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 685.8952 CLP +1.08% vs mid-market Recipient gets $1,371,800.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Chile with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 685.8952 CLP
$1,371,800.00You pay$2,000.00

Wise

Pay via Debit Card
Fees: $21.38 1 AUD = 692.0820 CLP +0.18% vs mid-market Recipient gets $1,369,367.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$21.381 AUD = 692.0820 CLP
$1,369,367.00You pay$2,000.00

Instarem

Pay via Debit Card
Fees: $24.00 1 AUD = 691.5903 CLP +0.25% vs mid-market Recipient gets $1,366,582.00 6-12 Hours
Receive to bank account

Ways to receive money in Chile with Instarem when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 691.5903 CLP
$1,366,582.00You pay$2,000.00

Instarem

Pay via Credit Card
Fees: $24.00 1 AUD = 691.5903 CLP +0.25% vs mid-market Recipient gets $1,366,582.00 6-12 Hours
Receive to bank account

Ways to receive money in Chile with Instarem when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 691.5903 CLP
$1,366,582.00You pay$2,000.00

Wise

Pay via Credit Card
Fees: $34.82 1 AUD = 692.0820 CLP +0.18% vs mid-market Recipient gets $1,360,066.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$34.821 AUD = 692.0820 CLP
$1,360,066.00You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 679.2800 CLP +2.05% vs mid-market Recipient gets $1,358,560.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 679.2800 CLP
$1,358,560.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 679.2800 CLP +2.05% vs mid-market Recipient gets $1,358,560.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 679.2800 CLP
$1,358,560.00You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 679.2800 CLP +2.05% vs mid-market Recipient gets $1,358,560.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 679.2800 CLP
$1,358,560.00You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 675.5600 CLP +2.60% vs mid-market Recipient gets $1,351,120.00 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 675.5600 CLP
$1,351,120.00You pay$2,003.99
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 664.0755 CLP
$1,328,151.00You pay$2,002.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 675.5600 CLP +2.60% vs mid-market Recipient gets $1,351,120.00 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 675.5600 CLP
$1,351,120.00You pay$2,003.99
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 664.0755 CLP
$1,328,151.00You pay$2,002.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $3.99 1 AUD = 675.5600 CLP +2.60% vs mid-market Recipient gets $1,351,120.00 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 675.5600 CLP
$1,351,120.00You pay$2,003.99
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 664.0755 CLP
$1,328,151.00You pay$2,002.99

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 674.7665 CLP +2.72% vs mid-market Recipient gets $1,349,533.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 674.7665 CLP
$1,349,533.00You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 674.7665 CLP +2.72% vs mid-market Recipient gets $1,349,533.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 674.7665 CLP
$1,349,533.00You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 674.7665 CLP +2.72% vs mid-market Recipient gets $1,349,533.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 674.7665 CLP
$1,349,533.00You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 693.3390 CLP Updates every 60 minutes.

How to send money from Australia to Chile

Pick a company

Start with the cheapest, which is Instarem at 1,383,181 CLP on A$2,000.

Instarem was the cheapest on 9 of the 12 days it quoted A$2,000 transfers to Chile.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, bank transfer, credit card, payid, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Chile?

How much AUD you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Instarem was the cheapest in 89% of the transfers up to A$2,000 it quoted, and in 89% of all the transfers it quoted.

Cheapest service
$1,0000.24%$0.00$691,984.00with payid to bank deposit+$9,499.63
$1,5000.65%$0.00$1,033,719.04with bank transfer to bank deposit+$10,576.62
$2,000This page0.25%$0.00$1,383,181.00with payid to bank deposit+$17,737.42
$3,0000.65%$0.00$2,066,746.02with bank transfer to bank deposit+$24,649.05
$7,5000.50%$0.00$5,173,821.32with bank transfer to bank deposit+$63,646.49
$12,0000.27%$0.00$8,297,013.05with bank transfer to bank deposit+$119,947.95
$15,0000.27%$0.00$10,370,017.80with bank transfer to bank deposit+$148,661.45
$50,0000.25%$0.00$34,596,032.25with bank transfer to bank deposit+$531,836.92
$100,0000.25%$0.00$69,157,611.55with bank transfer to bank deposit+$1,111,085.67
$250,0000.20%$0.00$172,980,692.56with bank transfer to bank deposit+$2,852,724.55
$500,0000.20%$0.00$345,846,090.66with bank transfer to bank deposit+$4,529,035.97

Mid-market rate: 1 AUD = 693.3390 CLP

AUD/CLP Exchange Rate History

Is today a good time to send money from Australia to Chile?

The cheapest way to send AUD to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Instarem), across 30 days of comparisons for 2,000 AUD transfers to Chile.

CLP received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rate$1,386,677.96 Instarem $1,383,181.00Instarem$1,383,181.00OFX$1,377,664.55Revolut$1,374,922.00

1.33M
1.34M
1.35M
1.36M
1.37M
1.38M
1.39M
1.40M
At the mid-market rateWith the cheapest optionInstaremOFXRevolut
Exchange rateFees:Recipient getsDifference
Mid-market rate 675.9922 – $1,351,984.41
Western Union Cheapest 673.9321 $0.00 $1,347,870.00 −$4,114.41
OFX 671.5983 $0.00 $1,343,196.51 −$8,787.90
Revolut 672.1989 $3.00 $1,342,381.00 −$9,603.41
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 679.2177 – $1,358,435.31
Instarem Cheapest 678.1644 $0.00 $1,356,329.00 −$2,106.31
OFX 674.8027 $0.00 $1,349,605.48 −$8,829.83
Revolut 675.3987 $3.00 $1,348,771.00 −$9,664.31
Exchange rateFees:Recipient getsDifference
Mid-market rate 676.8878 – $1,353,775.67
OFX Cheapest 672.4881 $0.00 $1,344,976.12 −$8,799.55
Revolut 672.9267 $3.00 $1,343,834.00 −$9,941.67
Instarem 676.3323 $24.00 $1,336,433.00 −$17,342.67
Exchange rateFees:Recipient getsDifference
Mid-market rate 681.1306 – $1,362,261.20
Instarem Cheapest 682.6992 $0.00 $1,365,398.00 +$3,136.80
Revolut 680.0219 $3.00 $1,358,003.00 −$4,258.20
OFX 676.7033 $0.00 $1,353,406.50 −$8,854.70
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.6087 – $1,373,217.37
Wise Cheapest 689.0410 $15.87 $1,367,147.00 −$6,070.37
OFX 682.1457 $0.00 $1,364,291.46 −$8,925.91
Revolut 684.6276 $23.00 $1,353,508.00 −$19,709.37
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.6087 – $1,373,217.37
Instarem Cheapest 687.3808 $0.00 $1,374,762.00 +$1,544.63
OFX 682.1457 $0.00 $1,364,291.46 −$8,925.91
Revolut 684.6276 $23.00 $1,353,508.00 −$19,709.37
Exchange rateFees:Recipient getsDifference
Mid-market rate 680.1274 – $1,360,254.81
Revolut Cheapest 684.0363 $3.00 $1,366,020.00 +$5,765.19
OFX 675.7066 $0.00 $1,351,413.15 −$8,841.66
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 677.9226 – $1,355,845.11
OFX Cheapest 673.5161 $0.00 $1,347,032.12 −$8,812.99
Revolut 673.6987 $3.00 $1,345,376.00 −$10,469.11
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 678.7267 – $1,357,453.38
OFX Cheapest 674.3150 $0.00 $1,348,629.94 −$8,823.44
Revolut 674.5593 $3.00 $1,347,094.00 −$10,359.38
Instarem 677.9864 $24.00 $1,339,701.00 −$17,752.38
Exchange rateFees:Recipient getsDifference
Mid-market rate 679.2401 – $1,358,480.22
Revolut Cheapest 677.0564 $3.00 $1,352,081.00 −$6,399.22
OFX 674.8250 $0.00 $1,349,650.10 −$8,830.12
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 683.1536 – $1,366,307.19
Revolut Cheapest 679.9920 $3.00 $1,357,944.00 −$8,363.19
OFX 678.7131 $0.00 $1,357,426.19 −$8,881.00
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 680.5575 – $1,361,115.04
Wise Cheapest 682.2880 $15.87 $1,353,748.00 −$7,367.04
OFX 676.1339 $0.00 $1,352,267.80 −$8,847.24
Instarem 680.1061 $24.00 $1,343,890.00 −$17,225.04
Revolut 677.9279 $23.00 $1,340,263.00 −$20,852.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 680.5575 – $1,361,115.04
Instarem Cheapest 680.1061 $0.00 $1,360,212.00 −$903.04
OFX 676.1339 $0.00 $1,352,267.80 −$8,847.24
Revolut 677.9279 $23.00 $1,340,263.00 −$20,852.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 681.7127 – $1,363,425.40
Instarem Cheapest 680.3969 $0.00 $1,360,794.00 −$2,631.40
Revolut 678.3016 $3.00 $1,354,568.00 −$8,857.40
OFX 677.2816 $0.00 $1,354,563.13 −$8,862.27
Exchange rateFees:Recipient getsDifference
Mid-market rate 680.6782 – $1,361,356.36
Instarem Cheapest 679.3243 $0.00 $1,358,649.00 −$2,707.36
OFX 676.2538 $0.00 $1,352,507.54 −$8,848.82
Revolut 677.1258 $3.00 $1,352,220.00 −$9,136.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.9669 – $1,373,933.74
Revolut Cheapest 684.8317 $3.00 $1,367,608.00 −$6,325.74
OFX 682.5016 $0.00 $1,365,003.17 −$8,930.57
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 683.7535 – $1,367,506.90
Western Union Cheapest 680.8841 $0.00 $1,361,770.00 −$5,736.90
OFX 679.3091 $0.00 $1,358,618.11 −$8,888.79
Revolut 680.0906 $3.00 $1,358,140.00 −$9,366.90
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 682.8566 – $1,365,713.10
OFX Cheapest 678.4180 $0.00 $1,356,835.97 −$8,877.13
Revolut 679.1616 $3.00 $1,356,285.00 −$9,428.10
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 681.9534 – $1,363,906.86
Instarem Cheapest 682.8699 $0.00 $1,365,740.00 +$1,833.14
OFX 677.5207 $0.00 $1,355,041.47 −$8,865.39
Revolut 679.8686 $23.00 $1,344,100.00 −$19,806.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 681.9534 – $1,363,906.86
Wise Cheapest 684.0630 $15.87 $1,357,270.00 −$6,636.86
OFX 677.5207 $0.00 $1,355,041.47 −$8,865.39
Revolut 679.8686 $23.00 $1,344,100.00 −$19,806.86
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 684.5601 – $1,369,120.14
Revolut Cheapest 683.5845 $3.00 $1,365,118.00 −$4,002.14
OFX 680.1104 $0.00 $1,360,220.86 −$8,899.28
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.3937 – $1,372,787.35
OFX Cheapest 681.9321 $0.00 $1,363,864.23 −$8,923.12
Instarem No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 684.5213 – $1,369,042.54
OFX Cheapest 680.0719 $0.00 $1,360,143.77 −$8,898.77
Revolut 680.8829 $3.00 $1,359,723.00 −$9,319.54
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.5733 – $1,373,146.50
Revolut Cheapest 685.1458 $3.00 $1,368,236.00 −$4,910.50
OFX 682.1105 $0.00 $1,364,221.05 −$8,925.45
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 692.1076 – $1,384,215.22
OFX Cheapest 687.6089 $0.00 $1,375,217.82 −$8,997.40
Revolut 688.6212 $3.00 $1,375,176.00 −$9,039.22
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 688.1542 – $1,376,308.30
Wise Cheapest 700.3070 $15.87 $1,389,500.00 +$13,191.70
Revolut 696.2058 $23.00 $1,376,398.00 +$89.70
OFX 683.6812 $0.00 $1,367,362.30 −$8,946.00
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 688.1542 – $1,376,308.30
Wise Cheapest 700.3070 $15.87 $1,389,500.00 +$13,191.70
Revolut 696.2058 $23.00 $1,376,398.00 +$89.70
OFX 683.6812 $0.00 $1,367,362.30 −$8,946.00
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 697.4715 – $1,394,942.93
Revolut Cheapest 695.7613 $3.00 $1,389,435.00 −$5,507.93
OFX 692.9379 $0.00 $1,385,875.80 −$9,067.13
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Instarem Cheapest 693.3339 $0.00 $1,386,668.00 –
Revolut 690.2550 $3.00 $1,378,439.00 –
OFX No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 693.3390 – $1,386,677.96
Instarem Cheapest 691.5903 $0.00 $1,383,181.00 −$3,496.96
OFX 688.8323 $0.00 $1,377,664.55 −$9,013.41
Revolut 688.4941 $3.00 $1,374,922.00 −$11,755.96

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, Instarem pays 1,383,181 CLP on 2,000 AUD, which is 3,496.96 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,389,500 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. InstaremAppeared in 35 comparisons

    Cheapest in 89% of them

  2. OFXAppeared in 303 comparisons

    Cheapest in 16% of them

  3. RevolutAppeared in 282 comparisons

    Cheapest in 5% of them

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Instarem is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 16% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from Australia to Chile

9 money transfer companies let you send money from Australia to Chile.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Chile.

For example, sending A$2,000 with Instarem will get you 1,383,181 CLP after a A$0 fee and 0.25% markup.

In our comparisons over the past month, it was the cheapest online service on 9 of the 12 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Instarem takes A$0 in fees and 0.25% markup on a A$2,000 transfer, and your CLP arrives in 6-12 hours.

Over the past month, Instarem was the cheapest app on 75% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/CLP, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 47% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in CLP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and CLP in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.7% markup, and the CLP sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

Most useful if you travel often to Chile, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Chile

With Instarem, paying by payid and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 1,383,181 CLP.

You can fund the transfer with debit card, bank transfer, credit card, payid, osko, payto, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Chile can collect CLP through bank deposit and cash pickup.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Chile.

  1. 1
    Payid Bank deposit

    You pay A$2,000.00

    CLP$1,383,181

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay A$2,000.00

    CLP$1,383,181

    CLP$0

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    CLP$1,373,833

    -CLP$9,348

  4. 4
    Credit card Bank deposit

    You pay A$2,000.00

    CLP$1,373,833

    -CLP$9,348

  5. 5
    Osko Bank deposit

    You pay A$2,000.00

    CLP$1,373,181

    -CLP$10,000

Show moreShow less
  1. 6
    Payid Cash pickup

    You pay A$2,000.00

    CLP$1,359,956

    -CLP$23,225

  2. 7
    Debit card Cash pickup

    You pay A$2,000.00

    CLP$1,359,956

    -CLP$23,225

  3. 8
    Credit card Cash pickup

    You pay A$2,000.00

    CLP$1,359,956

    -CLP$23,225

  4. 9
    Payto Bank deposit

    You pay A$2,000.00

    CLP$1,358,560

    -CLP$24,621

  5. 10
    Poli Cash pickup

    You pay A$2,003.99

    CLP$1,351,120

    -CLP$32,061

  6. 11
    Poli Bank deposit

    You pay A$2,002.99

    CLP$1,328,151

    -CLP$55,030

Consider this before sending AUD to Chile

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/CLP transfer options

For a A$2,000 transfer to Chile, these are the best options right now:

Cheapest

Instarem is cheapest when funded by payid with bank deposit for the payout. Your recipient gets 1,383,181 CLP, which is 0.4% more than the next best option.

Fastest

Revolut delivers 1,374,922 CLP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Chile.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Chile.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 9 companies sending AUD to Chile, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.