Western Union is the cheapest way to send money from Canada to Chile based on the 9 companies we analyzed, giving your recipient 676,450 CLP from $1,000.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/CLP transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $11.84 1 CAD = 679.3630 CLP +0.01% vs mid-market | Recipient gets $671,319.00 Within a week | |
Ways to receive money in Chile with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $11.841 CAD = 679.3630 CLP $671,319.00You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 661.0221 CLP +2.74% vs mid-market | Recipient gets $661,022.10 6-12 Hours | |
Ways to receive money in Chile with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 661.0221 CLP $661,022.10You pay$1,005.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 649.7847 CLP $649,784.70You pay$1,004.99 | |||
Run a live search Showing top Canada to Chile deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to CLP rates. | |||
Run a live search These companies offer multi-currency accounts for spending CLP. We suggest doing a live search based on how much CAD you're planning to spend in Chile. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 676.4469 CLP +0.44% vs mid-market | Recipient gets $676,450.00 Next Day | |
Ways to receive money in Chile with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 676.4469 CLP $676,450.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 676.4469 CLP +0.44% vs mid-market | Recipient gets $676,450.00 Next Day | |
Ways to receive money in Chile with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 676.4469 CLP $676,450.00You pay$1,000.00 | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 676.4255 CLP +0.44% vs mid-market | Recipient gets $676,425.50 Next Day | |
Ways to receive money in Chile with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 676.4255 CLP $676,425.50You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 676.4255 CLP +0.44% vs mid-market | Recipient gets $676,425.50 Next Day | |
Ways to receive money in Chile with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 676.4255 CLP $676,425.50You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 676.4255 CLP +0.44% vs mid-market | Recipient gets $676,425.50 Next Day | |
Ways to receive money in Chile with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 676.4255 CLP $676,425.50You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 674.9973 CLP +0.65% vs mid-market | Recipient gets $674,997.35 6-12 Hours | |
Ways to receive money in Chile with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 674.9973 CLP $674,997.35You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 674.4719 CLP +0.73% vs mid-market | Recipient gets $674,471.94 6-12 Hours | |
Ways to receive money in Chile with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 674.4719 CLP $674,471.94You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 674.4719 CLP +0.73% vs mid-market | Recipient gets $674,471.94 6-12 Hours | |
Ways to receive money in Chile with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 674.4719 CLP $674,471.94You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $11.84 1 CAD = 679.3630 CLP +0.01% vs mid-market | Recipient gets $671,319.00 Within a week | |
Ways to receive money in Chile with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $11.841 CAD = 679.3630 CLP $671,319.00You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 676.4255 CLP +0.44% vs mid-market | Recipient gets $670,344.43 Next Day | |
Ways to receive money in Chile with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 676.4255 CLP $670,344.43You pay$1,000.00 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 667.7500 CLP +1.73% vs mid-market | Recipient gets $667,750.00 2 Days | |
Ways to receive money in Chile with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 667.7500 CLP $667,750.00You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 667.7500 CLP +1.73% vs mid-market | Recipient gets $667,750.00 2 Days | |
Ways to receive money in Chile with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 667.7500 CLP $667,750.00You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $17.53 1 CAD = 679.3630 CLP +0.01% vs mid-market | Recipient gets $667,454.00 Next day | |
Ways to receive money in Chile with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $17.531 CAD = 679.3630 CLP $667,454.00You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $2.90 1 CAD = 665.9024 CLP +2.01% vs mid-market | Recipient gets $663,971.28 6-12 Hours | |
Ways to receive money in Chile with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.901 CAD = 665.9024 CLP $663,971.28You pay$1,000.00 Cash pickup6-12 Hours $2.901 CAD = 664.5407 CLP $662,613.53You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $22.78 1 CAD = 679.3630 CLP +0.01% vs mid-market | Recipient gets $663,887.00 Next day | |
Ways to receive money in Chile with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $22.781 CAD = 679.3630 CLP $663,887.00You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $25.57 1 CAD = 678.6507 CLP +0.11% vs mid-market | Recipient gets $661,300.00 Next day | |
Ways to receive money in Chile with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $25.571 CAD = 678.6507 CLP $661,300.00You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 661.0221 CLP +2.74% vs mid-market | Recipient gets $661,022.10 6-12 Hours | |
Ways to receive money in Chile with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 661.0221 CLP $661,022.10You pay$1,005.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 649.7847 CLP $649,784.70You pay$1,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $5.99 1 CAD = 661.0221 CLP +2.74% vs mid-market | Recipient gets $661,022.10 6-12 Hours | |
Ways to receive money in Chile with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 661.0221 CLP $661,022.10You pay$1,005.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 649.7847 CLP $649,784.70You pay$1,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $5.99 1 CAD = 661.0221 CLP +2.74% vs mid-market | Recipient gets $661,022.10 6-12 Hours | |
Ways to receive money in Chile with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 661.0221 CLP $661,022.10You pay$1,005.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 649.7847 CLP $649,784.70You pay$1,004.99 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 660.9600 CLP +2.75% vs mid-market | Recipient gets $660,960.00 2 Days | |
Ways to receive money in Chile with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 660.9600 CLP $660,960.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 660.9600 CLP +2.75% vs mid-market | Recipient gets $660,960.00 2 Days | |
Ways to receive money in Chile with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 660.9600 CLP $660,960.00You pay$1,020.00 | |||
| Wise Pay via Credit Card | Fees: $37.42 1 CAD = 679.3630 CLP +0.01% vs mid-market | Recipient gets $653,941.00 Next day | |
Ways to receive money in Chile with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $37.421 CAD = 679.3630 CLP $653,941.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $68.00 1 CAD = 665.9024 CLP +2.01% vs mid-market | Recipient gets $620,621.04 6-12 Hours | |
Ways to receive money in Chile with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $68.001 CAD = 665.9024 CLP $620,621.04You pay$1,000.00 Cash pickup6-12 Hours $68.001 CAD = 664.5407 CLP $619,351.93You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 679.4135 CLP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 676,450 CLP on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | 0.38% | $0.00 | $67,650.00with debit card to bank deposit | +$3,997.58 | |
| $500 | 0.39% | $0.00 | $338,230.00with debit card to bank deposit | +$6,791.64 | |
| $1,000This page | 0.44% | $0.00 | $676,450.00with debit card to bank deposit | +$10,387.31 | |
| $3,000 | 0.42% | $0.00 | $2,029,350.00with debit card to bank deposit | +$21,811.14 | |
| $10,000 | 0.27% | $0.00 | $6,773,252.80with bank transfer to bank deposit | +$71,986.16 | |
| $50,000 | 0.25% | $0.00 | $33,875,205.49with bank transfer to bank deposit | +$348,102.80 |
Mid-market rate: 1 CAD = 679.4135 CLP
There are 9 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Western Union location, and your recipient picks up 676,450 CLP within minutes.
Cash transfers cost more
Cash transfer to Chile is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Western Union charges $0 in fees and adds 0.44% markup, so your $1,000 delivers 676,450 CLP in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 9 online companies, Western Union is the cheapest and currently gets you 676,450 CLP on a $1,000 transfer after a $0 fee and 0.44% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like OFX charge no fees but add 0.65% on CAD/CLP interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $25.57 in fees with 0.11% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CLP.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in CLP, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and CLP, and convert between them at low cost.
For example, converting $1,000 costs $11.84 in fees at 0.01% markup, which gets you 671,319 CLP.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 676,450 CLP.
Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive CLP through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Chile.
You pay $1,000.00
$676,450
Cheapest
You pay $1,000.00
$676,450
$0
You pay $1,000.00
$676,426
-$25
You pay $1,000.00
$676,426
-$25
You pay $1,000.00
$674,472
-$1,978
You pay $1,000.00
$662,614
-$13,836
You pay $1,005.99
$661,022
-$15,428
You pay $1,005.99
$661,022
-$15,428
You pay $1,004.99
$649,785
-$26,665
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Chile, these are the cheapest, fastest and easiest options available now.
Best way to send money to Chile
Western Union is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 676,450 CLP, which is 0% more than the next best option.
Fastest way to send money to Chile
OFX is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 674,997.35 CLP in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Chile.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the CLP amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 682.980916 CLP
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 9 FINTRAC-registered companies sending CAD to Chile, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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