How to send money to Chile from Canada with the best CAD-CLP rate

Remitbee is the cheapest way to send money from Canada to Chile based on the 8 companies we analyzed, giving your recipient 708,289.5 CLP from CA$1,000.

Best companies for CAD/CLP transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/CLP transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $11.84 1 CAD = 700.0180 CLP +0.17% vs mid-market Recipient gets $691,730.00 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$11.841 CAD = 700.0180 CLP
$691,730.00You pay$1,000.00
Ad

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 698.4900 CLP +0.39% vs mid-market Recipient gets $698,490.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 698.4900 CLP
$698,490.00You pay$1,000.00

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Showing top Canada to Chile deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 708.2895 CLP -1.01% vs mid-market Recipient gets $708,289.50 Next Day
0 reviews
Cheapest

Ways to receive money in Chile with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 708.2895 CLP
$708,289.50You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 708.2895 CLP -1.01% vs mid-market Recipient gets $708,289.50 Next Day
0 reviews

Ways to receive money in Chile with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 708.2895 CLP
$708,289.50You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 708.2895 CLP -1.01% vs mid-market Recipient gets $708,289.50 Next Day
0 reviews

Ways to receive money in Chile with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 708.2895 CLP
$708,289.50You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 708.2895 CLP -1.01% vs mid-market Recipient gets $701,921.98 Next Day
0 reviews

Ways to receive money in Chile with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 708.2895 CLP
$701,921.98You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 698.4900 CLP +0.39% vs mid-market Recipient gets $698,490.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 698.4900 CLP
$698,490.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 698.4900 CLP +0.39% vs mid-market Recipient gets $698,490.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 698.4900 CLP
$698,490.00You pay$1,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 696.7762 CLP +0.63% vs mid-market Recipient gets $696,780.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Chile with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 696.7762 CLP
$696,780.00You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 696.7762 CLP +0.63% vs mid-market Recipient gets $696,780.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Chile with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 696.7762 CLP
$696,780.00You pay$1,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 696.6340 CLP +0.65% vs mid-market Recipient gets $696,633.96 6-12 Hours
Fastest
Receive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 696.6340 CLP
$696,633.96You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 694.9332 CLP +0.90% vs mid-market Recipient gets $694,933.24 6-12 Hours

Ways to receive money in Chile with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 694.9332 CLP
$694,933.24You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 694.9332 CLP +0.90% vs mid-market Recipient gets $694,933.24 6-12 Hours

Ways to receive money in Chile with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 694.9332 CLP
$694,933.24You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $11.84 1 CAD = 700.0180 CLP +0.17% vs mid-market Recipient gets $691,730.00 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$11.841 CAD = 700.0180 CLP
$691,730.00You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 691.4200 CLP +1.40% vs mid-market Recipient gets $691,420.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 691.4200 CLP
$691,420.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 691.4200 CLP +1.40% vs mid-market Recipient gets $691,420.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Chile with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 691.4200 CLP
$691,420.00You pay$1,020.00

Wise

Pay via Interac
Fees: $17.53 1 CAD = 700.0180 CLP +0.17% vs mid-market Recipient gets $687,747.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$17.531 CAD = 700.0180 CLP
$687,747.00You pay$1,000.00

Wise

Pay via Debit Card
Fees: $22.78 1 CAD = 700.0180 CLP +0.17% vs mid-market Recipient gets $684,072.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$22.781 CAD = 700.0180 CLP
$684,072.00You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 683.9459 CLP +2.49% vs mid-market Recipient gets $683,945.90 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 683.9459 CLP
$683,945.90You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 673.4861 CLP
$673,486.10You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 683.9459 CLP +2.49% vs mid-market Recipient gets $683,945.90 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 683.9459 CLP
$683,945.90You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 673.4861 CLP
$673,486.10You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 683.9459 CLP +2.49% vs mid-market Recipient gets $683,945.90 6-12 Hours

Ways to receive money in Chile with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 683.9459 CLP
$683,945.90You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 673.4861 CLP
$673,486.10You pay$1,004.99

Koho

Pay via Bank Transfer
Fees: $25.57 1 CAD = 699.4454 CLP +0.25% vs mid-market Recipient gets $681,563.00 Next day
Receive to bank account

Ways to receive money in Chile with Koho when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$25.571 CAD = 699.4454 CLP
$681,563.00You pay$1,000.00

Wise

Pay via Credit Card
Fees: $37.42 1 CAD = 700.0180 CLP +0.17% vs mid-market Recipient gets $673,823.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$37.421 CAD = 700.0180 CLP
$673,823.00You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 701.1917 CLP Updates every 60 minutes.

How to send money from Canada to Chile

Pick a company

Start with the cheapest, which is Remitbee at 708,289.5 CLP on CA$1,000.

Remitbee was the cheapest on 2 of the 19 days it quoted CA$1,000 transfers to Chile.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Chile?

How much CAD you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitbee was the cheapest in 7% of the transfers up to C$1,000 it quoted, and in 13% of all the transfers it quoted.

Cheapest service
$100-0.98%$0.00$70,828.95with interac to bank deposit+$2,447.65
$500-0.98%$0.00$354,144.75with interac to bank deposit+$7,152.37
$1,000This page-1.01%$0.00$708,289.50with interac to bank deposit+$15,077.90
$3,000-0.98%$0.00$2,124,868.50with interac to bank deposit+$49,633.51
$10,000-1.00%$0.00$7,082,895.00with interac to bank deposit+$143,205.23
$50,0000.25%$0.00$34,981,384.96with bank transfer to bank deposit+$530,499.85

Mid-market rate: 1 CAD = 701.1917 CLP

CAD/CLP Exchange Rate History

Is today a good time to send money from Canada to Chile?

The cheapest way to send CAD to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitbee), across 30 days of comparisons for 1,000 CAD transfers to Chile.

CLP received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rate$701,191.71 Remitbee $708,289.50Remitbee$708,289.50Remitly$698,490.00Western Union$696,780.00

660,000
670,000
680,000
690,000
700,000
710,000
720,000
At the mid-market rateWith the cheapest optionRemitbeeRemitlyWestern Union
Exchange rateFees:Recipient getsDifference
Mid-market rate 682.2323 – $682,232.32
Western Union Cheapest 679.5535 $0.00 $679,560.00 −$2,672.32
Remitbee 676.4255 $0.00 $676,425.50 −$5,806.82
Remitly 670.9700 $0.00 $670,970.00 −$11,262.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.3193 – $686,319.31
OFX Cheapest 681.8582 $0.00 $681,858.23 −$4,461.08
Western Union 681.6330 $0.00 $681,640.00 −$4,679.31
Remitbee 676.4255 $0.00 $676,425.50 −$9,893.81
Remitly 674.4100 $0.00 $674,410.00 −$11,909.31
Exchange rateFees:Recipient getsDifference
Mid-market rate 683.5904 – $683,590.36
Western Union Cheapest 680.3901 $0.00 $680,400.00 −$3,190.36
Remitbee 676.4255 $0.00 $676,425.50 −$7,164.86
Remitly 671.9300 $0.00 $671,930.00 −$11,660.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 690.4084 – $690,408.44
Western Union Cheapest 689.7478 $0.00 $689,750.00 −$658.44
Remitly 681.0100 $0.00 $681,010.00 −$9,398.44
Remitbee 676.4255 $0.00 $676,425.50 −$13,982.94
Exchange rateFees:Recipient getsDifference
Mid-market rate 695.4557 – $695,455.73
Instarem Cheapest 692.5256 $0.00 $692,526.00 −$2,929.73
Western Union 690.5369 $0.00 $690,540.00 −$4,915.73
Remitly 683.1500 $0.00 $683,150.00 −$12,305.73
Remitbee 676.4255 $0.00 $676,425.50 −$19,030.23
Exchange rateFees:Recipient getsDifference
Mid-market rate 695.4069 – $695,406.93
OFX Cheapest 690.8868 $0.00 $690,886.78 −$4,520.15
Western Union 690.5369 $0.00 $690,540.00 −$4,866.93
Remitly 683.1500 $0.00 $683,150.00 −$12,256.93
Remitbee 676.4255 $0.00 $676,425.50 −$18,981.43
Exchange rateFees:Recipient getsDifference
Mid-market rate 686.2365 – $686,236.52
Western Union Cheapest 690.5369 $0.00 $690,540.00 +$4,303.48
Remitly 681.8600 $0.00 $681,860.00 −$4,376.52
Remitbee 676.4255 $0.00 $676,425.50 −$9,811.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 681.6691 – $681,669.08
Instarem Cheapest 679.0181 $0.00 $679,018.00 −$2,651.08
Western Union 678.5233 $0.00 $678,530.00 −$3,139.08
Remitbee 676.4255 $0.00 $676,425.50 −$5,243.58
Remitly 669.6900 $0.00 $669,690.00 −$11,979.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 684.8089 – $684,808.88
Instarem Cheapest 682.4409 $0.00 $682,441.00 −$2,367.88
Western Union 681.6130 $0.00 $681,620.00 −$3,188.88
Remitbee 676.4255 $0.00 $676,425.50 −$8,383.38
Remitly 673.3500 $0.00 $673,350.00 −$11,458.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 685.1848 – $685,184.82
Instarem Cheapest 683.5162 $0.00 $683,516.00 −$1,668.82
Western Union 682.1875 $0.00 $682,190.00 −$2,994.82
Remitbee 676.4255 $0.00 $676,425.50 −$8,759.32
Remitly 674.0800 $0.00 $674,080.00 −$11,104.82
Exchange rateFees:Recipient getsDifference
Mid-market rate 688.4355 – $688,435.51
OFX Cheapest 683.9607 $0.00 $683,960.68 −$4,474.83
Western Union 683.7547 $0.00 $683,760.00 −$4,675.51
Remitbee 676.4255 $0.00 $676,425.50 −$12,010.01
Remitly 676.2600 $0.00 $676,260.00 −$12,175.51
Exchange rateFees:Recipient getsDifference
Mid-market rate 685.0144 – $685,014.41
Western Union Cheapest 682.1247 $0.00 $682,130.00 −$2,884.41
Remitbee 676.4255 $0.00 $676,425.50 −$8,588.91
Remitly 672.8300 $0.00 $672,830.00 −$12,184.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 685.0144 – $685,014.41
Western Union Cheapest 682.1247 $0.00 $682,130.00 −$2,884.41
Remitbee 676.4255 $0.00 $676,425.50 −$8,588.91
Remitly 673.3200 $0.00 $673,320.00 −$11,694.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 685.7612 – $685,761.18
Western Union Cheapest 682.1247 $0.00 $682,130.00 −$3,631.18
Remitbee 676.4255 $0.00 $676,425.50 −$9,335.68
Remitly 673.6000 $0.00 $673,600.00 −$12,161.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 684.7708 – $684,770.77
Remitly Cheapest 681.3800 $0.00 $681,380.00 −$3,390.77
Western Union 680.6148 $0.00 $680,620.00 −$4,150.77
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 690.0602 – $690,060.18
Remitly Cheapest 689.5900 $0.00 $689,590.00 −$470.18
Western Union 687.0152 $0.00 $687,020.00 −$3,040.18
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 693.1521 – $693,152.10
Remitly Cheapest 691.2200 $0.00 $691,220.00 −$1,932.10
Western Union 688.3284 $0.00 $688,330.00 −$4,822.10
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 692.5941 – $692,594.06
Remitly Cheapest 689.1900 $0.00 $689,190.00 −$3,404.06
Western Union 687.6200 $0.00 $687,620.00 −$4,974.06
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Remitly Cheapest 694.7700 $0.00 $694,770.00 –
Western Union 692.3290 $0.00 $692,330.00 –
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Remitly Cheapest 694.8000 $0.00 $694,800.00 –
Western Union 692.3290 $0.00 $692,330.00 –
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 695.0448 – $695,044.85
Instarem Cheapest 696.4459 $0.00 $696,446.00 +$1,401.15
Remitly 696.0800 $0.00 $696,080.00 +$1,035.15
Western Union 692.3290 $0.00 $692,330.00 −$2,714.85
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 696.7633 – $696,763.30
Remitly Cheapest 695.1300 $0.00 $695,130.00 −$1,633.30
Western Union 690.9406 $0.00 $690,950.00 −$5,813.30
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 693.6792 – $693,679.19
Remitly Cheapest 691.8000 $0.00 $691,800.00 −$1,879.19
Western Union 688.9373 $0.00 $688,940.00 −$4,739.19
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 698.0469 – $698,046.90
Remitly Cheapest 697.9900 $0.00 $697,990.00 −$56.90
Western Union 693.5427 $0.00 $693,550.00 −$4,496.90
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 703.3486 – $703,348.58
Remitly Cheapest 701.9300 $0.00 $701,930.00 −$1,418.58
Western Union 699.8441 $0.00 $699,850.00 −$3,498.58
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 704.4880 – $704,487.98
Remitly Cheapest 708.9000 $0.00 $708,900.00 +$4,412.02
Remitbee 708.2895 $0.00 $708,289.50 +$3,801.52
Western Union 706.2090 $0.00 $706,210.00 +$1,722.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 704.4880 – $704,487.98
Remitly Cheapest 708.9000 $0.00 $708,900.00 +$4,412.02
Remitbee 708.2895 $0.00 $708,289.50 +$3,801.52
Western Union 706.2090 $0.00 $706,210.00 +$1,722.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 708.3839 – $708,383.88
Remitly Cheapest 708.5700 $0.00 $708,570.00 +$186.12
Remitbee 708.2895 $0.00 $708,289.50 −$94.38
Western Union 706.2090 $0.00 $706,210.00 −$2,173.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 706.0113 – $706,011.26
Remitbee Cheapest 708.2895 $0.00 $708,289.50 +$2,278.24
Remitly 704.3400 $0.00 $704,340.00 −$1,671.26
Western Union 702.1747 $0.00 $702,180.00 −$3,831.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 701.1917 – $701,191.71
Remitbee Cheapest 708.2895 $0.00 $708,289.50 +$7,097.79
Remitly 698.4900 $0.00 $698,490.00 −$2,701.71
Western Union 696.7762 $0.00 $696,780.00 −$4,411.71

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, Remitbee pays 708,289.5 CLP on 1,000 CAD, which is 7,097.79 CLP more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 708,900 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitbeeAppeared in 101 comparisons

    Cheapest in 13% of them

  2. RemitlyAppeared in 104 comparisons

    Cheapest in 38% of them

  3. Western UnionAppeared in 120 comparisons

    Cheapest in 36% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitbee is the cheapest and gets you the most CLP, but it was the cheapest in only 13% of the 101 comparisons it appeared in over the past month.

Remitly (today's second cheapest) was the cheapest in only 38% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

If it's a one-off transfer, go with Remitbee, since it's the cheapest right now.

Ways to send money from Canada to Chile

There are 8 companies sending money to Chile, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 698,490 CLP within minutes.

Our data shows Remitly came out cheapest among in-person options on 53% of days in the past month.

Cash transfers cost more

Cash transfer to Chile is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitbee charges CA$0 in fees and adds -1.01% markup, so your CA$1,000 delivers 708,289.5 CLP in next day.

Over the past month, Remitbee was the cheapest app on 11% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 8 companies we compared, Remitbee is the cheapest online service and currently gets you 708,289.5 CLP on a CA$1,000 transfer after a CA$0 fee and -1.01% markup.

In our comparisons over the past month, it was the cheapest online service on 2 of the 19 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like OFX charge no fees but add 0.65% on CAD/CLP interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows OFX was the cheapest broker in 61% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

If you already have one

Challenger banks

Some neobanks in Canada include international transfers with no transfer fee as part of the account.

Koho sends your CA$1,000 for CA$25.57 in fees with 0.25% markup.

It's a good option for small occasional transfers, but I still suggest .

Our data shows Koho came out cheapest among challenger banks on 100% of days in the past month.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CLP.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in CLP, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and CLP, and convert between them at low cost.

For example, converting $1,000 costs $11.84 in fees at 0.17% markup, which gets you 691,730 CLP.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive CLP in Chile

With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 708,289.5 CLP.

Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive CLP through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Chile.

  1. 1
    Bank transfer Bank deposit

    You pay CA$1,000.00

    CLP$708,290

    Cheapest

  2. 2
    Interac Bank deposit

    You pay CA$1,000.00

    CLP$708,290

    CLP$0

  3. 3
    Bill payment Bank deposit

    You pay CA$1,000.00

    CLP$708,290

    CLP$0

  4. 4
    debit card Bank deposit

    You pay CA$1,000.00

    CLP$701,922

    -CLP$6,368

  5. 5
    credit card Bank deposit

    You pay CA$1,000.00

    CLP$694,933

    -CLP$13,356

Show moreShow less
  1. 6
    debit card Cash pickup

    You pay CA$1,005.99

    CLP$683,946

    -CLP$24,344

  2. 7
    credit card Cash pickup

    You pay CA$1,005.99

    CLP$683,946

    -CLP$24,344

  3. 8
    Cash deposit Cash pickup

    You pay CA$1,005.99

    CLP$683,946

    -CLP$24,344

  4. 9
    Cash deposit Bank deposit

    You pay CA$1,004.99

    CLP$673,486

    -CLP$34,803

Consider this when sending CAD to Chile

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/CLP transfer options

For a CA$1,000 transfer to Chile, these are the cheapest, fastest and easiest options available now.

Best way to send money to Chile

Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 708,289.5 CLP, which is 1.38% more than the next best option.

Fastest way to send money to Chile

OFX is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 696,633.96 CLP in 6-12 hours.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Chile.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 8 FINTRAC-registered companies sending CAD to Chile, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.