How to send money to Chile from Sweden with the best SEK-CLP rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Chile, giving your recipient 7,895,239.38 CLP when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most CLP.

Best companies for SEK/CLP transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 597,25 kr 1 SEK = 98.7849 CLP +0.17% vs mid-market Recipient gets 7 843 793,00 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
597,25 kr1 SEK = 98.7849 CLP
7 843 793,00 $You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 95.5423 CLP +3.51% vs mid-market Recipient gets 7 643 384,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 95.5423 CLP
7 643 384,00 $You pay80 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 98.6905 CLP +0.27% vs mid-market Recipient gets 7 895 239,38 $ Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 98.6905 CLP
7 895 239,38 $You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 597,25 kr 1 SEK = 98.7849 CLP +0.17% vs mid-market Recipient gets 7 843 793,00 $ Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
597,25 kr1 SEK = 98.7849 CLP
7 843 793,00 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 98.2404 CLP +0.73% vs mid-market Recipient gets 7 778 677,00 $ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 98.2404 CLP
7 778 677,00 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee 1 455,07 kr 1 SEK = 98.7849 CLP +0.17% vs mid-market Recipient gets 7 759 053,00 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
1 455,07 kr1 SEK = 98.7849 CLP
7 759 053,00 $You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 616,73 kr 1 SEK = 98.7849 CLP +0.17% vs mid-market Recipient gets 7 743 083,00 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
1 616,73 kr1 SEK = 98.7849 CLP
7 743 083,00 $You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 40,00 kr 1 SEK = 96.2024 CLP +2.82% vs mid-market Recipient gets 7 696 192,00 $ Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 96.2024 CLP
7 696 192,00 $You pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 94.0097 CLP
7 520 776,00 $You pay80 030,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 40,00 kr 1 SEK = 96.2024 CLP +2.82% vs mid-market Recipient gets 7 696 192,00 $ Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 96.2024 CLP
7 696 192,00 $You pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 94.0097 CLP
7 520 776,00 $You pay80 030,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 40,00 kr 1 SEK = 96.2024 CLP +2.82% vs mid-market Recipient gets 7 696 192,00 $ Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 96.2024 CLP
7 696 192,00 $You pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 94.0097 CLP
7 520 776,00 $You pay80 030,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 95.5423 CLP +3.51% vs mid-market Recipient gets 7 643 384,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 95.5423 CLP
7 643 384,00 $You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 95.5423 CLP +3.51% vs mid-market Recipient gets 7 643 384,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 95.5423 CLP
7 643 384,00 $You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 95.5423 CLP +3.51% vs mid-market Recipient gets 7 643 384,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 95.5423 CLP
7 643 384,00 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 98.2404 CLP +0.73% vs mid-market Recipient gets 7 609 703,00 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 98.2404 CLP
7 609 703,00 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 98.9577 CLP Updates every 60 minutes.

How to send money from Sweden to Chile

Pick a company

For a one-off SEK transfer to Chile, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 24 of the 28 days it quoted kr80,000 transfers to Chile.

On a 80,000 SEK transfer, Regency FX delivers the most CLP.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/CLP rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Chile, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Chile?

How much SEK you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 86% of the transfers from SEK 50,000 it quoted, and in 86% of all the transfers it quoted.

Cheapest service
5 000 kr-0.18%0,00 kr496 150,00 $with debit card to bank deposit+8 030,29 $
10 000 kr-0.21%0,00 kr992 300,00 $with debit card to bank deposit+22 762,25 $
25 000 kr0.16%204,09 kr2 451 976,00 $with bank transfer to bank deposit+36 048,03 $
50 000 kr0.16%382,79 kr4 905 490,00 $with bank transfer to bank deposit+75 924,80 $
80 000 krThis page0.27%0,00 kr7 895 239,38 $with bank transfer to bank deposit+174 549,68 $

Mid-market rate: 1 SEK = 98.9577 CLP

SEK/CLP Exchange Rate History

Is today a good time to send money from Sweden to Chile?

The cheapest way to send SEK to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 80,000 SEK transfers to Chile.

CLP received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate7 916 614,24 $ Regency FX 7 895 239,38 $Regency FX7 895 239,38 $Wise7 843 793,00 $Revolut7 778 677,00 $

7,5M
7,6M
7,7M
7,8M
7,9M
8,0M
8,1M
At the mid-market rateWith the cheapest optionRegency FXWiseRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.0430 – 7 763 437,04 $
Regency FX Cheapest 96.7809 0,00 kr 7 742 475,76 $ −20 961,28 $
Wise 97.1011 597,25 kr 7 710 094,00 $ −53 343,04 $
Revolut 96.5233 820,00 kr 7 642 711,00 $ −120 726,04 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.5469 – 7 803 751,52 $
Regency FX Cheapest 97.2835 0,00 kr 7 782 681,39 $ −21 070,13 $
Wise 97.4975 597,25 kr 7 741 570,00 $ −62 181,52 $
Revolut 97.0385 820,00 kr 7 683 512,00 $ −120 239,52 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.1894 – 7 775 156,00 $
Regency FX Cheapest 96.9270 0,00 kr 7 754 163,08 $ −20 992,92 $
Wise 97.2279 597,25 kr 7 720 163,00 $ −54 993,00 $
Revolut 96.5936 820,00 kr 7 648 284,00 $ −126 872,00 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.8330 – 7 826 638,96 $
Regency FX Cheapest 97.5688 0,00 kr 7 805 507,03 $ −21 131,93 $
Wise 98.1604 597,25 kr 7 794 206,00 $ −32 432,96 $
Revolut 97.7413 820,00 kr 7 739 157,00 $ −87 481,96 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.6962 – 7 895 698,32 $
Regency FX Cheapest 98.4297 0,00 kr 7 874 379,93 $ −21 318,39 $
Wise 98.6465 597,25 kr 7 832 803,00 $ −62 895,32 $
Revolut 97.9975 1 620,00 kr 7 681 040,00 $ −214 658,32 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.6962 – 7 895 698,32 $
Regency FX Cheapest 98.4297 0,00 kr 7 874 379,93 $ −21 318,39 $
Wise 98.6465 597,25 kr 7 832 803,00 $ −62 895,32 $
Revolut 97.9975 1 620,00 kr 7 681 040,00 $ −214 658,32 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.2077 – 7 776 614,88 $
Regency FX Cheapest 96.9452 0,00 kr 7 755 618,02 $ −20 996,86 $
Revolut 97.7740 820,00 kr 7 741 748,00 $ −34 866,88 $
Wise 97.2354 597,25 kr 7 720 758,00 $ −55 856,88 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 96.8675 – 7 749 398,16 $
Regency FX Cheapest 96.6059 0,00 kr 7 728 474,78 $ −20 923,38 $
Wise 96.8734 597,25 kr 7 692 014,00 $ −57 384,16 $
Revolut 96.2709 820,00 kr 7 622 729,00 $ −126 669,16 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.0965 – 7 767 716,96 $
Regency FX Cheapest 96.8343 0,00 kr 7 746 744,12 $ −20 972,84 $
Wise 97.1145 597,25 kr 7 711 158,00 $ −56 558,96 $
Revolut 96.5180 820,00 kr 7 642 294,00 $ −125 422,96 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.6153 – 7 809 221,12 $
Regency FX Cheapest 97.3517 0,00 kr 7 788 136,22 $ −21 084,90 $
Wise 97.7072 597,25 kr 7 758 220,00 $ −51 001,12 $
Revolut 97.3046 820,00 kr 7 704 576,00 $ −104 645,12 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.3041 – 7 864 327,04 $
Regency FX Cheapest 98.0387 0,00 kr 7 843 093,36 $ −21 233,68 $
Wise 98.3415 597,25 kr 7 808 586,00 $ −55 741,04 $
Revolut 97.8377 820,00 kr 7 746 788,00 $ −117 539,04 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.7048 – 7 816 385,44 $
Regency FX Cheapest 97.4410 0,00 kr 7 795 281,20 $ −21 104,24 $
Wise 97.7095 597,25 kr 7 758 403,00 $ −57 982,44 $
Revolut 97.0517 1 620,00 kr 7 606 913,00 $ −209 472,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.7048 – 7 816 385,44 $
Regency FX Cheapest 97.4410 0,00 kr 7 795 281,20 $ −21 104,24 $
Wise 97.7095 597,25 kr 7 758 403,00 $ −57 982,44 $
Revolut 97.0517 1 620,00 kr 7 606 913,00 $ −209 472,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.7258 – 7 818 067,20 $
Regency FX Cheapest 97.4620 0,00 kr 7 796 958,42 $ −21 108,78 $
Wise 97.7218 597,25 kr 7 759 380,00 $ −58 687,20 $
Revolut 97.2177 820,00 kr 7 697 701,00 $ −120 366,20 $
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 97.5769 597,25 kr 7 747 874,00 $ –
Revolut 97.0041 820,00 kr 7 680 785,00 $ –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.5374 – 7 882 988,48 $
Regency FX Cheapest 98.2713 0,00 kr 7 861 704,41 $ −21 284,07 $
Wise 98.7638 597,25 kr 7 842 117,00 $ −40 871,48 $
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.6707 – 7 893 656,56 $
Regency FX Cheapest 98.4043 0,00 kr 7 872 343,69 $ −21 312,87 $
Wise 98.6847 597,25 kr 7 835 837,00 $ −57 819,56 $
Revolut 98.1131 820,00 kr 7 768 599,00 $ −125 057,56 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.9569 – 7 916 549,04 $
Regency FX Cheapest 98.6897 0,00 kr 7 895 174,36 $ −21 374,68 $
Wise 98.9469 597,25 kr 7 856 656,00 $ −59 893,04 $
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.7909 – 7 903 273,12 $
Wise Cheapest 99.3805 597,25 kr 7 891 085,00 $ −12 188,12 $
Regency FX 98.5242 0,00 kr 7 881 934,28 $ −21 338,84 $
Revolut 98.6735 1 620,00 kr 7 734 028,00 $ −169 245,12 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.7909 – 7 903 273,12 $
Wise Cheapest 99.3805 597,25 kr 7 891 085,00 $ −12 188,12 $
Regency FX 98.5242 0,00 kr 7 881 934,28 $ −21 338,84 $
Revolut 98.6735 1 620,00 kr 7 734 028,00 $ −169 245,12 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.9391 – 7 915 125,44 $
Regency FX Cheapest 98.6719 0,00 kr 7 893 754,60 $ −21 370,84 $
Wise 98.9771 597,25 kr 7 859 054,00 $ −56 071,44 $
Revolut 98.7632 820,00 kr 7 820 071,00 $ −95 054,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.1073 – 7 928 587,68 $
Regency FX Cheapest 98.8398 0,00 kr 7 907 180,49 $ −21 407,19 $
Wise 99.1274 597,25 kr 7 870 988,00 $ −57 599,68 $
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.4040 – 7 872 323,52 $
Regency FX Cheapest 98.1384 0,00 kr 7 851 068,25 $ −21 255,27 $
Wise 98.3602 597,25 kr 7 810 070,00 $ −62 253,52 $
Revolut 97.8534 820,00 kr 7 748 034,00 $ −124 289,52 $
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 99.3336 597,25 kr 7 887 361,00 $ –
Revolut 98.8183 820,00 kr 7 824 431,00 $ –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.3840 – 7 950 723,60 $
Regency FX Cheapest 99.1157 0,00 kr 7 929 256,65 $ −21 466,95 $
Wise 99.4263 597,25 kr 7 894 722,00 $ −56 001,60 $
Revolut 98.8622 820,00 kr 7 827 912,00 $ −122 811,60 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.3233 – 7 945 864,40 $
Wise Cheapest 100.2500 597,25 kr 7 960 126,00 $ +14 261,60 $
Regency FX 99.0551 0,00 kr 7 924 410,57 $ −21 453,83 $
Revolut 99.5092 1 620,00 kr 7 799 533,00 $ −146 331,40 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.3233 – 7 945 864,40 $
Wise Cheapest 100.2500 597,25 kr 7 960 126,00 $ +14 261,60 $
Regency FX 99.0551 0,00 kr 7 924 410,57 $ −21 453,83 $
Revolut 99.5092 1 620,00 kr 7 799 533,00 $ −146 331,40 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.9592 – 7 996 735,20 $
Regency FX Cheapest 99.6893 0,00 kr 7 975 144,01 $ −21 591,19 $
Wise 100.0320 597,25 kr 7 942 816,00 $ −53 919,20 $
Revolut 99.6367 820,00 kr 7 889 233,00 $ −107 502,20 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.3187 – 7 945 493,36 $
Regency FX Cheapest 99.0505 0,00 kr 7 924 040,53 $ −21 452,83 $
Wise 99.2494 597,25 kr 7 880 675,00 $ −64 818,36 $
Revolut 98.6810 820,00 kr 7 813 559,00 $ −131 934,36 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.9577 – 7 916 614,24 $
Regency FX Cheapest 98.6905 0,00 kr 7 895 239,38 $ −21 374,86 $
Wise 98.7849 597,25 kr 7 843 793,00 $ −72 821,24 $
Revolut 98.2404 820,00 kr 7 778 677,00 $ −137 937,24 $

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 7,895,239.38 CLP on 80,000 SEK, which is 21,374.86 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,975,144.01 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 28 comparisons

    Cheapest in 86% of them

  2. WiseAppeared in 92 comparisons

    Cheapest in 39% of them

  3. RevolutAppeared in 79 comparisons

    Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 39% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from Sweden to Chile

5 companies send money from Sweden to Chile, mostly through app, online, broker, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Chile, an online service like Wise is usually the simplest place to start.

Wise charges kr597.25 to send 80,000 SEK, leaving your recipient with 7,843,793 CLP after a 0.17% markup on SEK/CLP exchange rate.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Chile.

Wise charges kr597.25 on a 80,000 SEK transfer and money will arrive in next day.

Over the past month, Wise was the cheapest app on 97% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need CLP.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.17% exchange-rate markup and holds the CLP in your account.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Chile, a global account keeps the CLP in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 7,895,239.38 CLP.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Chile, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect CLP from a nearby MoneyGram agent in Chile.

Swish is useful for payments within Sweden, but it does not send CLP to Chile.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    CLP$7,895,239

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    CLP$7,759,053

    -CLP$136,186

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    CLP$7,743,083

    -CLP$152,156

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    CLP$7,696,192

    -CLP$199,047

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    CLP$7,696,192

    -CLP$199,047

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    CLP$7,696,192

    -CLP$199,047

Consider this before sending SEK to Chile

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most CLP from Sweden.

Compare SEK to CLP transfer options

Cheapest way to send money to Chile

The cheapest option for an SEK 80,000 transfer is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,895,239.38 CLP, which is 0.65% more than the next best option.

Fastest way to send money to Chile

With Revolut, a bank transfer deposit and bank deposit payout delivers 7,778,677 CLP in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Chile.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Chile over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Chile may have their own rules on receiving monetary gifts.

How we analyse the market

We track 5 companies sending SEK to Chile, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.