How to send money to Chile from France with the best EUR-CLP rate

Wise offers the best exchange rate from France to Chile at 1094.6500 CLP per EUR.

But Regency FX is cheapest overall, turning EUR 7,000 into 7,656,323.02 CLP after its fee and exchange-rate markup.

Best companies for EUR/CLP transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.6500 CLP +0.19% vs mid-market Recipient gets $7,601,950.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1094.6500 CLP
$7,601,950.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.20% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1093.7604 CLP +0.27% vs mid-market Recipient gets $7,656,323.02 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1093.7604 CLP
$7,656,323.02You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1091.2380 CLP +0.50% vs mid-market Recipient gets $7,638,665.80 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1091.2380 CLP
$7,638,665.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.6500 CLP +0.19% vs mid-market Recipient gets $7,601,950.00 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1094.6500 CLP
$7,601,950.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €65.44 1 EUR = 1094.6500 CLP +0.19% vs mid-market Recipient gets $7,590,916.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€65.441 EUR = 1094.6500 CLP
$7,590,916.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1089.0009 CLP +0.71% vs mid-market Recipient gets $7,546,231.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 1089.0009 CLP
$7,546,231.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €110.07 1 EUR = 1094.6500 CLP +0.19% vs mid-market Recipient gets $7,542,062.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€110.071 EUR = 1094.6500 CLP
$7,542,062.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.20% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1072.8339 CLP +2.20% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.20% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Wise

Pay via Credit card
Fee €151.87 1 EUR = 1094.6500 CLP +0.19% vs mid-market Recipient gets $7,496,306.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€151.871 EUR = 1094.6500 CLP
$7,496,306.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 1070.5013 CLP +2.42% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €4.99 1 EUR = 1070.5013 CLP +2.42% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 1070.5013 CLP +2.42% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,002.99
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 1089.0009 CLP +0.71% vs mid-market Recipient gets $7,382,337.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 1089.0009 CLP
$7,382,337.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 1096.7216 CLP Updates every 60 minutes.

How to send money from France to Chile

Pick a company

Start with the cheapest, which is Regency FX at 7,656,323.02 CLP on a €7,000 transfer.

Regency FX was the cheapest on 26 of the 30 days it quoted €7,000 transfers to Chile.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Compare amounts

How much EUR are you sending to Chile?

How much EUR you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 87% of the transfers from €5,000 it quoted, and in 87% of all the transfers it quoted.

Cheapest service
€500€0.00$544,717.00with bank transfer to bank deposit+$35,970.50
€1,0000.59%€0.00$1,090,709.00with debit card to bank deposit+$13,203.51
€2,0000.65%€0.00$2,177,973.79with bank transfer to bank deposit+$25,016.07
€5,0000.50%€0.00$5,453,337.32with bank transfer to bank deposit+$73,689.97
€7,000This page0.27%€0.00$7,656,323.02with bank transfer to bank deposit+$123,120.88

Mid-market rate: 1 EUR = 1096.7216 CLP

EUR/CLP Exchange Rate History

Is today a good time to send money from France to Chile?

The cheapest way to send EUR to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Chile.

CLP received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate$7,677,051.05 Regency FX $7,656,323.02Regency FX$7,656,323.02OFX$7,638,665.80Wise$7,601,950.00

7,55M
7,60M
7,65M
7,70M
7,75M
7,80M
7,85M
At the mid-market rateWith the cheapest optionRegency FXOFXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 1099.5030 – $7,696,521.11
Regency FX Cheapest 1096.5344 €0.00 $7,675,740.50 −$20,780.61
OFX 1094.0055 €0.00 $7,658,038.50 −$38,482.61
Wise 1100.2100 €55.36 $7,640,562.00 −$55,959.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.2064 – $7,736,444.86
Regency FX Cheapest 1102.2224 €0.00 $7,715,556.45 −$20,888.41
OFX 1099.6804 €0.00 $7,697,762.63 −$38,682.23
Wise 1104.6000 €55.36 $7,671,049.00 −$65,395.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.8400 – $7,712,879.66
Regency FX Cheapest 1098.8650 €0.00 $7,692,054.88 −$20,824.78
OFX 1096.3308 €0.00 $7,674,315.26 −$38,564.40
Wise 1102.3200 €55.36 $7,655,216.00 −$57,663.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0032 – $7,735,022.37
Regency FX Cheapest 1102.0197 €0.00 $7,714,137.80 −$20,884.57
Wise 1108.8100 €55.36 $7,700,286.00 −$34,736.37
OFX 1099.4782 €0.00 $7,696,347.25 −$38,675.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1096.3598 – $7,674,518.50
Regency FX Cheapest 1093.3996 €0.00 $7,653,797.30 −$20,721.20
OFX 1090.8780 €0.00 $7,636,145.90 −$38,372.60
Wise 1098.5600 €55.36 $7,629,104.00 −$45,414.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1090.6545 – $7,634,581.84
Regency FX Cheapest 1087.7098 €0.00 $7,613,968.47 −$20,613.37
OFX 1085.2013 €0.00 $7,596,408.93 −$38,172.91
Wise 1090.8100 €55.36 $7,575,283.00 −$59,298.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 1093.4115 – $7,653,880.65
Regency FX Cheapest 1090.4593 €0.00 $7,633,215.18 −$20,665.47
OFX 1087.9445 €0.00 $7,615,611.25 −$38,269.40
Wise 1093.6100 €55.36 $7,594,728.00 −$59,152.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.7017 – $7,648,911.86
Regency FX Cheapest 1089.7514 €0.00 $7,628,259.80 −$20,652.06
OFX 1087.2382 €0.00 $7,610,667.30 −$38,244.56
Wise 1093.8400 €55.36 $7,596,325.00 −$52,586.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 1098.7497 – $7,691,247.73
Regency FX Cheapest 1095.7831 €0.00 $7,670,481.36 −$20,766.37
OFX 1093.2559 €0.00 $7,652,791.49 −$38,456.24
Wise 1099.1700 €55.36 $7,633,340.00 −$57,907.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.0320 – $7,658,224.19
Regency FX Cheapest 1091.0781 €0.00 $7,637,546.98 −$20,677.21
OFX 1088.5619 €0.00 $7,619,933.07 −$38,291.12
Wise 1094.0300 €55.36 $7,597,644.00 −$60,580.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.9417 – $7,650,591.59
Regency FX Cheapest 1089.9907 €0.00 $7,629,934.99 −$20,656.60
OFX 1087.4769 €0.00 $7,612,338.63 −$38,252.96
Wise 1092.9300 €55.36 $7,590,005.00 −$60,586.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 1097.9924 – $7,685,946.70
Regency FX Cheapest 1095.0278 €0.00 $7,665,194.65 −$20,752.05
OFX 1092.5024 €0.00 $7,647,516.97 −$38,429.73
Wise 1100.5800 €55.36 $7,643,132.00 −$42,814.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.2889 – $7,737,022.23
Regency FX Cheapest 1102.3046 €0.00 $7,716,132.27 −$20,889.96
OFX 1099.7624 €0.00 $7,698,337.12 −$38,685.11
Wise 1105.4400 €55.36 $7,676,883.00 −$60,139.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 1103.0225 – $7,721,157.35
Regency FX Cheapest 1100.0443 €0.00 $7,700,310.23 −$20,847.12
OFX 1097.5074 €0.00 $7,682,551.57 −$38,605.78
Wise 1102.8100 €55.36 $7,658,618.00 −$62,539.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.4056 – $7,702,839.04
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 −$16,511.04
Regency FX 1097.4345 €0.00 $7,682,041.37 −$20,797.67
OFX 1094.9035 €0.00 $7,664,324.84 −$38,514.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.4056 – $7,702,839.04
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 −$16,511.04
Regency FX 1097.4345 €0.00 $7,682,041.37 −$20,797.67
OFX 1094.9035 €0.00 $7,664,324.84 −$38,514.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1099.8229 – $7,698,760.00
Regency FX Cheapest 1096.8533 €0.00 $7,677,973.35 −$20,786.65
OFX 1094.3237 €0.00 $7,660,266.20 −$38,493.80
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.9720 – $7,713,804.00
Regency FX Cheapest 1098.9967 €0.00 $7,692,976.73 −$20,827.27
OFX 1096.4621 €0.00 $7,675,234.98 −$38,569.02
Wise 1102.1100 €55.36 $7,653,757.00 −$60,047.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.8175 – $7,663,722.72
Regency FX Cheapest 1091.8615 €0.00 $7,643,030.67 −$20,692.05
OFX 1089.3434 €0.00 $7,625,404.10 −$38,318.62
Wise 1094.3400 €55.36 $7,599,797.00 −$63,925.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.0635 – $7,700,444.79
Regency FX Cheapest 1097.0934 €0.00 $7,679,653.59 −$20,791.20
OFX 1094.5632 €0.00 $7,661,942.56 −$38,502.23
Wise 1102.7400 €55.36 $7,658,132.00 −$42,312.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.1033 – $7,728,722.97
Regency FX Cheapest 1101.1222 €0.00 $7,707,855.42 −$20,867.55
OFX 1098.5828 €0.00 $7,690,079.36 −$38,643.61
Wise 1104.3500 €55.36 $7,669,313.00 −$59,409.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1112.1785 – $7,785,249.83
Regency FX Cheapest 1109.1757 €0.00 $7,764,229.65 −$21,020.18
OFX 1106.6177 €0.00 $7,746,323.58 −$38,926.25
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.9396 – $7,734,576.87
Regency FX Cheapest 1101.9562 €0.00 $7,713,693.51 −$20,883.36
OFX 1099.4149 €0.00 $7,695,903.99 −$38,672.88
Wise 1103.9200 €55.36 $7,666,327.00 −$68,249.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 1096.7216 – $7,677,051.05
Regency FX Cheapest 1093.7604 €0.00 $7,656,323.02 −$20,728.03
OFX 1091.2380 €0.00 $7,638,665.80 −$38,385.25
Wise 1094.6500 €55.36 $7,601,950.00 −$75,101.05

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 7,656,323.02 CLP on 7,000 EUR, which is 20,728.03 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,788,899.53 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest in 87% of them

  2. OFXAppeared in 92 comparisons

    Cheapest in 30% of them

  3. WiseAppeared in 90 comparisons

    Cheapest in 18% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 30% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from France to Chile

6 companies send money from France to Chile. You can do it via app, broker, online, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Chile, apps like Wise are the easiest way.

Over the past month, Wise was the cheapest app on 96% of the days it appeared for €7,000 transfers.

Wise charges €55.36 on a €7,000 transfer, and the CLP arrives in next day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to CLP, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 7,601,950 CLP with a €55.36 fee and 0.19% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Chile.

On a €7,000 transfer, Wise gets you 7,601,950 CLP vs 7,656,323.02 CLP using Regency FX.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and CLP

  • Convert between them any time

  • Spend in CLP abroad or online

  • Receive EUR or CLP like a local

Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 96% of days in the past month.

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Chile, or making any other large transfer, then you need a currency broker.

Regency FX charges no fee but adds 0.27% markup on EUR/CLP interbank rate.

And the more you transfer, the better rate you will get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,656,323.02 CLP.

Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Chile depends on the payout method.

Your recipient in Chile can collect CLP through bank deposit and cash pickup.

They can collect cash in Chile

Your recipient can collect CLP from a participating agent location in Chile. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    CLP$7,656,323

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    CLP$7,590,916

    -CLP$65,407

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    CLP$7,542,062

    -CLP$114,261

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    CLP$7,509,837

    -CLP$146,486

  5. 5
    Bank transfer Cash pickup

    You pay €7,004.99

    CLP$7,493,509

    -CLP$162,814

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,004.99

    CLP$7,493,509

    -CLP$162,814

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    CLP$7,493,509

    -CLP$162,814

What to consider before sending EUR to Chile

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/CLP options

For a €7,000 transfer to Chile, these are the best ways to start with:

Cheapest way to send money to Chile

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,656,323.02 CLP, which is 0.23% more than the next best option.

Fastest way to send money to Chile

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,546,231 CLP in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 6 ACPR-registered companies sending EUR to Chile, with the rates refreshed in real time on live EUR/CLP searches.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.