How to send money to Chile from Germany with the best EUR-CLP rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 7,652,322.5 CLP after fees and the exchange rate.

We’ve compared 6 money transfer companies in more detail below.

Best companies for EUR/CLP transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.2600 CLP +0.17% vs mid-market Recipient gets $7,599,242.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1094.2600 CLP
$7,599,242.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.15% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1093.1889 CLP +0.27% vs mid-market Recipient gets $7,652,322.50 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1093.1889 CLP
$7,652,322.50You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1090.6678 CLP +0.50% vs mid-market Recipient gets $7,634,674.51 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1090.6678 CLP
$7,634,674.51You pay€7,000.00

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.2600 CLP +0.17% vs mid-market Recipient gets $7,599,242.00 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.361 EUR = 1094.2600 CLP
$7,599,242.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €65.44 1 EUR = 1094.2600 CLP +0.17% vs mid-market Recipient gets $7,588,212.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€65.441 EUR = 1094.2600 CLP
$7,588,212.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €31.50 1 EUR = 1088.0724 CLP +0.74% vs mid-market Recipient gets $7,582,232.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€31.501 EUR = 1088.0724 CLP
$7,582,232.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €110.07 1 EUR = 1094.2600 CLP +0.17% vs mid-market Recipient gets $7,539,375.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€110.071 EUR = 1094.2600 CLP
$7,539,375.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.15% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1072.8339 CLP +2.15% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.15% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Wise

Pay via Credit card
Fee €151.87 1 EUR = 1094.2600 CLP +0.17% vs mid-market Recipient gets $7,493,635.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€151.871 EUR = 1094.2600 CLP
$7,493,635.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 1070.5013 CLP +2.37% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 1070.5013 CLP +2.37% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 1070.5013 CLP +2.37% vs mid-market Recipient gets $7,493,509.10 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 1070.5013 CLP
$7,493,509.10You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,009.99
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €191.00 1 EUR = 1088.0724 CLP +0.74% vs mid-market Recipient gets $7,408,685.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€191.001 EUR = 1088.0724 CLP
$7,408,685.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 1096.1485 CLP Updates every 60 minutes.

How to send money from Germany to Chile

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 26 of the 29 days it quoted €7,000 transfers to Chile.

On a 7,000 EUR transfer, Regency FX delivers the most CLP.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/CLP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Chile?

How much EUR you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 84% of the transfers from €7,000 it quoted, and in 84% of all the transfers it quoted.

Cheapest service
€1,0000.10%€0.00$1,095,370.00with debit card to bank deposit+$13,919.71
€5,0000.07%€0.00$5,476,820.00with debit card to bank deposit+$86,448.03
€7,000This page0.27%€0.00$7,652,322.50with bank transfer to bank deposit+$116,006.99
€50,0000.25%€0.00$54,686,753.12with bank transfer to bank deposit+$812,778.39

Mid-market rate: 1 EUR = 1096.1485 CLP

EUR/CLP Exchange Rate History

Is today a good time to send money from Germany to Chile?

The cheapest way to send EUR to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Chile.

CLP received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate$7,673,039.71 Regency FX $7,652,322.50Regency FX$7,652,322.50OFX$7,634,674.51Wise$7,599,242.00

7,55M
7,60M
7,65M
7,70M
7,75M
7,80M
7,85M
At the mid-market rateWith the cheapest optionRegency FXOFXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 1099.5164 – $7,696,614.54
Regency FX Cheapest 1096.5477 €0.00 $7,675,833.68 −$20,780.86
OFX 1094.0188 €0.00 $7,658,131.47 −$38,483.07
Wise 1100.1700 €55.36 $7,640,285.00 −$56,329.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.9429 – $7,734,600.06
Regency FX Cheapest 1101.9595 €0.00 $7,713,716.64 −$20,883.42
OFX 1099.4182 €0.00 $7,695,927.06 −$38,673.00
Wise 1104.4500 €55.36 $7,670,008.00 −$64,592.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.4218 – $7,709,952.80
Regency FX Cheapest 1098.4480 €0.00 $7,689,135.93 −$20,816.87
OFX 1095.9147 €0.00 $7,671,403.04 −$38,549.76
Wise 1101.7900 €55.36 $7,651,535.00 −$58,417.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.1142 – $7,735,799.34
Regency FX Cheapest 1102.1304 €0.00 $7,714,912.68 −$20,886.66
Wise 1108.9100 €55.36 $7,700,981.00 −$34,818.34
OFX 1099.5886 €0.00 $7,697,120.34 −$38,679.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1095.5264 – $7,668,684.82
Regency FX Cheapest 1092.5685 €0.00 $7,647,979.37 −$20,705.45
OFX 1090.0488 €0.00 $7,630,341.40 −$38,343.42
Wise 1097.3000 €55.36 $7,620,353.00 −$48,331.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1091.2046 – $7,638,432.35
Regency FX Cheapest 1088.2584 €0.00 $7,617,808.58 −$20,623.77
OFX 1085.7486 €0.00 $7,600,240.19 −$38,192.16
Wise 1091.2900 €55.36 $7,578,616.00 −$59,816.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 1093.3918 – $7,653,742.74
Regency FX Cheapest 1090.4397 €0.00 $7,633,077.63 −$20,665.11
OFX 1087.9249 €0.00 $7,615,474.03 −$38,268.71
Wise 1093.5100 €55.36 $7,594,033.00 −$59,709.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 1093.6813 – $7,655,769.08
Regency FX Cheapest 1090.7284 €0.00 $7,635,098.50 −$20,670.58
OFX 1088.2129 €0.00 $7,617,490.23 −$38,278.85
Wise 1094.8700 €55.36 $7,603,478.00 −$52,291.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 1098.4777 – $7,689,343.68
Regency FX Cheapest 1095.5118 €0.00 $7,668,582.46 −$20,761.22
OFX 1092.9853 €0.00 $7,650,896.96 −$38,446.72
Wise 1098.8800 €55.36 $7,631,326.00 −$58,017.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.7320 – $7,663,124.31
Regency FX Cheapest 1091.7763 €0.00 $7,642,433.87 −$20,690.44
OFX 1089.2584 €0.00 $7,624,808.69 −$38,315.62
Wise 1094.7100 €55.36 $7,602,367.00 −$60,757.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.4029 – $7,646,820.03
Regency FX Cheapest 1089.4534 €0.00 $7,626,173.62 −$20,646.41
OFX 1086.9408 €0.00 $7,608,585.93 −$38,234.10
Wise 1092.3100 €55.36 $7,585,700.00 −$61,120.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 1098.3505 – $7,688,453.59
Regency FX Cheapest 1095.3850 €0.00 $7,667,694.77 −$20,758.82
OFX 1092.8588 €0.00 $7,650,011.32 −$38,442.27
Wise 1100.9700 €55.36 $7,645,840.00 −$42,613.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.7165 – $7,733,015.55
Regency FX Cheapest 1101.7338 €0.00 $7,712,136.41 −$20,879.14
OFX 1099.1929 €0.00 $7,694,350.47 −$38,665.08
Wise 1104.5000 €55.36 $7,670,355.00 −$62,660.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 1103.0732 – $7,721,512.39
Regency FX Cheapest 1100.0949 €0.00 $7,700,664.30 −$20,848.09
OFX 1097.5578 €0.00 $7,682,904.82 −$38,607.57
Wise 1102.6700 €55.36 $7,657,646.00 −$63,866.39
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.4056 – $7,702,839.04
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 −$16,511.04
Regency FX 1097.4345 €0.00 $7,682,041.37 −$20,797.67
OFX 1094.9035 €0.00 $7,664,324.84 −$38,514.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.3644 – $7,709,550.58
Regency FX Cheapest 1098.3907 €0.00 $7,688,734.80 −$20,815.78
OFX 1095.8575 €0.00 $7,671,002.83 −$38,547.75
Wise 1101.5500 €55.36 $7,649,868.00 −$59,682.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.9109 – $7,713,376.08
Regency FX Cheapest 1098.9357 €0.00 $7,692,549.97 −$20,826.11
OFX 1096.4013 €0.00 $7,674,809.20 −$38,566.88
Wise 1102.0200 €55.36 $7,653,132.00 −$60,244.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.2984 – $7,660,088.51
Regency FX Cheapest 1091.3438 €0.00 $7,639,406.27 −$20,682.24
OFX 1088.8269 €0.00 $7,621,788.06 −$38,300.45
Wise 1093.8500 €55.36 $7,596,394.00 −$63,694.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.6248 – $7,704,373.26
Regency FX Cheapest 1097.6531 €0.00 $7,683,571.46 −$20,801.80
OFX 1095.1216 €0.00 $7,665,851.40 −$38,521.86
Wise 1103.8200 €55.36 $7,665,633.00 −$38,740.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0077 – $7,735,054.09
Regency FX Cheapest 1102.0242 €0.00 $7,714,169.44 −$20,884.65
OFX 1099.4827 €0.00 $7,696,378.82 −$38,675.27
Wise 1105.4300 €55.36 $7,676,813.00 −$58,241.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1113.2646 – $7,792,852.27
Regency FX Cheapest 1110.2588 €0.00 $7,771,811.57 −$21,040.70
OFX 1107.6983 €0.00 $7,753,888.01 −$38,964.26
Wise 1115.0500 €55.36 $7,743,621.00 −$49,231.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.9891 – $7,734,923.84
Regency FX Cheapest 1102.0056 €0.00 $7,714,039.55 −$20,884.29
OFX 1099.4642 €0.00 $7,696,249.22 −$38,674.62
Wise 1103.9700 €55.36 $7,666,674.00 −$68,249.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 1096.1485 – $7,673,039.71
Regency FX Cheapest 1093.1889 €0.00 $7,652,322.50 −$20,717.21
OFX 1090.6678 €0.00 $7,634,674.51 −$38,365.20
Wise 1094.2600 €55.36 $7,599,242.00 −$73,797.71

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 7,652,322.5 CLP on 7,000 EUR, which is 20,717.21 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,788,899.53 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 44 comparisons

    Cheapest in 84% of them

  2. OFXAppeared in 74 comparisons

    Never the cheapest

  3. WiseAppeared in 78 comparisons

    Cheapest in 10% of them

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CLP, and it was also the cheapest in 84% of the 44 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Chile.

OFX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from Germany to Chile

There are 6 companies for sending money from Germany to Chile, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to Chile gets you 7,599,242 CLP with a €55.36 fee and 0.17% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Chile.

For large transfers from Germany

Currency brokers

For buying property, moving to Chile, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/CLP which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Chile.

Be it overseas suppliers and contractors, receiving CLP payments, or holding CLP and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and CLP in one account.

You get CLP bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert CLP to EUR or EUR to CLP whenever you need.

The best multi-currency account is Wise, it adds ~0.17% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 93% of days.

Ways to fund EUR and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 7,652,322.5 CLP.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Chile.

The recipient in Chile can receive CLP by bank deposit and cash pickup.

To receive CLP by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Chile

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    CLP$7,652,323

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    CLP$7,588,212

    -CLP$64,111

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    CLP$7,539,375

    -CLP$112,948

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    CLP$7,509,837

    -CLP$142,485

  5. 5
    Bank transfer Cash pickup

    You pay €7,009.99

    CLP$7,493,509

    -CLP$158,813

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,009.99

    CLP$7,493,509

    -CLP$158,813

  2. 7
    Credit card Cash pickup

    You pay €7,009.99

    CLP$7,493,509

    -CLP$158,813

Things to know before sending money from Germany to Chile

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/CLP transfer options

For a €7,000 transfer to Chile, these are the best options:

Cheapest way to send money to Chile

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,652,322.5 CLP, which is 0.23% more than the next best option.

Fastest way to send money to Chile

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,582,232 CLP in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into CLP sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 6 of them on EUR to Chile, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.