How to send money to Chile from Italy with the best EUR-CLP rate

Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 7,653,588.64 CLP in Chile.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/CLP transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CLP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.6500 CLP +0.15% vs mid-market Recipient gets $7,601,950.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€55.361 EUR = 1094.6500 CLP
$7,601,950.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.17% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1093.3698 CLP +0.27% vs mid-market Recipient gets $7,653,588.64 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Chile with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1093.3698 CLP
$7,653,588.64You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1090.8482 CLP +0.50% vs mid-market Recipient gets $7,635,937.73 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Chile with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1090.8482 CLP
$7,635,937.73You pay€7,000.00

Wise

Pay via Bank transfer
Fee €55.36 1 EUR = 1094.6500 CLP +0.15% vs mid-market Recipient gets $7,601,950.00 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€55.361 EUR = 1094.6500 CLP
$7,601,950.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €65.44 1 EUR = 1094.6500 CLP +0.15% vs mid-market Recipient gets $7,590,916.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€65.441 EUR = 1094.6500 CLP
$7,590,916.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.70 1 EUR = 1088.5603 CLP +0.71% vs mid-market Recipient gets $7,552,757.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.701 EUR = 1088.5603 CLP
$7,552,757.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €110.07 1 EUR = 1094.6500 CLP +0.15% vs mid-market Recipient gets $7,542,062.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€110.071 EUR = 1094.6500 CLP
$7,542,062.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.17% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1072.8339 CLP +2.17% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1072.8339 CLP +2.17% vs mid-market Recipient gets $7,509,837.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Chile with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1072.8339 CLP
$7,509,837.30You pay€7,000.00

Wise

Pay via Credit card
Fee €151.87 1 EUR = 1094.6500 CLP +0.15% vs mid-market Recipient gets $7,496,306.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Chile with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€151.871 EUR = 1094.6500 CLP
$7,496,306.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 1054.7386 CLP +3.87% vs mid-market Recipient gets $7,383,170.20 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1054.7386 CLP
$7,383,170.20You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 1054.7386 CLP +3.87% vs mid-market Recipient gets $7,383,170.20 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1054.7386 CLP
$7,383,170.20You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €4.99 1 EUR = 1054.7386 CLP +3.87% vs mid-market Recipient gets $7,383,170.20 Minutes - 24 hours

Ways to receive money in Chile with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 1054.7386 CLP
$7,383,170.20You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1052.3028 CLP
$7,366,119.60You pay€7,000.99
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 1088.5603 CLP +0.71% vs mid-market Recipient gets $7,379,350.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Chile with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 1088.5603 CLP
$7,379,350.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 1096.3299 CLP Updates every 60 minutes.

How to send money from Italy to Chile

Pick a company

For a one-off EUR transfer to Chile, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 25 of the 29 days it quoted €7,000 transfers to Chile.

On a 7,000 EUR transfer, Regency FX delivers the most CLP.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/CLP rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.

Sending money to Chile directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Chile?

How much EUR you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 86% of the transfers from €5,000 it quoted, and in 86% of all the transfers it quoted.

Cheapest service
€5000.60%€0.00$545,160.00with debit card to bank deposit+$6,655.83
€1,0000.58%€0.00$1,089,832.00with debit card to bank deposit+$13,889.08
€2,0000.65%€0.00$2,177,997.83with bank transfer to bank deposit+$29,658.56
€5,0000.50%€0.00$5,458,130.77with bank transfer to bank deposit+$97,096.39
€7,000This page0.27%€0.00$7,653,588.64with bank transfer to bank deposit+$144,167.93

Mid-market rate: 1 EUR = 1096.3299 CLP

EUR/CLP Exchange Rate History

Is today a good time to send money from Italy to Chile?

The cheapest way to send EUR to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Chile.

CLP received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate$7,674,309.28 Regency FX $7,653,588.64Regency FX$7,653,588.64OFX$7,635,937.73Wise$7,601,950.00

7,55M
7,60M
7,65M
7,70M
7,75M
7,80M
7,85M
At the mid-market rateWith the cheapest optionRegency FXOFXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 1098.4060 – $7,688,841.74
Regency FX Cheapest 1095.4403 €0.00 $7,668,081.87 −$20,759.87
OFX 1092.9139 €0.00 $7,650,397.53 −$38,444.21
Wise 1098.9100 €55.36 $7,631,534.00 −$57,307.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.9556 – $7,734,689.42
Regency FX Cheapest 1101.9723 €0.00 $7,713,805.76 −$20,883.66
OFX 1099.4309 €0.00 $7,696,015.98 −$38,673.44
Wise 1104.4000 €55.36 $7,669,660.00 −$65,029.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.7110 – $7,704,977.13
Regency FX Cheapest 1097.7391 €0.00 $7,684,173.69 −$20,803.44
OFX 1095.2075 €0.00 $7,666,452.25 −$38,524.88
Wise 1101.2000 €55.36 $7,647,438.00 −$57,539.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.4129 – $7,737,890.41
Regency FX Cheapest 1102.4283 €0.00 $7,716,998.11 −$20,892.30
Wise 1109.1600 €55.36 $7,702,717.00 −$35,173.41
OFX 1099.8859 €0.00 $7,699,200.96 −$38,689.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1115.7124 – $7,809,986.49
Regency FX Cheapest 1112.6999 €0.00 $7,788,899.53 −$21,086.96
OFX 1110.1338 €0.00 $7,770,936.56 −$39,049.93
Wise 1114.5600 €55.36 $7,740,218.00 −$69,768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.9902 – $7,706,931.08
Regency FX Cheapest 1098.0175 €0.00 $7,686,122.36 −$20,808.72
OFX 1095.4852 €0.00 $7,668,396.42 −$38,534.66
Wise 1100.7300 €55.36 $7,644,174.00 −$62,757.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.6301 – $7,648,410.50
Regency FX Cheapest 1089.6800 €0.00 $7,627,759.79 −$20,650.71
OFX 1087.1669 €0.00 $7,610,168.44 −$38,242.06
Wise 1092.4600 €55.36 $7,586,741.00 −$61,669.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.3692 – $7,646,584.29
Regency FX Cheapest 1089.4198 €0.00 $7,625,938.51 −$20,645.78
OFX 1086.9073 €0.00 $7,608,351.37 −$38,232.92
Wise 1092.4900 €55.36 $7,586,950.00 −$59,634.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 1093.3004 – $7,653,102.48
Regency FX Cheapest 1090.3484 €0.00 $7,632,439.10 −$20,663.38
OFX 1087.8339 €0.00 $7,614,836.97 −$38,265.51
Wise 1094.6300 €55.36 $7,601,811.00 −$51,291.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 1098.7251 – $7,691,075.88
Regency FX Cheapest 1095.7586 €0.00 $7,670,309.98 −$20,765.90
OFX 1093.2315 €0.00 $7,652,620.50 −$38,455.38
Wise 1099.3200 €55.36 $7,634,382.00 −$56,693.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6397 – $7,662,477.68
Regency FX Cheapest 1091.6841 €0.00 $7,641,788.99 −$20,688.69
OFX 1089.1665 €0.00 $7,624,165.29 −$38,312.39
Wise 1094.2300 €55.36 $7,599,033.00 −$63,444.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.3270 – $7,660,289.03
Regency FX Cheapest 1091.3723 €0.00 $7,639,606.25 −$20,682.78
OFX 1088.8554 €0.00 $7,621,987.58 −$38,301.45
Wise 1094.2800 €55.36 $7,599,381.00 −$60,908.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 1092.2803 – $7,645,962.30
Regency FX Cheapest 1089.3312 €0.00 $7,625,318.20 −$20,644.10
OFX 1086.8189 €0.00 $7,607,732.48 −$38,229.82
Wise 1092.3400 €55.36 $7,585,908.00 −$60,054.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 1097.2931 – $7,681,051.44
Paysend Cheapest 1091.1952 €0.00 $7,638,366.35 −$42,685.09
Wise 1099.7900 €55.36 $7,637,646.00 −$43,405.44
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.7932 – $7,733,552.69
Regency FX Cheapest 1101.8103 €0.00 $7,712,672.10 −$20,880.59
OFX 1099.2693 €0.00 $7,694,884.93 −$38,667.76
Wise 1104.8400 €55.36 $7,672,716.00 −$60,836.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 1103.2635 – $7,722,844.71
Regency FX Cheapest 1100.2847 €0.00 $7,701,993.03 −$20,851.68
OFX 1097.7472 €0.00 $7,684,230.49 −$38,614.22
Wise 1103.0100 €55.36 $7,660,007.00 −$62,837.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.4056 – $7,702,839.04
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 −$16,511.04
Regency FX 1097.4345 €0.00 $7,682,041.37 −$20,797.67
OFX 1094.9035 €0.00 $7,664,324.84 −$38,514.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.4056 – $7,702,839.04
Wise Cheapest 1106.8000 €55.36 $7,686,328.00 −$16,511.04
Regency FX 1097.4345 €0.00 $7,682,041.37 −$20,797.67
OFX 1094.9035 €0.00 $7,664,324.84 −$38,514.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1099.1432 – $7,694,002.28
Regency FX Cheapest 1096.1755 €0.00 $7,673,228.47 −$20,773.81
OFX 1093.6475 €0.00 $7,655,532.27 −$38,470.01
Wise 1099.1000 €55.36 $7,632,854.00 −$61,148.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.6519 – $7,711,563.36
Regency FX Cheapest 1098.6774 €0.00 $7,690,742.14 −$20,821.22
OFX 1096.1436 €0.00 $7,673,005.55 −$38,557.81
Wise 1101.7700 €55.36 $7,651,396.00 −$60,167.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 1094.6867 – $7,662,807.09
Regency FX Cheapest 1091.7311 €0.00 $7,642,117.51 −$20,689.58
OFX 1089.2133 €0.00 $7,624,493.05 −$38,314.04
Wise 1094.4900 €55.36 $7,600,839.00 −$61,968.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1099.4627 – $7,696,238.95
Regency FX Cheapest 1096.4942 €0.00 $7,675,459.10 −$20,779.85
OFX 1093.9654 €0.00 $7,657,757.75 −$38,481.20
Wise 1102.6500 €55.36 $7,657,507.00 −$38,731.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 1104.2646 – $7,729,852.31
Regency FX Cheapest 1101.2831 €0.00 $7,708,981.70 −$20,870.61
OFX 1098.7433 €0.00 $7,691,203.04 −$38,649.27
Wise 1104.7900 €55.36 $7,672,369.00 −$57,483.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.0658 – $7,735,460.91
Wise Cheapest 1115.1900 €55.36 $7,744,593.00 +$9,132.09
Regency FX 1102.0822 €0.00 $7,714,575.16 −$20,885.75
OFX 1099.5405 €0.00 $7,696,783.60 −$38,677.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1112.2653 – $7,785,857.11
Regency FX Cheapest 1109.2622 €0.00 $7,764,835.30 −$21,021.81
OFX 1106.7040 €0.00 $7,746,927.83 −$38,929.28
Wise 1113.9300 €55.36 $7,735,843.00 −$50,014.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.2223 – $7,736,555.94
Regency FX Cheapest 1102.2382 €0.00 $7,715,667.24 −$20,888.70
OFX 1099.6962 €0.00 $7,697,873.16 −$38,682.78
Wise 1104.2200 €55.36 $7,668,410.00 −$68,145.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 1096.3299 – $7,674,309.28
Regency FX Cheapest 1093.3698 €0.00 $7,653,588.64 −$20,720.64
OFX 1090.8482 €0.00 $7,635,937.73 −$38,371.55
Wise 1094.6500 €55.36 $7,601,950.00 −$72,359.28

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 7,653,588.64 CLP on 7,000 EUR, which is 20,720.64 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,788,899.53 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 29 comparisons

    Cheapest in 86% of them

  2. OFXAppeared in 92 comparisons

    Cheapest in 32% of them

  3. WiseAppeared in 94 comparisons

    Cheapest in 17% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 32% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from Italy to Chile

6 companies send money from Italy to Chile. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Wise is the easiest and most convenient option.

Over the past month, Wise was the cheapest app on 93% of the days it appeared for €7,000 transfers.

Wise charges €55.36 on a €7,000 transfer, and 7,601,950 CLP lands in next day.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Wise delivers 7,601,950 CLP on €7,000 with a €55.36 fee and 0.15% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Chile, the better rate you will get.

Regency FX charges no fee and adds 0.27% on EUR/CLP rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Chile often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and CLP in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

It holds EUR and CLP balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,653,588.64 CLP.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send CLP to Chile by themselves.

In Chile, the recipient can use bank deposit and cash pickup.

In Chile, they can collect cash through .

They need to take a photo ID and the collection reference to a participating location in Chile.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    CLP$7,653,589

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    CLP$7,590,916

    -CLP$62,673

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    CLP$7,542,062

    -CLP$111,527

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    CLP$7,509,837

    -CLP$143,751

  5. 5
    Bank transfer Cash pickup

    You pay €7,004.99

    CLP$7,383,170

    -CLP$270,418

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  1. 6
    Debit card Cash pickup

    You pay €7,004.99

    CLP$7,383,170

    -CLP$270,418

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    CLP$7,383,170

    -CLP$270,418

Consider this when sending money from Italy to Chile

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Chile.

Cheapest way to send money to Chile

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,653,588.64 CLP, which is 0.23% more than the next best option.

Fastest way to send money to Chile

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,552,757 CLP, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Regency FX then convert the money into CLP and pay your recipient in Chile through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 6 of them on EUR to Chile, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/CLP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.