Best companies for PLN/CLP transfers
4 of 4 providers Last updated on 28 October 2026
Based on 30,000 PLN transfer Best companies for PLN/CLP transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 294,74 zł 1 PLN = 248.5670 CLP +0.17% vs mid-market	Recipient gets 7.383.747,00 $ Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Chile with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 294,74 zł1 PLN = 248.5670 CLP 7.383.747,00 $You pay30.000,00 zł
Promoted Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 240.4223 CLP +3.50% vs mid-market	Recipient gets 7.212.669,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Chile with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 240.4223 CLP 7.212.669,00 $You pay30.000,00 zł
Run a live search Showing top Poland to Chile deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to CLP rates.
Run a live search These companies offer multi-currency accounts for spending CLP. We suggest doing a live search based on how much PLN you're planning to spend in Chile.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 248.3209 CLP +0.27% vs mid-market	Recipient gets 7.449.626,56 $ Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Chile with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 248.3209 CLP 7.449.626,56 $You pay30.000,00 zł
Wise Pay via Bank transfer	Fee 294,74 zł 1 PLN = 248.5670 CLP +0.17% vs mid-market	Recipient gets 7.383.747,00 $ Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Chile with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 294,74 zł1 PLN = 248.5670 CLP 7.383.747,00 $You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 475,00 zł 1 PLN = 247.1571 CLP +0.74% vs mid-market	Recipient gets 7.297.313,00 $ Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Chile with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 475,00 zł1 PLN = 247.1571 CLP 7.297.313,00 $You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 240.4223 CLP +3.50% vs mid-market	Recipient gets 7.212.669,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Chile with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 240.4223 CLP 7.212.669,00 $You pay30.000,00 zł

Xe Pay via Bank transfer	Fee 0,00 zł 1 PLN = 240.4223 CLP +3.50% vs mid-market	Recipient gets 7.212.669,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Chile with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 240.4223 CLP 7.212.669,00 $You pay30.000,00 zł
Xe Pay via Credit card	Fee 0,00 zł 1 PLN = 240.4223 CLP +3.50% vs mid-market	Recipient gets 7.212.669,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Chile with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 240.4223 CLP 7.212.669,00 $You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 940,00 zł 1 PLN = 247.1571 CLP +0.74% vs mid-market	Recipient gets 7.182.385,00 $ Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Chile with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 940,00 zł1 PLN = 247.1571 CLP 7.182.385,00 $You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 PLN = 248.9932 CLP Updates every 60 minutes.

Why compare

PLN/CLP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Poland to Chile

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most CLP on a PLN 30,000 transfer.

Regency FX was the cheapest on 27 of the 29 days it quoted zł30,000 transfers to Chile.

This heavily depends on how much you send, so I suggest to get the best PLN/CLP rate.

Fund your transfer

You can fund your transfer to Chile using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Chile?

How much PLN you send to Chile heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 93% of the transfers from PLN 20,000 it quoted, and in 93% of all the transfers it quoted.


2.000 zł	0.91%	0,00 zł	493.361,40 $with debit card to bank deposit	+4.608,33 $
5.000 zł	0.17%	57,02 zł	1.228.988,00 $with bank transfer to bank deposit	+11.869,23 $
10.000 zł	0.17%	104,57 zł	2.459.677,00 $with bank transfer to bank deposit	+27.193,92 $
20.000 zł	0.17%	199,65 zł	4.919.734,00 $with bank transfer to bank deposit	+68.667,50 $
30.000 złThis page	0.27%	0,00 zł	7.449.626,56 $with bank transfer to bank deposit	+170.901,05 $

Mid-market rate: 1 PLN = 248.9932 CLP

PLN/CLP Exchange Rate History

Is today a good time to send money from Poland to Chile?

The cheapest way to send PLN to CLP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 30,000 PLN transfers to Chile.

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CLP per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CLP on every transfer from Poland.

Right now, Regency FX pays 7,449,626.56 CLP on 30,000 PLN, which is 20,168.45 CLP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,610,176.29 CLP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chile.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 29 comparisons
Cheapest in 93% of them
WiseAppeared in 94 comparisons
Cheapest in 47% of them
RevolutAppeared in 87 comparisons
Cheapest in 1% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 47% of its comparisons, so it's rarely the cheapest option for transfers to Chile.

Ways to send money from Poland to Chile

4 companies send money from Poland to Chile, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Wise charges 294.74 PLN on a zł30,000 transfer and delivers 7,383,747 CLP in within a week, straight to the recipient's bank card or account.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more CLP.

The cheapest way to send money online from Poland to Chile is via Wise.

Sending 30,000 PLN gets you 7,383,747 CLP (after 294.74 fee and 0.17% markup).

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and CLP in one account.

This is useful for travelling to Chile, getting paid in CLP, or pre-converting when PLN/CLP rate is good.

You can convert between them whenever you want, and once you have CLP there are no fees after.

The best multi-currency account for holding PLN and CLP is Wise.

For example, it converts zł30,000 at 0.17% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive CLP in Chile

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 7,449,626.56 CLP.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive CLP via bank deposit.

1

Bank transfer Bank deposit

You pay zł30,000.00

CLP$7,449,627

Cheapest
2

Debit card Bank deposit

You pay zł30,000.00

CLP$7,212,669

-CLP$236,958
3

Credit card Bank deposit

You pay zł30,000.00

CLP$7,212,669

-CLP$236,958

Consider this when sending PLN to Chile

There are a few nuances when sending money from Poland to Chile.

Compare PLN/CLP transfer options

For a 30,000 PLN transfer to Chile, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Chile

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,449,626.56 CLP, which is 0.88% more than the next best option.

Fastest way to send money to Chile

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,297,313 CLP, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 4 of them on PLN to Chile in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/CLP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Poland

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.1936	–	7.535.808,69 $
Regency FX Cheapest	250.5154	0,00 zł	7.515.462,01 $	−20.346,68 $
Wise	251.3450	294,74 zł	7.466.269,00 $	−69.539,69 $
Revolut	249.7163	475,00 zł	7.372.872,00 $	−162.936,69 $

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	253.1781	–	7.595.343,39 $
Regency FX Cheapest	252.4945	0,00 zł	7.574.835,96 $	−20.507,43 $
Wise	253.0460	294,74 zł	7.516.797,00 $	−78.546,39 $
Revolut	251.6478	475,00 zł	7.429.901,00 $	−165.442,39 $

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.7699	–	7.553.096,04 $
Regency FX Cheapest	251.0901	0,00 zł	7.532.702,68 $	−20.393,36 $
Wise	251.8780	294,74 zł	7.482.101,00 $	−70.995,04 $
Revolut	250.1955	475,00 zł	7.387.023,00 $	−166.073,04 $

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	252.5461	–	7.576.381,89 $
Regency FX Cheapest	251.8642	0,00 zł	7.555.925,66 $	−20.456,23 $
Wise	253.4150	294,74 zł	7.527.758,00 $	−48.623,89 $
Revolut	252.1222	475,00 zł	7.443.908,00 $	−132.473,89 $

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	254.3593	–	7.630.779,39 $
Regency FX Cheapest	253.6725	0,00 zł	7.610.176,29 $	−20.603,10 $
Wise	254.1240	294,74 zł	7.548.819,00 $	−81.960,39 $
Revolut	252.3038	775,00 zł	7.373.577,00 $	−257.202,39 $

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.0854	–	7.532.562,87 $
Regency FX Cheapest	250.4075	0,00 zł	7.512.224,95 $	−20.337,92 $
Wise	251.0600	294,74 zł	7.457.803,00 $	−74.759,87 $
Revolut	251.4802	475,00 zł	7.424.952,00 $	−107.610,87 $

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	250.0388	–	7.501.163,52 $
Regency FX Cheapest	249.3637	0,00 zł	7.480.910,38 $	−20.253,14 $
Wise	250.0930	294,74 zł	7.429.078,00 $	−72.085,52 $
Revolut	248.4932	475,00 zł	7.336.761,00 $	−164.402,52 $

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	249.4426	–	7.483.277,43 $
Regency FX Cheapest	248.7691	0,00 zł	7.463.072,58 $	−20.204,85 $
Wise	249.4720	294,74 zł	7.410.631,00 $	−72.646,43 $
Revolut	247.8148	475,00 zł	7.316.733,00 $	−166.544,43 $

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	249.5508	–	7.486.524,18 $
Regency FX Cheapest	248.8770	0,00 zł	7.466.310,56 $	−20.213,62 $
Wise	249.8470	294,74 zł	7.421.770,00 $	−64.754,18 $
Revolut	248.7201	475,00 zł	7.343.460,00 $	−143.064,18 $

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	250.9430	–	7.528.290,12 $
Regency FX Cheapest	250.2655	0,00 zł	7.507.963,74 $	−20.326,38 $
Wise	251.0420	294,74 zł	7.457.268,00 $	−71.022,12 $
Revolut	249.6317	475,00 zł	7.370.374,00 $	−157.916,12 $

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	249.4241	–	7.482.724,23 $
Regency FX Cheapest	248.7507	0,00 zł	7.462.520,87 $	−20.203,36 $
Wise	249.4090	294,74 zł	7.408.759,00 $	−73.965,23 $
Revolut	247.6949	775,00 zł	7.238.883,00 $	−243.841,23 $

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	249.2873	–	7.478.618,61 $
Regency FX Cheapest	248.6142	0,00 zł	7.458.426,34 $	−20.192,27 $
Wise	249.3330	294,74 zł	7.406.502,00 $	−72.116,61 $
Revolut	247.9846	475,00 zł	7.321.745,00 $	−156.873,61 $

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	249.4111	–	7.482.333,21 $
Regency FX Cheapest	248.7377	0,00 zł	7.462.130,91 $	−20.202,30 $
Wise	249.4040	294,74 zł	7.408.611,00 $	−73.722,21 $
Revolut	247.9269	475,00 zł	7.320.042,00 $	−162.291,21 $

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	250.9127	–	7.527.381,30 $
Regency FX Cheapest	250.2352	0,00 zł	7.507.057,37 $	−20.323,93 $
Wise	251.0210	294,74 zł	7.456.644,00 $	−70.737,30 $
Revolut	249.3436	475,00 zł	7.361.870,00 $	−165.511,30 $

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	252.3934	–	7.571.800,89 $
Regency FX Cheapest	251.7119	0,00 zł	7.551.357,03 $	−20.443,86 $
Wise	252.3540	294,74 zł	7.496.241,00 $	−75.559,89 $
Revolut	250.8357	475,00 zł	7.405.923,00 $	−165.877,89 $

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	252.8888	–	7.586.663,22 $
Regency FX Cheapest	252.2060	0,00 zł	7.566.179,23 $	−20.483,99 $
Wise	252.7910	294,74 zł	7.509.222,00 $	−77.441,22 $
Revolut	251.4052	475,00 zł	7.422.737,00 $	−163.926,22 $

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.8499	–	7.555.496,73 $
Regency FX Cheapest	251.1699	0,00 zł	7.535.096,89 $	−20.399,84 $
Wise	253.2770	294,74 zł	7.523.659,00 $	−31.837,73 $
Revolut	251.5382	775,00 zł	7.351.205,00 $	−204.291,73 $

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.6871	–	7.550.612,70 $
Regency FX Cheapest	251.0075	0,00 zł	7.530.226,05 $	−20.386,65 $
Wise	251.9970	294,74 zł	7.485.636,00 $	−64.976,70 $
Revolut	251.1321	475,00 zł	7.414.674,00 $	−135.938,70 $

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.7044	–	7.551.132,60 $
Regency FX Cheapest	251.0248	0,00 zł	7.530.744,54 $	−20.388,06 $
Wise	251.7630	294,74 zł	7.478.685,00 $	−72.447,60 $
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	250.6914	–	7.520.743,05 $
Regency FX Cheapest	250.0146	0,00 zł	7.500.437,04 $	−20.306,01 $
Wise	250.5980	294,74 zł	7.444.079,00 $	−76.664,05 $
Revolut	249.1118	475,00 zł	7.355.027,00 $	−165.716,05 $

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	252.4850	294,74 zł	7.500.133,00 $	–
Revolut	250.9838	475,00 zł	7.410.296,00 $	–
Regency FX No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.1311	–	7.533.933,21 $
Regency FX Cheapest	250.4531	0,00 zł	7.513.591,59 $	−20.341,62 $
Wise	251.2070	294,74 zł	7.462.169,00 $	−71.764,21 $
Revolut	249.6697	475,00 zł	7.371.497,00 $	−162.436,21 $

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	251.0081	–	7.530.244,26 $
Wise Cheapest	253.2900	294,74 zł	7.524.045,00 $	−6.199,26 $
Regency FX	250.3304	0,00 zł	7.509.912,60 $	−20.331,66 $
Revolut	251.3458	775,00 zł	7.345.580,00 $	−184.664,26 $

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	252.9402	–	7.588.206,90 $
Regency FX Cheapest	252.2573	0,00 zł	7.567.718,74 $	−20.488,16 $
Wise	252.9420	294,74 zł	7.513.708,00 $	−74.498,90 $
Revolut	251.9339	475,00 zł	7.438.349,00 $	−149.857,90 $

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	250.6612	–	7.519.834,71 $
Regency FX Cheapest	249.9844	0,00 zł	7.499.531,16 $	−20.303,55 $
Wise	250.4160	294,74 zł	7.438.672,00 $	−81.162,71 $
Revolut	249.0073	475,00 zł	7.351.940,00 $	−167.894,71 $

How to send money to Chile from Poland with the best PLN-CLP rate

Best companies for PLN/CLP transfers