We compared 5 companies sending money from the United States to Ukraine. MoneyGram is the best and cheapest, while Revolut is the fastest.
Sending $500 with MoneyGram gets your recipient 22,278.05 UAH at 44.5561 UAH per USD.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze USD/UAH exchange rates from our comparisons. | |||
| Based on 500 USD transfer Best companies for USD/UAH transfersAll money transfer offers for USD/UAH transfers, sorted by most UAH received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $10.24 1 USD = 44.4000 UAH +0.63% vs mid-market | Recipient gets ₴21,745.34 Same day | |
Ways to receive money in Ukraine with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $10.241 USD = 44.4000 UAH ₴21,745.34You pay$500.00 | |||
| Promoted  MoneyGram Pay via Cash deposit | Fee $8.79 1 USD = 44.5561 UAH +0.28% vs mid-market | Recipient gets ₴22,278.05 Minutes - 24 hours | |
Ways to receive money in Ukraine with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $8.791 USD = 44.5561 UAH ₴22,278.05You pay$508.79 | |||
Run a live search Showing top United States to Ukraine deals for 500 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to UAH rates. | |||
Run a live search These companies offer multi-currency accounts for spending UAH. We suggest doing a live search based on how much USD you're planning to spend in Ukraine. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Xoom Pay via Mobile wallet | Fee $0.00 1 USD = 50.4746 UAH -12.18% vs mid-market | Recipient gets ₴25,237.30 Minutes - 24 hours | |
Ways to receive money in Ukraine with Xoom when paying by mobile wallet. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 50.4746 UAH ₴25,237.30You pay$500.00 | |||
| Xoom Pay via Bank transfer | Fee $0.00 1 USD = 50.4746 UAH -12.18% vs mid-market | Recipient gets ₴25,237.30 Minutes - 24 hours | |
Ways to receive money in Ukraine with Xoom when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 50.4746 UAH ₴25,237.30You pay$500.00 | |||
| Xoom Pay via Debit card | Fee $0.00 1 USD = 50.4746 UAH -12.18% vs mid-market | Recipient gets ₴25,237.30 Minutes - 24 hours | |
Ways to receive money in Ukraine with Xoom when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 50.4746 UAH ₴25,237.30You pay$500.00 | |||
| Xoom Pay via Credit card | Fee $0.00 1 USD = 50.4746 UAH -12.18% vs mid-market | Recipient gets ₴25,237.30 Minutes - 24 hours | |
Ways to receive money in Ukraine with Xoom when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 50.4746 UAH ₴25,237.30You pay$500.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $8.79 1 USD = 44.5561 UAH +0.28% vs mid-market | Recipient gets ₴22,278.05 Minutes - 24 hours | |
Ways to receive money in Ukraine with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $8.791 USD = 44.5561 UAH ₴22,278.05You pay$508.79 | |||
 Remitly Pay via Remitly Wallet | Fee $0.49 1 USD = 44.4000 UAH +0.63% vs mid-market | Recipient gets ₴22,200.00 Minutes - 3 days | |
Ways to receive money in Ukraine with Remitly when paying by remitly wallet. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $0.491 USD = 44.4000 UAH ₴22,200.00You pay$500.49 | |||
| Remitly Pay via Debit card | Fee $0.99 1 USD = 44.2700 UAH +0.92% vs mid-market | Recipient gets ₴22,135.00 Minutes - 3 days | |
Ways to receive money in Ukraine with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $0.991 USD = 44.2700 UAH ₴22,135.00You pay$500.99 | |||
| Remitly Pay via Credit card | Fee $16.01 1 USD = 44.2700 UAH +0.92% vs mid-market | Recipient gets ₴22,135.00 Minutes - 3 days | |
Ways to receive money in Ukraine with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $16.011 USD = 44.2700 UAH ₴22,135.00You pay$516.01 | |||
| Remitly Pay via Bank transfer | Fee $0.49 1 USD = 44.2700 UAH +0.92% vs mid-market | Recipient gets ₴22,135.00 Minutes - 3 days | |
Ways to receive money in Ukraine with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $0.491 USD = 44.2700 UAH ₴22,135.00You pay$500.49 | |||
 Paysend Pay via Debit card | Fee $0.00 1 USD = 44.2129 UAH +1.05% vs mid-market | Recipient gets ₴22,106.47 Minutes - 24 hours | |
Ways to receive money in Ukraine with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 44.2129 UAH ₴22,106.47You pay$500.00 | |||
| Paysend Pay via Credit card | Fee $0.00 1 USD = 44.2129 UAH +1.05% vs mid-market | Recipient gets ₴22,106.47 Minutes - 24 hours | |
Ways to receive money in Ukraine with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 44.2129 UAH ₴22,106.47You pay$500.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee $5.99 1 USD = 44.1625 UAH +1.17% vs mid-market | Recipient gets ₴22,081.25 Minutes - 24 hours | |
Ways to receive money in Ukraine with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 44.1625 UAH ₴22,081.25You pay$505.99 Bank depositMinutes - 24 hoursAvailable via:PrivatBank, All Banks $1.991 USD = 43.6279 UAH ₴21,813.95You pay$501.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $10.99 1 USD = 44.1625 UAH +1.17% vs mid-market | Recipient gets ₴22,081.25 Minutes - 24 hours | |
Ways to receive money in Ukraine with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $10.991 USD = 44.1625 UAH ₴22,081.25You pay$510.99 Bank depositMinutes - 24 hoursAvailable via:PrivatBank, All Banks $1.991 USD = 43.6279 UAH ₴21,813.95You pay$501.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $22.49 1 USD = 44.1625 UAH +1.17% vs mid-market | Recipient gets ₴22,081.25 Minutes - 24 hours | |
Ways to receive money in Ukraine with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $22.491 USD = 44.1625 UAH ₴22,081.25You pay$522.49 Bank depositMinutes - 24 hoursAvailable via:PrivatBank, All Banks $20.491 USD = 43.6279 UAH ₴21,813.95You pay$520.49 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $0.00 1 USD = 44.0685 UAH +1.38% vs mid-market | Recipient gets ₴22,034.23 Within minutes | |
Ways to receive money in Ukraine with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 USD = 44.0685 UAH ₴22,034.23You pay$500.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee $10.24 1 USD = 44.4000 UAH +0.63% vs mid-market | Recipient gets ₴21,745.34 Same day | |
Ways to receive money in Ukraine with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $10.241 USD = 44.4000 UAH ₴21,745.34You pay$500.00 | |||
| Wise Pay via Debit card | Fee $10.25 1 USD = 44.4000 UAH +0.63% vs mid-market | Recipient gets ₴21,744.90 Within minutes | |
Ways to receive money in Ukraine with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $10.251 USD = 44.4000 UAH ₴21,744.90You pay$500.00 | |||
| Wise Pay via Credit card | Fee $34.57 1 USD = 44.4000 UAH +0.63% vs mid-market | Recipient gets ₴20,665.09 Within minutes | |
Ways to receive money in Ukraine with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $34.571 USD = 44.4000 UAH ₴20,665.09You pay$500.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 44.680831 UAH Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then MoneyGram is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 5 ways to pay for your transfer to Ukraine, including debit card, bank transfer, credit card, cash deposit, and remitly wallet.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
There are 5 companies available for sending money from the US to Ukraine, across app, online, in person, multi-currency account, global account, SNPL, and digital wallet, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
MoneyGram charges $8.79 on a $500 transfer with 0.28% markup, saves your recipient's details for next time, and UAH arrives in minutes - 24 hours.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $500 to a MoneyGram agent in the US, and your recipient will get 22,278.05 UAH in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For transfers before payday
Remitly offers an SNPL option called Remitly Flex for transfer from the US to Ukraine.
It comes with Remitly One subscription ($9.99/month) and lets you send up to $250 USD instantly with 0% interest.
You will need to repay within 4 weeks, which is good for urgent transfers right before your payday.
However, if you have USD to send now, a money transfer service like MoneyGram will get you more UAH (₴22,278.05) without any subscription costs.
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Ukraine.
Of all online companies listed here, MoneyGram gets you the most UAH per USD.
On a $500 transfer, you will get 22,278.05 UAH after a $8.79 fee and 0.28% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For transfers over $10,000 to Ukraine, currency brokers like TorFX and Regency FX are the best.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Revolut is the best for holding and receiving UAH.
This is useful for traveling to Ukraine, building up UAH balance, or receiving payments in UAH.
Revolut converts $500 at 1.38% markup plus small fee and holds the UAH until you spend it.
With MoneyGram, paying by cash deposit and receiving through cash pickup is the cheapest combination. Sending $500 gives your recipient 22,278.05 UAH.
Deposit USD by debit card, bank transfer, credit card, cash deposit, and remitly wallet.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Ukraine.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $500.
MoneyGram is the cheapest option and will get you 22,278.05 UAH on $500 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Ukraine.
Your recipient in Ukraine can collect UAH through bank deposit and cash pickup.
They can collect cash in Ukraine
Your recipient can collect UAH from a participating MoneyGram location in Ukraine.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $508.79
₴22,278
Cheapest
You pay $500.49
₴22,200
-₴78
You pay $500.49
₴22,135
-₴143
You pay $500.99
₴22,135
-₴143
You pay $516.01
₴22,135
-₴143
You pay $505.99
₴22,081
-₴197
You pay $510.99
₴22,081
-₴197
You pay $522.49
₴22,081
-₴197
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Ukraine
The cheapest option is MoneyGram, funded by cash deposit with cash pickup for the payout. Your recipient gets 22,278.05 UAH, which is 0.35% more than the next best option.
Fastest way to send money to Ukraine
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 22,034.23 UAH, with the money arriving in within minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, MoneyGram is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Ukraine.
While MoneyGram may not always be the cheapest or fastest way to send UAH, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much UAH your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 44.542384 UAH
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Ukraine and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Ukraine.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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