Best companies for AED/UAH transfers
2 of 2 providers Last updated on 10 November 2026
Based on 25,000 AED transfer Best companies for AED/UAH transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee AED 267.04 1 AED = 12.3603 UAH +0.10% vs mid-market	Recipient gets ₴305,706.81 Minutes - 24 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ukraine with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Bank Transfer AED 267.041 AED = 12.3603 UAH ₴305,706.81You payAED 25,000.00
Promoted Regency FX Pay via Bank transfer	Fee AED 0.00 1 AED = 12.3390 UAH +0.27% vs mid-market	Recipient gets ₴308,476.03 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Ukraine with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 12.3390 UAH ₴308,476.03You payAED 25,000.00
Run a live search Showing top United Arab Emirates to Ukraine deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AED to UAH rates.
Run a live search These companies offer multi-currency accounts for spending UAH. We suggest doing a live search based on how much AED you're planning to spend in Ukraine.
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee AED 0.00 1 AED = 12.3390 UAH +0.27% vs mid-market	Recipient gets ₴308,476.03 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Ukraine with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 12.3390 UAH ₴308,476.03You payAED 25,000.00
Wise Pay via Bank transfer	Fee AED 267.04 1 AED = 12.3603 UAH +0.10% vs mid-market	Recipient gets ₴305,706.81 Minutes - 24 hours
25 reviews FastestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ukraine with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Bank Transfer AED 267.041 AED = 12.3603 UAH ₴305,706.81You payAED 25,000.00
How Our Results Work Mid-market rate: 1 AED = 12.3724 UAH Updates every 60 minutes.

Why compare

AED/UAH exchange rate

Best ways to pay & receive

Transfer speed

How to send money from UAE to Ukraine

Pick a company

Start with the cheapest, which is Regency FX at 308,476.03 UAH on AED 25,000.

Regency FX was the cheapest on 29 of the 29 days it quoted AED25,000 transfers to Ukraine.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Ukraine?

How much AED you send to Ukraine heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.


AED 3,500	0.10%	AED 39.43	₴42,773.68with bank transfer to bank deposit	+₴351.68
AED 7,500	0.10%	AED 81.77	₴91,691.55with bank transfer to bank deposit	+₴1,043.66
AED 25,000This page	0.27%	AED 0.00	₴308,476.03with bank transfer to bank deposit	+₴1,384.61
AED 50,000	0.27%	AED 0.00	₴616,952.02with bank transfer to bank deposit	+₴2,749.61
AED 200,000	0.25%	AED 0.00	₴2,468,299.19with bank transfer to bank deposit	+₴10,550.82
AED 250,000	0.25%	AED 0.00	₴3,085,376.98with bank transfer to bank deposit	+₴13,045.77
AED 350,000	0.25%	AED 0.00	₴4,319,530.56with bank transfer to bank deposit	+₴18,069.46
AED 1,000,000	0.20%	AED 0.00	₴12,347,684.14with bank transfer to bank deposit	+₴53,541.30

Mid-market rate: 1 AED = 12.3724 UAH

AED/UAH Exchange Rate History

Is today a good time to send money from UAE to Ukraine?

The cheapest way to send AED to UAH can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Ukraine.

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UAH per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UAH on every transfer from the UAE.

Right now, Regency FX pays 308,476.03 UAH on 25,000 AED, which is 835.14 UAH less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 310,628.91 UAH.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ukraine.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 170 comparisons
Cheapest every time
WiseAppeared in 234 comparisons
Cheapest in 29% of them

Based on 239 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most UAH, and it was also the cheapest in 100% of the 170 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Ukraine.

Wise (today's second cheapest) was the cheapest in only 29% of its comparisons, so it's rarely the cheapest option for transfers to Ukraine.

Ways to send money from the UAE to Ukraine

2 companies send money from the UAE to Ukraine, split between currency broker, online, app, multi-currency account, and global business account, and more.

For frequent transfers home

Money transfer apps

If you send UAH home monthly, money transfer apps like Wise are the easiest with good AED/UAH rates.

Botim, Careem Pay, and e& money are convenient but Wise is cheaper.

On an AED 25,000 transfer it will get you 305,706.81 UAH in minutes - 24 hours (after 267.04 fee and 0.1% markup).

Over the past month, Wise was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Ukraine now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Ukraine is usually cheaper with online money transfer services like Wise.

Wise gets you 305,706.81 UAH, with an AED 267.04 fee and 0.1% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/UAH exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or UAH side by side.

This is useful if you’re getting paid in UAH, or travelling to Ukraine.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0.1% markup and holds it until you send or spend it, and gives you account details to receive UAH.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive UAH in Ukraine

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 308,476.03 UAH.

You can pay in AED by bank transfer.

In Ukraine, the recipient can receive UAH through bank deposit.

1

Bank transfer Bank deposit

You pay AED25,000.00

₴308,476

Cheapest

Before sending AED to Ukraine, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/UAH transfer options

For an AED 25,000 transfer to Ukraine, the current options look like this.

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 308,476.03 UAH, which is 0.9% more than the next best option.
The fastest option is Regency FX, funded by bank transfer with bank deposit in Ukraine. Your recipient gets 308,476.03 UAH in minutes - 24 hours.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 2 licensed companies sending AED to Ukraine, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in UAH rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/UAH transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2221	–	₴305,551.33
Regency FX Cheapest	12.1891	AED 0.00	₴304,726.34	−₴824.98
Wise	12.1561	AED 267.07	₴300,655.97	−₴4,895.36

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2803	–	₴307,006.50
Regency FX Cheapest	12.2471	AED 0.00	₴306,177.58	−₴828.92
Wise	12.1971	AED 267.06	₴301,670.14	−₴5,336.36

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2604	–	₴306,509.10
Regency FX Cheapest	12.2273	AED 0.00	₴305,681.53	−₴827.57
Wise	12.1969	AED 267.06	₴301,665.20	−₴4,843.90

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2303	–	₴305,756.73
Regency FX Cheapest	12.1972	AED 0.00	₴304,931.18	−₴825.54
Wise	12.1701	AED 267.07	₴301,002.23	−₴4,754.49

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2158	–	₴305,394.38
Regency FX Cheapest	12.1828	AED 0.00	₴304,569.81	−₴824.57
Wise	12.1563	AED 267.07	₴300,660.92	−₴4,733.46

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2317	–	₴305,791.85
Regency FX Cheapest	12.1986	AED 0.00	₴304,966.21	−₴825.64
Wise	12.1569	AED 267.07	₴300,675.76	−₴5,116.09

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2541	–	₴306,352.30
Regency FX Cheapest	12.2210	AED 0.00	₴305,525.15	−₴827.15
Wise	12.1564	AED 267.07	₴300,663.39	−₴5,688.91

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2794	–	₴306,985.65
Regency FX Cheapest	12.2463	AED 0.00	₴306,156.79	−₴828.86
Wise	12.1973	AED 267.06	₴301,675.09	−₴5,310.56

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2496	–	₴306,240.95
Regency FX Cheapest	12.2166	AED 0.00	₴305,414.10	−₴826.85
Wise	12.1837	AED 267.07	₴301,338.60	−₴4,902.35

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2615	–	₴306,538.60
Regency FX Cheapest	12.2284	AED 0.00	₴305,710.95	−₴827.65
Wise	12.1973	AED 267.06	₴301,675.09	−₴4,863.51

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.2642	–	₴306,605.35
Regency FX Cheapest	12.2311	AED 0.00	₴305,777.52	−₴827.83
Wise	12.2243	AED 267.06	₴302,342.88	−₴4,262.47

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3185	–	₴307,962.83
Regency FX Cheapest	12.2853	AED 0.00	₴307,131.33	−₴831.49
Wise	12.2662	AED 267.06	₴303,379.19	−₴4,583.64

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3005	–	₴307,513.27
Regency FX Cheapest	12.2673	AED 0.00	₴306,682.99	−₴830.28
Wise	12.2926	AED 267.04	₴304,032.38	−₴3,480.89

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.4588	–	₴311,469.88
Regency FX Cheapest	12.4252	AED 0.00	₴310,628.91	−₴840.97
Wise	12.3605	AED 267.04	₴305,711.75	−₴5,758.13

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.4535	–	₴311,337.68
Regency FX Cheapest	12.4199	AED 0.00	₴310,497.06	−₴840.61
Wise	12.3741	AED 267.03	₴306,048.24	−₴5,289.43

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3966	–	₴309,915.63
Regency FX Cheapest	12.3632	AED 0.00	₴309,078.85	−₴836.78
Wise	12.3605	AED 267.04	₴305,711.75	−₴4,203.88

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.4041	–	₴310,101.38
Regency FX Cheapest	12.3706	AED 0.00	₴309,264.10	−₴837.28
Wise	12.3605	AED 267.04	₴305,711.75	−₴4,389.63

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3349	–	₴308,372.48
Regency FX Cheapest	12.3016	AED 0.00	₴307,539.87	−₴832.60
Wise	12.3615	AED 267.04	₴305,736.49	−₴2,635.98

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3854	–	₴309,636.15
Regency FX Cheapest	12.3520	AED 0.00	₴308,800.13	−₴836.02
Wise	12.3469	AED 267.04	₴305,375.38	−₴4,260.77

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.4303	–	₴310,758.02
Wise Cheapest	12.3959	AED 267.03	₴306,587.42	−₴4,170.60
Regency FX No quote collected this day	–	–	–	–

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3654	–	₴309,135.93
Regency FX Cheapest	12.3321	AED 0.00	₴308,301.26	−₴834.66
Wise	12.4285	AED 267.02	₴307,393.84	−₴1,742.08

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3985	–	₴309,962.83
Regency FX Cheapest	12.3650	AED 0.00	₴309,125.93	−₴836.90
Wise	12.4285	AED 267.02	₴307,393.84	−₴2,568.98

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3825	–	₴309,562.70
Regency FX Cheapest	12.3491	AED 0.00	₴308,726.88	−₴835.82
Wise	12.3986	AED 267.03	₴306,654.20	−₴2,908.50

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3323	–	₴308,307.15
Regency FX Cheapest	12.2990	AED 0.00	₴307,474.72	−₴832.43
Wise	12.3986	AED 267.03	₴306,654.20	−₴1,652.95

Sun, 8 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.3604	–	₴309,009.05
Regency FX Cheapest	12.3270	AED 0.00	₴308,174.73	−₴834.32
Wise	12.3986	AED 267.03	₴306,654.20	−₴2,354.85

How to send money to Ukraine from the UAE with the best AED-UAH rate

Best companies for AED/UAH transfers