How to send money to Ukraine from Finland with the best EUR-UAH rate

We’ve compared and analysed 3 money transfer companies in Finland.

Best companies for EUR/UAH transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/UAH transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 50.7197 UAH +0.27% vs mid-market Recipient gets ₴355,037.57 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ukraine with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 50.7197 UAH
₴355,037.57You pay€7,000.00

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Showing top Finland to Ukraine deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 50.7197 UAH +0.27% vs mid-market Recipient gets ₴355,037.57 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ukraine with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 50.7197 UAH
₴355,037.57You pay€7,000.00

Profee

Pay via Debit card
Fee €0.00 1 EUR = 50.2218 UAH +1.26% vs mid-market Recipient gets ₴351,552.82 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Ukraine with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 50.2218 UAH
₴351,552.82You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 50.2218 UAH +1.26% vs mid-market Recipient gets ₴351,552.82 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Ukraine with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 50.2218 UAH
₴351,552.82You pay€7,000.00

Profee

Pay via Klarna
Fee €0.00 1 EUR = 50.2218 UAH +1.26% vs mid-market Recipient gets ₴351,552.82 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Ukraine with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 50.2218 UAH
₴351,552.82You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.00 1 EUR = 50.1688 UAH +1.36% vs mid-market Recipient gets ₴348,171.50 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Ukraine with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.001 EUR = 50.1688 UAH
₴348,171.50You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €60.00 1 EUR = 50.1688 UAH +1.36% vs mid-market Recipient gets ₴348,171.50 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Ukraine with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.001 EUR = 50.1688 UAH
₴348,171.50You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 50.8570 UAH Updates every 60 minutes.

How to send money from Finland to Ukraine

Pick a company

For a one-off EUR transfer to Ukraine, start with Regency FX.

Regency FX was the cheapest on 28 of the 28 days it quoted €7,000 transfers to Ukraine.

On a 7,000 EUR transfer, Regency FX delivers the most UAH.

The cheapest option depends on the amount, so I suggest to get the best EUR/UAH rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, klarna, and debit card.

Select how you want the recipient to pick up the money. For transfers to Ukraine they can receive it via bank deposit and card deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Ukraine?

How much EUR you send to Ukraine heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €2,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€5000.01%€0.00₴25,430.53with debit card to card deposit+₴426.27
€2,0001.35%€0.00₴100,354.50with debit card to card deposit+₴808.32
€7,000This page0.27%€0.00₴355,037.57with bank transfer to bank deposit+₴4,031.07

Mid-market rate: 1 EUR = 50.8570 UAH

EUR/UAH Exchange Rate History

Is today a good time to send money from Finland to Ukraine?

The cheapest way to send EUR to UAH can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Ukraine.

UAH received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₴355,998.76 Regency FX ₴355,037.57Regency FX₴355,037.57Profee₴351,552.82Revolut₴348,171.50

335 000
340 000
345 000
350 000
355 000
360 000
At the mid-market rateWith the cheapest optionRegency FXProfeeRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.9363 – ₴356,553.79
Regency FX Cheapest 50.7987 €0.00 ₴355,591.09 −₴962.70
Profee 50.4459 €0.00 ₴353,121.21 −₴3,432.57
Revolut 50.3784 €60.00 ₴349,626.03 −₴6,927.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.9642 – ₴356,749.62
Regency FX Cheapest 50.8266 €0.00 ₴355,786.40 −₴963.22
Revolut 50.2182 €60.00 ₴348,514.24 −₴8,235.38
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.6247 – ₴354,372.73
Regency FX Cheapest 50.4880 €0.00 ₴353,415.93 −₴956.80
Revolut 50.0890 €60.00 ₴347,617.85 −₴6,754.88
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.8245 – ₴355,771.61
Regency FX Cheapest 50.6873 €0.00 ₴354,811.02 −₴960.58
Profee 50.1615 €0.00 ₴351,130.36 −₴4,641.24
Revolut 50.0940 €60.00 ₴347,652.16 −₴8,119.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.6545 – ₴354,581.28
Regency FX Cheapest 50.5177 €0.00 ₴353,623.91 −₴957.37
Profee 50.0585 €0.00 ₴350,409.25 −₴4,172.03
Revolut 49.9144 €130.00 ₴342,911.95 −₴11,669.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.5514 – ₴353,860.12
Regency FX Cheapest 50.4150 €0.00 ₴352,904.69 −₴955.42
Profee 50.0211 €0.00 ₴350,147.89 −₴3,712.22
Revolut 49.9094 €130.00 ₴342,877.28 −₴10,982.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3437 – ₴352,405.87
Regency FX Cheapest 50.2078 €0.00 ₴351,454.37 −₴951.49
Profee 49.7917 €0.00 ₴348,542.02 −₴3,863.85
Revolut 49.7591 €60.00 ₴345,328.25 −₴7,077.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4569 – ₴353,198.31
Regency FX Cheapest 50.3207 €0.00 ₴352,244.68 −₴953.63
Profee 50.0184 €0.00 ₴350,128.99 −₴3,069.32
Revolut 49.9774 €60.00 ₴346,842.88 −₴6,355.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3571 – ₴352,499.83
Regency FX Cheapest 50.2212 €0.00 ₴351,548.08 −₴951.75
Profee 49.8172 €0.00 ₴348,720.33 −₴3,779.50
Revolut 49.7311 €60.00 ₴345,133.97 −₴7,365.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.1930 – ₴351,350.74
Regency FX Cheapest 50.0574 €0.00 ₴350,402.09 −₴948.65
Revolut 49.6134 €60.00 ₴344,316.74 −₴7,034.00
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.2766 – ₴351,936.25
Regency FX Cheapest 50.1409 €0.00 ₴350,986.02 −₴950.23
Profee 49.9194 €0.00 ₴349,436.05 −₴2,500.20
Revolut 49.8613 €60.00 ₴346,037.46 −₴5,898.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3264 – ₴352,284.88
Regency FX Cheapest 50.1905 €0.00 ₴351,333.71 −₴951.17
Profee 49.7595 €0.00 ₴348,316.62 −₴3,968.26
Revolut 49.6097 €130.00 ₴340,818.64 −₴11,466.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3264 – ₴352,284.88
Regency FX Cheapest 50.1905 €0.00 ₴351,333.71 −₴951.17
Profee 49.7466 €0.00 ₴348,226.43 −₴4,058.46
Revolut 49.6097 €130.00 ₴340,818.64 −₴11,466.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.2920 – ₴352,044.04
Regency FX Cheapest 50.1562 €0.00 ₴351,093.52 −₴950.52
Profee 49.7946 €0.00 ₴348,562.00 −₴3,482.03
Revolut 49.7552 €60.00 ₴345,301.31 −₴6,742.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4308 – ₴353,015.45
Regency FX Cheapest 50.2946 €0.00 ₴352,062.31 −₴953.14
Profee 49.9150 €0.00 ₴349,405.27 −₴3,610.18
Revolut 49.8709 €60.00 ₴346,104.06 −₴6,911.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3958 – ₴352,770.80
Paysend Cheapest 50.3550 €0.00 ₴352,484.83 −₴285.97
Regency FX No quote collected this day – – – –
Profee No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.3600 – ₴352,520.34
Regency FX Cheapest 50.2241 €0.00 ₴351,568.53 −₴951.81
Profee 49.8914 €0.00 ₴349,239.69 −₴3,280.65
Revolut 49.8101 €60.00 ₴345,682.37 −₴6,837.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4328 – ₴353,029.35
Regency FX Cheapest 50.2966 €0.00 ₴352,076.17 −₴953.18
Profee 49.9010 €0.00 ₴349,306.84 −₴3,722.50
Revolut 49.8528 €60.00 ₴345,978.25 −₴7,051.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4783 – ₴353,348.32
Regency FX Cheapest 50.3420 €0.00 ₴352,394.28 −₴954.04
Profee 49.9212 €0.00 ₴349,448.30 −₴3,900.02
Revolut 49.7580 €130.00 ₴341,837.46 −₴11,510.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4783 – ₴353,348.32
Regency FX Cheapest 50.3420 €0.00 ₴352,394.28 −₴954.04
Profee 49.9133 €0.00 ₴349,393.07 −₴3,955.24
Revolut 49.7580 €130.00 ₴341,837.46 −₴11,510.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4175 – ₴352,922.23
Regency FX Cheapest 50.2813 €0.00 ₴351,969.34 −₴952.89
Profee 49.8640 €0.00 ₴349,048.20 −₴3,874.04
Revolut 49.8245 €60.00 ₴345,782.01 −₴7,140.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.6398 – ₴354,478.42
Regency FX Cheapest 50.5030 €0.00 ₴353,521.33 −₴957.09
Profee 50.0963 €0.00 ₴350,674.24 −₴3,804.17
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4739 – ₴353,317.06
Regency FX Cheapest 50.3376 €0.00 ₴352,363.11 −₴953.95
Profee 50.0266 €0.00 ₴350,185.96 −₴3,131.10
Revolut 49.9425 €60.00 ₴346,601.26 −₴6,715.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.5716 – ₴354,001.40
Regency FX Cheapest 50.4351 €0.00 ₴353,045.59 −₴955.81
Profee 50.0418 €0.00 ₴350,292.37 −₴3,709.03
Revolut 50.0319 €60.00 ₴347,221.11 −₴6,780.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.4569 – ₴353,198.01
Regency FX Cheapest 50.3206 €0.00 ₴352,244.37 −₴953.64
Profee 50.0496 €0.00 ₴350,347.28 −₴2,850.73
Revolut 50.0467 €60.00 ₴347,323.94 −₴5,874.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.6792 – ₴354,754.15
Regency FX Cheapest 50.5423 €0.00 ₴353,796.32 −₴957.83
Profee 50.2887 €0.00 ₴352,020.61 −₴2,733.54
Revolut 49.8059 €130.00 ₴342,166.78 −₴12,587.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.6792 – ₴354,754.15
Regency FX Cheapest 50.5423 €0.00 ₴353,796.32 −₴957.83
Profee 50.0323 €0.00 ₴350,226.32 −₴4,527.83
Revolut 49.8059 €130.00 ₴342,166.78 −₴12,587.37
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 50.3684 €0.00 ₴352,578.70 –
Revolut 50.3149 €60.00 ₴349,185.51 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 51.0800 – ₴357,560.24
Regency FX Cheapest 50.9421 €0.00 ₴356,594.83 −₴965.41
Profee 50.3252 €0.00 ₴352,276.58 −₴5,283.66
Revolut 50.3041 €60.00 ₴349,110.35 −₴8,449.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 50.8570 – ₴355,998.76
Regency FX Cheapest 50.7197 €0.00 ₴355,037.57 −₴961.19
Profee 50.2218 €0.00 ₴351,552.82 −₴4,445.95
Revolut 50.1688 €60.00 ₴348,171.50 −₴7,827.26

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UAH per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UAH on every transfer from Finland.

Right now, Regency FX pays 355,037.57 UAH on 7,000 EUR, which is 961.19 UAH less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 356,594.83 UAH.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ukraine.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 28 comparisons

    Cheapest every time

  2. ProfeeAppeared in 51 comparisons

    Cheapest in 51% of them

  3. RevolutAppeared in 53 comparisons

    Cheapest in 4% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Profee (today's second cheapest) was the cheapest in 51% of its comparisons, so if you send money to Ukraine regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Finland to Ukraine

3 companies send money from Finland to Ukraine, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Profee will get you 351,552.82 UAH on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

If it's the only time you send money to Ukraine, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Profee charges €0 on a €7,000 transfer, and 351,552.82 UAH arrives in minutes - 24 hours.

Over the past month, Profee was the cheapest app on 100% of the days it appeared for €7,000 transfers.

In Ukraine they can receive money via bank deposit and card deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Revolut let you hold EUR and UAH balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to UAH with Revolut gets you 348,171.5 UAH (€60 in fees and 1.36% markup).

This is especially useful for travel since you are spending in UAH (no extra fees from Revolut, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Ukraine.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Ukraine. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/UAH rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive UAH in Ukraine

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 355,037.57 UAH.

To pay for your transfer in Finland, you have bank transfer, debit card, klarna, and debit card.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Ukraine directly.

For withdrawals in Ukraine, use bank deposit and card deposit.

Receive UAH

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₴355,038

    Cheapest

  2. 2
    Bank transfer Card deposit

    You pay €7,000.00

    ₴351,553

    -₴3,485

  3. 3
    Debit card Card deposit

    You pay €7,000.00

    ₴351,553

    -₴3,485

  4. 4
    Klarna Card deposit

    You pay €7,000.00

    ₴351,553

    -₴3,485

  5. 5
    Debit card Bank deposit

    You pay €7,000.00

    ₴348,172

    -₴6,866

What to consider before sending money from Finland to Ukraine

For a transfer from Finland, compare the UAH received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/UAH transfer options

For a €7,000 transfer to Ukraine, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 355,037.57 UAH, which is 0.98% more than the next best option.

Fastest

Revolut delivers 348,171.5 UAH in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Ukraine.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 3 of them on EUR to Ukraine, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/UAH transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.