Paysend is the cheapest way to send money from Canada to Serbia based on the 5 companies we analyzed, giving your recipient 72,520.03 RSD from $1,000.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/RSD transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $31.00 1 CAD = 72.9748 RSD -0.17% vs mid-market | Recipient gets RSD 70,712.58 Within a week | |
Ways to receive money in Serbia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $31.001 CAD = 72.9748 RSD RSD 70,712.58You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 69.2985 RSD +5.00% vs mid-market | Recipient gets RSD 69,298.50 6-12 Hours | |
Ways to receive money in Serbia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 69.2985 RSD RSD 69,298.50You pay$1,005.99 | |||
Run a live search Showing top Canada to Serbia deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to RSD rates. | |||
Run a live search These companies offer multi-currency accounts for spending RSD. We suggest doing a live search based on how much CAD you're planning to spend in Serbia. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 72.5200 RSD +0.46% vs mid-market | Recipient gets RSD 72,520.03 6-12 Hours | |
Ways to receive money in Serbia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 72.5200 RSD RSD 72,520.03You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 72.5200 RSD +0.46% vs mid-market | Recipient gets RSD 72,520.03 6-12 Hours | |
Ways to receive money in Serbia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 72.5200 RSD RSD 72,520.03You pay$1,000.00 | |||
 Remitly Pay via Debit Card | Fees: $2.99 1 CAD = 71.1800 RSD +2.32% vs mid-market | Recipient gets RSD 71,180.00 2 Days | |
Ways to receive money in Serbia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $2.991 CAD = 71.1800 RSD RSD 71,180.00You pay$1,002.99 | |||
| Remitly Pay via Credit Card | Fees: $23.04 1 CAD = 71.1800 RSD +2.32% vs mid-market | Recipient gets RSD 71,180.00 2 Days | |
Ways to receive money in Serbia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $23.041 CAD = 71.1800 RSD RSD 71,180.00You pay$1,023.04 | |||
| Remitly Pay via Bank Transfer | Fees: $1.99 1 CAD = 71.1800 RSD +2.32% vs mid-market | Recipient gets RSD 71,180.00 2 Days | |
Ways to receive money in Serbia with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 CAD = 71.1800 RSD RSD 71,180.00You pay$1,001.99 | |||
| Remitly Pay via Interac | Fees: $1.99 1 CAD = 71.1800 RSD +2.32% vs mid-market | Recipient gets RSD 71,180.00 2 Days | |
Ways to receive money in Serbia with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 CAD = 71.1800 RSD RSD 71,180.00You pay$1,001.99 | |||
| Wise Pay via Bank Transfer | Fees: $31.00 1 CAD = 72.9748 RSD -0.17% vs mid-market | Recipient gets RSD 70,712.58 Within a week | |
Ways to receive money in Serbia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $31.001 CAD = 72.9748 RSD RSD 70,712.58You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $36.61 1 CAD = 72.9748 RSD -0.17% vs mid-market | Recipient gets RSD 70,303.19 Within a week | |
Ways to receive money in Serbia with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $36.611 CAD = 72.9748 RSD RSD 70,303.19You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $7.00 1 CAD = 70.7546 RSD +2.92% vs mid-market | Recipient gets RSD 70,259.32 6-12 Hours | |
Ways to receive money in Serbia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $7.001 CAD = 70.7546 RSD RSD 70,259.32You pay$1,000.00 Cash pickup6-12 Hours $7.001 CAD = 70.7546 RSD RSD 70,259.32You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $41.62 1 CAD = 72.9748 RSD -0.17% vs mid-market | Recipient gets RSD 69,937.59 Within a week | |
Ways to receive money in Serbia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $41.621 CAD = 72.9748 RSD RSD 69,937.59You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 69.2985 RSD +5.00% vs mid-market | Recipient gets RSD 69,298.50 6-12 Hours | |
Ways to receive money in Serbia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 69.2985 RSD RSD 69,298.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $5.99 1 CAD = 69.2985 RSD +5.00% vs mid-market | Recipient gets RSD 69,298.50 6-12 Hours | |
Ways to receive money in Serbia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 69.2985 RSD RSD 69,298.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $5.99 1 CAD = 69.2985 RSD +5.00% vs mid-market | Recipient gets RSD 69,298.50 6-12 Hours | |
Ways to receive money in Serbia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 69.2985 RSD RSD 69,298.50You pay$1,005.99 | |||
| Wise Pay via Credit Card | Fees: $55.83 1 CAD = 72.9748 RSD -0.17% vs mid-market | Recipient gets RSD 68,900.62 Within a week | |
Ways to receive money in Serbia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $55.831 CAD = 72.9748 RSD RSD 68,900.62You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $100.00 1 CAD = 70.7546 RSD +2.92% vs mid-market | Recipient gets RSD 63,679.14 6-12 Hours | |
Ways to receive money in Serbia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $100.001 CAD = 70.7546 RSD RSD 63,679.14You pay$1,000.00 Cash pickup6-12 Hours $100.001 CAD = 70.7546 RSD RSD 63,679.14You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 72.8542 RSD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Paysend at 72,520.03 RSD on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 5 ways to pay, including debit card, credit card, bank transfer, interac, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
There are 5 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 71,180 RSD within minutes.
Cash transfers cost more
Cash transfer to Serbia is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Paysend charges $0 in fees and adds 0.46% markup, so your $1,000 delivers 72,520.03 RSD in 6-12 hours.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 5 online companies, Paysend is the cheapest and currently gets you 72,520.03 RSD on a $1,000 transfer after a $0 fee and 0.46% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in RSD.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in RSD, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and RSD, and convert between them at low cost.
For example, converting $1,000 costs $31 in fees at -0.17% markup, which gets you 70,712.58 RSD.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 72,520.03 RSD.
Deposit CAD using debit card, credit card, bank transfer, interac, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive RSD through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Serbia.
You pay $1,000.00
Дин.72,520
Cheapest
You pay $1,000.00
Дин.72,520
Дин.0
You pay $1,001.99
Дин.71,180
-Дин.1,340
You pay $1,001.99
Дин.71,180
-Дин.1,340
You pay $1,000.00
Дин.70,259
-Дин.2,261
You pay $1,005.99
Дин.69,299
-Дин.3,222
You pay $1,005.99
Дин.69,299
-Дин.3,222
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Serbia, these are the cheapest, fastest and easiest options available now.
Best way to send money to Serbia
Paysend is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 72,520.03 RSD, which is 1.85% more than the next best option.
Fastest way to send money to Serbia
Paysend is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 72,520.03 RSD in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Serbia.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the RSD amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 72.854208 RSD
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 5 FINTRAC-registered companies sending CAD to Serbia, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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