How to send money to Serbia from Australia with the best AUD-RSD rate

Of the 5 companies we analysed, Revolut is the cheapest app overall for sending A$2,000 to Serbia.

On a 2,000 AUD transfer it will get your recipient 14,760,849 RSD.

Best companies for AUD/RSD transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/RSD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $38.17 1 AUD = 74.2966 RSD +0.02% vs mid-market Recipient gets RSD 145,757.30 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:SWIFT
$38.171 AUD = 74.2966 RSD
RSD 145,757.30You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 71.3256 RSD +4.10% vs mid-market Recipient gets RSD 142,651.20 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Serbia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 71.3256 RSD
RSD 142,651.20You pay$2,000.00

Run a live search

Showing top Australia to Serbia deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 73.9151 RSD +0.53% vs mid-market Recipient gets RSD 14,760,849.00 Same day
Cheapest
Receive to bank account

Ways to receive money in Serbia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
$3.001 AUD = 73.9151 RSD
RSD 14,760,849.00You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $38.17 1 AUD = 74.2966 RSD +0.02% vs mid-market Recipient gets RSD 145,757.30 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:SWIFT
$38.171 AUD = 74.2966 RSD
RSD 145,757.30You pay$2,000.00

Wise

Pay via Osko
Fees: $38.17 1 AUD = 74.2966 RSD +0.02% vs mid-market Recipient gets RSD 145,757.30 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:SWIFT
$38.171 AUD = 74.2966 RSD
RSD 145,757.30You pay$2,000.00

Wise

Pay via Debit Card
Fees: $43.56 1 AUD = 74.2966 RSD +0.02% vs mid-market Recipient gets RSD 145,356.84 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:SWIFT
$43.561 AUD = 74.2966 RSD
RSD 145,356.84You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 72.6300 RSD +2.29% vs mid-market Recipient gets RSD 145,260.00 Within minutes
Fastest
Receive to bank account or cash pickup

Ways to receive money in Serbia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 72.6300 RSD
RSD 145,260.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 72.6300 RSD +2.29% vs mid-market Recipient gets RSD 145,260.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Serbia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 72.6300 RSD
RSD 145,260.00You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 72.6300 RSD +2.29% vs mid-market Recipient gets RSD 145,260.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Serbia with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 72.6300 RSD
RSD 145,260.00You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 72.3693 RSD +2.65% vs mid-market Recipient gets RSD 144,738.60 6-12 Hours

Ways to receive money in Serbia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 72.3693 RSD
RSD 144,738.60You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 72.3693 RSD +2.65% vs mid-market Recipient gets RSD 144,738.60 6-12 Hours

Ways to receive money in Serbia with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 72.3693 RSD
RSD 144,738.60You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $3.99 1 AUD = 72.3693 RSD +2.65% vs mid-market Recipient gets RSD 144,738.60 6-12 Hours

Ways to receive money in Serbia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 72.3693 RSD
RSD 144,738.60You pay$2,003.99

Wise

Pay via Credit Card
Fees: $56.77 1 AUD = 74.2966 RSD +0.02% vs mid-market Recipient gets RSD 144,375.38 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:SWIFT
$56.771 AUD = 74.2966 RSD
RSD 144,375.38You pay$2,000.00

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 71.3256 RSD +4.10% vs mid-market Recipient gets RSD 142,651.20 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Serbia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 71.3256 RSD
RSD 142,651.20You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 71.3256 RSD +4.10% vs mid-market Recipient gets RSD 142,651.20 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Serbia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 71.3256 RSD
RSD 142,651.20You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 71.3256 RSD +4.10% vs mid-market Recipient gets RSD 142,651.20 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Serbia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 71.3256 RSD
RSD 142,651.20You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 74.3115 RSD Updates every 60 minutes.

How to send money from Australia to Serbia

Pick a company

Start with the cheapest, which is Revolut at 14,760,849 RSD on A$2,000.

Revolut was the cheapest on 28 of the 28 days it quoted A$2,000 transfers to Serbia.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Serbia?

How much AUD you send to Serbia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 100% of the transfers up to A$2,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$1,0000.65%$1.64RSD 7,372,175.00with bank transfer to bank deposit+RSD 6,738,591.22
$1,5000.65%$2.25RSD 11,061,718.00with bank transfer to bank deposit+RSD 10,171,328.31
$2,000This page0.53%$3.00RSD 14,760,849.00with bank transfer to bank deposit+RSD 13,572,274.34
$3,0000.52%$9.50RSD 22,103,925.00with bank transfer to bank deposit+RSD 20,323,606.63
$7,5000.60%$38.75RSD 55,128,117.00with bank transfer to bank deposit+RSD 49,625,900.83
$12,0000.61%$68.00RSD 88,163,761.00with bank transfer to bank deposit+RSD 80,019,608.38
$15,0000.61%$87.50RSD 110,173,754.00with bank transfer to bank deposit+RSD 96,965,804.70
$50,0000.61%$315.00RSD 367,091,061.00with bank transfer to bank deposit+RSD 311,533,184.59
$100,0000.60%$640.00RSD 734,130,303.00with bank transfer to bank deposit+RSD 646,103,585.67
$250,0000.59%$1,615.00RSD 1,835,257,698.00with bank transfer to bank deposit+RSD 1,615,196,859.24
$500,0000.54%$2,990.00RSD 3,673,458,563.00with bank transfer to bank deposit+RSD 3,030,834,103.91

Mid-market rate: 1 AUD = 74.3115 RSD

AUD/RSD Exchange Rate History

Is today a good time to send money from Australia to Serbia?

The cheapest way to send AUD to RSD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 2,000 AUD transfers to Serbia.

RSD received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rateRSD 148,623.04 Revolut RSD 14,760,849.00RevolutRSD 14,760,849.00WiseRSD 145,757.30RemitlyRSD 145,260.00

-5M
0
5M
10M
15M
20M
At the mid-market rateWith the cheapest optionRevolutWiseRemitly
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.2375 – RSD 144,475.09
Revolut Cheapest 71.8111 $3.00 RSD 14,340,675.00 +RSD 14,196,199.91
Wise 72.2109 $39.98 RSD 141,534.81 −RSD 2,940.28
Remitly 70.6700 $0.00 RSD 141,340.00 −RSD 3,135.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.2284 – RSD 144,456.82
Revolut Cheapest 71.8250 $3.00 RSD 14,343,462.00 +RSD 14,199,005.18
Wise 72.2432 $38.06 RSD 141,736.82 −RSD 2,720.00
Remitly 70.6000 $0.00 RSD 141,200.00 −RSD 3,256.82
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.2029 – RSD 144,405.81
Revolut Cheapest 71.7970 $3.00 RSD 14,337,855.00 +RSD 14,193,449.19
Wise 72.1582 $37.69 RSD 141,596.76 −RSD 2,809.05
Remitly 70.5600 $0.00 RSD 141,120.00 −RSD 3,285.81
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.4362 – RSD 144,872.38
Revolut Cheapest 71.9923 $3.00 RSD 14,376,861.00 +RSD 14,231,988.62
Wise 72.4275 $40.05 RSD 141,954.28 −RSD 2,918.10
Remitly 70.8100 $0.00 RSD 141,620.00 −RSD 3,252.38
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.4282 – RSD 144,856.33
Revolut Cheapest 72.0809 $23.00 RSD 14,250,395.00 +RSD 14,105,538.67
Wise 72.5946 $44.25 RSD 141,976.89 −RSD 2,879.44
Remitly 70.9300 $0.00 RSD 141,860.00 −RSD 2,996.33
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.2962 – RSD 144,592.36
Revolut Cheapest 72.0809 $23.00 RSD 14,250,395.00 +RSD 14,105,802.64
Wise 72.5946 $44.25 RSD 141,976.89 −RSD 2,615.47
Remitly 70.9300 $0.00 RSD 141,860.00 −RSD 2,732.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.9037 – RSD 145,807.36
Revolut Cheapest 72.5122 $3.00 RSD 14,480,676.00 +RSD 14,334,868.64
Wise 72.8754 $37.53 RSD 143,015.79 −RSD 2,791.57
Remitly 70.8100 $0.00 RSD 141,620.00 −RSD 4,187.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.9639 – RSD 145,927.89
Revolut Cheapest 72.5943 $3.00 RSD 14,497,088.00 +RSD 14,351,160.11
Wise 73.0071 $37.30 RSD 143,291.04 −RSD 2,636.85
Remitly 71.3300 $0.00 RSD 142,660.00 −RSD 3,267.89
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.9522 – RSD 145,904.47
Revolut Cheapest 72.4579 $3.00 RSD 14,469,841.00 +RSD 14,323,936.53
Wise 72.9445 $41.36 RSD 142,872.02 −RSD 3,032.45
Remitly 71.2600 $0.00 RSD 142,520.00 −RSD 3,384.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.8627 – RSD 145,725.42
Revolut Cheapest 72.4845 $3.00 RSD 14,475,156.00 +RSD 14,329,430.58
Wise 72.8761 $37.13 RSD 143,046.31 −RSD 2,679.11
Remitly 71.1800 $0.00 RSD 142,360.00 −RSD 3,365.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.0095 – RSD 146,019.09
Revolut Cheapest 72.5794 $3.00 RSD 14,494,105.00 +RSD 14,348,085.91
Wise 73.0142 $37.66 RSD 143,278.69 −RSD 2,740.40
Remitly 71.3800 $0.00 RSD 142,760.00 −RSD 3,259.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.9573 – RSD 145,914.61
Revolut Cheapest 72.6528 $23.00 RSD 14,363,458.00 +RSD 14,217,543.39
Remitly 71.4500 $0.00 RSD 142,900.00 −RSD 3,014.61
Wise 73.1871 $47.67 RSD 142,885.37 −RSD 3,029.24
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.9573 – RSD 145,914.61
Revolut Cheapest 72.6528 $23.00 RSD 14,363,458.00 +RSD 14,217,543.39
Remitly 71.4500 $0.00 RSD 142,900.00 −RSD 3,014.61
Wise 73.1871 $47.67 RSD 142,885.37 −RSD 3,029.24
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.1528 – RSD 146,305.64
Revolut Cheapest 72.7187 $3.00 RSD 14,521,926.00 +RSD 14,375,620.36
Wise 73.1504 $38.05 RSD 143,517.43 −RSD 2,788.21
Remitly 71.4600 $0.00 RSD 142,920.00 −RSD 3,385.64
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.0666 – RSD 146,133.26
Revolut Cheapest 72.6859 $3.00 RSD 14,515,375.00 +RSD 14,369,241.74
Wise 73.0612 $37.29 RSD 143,397.95 −RSD 2,735.31
Remitly 71.3800 $0.00 RSD 142,760.00 −RSD 3,373.26
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Revolut Cheapest 73.0285 $3.00 RSD 14,583,789.00 –
Wise 73.3878 $38.79 RSD 143,928.89 –
Remitly 71.7000 $0.00 RSD 143,400.00 –
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.6289 – RSD 145,257.78
Revolut Cheapest 72.2448 $3.00 RSD 14,427,288.00 +RSD 14,282,030.22
Wise 72.6322 $38.12 RSD 142,495.66 −RSD 2,762.12
Remitly 71.0100 $0.00 RSD 142,020.00 −RSD 3,237.78
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.6807 – RSD 145,361.33
Revolut Cheapest 72.2593 $3.00 RSD 14,430,177.00 +RSD 14,284,815.67
Wise 72.6624 $34.78 RSD 142,797.60 −RSD 2,563.73
Remitly 71.0600 $0.00 RSD 142,120.00 −RSD 3,241.33
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.7467 – RSD 145,493.48
Revolut Cheapest 72.0232 $23.00 RSD 14,238,980.00 +RSD 14,093,486.52
Remitly 70.9400 $0.00 RSD 141,880.00 −RSD 3,613.48
Wise 72.5614 $44.85 RSD 141,868.42 −RSD 3,625.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 72.7467 – RSD 145,493.48
Revolut Cheapest 72.0232 $23.00 RSD 14,238,980.00 +RSD 14,093,486.52
Remitly 70.9500 $0.00 RSD 141,900.00 −RSD 3,593.48
Wise 72.5614 $44.85 RSD 141,868.42 −RSD 3,625.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.0832 – RSD 146,166.37
Wise Cheapest 73.0806 $37.09 RSD 143,450.64 −RSD 2,715.73
Remitly 71.3700 $0.00 RSD 142,740.00 −RSD 3,426.37
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.1648 – RSD 146,329.69
Wise Cheapest 73.1449 $36.66 RSD 143,608.31 −RSD 2,721.38
Remitly 71.4300 $0.00 RSD 142,860.00 −RSD 3,469.69
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.4595 – RSD 146,918.96
Revolut Cheapest 73.0655 $3.00 RSD 14,591,178.00 +RSD 14,444,259.04
Wise 73.4554 $37.99 RSD 144,120.23 −RSD 2,798.73
Remitly 71.7300 $0.00 RSD 143,460.00 −RSD 3,458.96
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.3444 – RSD 146,688.85
Revolut Cheapest 72.9571 $3.00 RSD 14,569,540.00 +RSD 14,422,851.15
Wise 73.3716 $39.93 RSD 143,813.47 −RSD 2,875.38
Remitly 71.6200 $0.00 RSD 143,240.00 −RSD 3,448.85
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.6996 – RSD 147,399.22
Revolut Cheapest 73.3010 $3.00 RSD 14,638,209.00 +RSD 14,490,809.78
Wise 73.6925 $38.38 RSD 144,556.68 −RSD 2,842.54
Remitly 72.0100 $0.00 RSD 144,020.00 −RSD 3,379.22
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.1628 – RSD 146,325.69
Revolut Cheapest 73.2668 $23.00 RSD 14,484,849.00 +RSD 14,338,523.31
Wise 73.8129 $47.59 RSD 144,113.04 −RSD 2,212.65
Remitly 72.0300 $0.00 RSD 144,060.00 −RSD 2,265.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.1628 – RSD 146,325.69
Revolut Cheapest 73.2668 $23.00 RSD 14,484,849.00 +RSD 14,338,523.31
Wise 73.8129 $47.59 RSD 144,113.04 −RSD 2,212.65
Remitly 72.0000 $0.00 RSD 144,000.00 −RSD 2,325.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.6757 – RSD 147,351.34
Revolut Cheapest 73.2001 $3.00 RSD 14,618,058.00 +RSD 14,470,706.66
Wise 73.6746 $37.78 RSD 144,565.77 −RSD 2,785.57
Remitly 71.9900 $0.00 RSD 143,980.00 −RSD 3,371.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 73.8517 – RSD 147,703.33
Revolut Cheapest 73.4782 $3.00 RSD 14,673,604.00 +RSD 14,525,900.67
Wise 73.8609 $37.42 RSD 144,957.93 −RSD 2,745.40
Remitly 72.1900 $0.00 RSD 144,380.00 −RSD 3,323.33
Exchange rateFees:Recipient getsDifference
Mid-market rate 74.3115 – RSD 148,623.04
Revolut Cheapest 73.9151 $3.00 RSD 14,760,849.00 +RSD 14,612,225.96
Wise 74.2966 $38.17 RSD 145,757.30 −RSD 2,865.74
Remitly 72.6300 $0.00 RSD 145,260.00 −RSD 3,363.04

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RSD per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, Revolut pays 14,760,849 RSD on 2,000 AUD, which is 14,612,225.96 RSD more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Serbia.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. RevolutAppeared in 293 comparisons

    Cheapest every time

  2. WiseAppeared in 312 comparisons

    Cheapest in 4% of them

  3. RemitlyAppeared in 115 comparisons

    Never the cheapest

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Revolut is the cheapest and gets you the most RSD, and it was also the cheapest in 100% of the 293 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Serbia.

Wise (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to Serbia.

Ways to send money from Australia to Serbia

5 money transfer companies let you send money from Australia to Serbia.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Serbia.

For example, sending A$2,000 with Wise will get you 145,757.3 RSD after a A$38.17 fee and 0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes A$3 in fees and 0.53% markup on a A$2,000 transfer, and your RSD arrives in same day.

Over the past month, Revolut was the cheapest app on 100% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 4.1% on AUD/RSD, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 44% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in RSD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and RSD in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.53% markup, and the RSD sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Serbia, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Serbia

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 14,760,849 RSD.

You can fund the transfer with debit card, credit card, bank transfer, osko, payto, and poli.

Recipients in Serbia can collect RSD through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Serbia.

  1. 1
    Bank transfer Bank deposit

    You pay A$2,000.00

    din.14,760,849

    Cheapest

  2. 2
    Osko Bank deposit

    You pay A$2,000.00

    din.145,757

    -din.14,615,092

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    din.145,357

    -din.14,615,492

  4. 4
    Credit card Bank deposit

    You pay A$2,000.00

    din.145,260

    -din.14,615,589

  5. 5
    Payto Bank deposit

    You pay A$2,000.00

    din.145,260

    -din.14,615,589

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay A$2,003.99

    din.144,739

    -din.14,616,110

  2. 7
    Credit card Cash pickup

    You pay A$2,003.99

    din.144,739

    -din.14,616,110

  3. 8
    Poli Cash pickup

    You pay A$2,003.99

    din.144,739

    -din.14,616,110

Consider this before sending AUD to Serbia

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/RSD transfer options

For a A$2,000 transfer to Serbia, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 14,760,849 RSD, which is 99.01% more than the next best option.

Fastest

Remitly delivers 145,260 RSD in within an hour when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Serbia.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Serbia.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 5 companies sending AUD to Serbia, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/RSD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.