How to send money to Antigua and Barbuda from UK with the best GBP-XCD rate

We’ve compared 4 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you EC$21,498.53 with Regency FX at 3.5831 XCD per GBP, about 1.68% more than the next best option.

Best companies for GBP/XCD transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/XCD transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 3.4959 XCD +2.73% vs mid-market Recipient gets $20,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Antigua & Barbuda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.4959 XCD
$20,975.40You pay£6,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 3.5831 XCD +0.27% vs mid-market Recipient gets $21,498.53 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Antigua & Barbuda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.5831 XCD
$21,498.53You pay£6,000.00

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Showing top United Kingdom to Antigua and Barbuda deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 3.5831 XCD +0.27% vs mid-market Recipient gets $21,498.53 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Antigua & Barbuda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.5831 XCD
$21,498.53You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 3.5228 XCD +1.97% vs mid-market Recipient gets $21,136.80 Minutes - 24 hours

Ways to receive money in Antigua & Barbuda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.5228 XCD
$21,136.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 3.5228 XCD +1.97% vs mid-market Recipient gets $21,136.80 Minutes - 24 hours

Ways to receive money in Antigua & Barbuda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.5228 XCD
$21,136.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 3.5228 XCD +1.97% vs mid-market Recipient gets $21,136.80 Minutes - 24 hours

Ways to receive money in Antigua & Barbuda with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.5228 XCD
$21,136.80You pay£6,004.99

Xe

Pay via Debit card
Fee £0.00 1 GBP = 3.4959 XCD +2.73% vs mid-market Recipient gets $20,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Antigua & Barbuda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.4959 XCD
$20,975.40You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 3.4959 XCD +2.73% vs mid-market Recipient gets $20,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Antigua & Barbuda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.4959 XCD
$20,975.40You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 3.4959 XCD +2.73% vs mid-market Recipient gets $20,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Antigua & Barbuda with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.4959 XCD
$20,975.40You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 3.5723 XCD +0.57% vs mid-market Recipient gets $20,762.33 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Antigua & Barbuda with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 3.5723 XCD
$20,762.33You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 3.5928 XCD Updates every 60 minutes.

How to send money from UK to Antigua and Barbuda

Pick a company

For a one-off GBP transfer to Antigua and Barbuda, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 23 of the 23 days it quoted £6,000 transfers to Antigua and Barbuda.

On a 6,000 GBP transfer, Regency FX delivers the most XCD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XCD rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Antigua and Barbuda?

How much GBP you send to Antigua and Barbuda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£5001.80%£0.00$1,764.39with debit card to bank deposit+$24.61
£1,0002.75%£0.00$3,491.20with debit card to bank deposit+$36.54
£2,0001.87%£4.99$7,045.60with debit card to cash pickup+$69.71
£6,000This page0.27%£0.00$21,498.53with bank transfer to bank deposit+$423.85
£10,0000.27%£0.00$35,826.60with bank transfer to bank deposit$0.00
£50,0000.25%£0.00$179,000.03with bank transfer to bank deposit+$3,536.18
£250,0000.20%£0.00$896,138.88with bank transfer to bank deposit+$16,213.93

Mid-market rate: 1 GBP = 3.5928 XCD

GBP/XCD Exchange Rate History

Is today a good time to send money from UK to Antigua and Barbuda?

The cheapest way to send GBP to XCD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Antigua and Barbuda.

XCD received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rate$21,556.73 Regency FX $21,498.53Regency FX$21,498.53MoneyGram$21,136.80Xe$20,975.40

20,600
20,800
21,000
21,200
21,400
21,600
21,800
22,000
At the mid-market rateWith the cheapest optionRegency FXMoneyGramXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5771 – $21,462.86
Regency FX Cheapest 3.5675 £0.00 $21,404.91 −$57.95
MoneyGram 3.5001 £4.99 $21,000.60 −$462.26
Xe 3.4800 £0.00 $20,880.00 −$582.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5850 – $21,509.84
Regency FX Cheapest 3.5753 £0.00 $21,451.76 −$58.08
MoneyGram 3.5000 £4.99 $21,000.00 −$509.84
Xe 3.4881 £0.00 $20,928.60 −$581.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5753 – $21,452.07
Regency FX Cheapest 3.5657 £0.00 $21,394.15 −$57.92
MoneyGram 3.5001 £4.99 $21,000.60 −$451.47
Xe 3.4783 £0.00 $20,869.80 −$582.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5703 – $21,422.03
Regency FX Cheapest 3.5607 £0.00 $21,364.19 −$57.84
MoneyGram 3.4900 £4.99 $20,940.00 −$482.03
Xe 3.4737 £0.00 $20,842.20 −$579.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5790 – $21,473.92
Regency FX Cheapest 3.5693 £0.00 $21,415.94 −$57.98
Xe 3.4928 £0.00 $20,956.80 −$517.12
MoneyGram 3.4900 £4.99 $20,940.00 −$533.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5702 – $21,421.22
Regency FX Cheapest 3.5606 £0.00 $21,363.39 −$57.83
Xe 3.4928 £0.00 $20,956.80 −$464.42
MoneyGram 3.4900 £4.99 $20,940.00 −$481.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5743 – $21,445.55
Regency FX Cheapest 3.5646 £0.00 $21,387.65 −$57.90
MoneyGram 3.4900 £4.99 $20,940.00 −$505.55
Xe 3.4776 £0.00 $20,865.60 −$579.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5753 – $21,451.79
Regency FX Cheapest 3.5656 £0.00 $21,393.87 −$57.92
MoneyGram 3.5000 £4.99 $21,000.00 −$451.79
Xe 3.4793 £0.00 $20,875.80 −$575.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5788 – $21,472.96
Regency FX Cheapest 3.5692 £0.00 $21,414.98 −$57.98
MoneyGram 3.5000 £4.99 $21,000.00 −$472.96
Xe 3.4826 £0.00 $20,895.60 −$577.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5670 – $21,402.09
Regency FX Cheapest 3.5574 £0.00 $21,344.30 −$57.79
MoneyGram 3.5000 £4.99 $21,000.00 −$402.09
Xe 3.4714 £0.00 $20,828.40 −$573.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5775 – $21,465.14
Regency FX Cheapest 3.5679 £0.00 $21,407.18 −$57.96
MoneyGram 3.4901 £4.99 $20,940.60 −$524.54
Xe 3.4814 £0.00 $20,888.40 −$576.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5786 – $21,471.49
Regency FX Cheapest 3.5689 £0.00 $21,413.52 −$57.97
MoneyGram 3.5000 £4.99 $21,000.00 −$471.49
Xe 3.4774 £0.00 $20,864.40 −$607.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5786 – $21,471.49
Regency FX Cheapest 3.5689 £0.00 $21,413.52 −$57.97
MoneyGram 3.5000 £4.99 $21,000.00 −$471.49
Xe 3.4785 £0.00 $20,871.00 −$600.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5792 – $21,475.08
Regency FX Cheapest 3.5695 £0.00 $21,417.10 −$57.98
MoneyGram 3.5000 £4.99 $21,000.00 −$475.08
Xe 3.4819 £0.00 $20,891.40 −$583.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5775 – $21,464.86
Regency FX Cheapest 3.5678 £0.00 $21,406.90 −$57.96
Xe 3.4806 £0.00 $20,883.60 −$581.26
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5547 – $21,327.92
Regency FX Cheapest 3.5451 £0.00 $21,270.33 −$57.59
Xe 3.4579 £0.00 $20,747.40 −$580.52
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 3.5008 £4.99 $21,004.80 –
Xe 3.4827 £0.00 $20,896.20 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6000 – $21,600.10
Regency FX Cheapest 3.5903 £0.00 $21,541.78 −$58.32
Xe 3.5029 £0.00 $21,017.40 −$582.70
MoneyGram 3.5000 £4.99 $21,000.00 −$600.10
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 3.5200 £4.99 $21,120.00 –
Xe 3.4960 £0.00 $20,976.00 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5934 – $21,560.68
Paysend Cheapest 3.5391 £0.00 $21,234.76 −$325.92
MoneyGram 3.5200 £4.99 $21,120.00 −$440.68
Regency FX No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6009 – $21,605.27
Regency FX Cheapest 3.5912 £0.00 $21,546.94 −$58.33
MoneyGram 3.5200 £4.99 $21,120.00 −$485.27
Xe 3.5039 £0.00 $21,023.40 −$581.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6073 – $21,643.92
Regency FX Cheapest 3.5976 £0.00 $21,585.48 −$58.44
MoneyGram 3.5199 £4.99 $21,119.40 −$524.52
Xe 3.5100 £0.00 $21,060.00 −$583.92
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 3.5369 £4.99 $21,221.40 –
Xe 3.5221 £0.00 $21,132.60 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6240 – $21,743.76
Regency FX Cheapest 3.6142 £0.00 $21,685.05 −$58.71
MoneyGram 3.5406 £4.99 $21,243.60 −$500.16
Xe 3.5262 £0.00 $21,157.20 −$586.56
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 3.5400 £4.99 $21,240.00 –
Xe 3.5186 £0.00 $21,111.60 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6145 – $21,687.16
Regency FX Cheapest 3.6048 £0.00 $21,628.60 −$58.56
MoneyGram 3.5375 £4.99 $21,225.00 −$462.16
Xe 3.5075 £0.00 $21,045.00 −$642.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6145 – $21,687.16
Paysend Cheapest 3.5509 £0.00 $21,305.66 −$381.50
Regency FX No quote collected this day – – – –
MoneyGram No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6090 – $21,654.04
Paysend Cheapest 3.5462 £0.00 $21,276.98 −$377.06
MoneyGram 3.5375 £4.99 $21,225.00 −$429.04
Regency FX No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6008 – $21,604.99
Regency FX Cheapest 3.5911 £0.00 $21,546.65 −$58.34
MoneyGram 3.5301 £4.99 $21,180.60 −$424.39
Xe 3.5038 £0.00 $21,022.80 −$582.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.5928 – $21,556.73
Regency FX Cheapest 3.5831 £0.00 $21,498.53 −$58.20
MoneyGram 3.5228 £4.99 $21,136.80 −$419.93
Xe 3.4959 £0.00 $20,975.40 −$581.33

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XCD per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XCD on every transfer from UK.

Right now, Regency FX pays 21,498.53 XCD on 6,000 GBP, which is 58.2 XCD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 21,685.05 XCD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Antigua and Barbuda.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 94 comparisons

    Cheapest every time

  2. MoneyGramAppeared in 154 comparisons

    Cheapest in 21% of them

  3. XeAppeared in 150 comparisons

    Cheapest in 6% of them

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

MoneyGram (today's second cheapest) was the cheapest in only 21% of its comparisons, so it's rarely the cheapest option for transfers to Antigua and Barbuda.

Ways to send money from the UK to Antigua and Barbuda

There are many ways to send money to Antigua and Barbuda from the UK, including app, broker, online, in person, multi-currency account, and global account, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Antigua and Barbuda, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.

It charges £4.99 in fees, has 1.97% markup, lets you save recipient details, and XCD will arrive in minutes.

Over the past month, MoneyGram was the cheapest app on 81% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XCD transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 4 companies we compared, MoneyGram is the cheapest online service and will get you EC$21,136.8 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 22 of the 27 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Antigua and Barbuda, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XCD rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Antigua and Barbuda, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Antigua and Barbuda will be able to collect EC$21,136.8 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend East Caribbean Dollar abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to XCD will get you EC$20,762.33 after fees.

If you don’t have XCD in your account, your GBP will auto-convert whenever you pay with Revolut in Antigua and Barbuda.

Once you have XCD in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Antigua and Barbuda, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XCD in Antigua and Barbuda

Pay-in and pay-out methods will affect how much GBP you deposit and how much XCD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Antigua and Barbuda is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XCD.

Depositing GBP

You have 3 pay-in options for transfers to Antigua and Barbuda, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Antigua and Barbuda

Money can reach Antigua and Barbuda by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Antigua and Barbuda is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you EC$21,136.8 on a £6,000 transfer).

Digital wallets

Your recipient can receive XCD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    EC$21,499

    Cheapest

  2. 2
    Bank transfer Cash pickup

    You pay £6,004.99

    EC$21,137

    -EC$362

  3. 3
    Debit card Cash pickup

    You pay £6,004.99

    EC$21,137

    -EC$362

  4. 4
    Credit card Cash pickup

    You pay £6,004.99

    EC$21,137

    -EC$362

  5. 5
    Debit card Bank deposit

    You pay £6,000.00

    EC$20,975

    -EC$523

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £6,000.00

    EC$20,975

    -EC$523

Consider this when sending GBP to Antigua and Barbuda

There are a few nuances you should consider before sending GBP to Antigua and Barbuda such as limits, taxes, and safety.

Compare GBP/XCD transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Antigua and Barbuda:

Cheapest way to send money to Antigua and Barbuda

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get EC$21,498.53, which is 1.68% more than the next best option.

Fastest way to send money to Antigua and Barbuda

The fastest way is to use Revolut via debit card deposit and bank deposit for pay out. You get EC$20,762.33 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XCD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 21,498.53 XCD, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you EC$0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Antigua and Barbuda.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Antigua and Barbuda in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XCD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/XCD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.