Best companies for AUD/XCD transfers
3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/XCD exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze AUD/XCD exchange rates from our comparisons.
Based on 2,000 AUD transfer Best companies for AUD/XCD transfers All money transfer offers for AUD/XCD transfers, sorted by most XCD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for AUD/XCD transfers, sorted by most XCD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Ad MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 1.8103 XCD +7.33% vs mid-market	Recipient gets $3,620.60 6-12 Hours
2 reviews
Ways to receive money in Antigua and Barbuda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 1.8103 XCD $3,620.60You pay$2,003.99
Ad Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 1.8969 XCD +2.66% vs mid-market	Recipient gets $3,793.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Antigua and Barbuda with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 1.8969 XCD $3,793.80You pay$2,000.00
Run a live search Showing top Australia to Antigua and Barbuda deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to XCD rates.
Run a live search These companies offer multi-currency accounts for spending XCD. We suggest doing a live search based on how much AUD you're planning to spend in Antigua and Barbuda.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 1.8969 XCD +2.66% vs mid-market	Recipient gets $3,793.80 2 Days
15 reviews CheapestUsing Debit Card with Remitly is the cheapest way to send money to Antigua and Barbuda from Australia. Using Debit Card with Remitly is the cheapest way to send money to Antigua and Barbuda from Australia. RecommendedBased on our editorial reviews, Remitly is our recommended way to send money from Australia to Antigua and Barbuda. Based on our editorial reviews, Remitly is our recommended way to send money from Australia to Antigua and Barbuda. Receive to bank account or cash pickup
Ways to receive money in Antigua and Barbuda with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 1.8969 XCD $3,793.80You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 1.8969 XCD +2.66% vs mid-market	Recipient gets $3,793.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Antigua and Barbuda with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 1.8969 XCD $3,793.80You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 1.8969 XCD +2.66% vs mid-market	Recipient gets $3,793.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Antigua and Barbuda with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 1.8969 XCD $3,793.80You pay$2,000.00
Ria Money Transfer Pay via Bank Transfer	Fees: $0.00 1 AUD = 1.8500 XCD +5.17% vs mid-market	Recipient gets $3,700.00 6-12 Hours
0 reviews FastestRia Money Transfer with Bank Transfer deposit is the fastest way to send AUD to Antigua and Barbuda. Ria Money Transfer with Bank Transfer deposit is the fastest way to send AUD to Antigua and Barbuda.
Ways to receive money in Antigua and Barbuda with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 AUD = 1.8500 XCD $3,700.00You pay$2,000.00

Ria Money Transfer Pay via Mobile wallet	Fees: $0.00 1 AUD = 1.8500 XCD +5.17% vs mid-market	Recipient gets $3,700.00 6-12 Hours
0 reviews
Ways to receive money in Antigua and Barbuda with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 AUD = 1.8500 XCD $3,700.00You pay$2,000.00
Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 1.8500 XCD +5.17% vs mid-market	Recipient gets $3,694.65 6-12 Hours
0 reviews
Ways to receive money in Antigua and Barbuda with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 1.8500 XCD $3,694.65You pay$2,000.00

Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 1.8500 XCD +5.17% vs mid-market	Recipient gets $3,694.65 6-12 Hours
0 reviews
Ways to receive money in Antigua and Barbuda with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 1.8500 XCD $3,694.65You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 1.8103 XCD +7.33% vs mid-market	Recipient gets $3,620.60 6-12 Hours
2 reviews
Ways to receive money in Antigua and Barbuda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 1.8103 XCD $3,620.60You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 1.8103 XCD +7.33% vs mid-market	Recipient gets $3,620.60 6-12 Hours
2 reviews
Ways to receive money in Antigua and Barbuda with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 1.8103 XCD $3,620.60You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 1.8103 XCD +7.33% vs mid-market	Recipient gets $3,620.60 6-12 Hours
2 reviews
Ways to receive money in Antigua and Barbuda with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 1.8103 XCD $3,620.60You pay$2,032.99
How Our Results Work Mid-market rate: 1 AUD = 1.948092 XCD Updates every 60 minutes.

Why compare

AUD/XCD exchange rate

Best ways to pay & receive

Transfer speed

Historic AUD/XCD options

How to send money from Australia to Antigua and Barbuda

Pick a company

Start with the cheapest, which is Remitly at 3,793.8 XCD on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, payto, bank transfer, mobile wallet, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Antigua and Barbuda

3 money transfer companies let you send money from Australia to Antigua and Barbuda.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Antigua and Barbuda.

For example, sending $500 with Remitly will get you 3,793.8 XCD after a $0 fee and 2.66% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes $0 in fees and 2.66% markup on a $0 transfer, and your XCD arrives in 2 days.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in XCD, handling invoices, batch payments, and more.

Ways to fund AUD and receive money in Antigua and Barbuda

With Remitly, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 3,793.8 XCD.

You can fund the transfer with debit card, credit card, payto, bank transfer, mobile wallet, and poli.

Recipients in the Antigua and Barbuda can collect XCD through cash pickup and bank deposit.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Antigua and Barbuda.

1

Debit card Bank deposit

You pay $2,000.00

$3,794

Cheapest
2

Credit card Bank deposit

You pay $2,020.00

$3,794

$0
3

Payto Bank deposit

You pay $2,000.00

$3,794

$0
4

Bank transfer Cash pickup

You pay $2,000.00

$3,700

-$94
5

Mobile wallet Cash pickup

You pay $2,000.00

$3,700

-$94

Show moreShow less

6

Debit card Cash pickup

You pay $2,000.00

$3,695

-$99
7

Credit card Cash pickup

You pay $2,000.00

$3,695

-$99
8

Poli Cash pickup

You pay $2,003.99

$3,621

-$173

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Antigua and Barbuda, these are the best options right now:

Cheapest

Remitly is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 3,793.8 XCD, which is 2.47% more than the next best option.

Fastest

Ria Money Transfer delivers 3,700 XCD in 6-12 hours when you use bank transfer and choose cash pickup as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Antigua and Barbuda.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Antigua and Barbuda.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-XCD Exchange Rate

Getting a better AUD to XCD rate

Small changes in the AUD/XCD rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 1.945904 XCD

How we analyse the market

We track 3 companies sending AUD to Antigua and Barbuda, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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