We’ve compared 4 companies, and found Xe to be the cheapest, while TapTap Send is the fastest.
Sending £1,500 gets you FCFA1,166,212.2 with Xe at 777.4748 XAF per GBP, about 1.2% more than the next best option.
| 4 of 4 providers Last updated on 28 October 2026 | |||
| Based on 1,500 GBP transfer Best companies for GBP/XAF transfers | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 777.4748 XAF +0.84% vs mid-market | Recipient gets FCFA 1,166,212.20 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.4748 XAF FCFA 1,166,212.20You pay£1,500.00 | |||
Run a live search Showing top United Kingdom to Chad deals for 1,500 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to XAF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XAF. We suggest doing a live search based on how much GBP you're planning to spend in Chad. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 777.4748 XAF +0.84% vs mid-market | Recipient gets FCFA 1,166,212.20 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.4748 XAF FCFA 1,166,212.20You pay£1,500.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 777.4748 XAF +0.84% vs mid-market | Recipient gets FCFA 1,166,212.20 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.4748 XAF FCFA 1,166,212.20You pay£1,500.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 777.4748 XAF +0.84% vs mid-market | Recipient gets FCFA 1,166,212.20 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.4748 XAF FCFA 1,166,212.20You pay£1,500.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 768.1403 XAF +2.05% vs mid-market | Recipient gets FCFA 1,152,210.45 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,504.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 768.1403 XAF +2.05% vs mid-market | Recipient gets FCFA 1,152,210.45 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,504.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 768.1403 XAF +2.05% vs mid-market | Recipient gets FCFA 1,152,210.45 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 768.1403 XAF FCFA 1,152,210.45You pay£1,504.99 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 767.0000 XAF +2.20% vs mid-market | Recipient gets FCFA 1,150,500.00 Minutes | |
Ways to receive money in Chad with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, Moov Free1 GBP = 767.0000 XAF FCFA 1,150,500.00You pay£1,500.00 | |||
 Xoom Pay via PayPal | Fee £3.99 1 GBP = 748.6698 XAF +4.62% vs mid-market | Recipient gets FCFA 1,120,017.51 Minutes - 24 hours | |
Ways to receive money in Chad with Xoom when paying by paypal. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 748.6698 XAF FCFA 1,120,017.51You pay£1,500.00 | |||
| Xoom Pay via Bank transfer | Fee £3.99 1 GBP = 748.6698 XAF +4.62% vs mid-market | Recipient gets FCFA 1,120,017.51 Minutes - 24 hours | |
Ways to receive money in Chad with Xoom when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 748.6698 XAF FCFA 1,120,017.51You pay£1,500.00 | |||
| Xoom Pay via Debit card | Fee £3.99 1 GBP = 748.6698 XAF +4.62% vs mid-market | Recipient gets FCFA 1,120,017.51 Minutes - 24 hours | |
Ways to receive money in Chad with Xoom when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 748.6698 XAF FCFA 1,120,017.51You pay£1,500.00 | |||
| Xoom Pay via Credit card | Fee £3.99 1 GBP = 748.6698 XAF +4.62% vs mid-market | Recipient gets FCFA 1,120,017.51 Minutes - 24 hours | |
Ways to receive money in Chad with Xoom when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 748.6698 XAF FCFA 1,120,017.51You pay£1,500.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 784.0473 XAF Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to Chad, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 30 of the 30 days it quoted £1,500 transfers to Chad.
On a 1,500 GBP transfer, Xe delivers the most XAF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XAF rate.
You have 4 ways to pay, including debit card, bank transfer, credit card, and paypal.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £1,500 transfer it's normally instant but can take a couple of hours.
How much GBP you send to Chad heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 0% of the transfers from £6,000 it quoted, and in 47% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 2.01% | £0.00 | FCFA 384,070.15with debit card to mobile wallet | +FCFA 4,519.79 | |
| £1,000 | 0.78% | £0.00 | FCFA 777,474.80with debit card to bank deposit | +FCFA 15,058.82 | |
| £1,500This page | 0.84% | £0.00 | FCFA 1,166,212.20with debit card to bank deposit | +FCFA 22,045.11 | |
| £2,000 | 0.78% | £0.00 | FCFA 1,554,949.60with debit card to bank deposit | +FCFA 10,993.80 | |
| £6,000 | 0.27% | £0.00 | FCFA 4,689,656.02with bank transfer to bank deposit | +FCFA 51,502.84 | |
| £10,000 | 0.27% | £0.00 | FCFA 7,816,527.79with bank transfer to bank deposit | +FCFA 86,218.19 | |
| £50,000 | 0.25% | £0.00 | FCFA 39,078,906.23with bank transfer to bank deposit | +FCFA 420,009.83 | |
| £250,000 | 0.20% | £0.00 | FCFA 195,497,886.42with bank transfer to bank deposit | +FCFA 1,873,943.21 |
Mid-market rate: 1 GBP = 784.0473 XAF
The cheapest way to send GBP to XAF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 1,500 GBP transfers to Chad.
Wed, 28 Oct 2026Mid-market rateFCFA 1,176,071.00 Xe FCFA 1,166,212.20XeFCFA 1,166,212.20MoneyGramFCFA 1,152,210.45TapTap SendFCFA 1,150,500.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 764.3690 | – | FCFA 1,146,553.46 | |
| | 758.5181 | £0.00 | FCFA 1,137,777.15 | −FCFA 8,776.31 |
| | 749.3560 | £0.00 | FCFA 1,124,034.00 | −FCFA 22,519.46 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 32,053.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 766.3140 | – | FCFA 1,149,470.94 | |
| | 758.8655 | £0.00 | FCFA 1,138,298.25 | −FCFA 11,172.69 |
| | 750.1288 | £0.00 | FCFA 1,125,193.20 | −FCFA 24,277.74 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 34,970.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 767.7703 | – | FCFA 1,151,655.52 | |
| | 760.3443 | £0.00 | FCFA 1,140,516.45 | −FCFA 11,139.07 |
| | 751.4587 | £0.00 | FCFA 1,127,188.05 | −FCFA 24,467.47 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 37,155.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 770.1937 | – | FCFA 1,155,290.48 | |
| | 764.9594 | £0.00 | FCFA 1,147,439.10 | −FCFA 7,851.38 |
| | 752.7701 | £0.00 | FCFA 1,129,155.15 | −FCFA 26,135.33 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 40,790.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 771.5219 | – | FCFA 1,157,282.89 | |
| | 763.7188 | £0.00 | FCFA 1,145,578.20 | −FCFA 11,704.69 |
| | 754.8545 | £0.00 | FCFA 1,132,281.75 | −FCFA 25,001.14 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 42,782.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 769.6285 | – | FCFA 1,154,442.76 | |
| | 763.7188 | £0.00 | FCFA 1,145,578.20 | −FCFA 8,864.56 |
| | 754.8545 | £0.00 | FCFA 1,132,281.75 | −FCFA 22,161.01 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 39,942.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 774.1870 | – | FCFA 1,161,280.53 | |
| | 763.7188 | £0.00 | FCFA 1,145,578.20 | −FCFA 15,702.33 |
| | 754.8545 | £0.00 | FCFA 1,132,281.75 | −FCFA 28,998.78 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 46,780.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 772.9114 | – | FCFA 1,159,367.16 | |
| | 767.5399 | £0.00 | FCFA 1,151,309.85 | −FCFA 8,057.31 |
| | 758.4501 | £0.00 | FCFA 1,137,675.15 | −FCFA 21,692.01 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 44,867.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 773.9965 | – | FCFA 1,160,994.75 | |
| | 766.0909 | £0.00 | FCFA 1,149,136.35 | −FCFA 11,858.40 |
| | 757.0402 | £0.00 | FCFA 1,135,560.30 | −FCFA 25,434.45 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 46,494.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 773.3644 | – | FCFA 1,160,046.60 | |
| | 769.0882 | £0.00 | FCFA 1,153,632.30 | −FCFA 6,414.30 |
| | 759.7019 | £0.00 | FCFA 1,139,552.85 | −FCFA 20,493.75 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 45,546.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 773.3831 | – | FCFA 1,160,074.67 | |
| | 767.0536 | £0.00 | FCFA 1,150,580.40 | −FCFA 9,494.27 |
| | 758.1601 | £0.00 | FCFA 1,137,240.15 | −FCFA 22,834.52 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 45,574.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.2161 | – | FCFA 1,162,824.12 | |
| | 767.2918 | £0.00 | FCFA 1,150,937.70 | −FCFA 11,886.42 |
| | 758.5247 | £0.00 | FCFA 1,137,787.05 | −FCFA 25,037.07 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 48,324.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.2161 | – | FCFA 1,162,824.12 | |
| | 767.2918 | £0.00 | FCFA 1,150,937.70 | −FCFA 11,886.42 |
| | 758.5247 | £0.00 | FCFA 1,137,787.05 | −FCFA 25,037.07 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 48,324.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.6170 | – | FCFA 1,163,425.51 | |
| | 767.2918 | £0.00 | FCFA 1,150,937.70 | −FCFA 12,487.81 |
| | 758.5247 | £0.00 | FCFA 1,137,787.05 | −FCFA 25,638.46 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 48,925.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.0908 | – | FCFA 1,164,136.27 | |
| | 766.5474 | £0.00 | FCFA 1,149,821.10 | −FCFA 14,315.17 |
| | 760.8046 | £0.00 | FCFA 1,141,206.90 | −FCFA 22,929.37 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 49,636.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.8715 | – | FCFA 1,165,307.21 | |
| | 770.0311 | £0.00 | FCFA 1,155,046.65 | −FCFA 10,260.56 |
| | 761.1086 | £0.00 | FCFA 1,141,662.90 | −FCFA 23,644.31 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 50,807.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 774.7818 | – | FCFA 1,162,172.65 | |
| | 768.3240 | £0.00 | FCFA 1,152,486.00 | −FCFA 9,686.65 |
| | 761.7331 | £0.00 | FCFA 1,142,599.65 | −FCFA 19,573.00 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 47,672.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.9188 | – | FCFA 1,165,378.18 | |
| | 768.9493 | £0.00 | FCFA 1,153,423.95 | −FCFA 11,954.23 |
| | 760.1395 | £0.00 | FCFA 1,140,209.25 | −FCFA 25,168.93 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 50,878.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.1683 | – | FCFA 1,164,252.48 | |
| | 770.6365 | £0.00 | FCFA 1,155,954.75 | −FCFA 8,297.73 |
| | 761.4419 | £0.00 | FCFA 1,142,162.85 | −FCFA 22,089.63 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 49,752.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.1683 | – | FCFA 1,164,252.48 | |
| | 770.6365 | £0.00 | FCFA 1,155,954.75 | −FCFA 8,297.73 |
| | 761.4419 | £0.00 | FCFA 1,142,162.85 | −FCFA 22,089.63 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 49,752.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 779.0700 | – | FCFA 1,168,605.03 | |
| | 770.6365 | £0.00 | FCFA 1,155,954.75 | −FCFA 12,650.28 |
| | 761.4419 | £0.00 | FCFA 1,142,162.85 | −FCFA 26,442.18 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 54,105.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 779.7447 | – | FCFA 1,169,617.10 | |
| | 773.1475 | £0.00 | FCFA 1,159,721.25 | −FCFA 9,895.84 |
| | 764.2591 | £0.00 | FCFA 1,146,388.65 | −FCFA 23,228.45 |
| | 743.0000 | £0.00 | FCFA 1,114,500.00 | −FCFA 55,117.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 781.6299 | – | FCFA 1,172,444.89 | |
| | 774.1996 | £0.00 | FCFA 1,161,299.40 | −FCFA 11,145.49 |
| | 764.9857 | £0.00 | FCFA 1,147,478.55 | −FCFA 24,966.34 |
| | 755.0000 | £0.00 | FCFA 1,132,500.00 | −FCFA 39,944.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 782.0945 | – | FCFA 1,173,141.80 | |
| | 776.4923 | £0.00 | FCFA 1,164,738.45 | −FCFA 8,403.35 |
| | 767.6352 | £0.00 | FCFA 1,151,452.80 | −FCFA 21,689.00 |
| | 755.0000 | £0.00 | FCFA 1,132,500.00 | −FCFA 40,641.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.3546 | – | FCFA 1,175,031.93 | |
| | 776.6312 | £0.00 | FCFA 1,164,946.80 | −FCFA 10,085.13 |
| | 767.3376 | £0.00 | FCFA 1,151,006.40 | −FCFA 24,025.53 |
| | 755.0000 | £0.00 | FCFA 1,132,500.00 | −FCFA 42,531.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.1484 | – | FCFA 1,174,722.60 | |
| | 777.1076 | £0.00 | FCFA 1,165,661.40 | −FCFA 9,061.20 |
| | 767.9841 | £0.00 | FCFA 1,151,976.15 | −FCFA 22,746.45 |
| | 755.0000 | £0.00 | FCFA 1,132,500.00 | −FCFA 42,222.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.1484 | – | FCFA 1,174,722.60 | |
| | 777.1076 | £0.00 | FCFA 1,165,661.40 | −FCFA 9,061.20 |
| | 767.9841 | £0.00 | FCFA 1,151,976.15 | −FCFA 22,746.45 |
| | 767.0000 | £0.00 | FCFA 1,150,500.00 | −FCFA 24,222.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 781.9536 | – | FCFA 1,172,930.38 | |
| | 777.1076 | £0.00 | FCFA 1,165,661.40 | −FCFA 7,268.98 |
| | 767.9841 | £0.00 | FCFA 1,151,976.15 | −FCFA 20,954.23 |
| | 767.0000 | £0.00 | FCFA 1,150,500.00 | −FCFA 22,430.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.1245 | – | FCFA 1,174,686.80 | |
| | 774.7256 | £0.00 | FCFA 1,162,088.40 | −FCFA 12,598.40 |
| | 767.0000 | £0.00 | FCFA 1,150,500.00 | −FCFA 24,186.80 |
| | 765.6575 | £0.00 | FCFA 1,148,486.25 | −FCFA 26,200.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 784.0473 | – | FCFA 1,176,071.00 | |
| | 777.4748 | £0.00 | FCFA 1,166,212.20 | −FCFA 9,858.80 |
| | 768.1403 | £0.00 | FCFA 1,152,210.45 | −FCFA 23,860.55 |
| | 767.0000 | £0.00 | FCFA 1,150,500.00 | −FCFA 25,571.00 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 784.0473 | – | FCFA 1,176,071.00 | |
|---|---|---|---|---|
| | ||||
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 |
Each line shows what the recipient gets when you send £1,500, after fees, as quoted by each company. The mid-market line shows what £1,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XAF per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XAF on every transfer from UK.
Right now, Xe pays 1,166,212.2 XAF on 1,500 GBP, which is 9,858.8 XAF less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Chad.
We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Cheapest in 47% of them
Cheapest in 12% of them
Cheapest in 2% of them
Based on 56 comparisons across 8 amounts over the last 7 days.
Cheapest in 47% of them
Cheapest in 15% of them
Cheapest in 0% of them
Based on 226 comparisons across 8 amounts over the last 30 days.
Cheapest in 50% of them
Cheapest in 25% of them
Cheapest in 0% of them
Based on 592 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most XAF, but it was the cheapest in only 47% of the 192 comparisons it appeared in over the past month.
MoneyGram (today's second cheapest) was the cheapest in only 15% of its comparisons, so it's rarely the cheapest option for transfers to Chad.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
There are many ways to send money to Chad from the UK, including app, online, broker, and in person, and more.
For small & frequent transfers
If you send small amounts back home to Chad, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.84% markup, lets you save recipient details, and XAF will arrive in minutes.
Over the past month, Xe was the cheapest app on 100% of the days it appeared for £1,500 transfers.
For one off transfers
Sending money online is good for occasional medium sized XAF transfers, around £1,000 - £5,000.
Online companies like Xe often have higher limits and/or first time promos.
Of the 4 companies we compared, Xe is the cheapest online service and will get you FCFA1,166,212.2 on a £1,500 transfer.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
For large transfers
Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Chad, and 24/7 support.
Xe charges no fees on large transfers, but adds 0.84% markup on top of the current GBP/XAF rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Xe was the cheapest broker in 0% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to Chad, but is usually a bit more expensive.
You will need to deposit £1,500 online via MoneyGram, and your recipient in Chad will be able to collect FCFA1,152,210.45 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Chad, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much XAF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £1,500 to Chad is via Xe, using a debit card to deposit GBP and bank deposit to receive XAF.
You have 4 pay-in options for transfers to Chad, including debit card, bank transfer, credit card, and paypal.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is bank transfer.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Chad by cash pickup, bank deposit, mobile wallet, and mobile money, and each delivery method comes with its own fees.
The cheapest way to receive money in Chad is with cash pickup on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you FCFA1,152,210.45 on a £1,500 transfer).
Mobile wallets
You can receive XAF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Chad.
and use our filters to find the company offering mobile money at the best GBP/XAF rate.
You pay £1,500.00
FCFA1,166,212
Cheapest
You pay £1,500.00
FCFA1,166,212
FCFA0
You pay £1,500.00
FCFA1,166,212
FCFA0
You pay £1,500.00
FCFA1,152,210
-FCFA14,002
You pay £1,504.99
FCFA1,152,210
-FCFA14,002
You pay £1,500.00
FCFA1,152,210
-FCFA14,002
You pay £1,504.99
FCFA1,152,210
-FCFA14,002
You pay £1,500.00
FCFA1,152,210
-FCFA14,002
You pay £1,504.99
FCFA1,152,210
-FCFA14,002
You pay £1,500.00
FCFA1,150,500
-FCFA15,712
You pay £1,500.00
FCFA1,120,018
-FCFA46,195
There are a few nuances you should consider before sending GBP to Chad such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £1,500 transfer to Chad:
Cheapest way to send money to Chad
The cheapest way is to use Xe, pay in with a debit card and withdraw via bank deposit. You will get FCFA1,166,212.2, which is 1.2% more than the next best option.
Fastest way to send money to Chad
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get FCFA1,150,500 and it will arrive in minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XAF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £1,500 with Xe will get you 1,166,212.2 XAF, that’s including £0 fee and 0.84% in exchange rate markup.
A bank like on the other hand, will get you FCFA0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Chad.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 4 regulated companies offering money transfers from the UK to Chad in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XAF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 226 comparisons across 8 amounts.
This page covers the cheapest and fastest options for GBP/XAF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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