We’ve compared 4 companies, and found Xe to be the cheapest, while TapTap Send the fastest.
Sending £1,500 gets you FCFA1,133,504.4 with Xe at 755.6696 rupees per pound, about 0.81% more than the next best option.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 1,500 GBP transfer Best companies for GBP/XAF transfers | |||
| Promoted  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 747.2024 XAF +2.10% vs mid-market | Recipient gets FCFA 1,120,803.60 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,504.99 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 755.6696 XAF +0.97% vs mid-market | Recipient gets FCFA 1,133,504.40 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 755.6696 XAF FCFA 1,133,504.40You pay£1,500.00 | |||
Run a live search Showing top United Kingdom to Chad deals for 1,500 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to XAF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XAF. We suggest doing a live search based on how much GBP you're planning to spend in Chad. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 755.6696 XAF +0.97% vs mid-market | Recipient gets FCFA 1,133,504.40 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 755.6696 XAF FCFA 1,133,504.40You pay£1,500.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 755.6696 XAF +0.97% vs mid-market | Recipient gets FCFA 1,133,504.40 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 755.6696 XAF FCFA 1,133,504.40You pay£1,500.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 755.6696 XAF +0.97% vs mid-market | Recipient gets FCFA 1,133,504.40 Minutes - 24 hours | |
Ways to receive money in Chad with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 755.6696 XAF FCFA 1,133,504.40You pay£1,500.00 | |||
 Ria Money Transfer Pay via Credit card | Fee £16.00 1 GBP = 757.6000 XAF +0.71% vs mid-market | Recipient gets FCFA 1,124,278.40 Minutes - 24 hours | |
Ways to receive money in Chad with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hours £16.001 GBP = 757.6000 XAF FCFA 1,124,278.40You pay£1,500.00 Bank depositMinutes - 24 hours £16.001 GBP = 755.3100 XAF FCFA 1,120,880.04You pay£1,500.00 Cash pickupMinutes - 24 hours £16.001 GBP = 755.3100 XAF FCFA 1,120,880.04You pay£1,500.00 | |||
| Ria Money Transfer Pay via Debit card | Fee £16.00 1 GBP = 757.6000 XAF +0.71% vs mid-market | Recipient gets FCFA 1,124,278.40 Minutes - 24 hours | |
Ways to receive money in Chad with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hours £16.001 GBP = 757.6000 XAF FCFA 1,124,278.40You pay£1,500.00 Bank depositMinutes - 24 hours £16.001 GBP = 755.3100 XAF FCFA 1,120,880.04You pay£1,500.00 Cash pickupMinutes - 24 hours £16.001 GBP = 755.3100 XAF FCFA 1,120,880.04You pay£1,500.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 747.2024 XAF +2.10% vs mid-market | Recipient gets FCFA 1,120,803.60 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,504.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 747.2024 XAF +2.10% vs mid-market | Recipient gets FCFA 1,120,803.60 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,504.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 747.2024 XAF +2.10% vs mid-market | Recipient gets FCFA 1,120,803.60 Minutes - 24 hours | |
Ways to receive money in Chad with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,500.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.2024 XAF FCFA 1,120,803.60You pay£1,504.99 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 743.0000 XAF +2.66% vs mid-market | Recipient gets FCFA 1,114,500.00 Minutes | |
Ways to receive money in Chad with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, Moov Free1 GBP = 743.0000 XAF FCFA 1,114,500.00You pay£1,500.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 763.0338 XAF Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Chad, I suggest picking the cheapest option which is Xe.
On a 1,500 GBP transfer, Xe delivers the most XAF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XAF rate.
You have 3 ways to pay, including debit card, credit card, and bank transfer.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £1,500 transfer it's normally instant but can take a couple hours.
How much GBP you send to Chad heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 2.27% | £0.00 | FCFA 373,601.20with debit card to mobile wallet | +FCFA 3,552.97 | |
| £1,000 | 1.04% | £0.00 | FCFA 755,669.60with debit card to bank deposit | +FCFA 6,494.84 | |
| £1,500This page | 0.97% | £0.00 | FCFA 1,133,504.40with debit card to bank deposit | +FCFA 8,395.42 | |
| £2,000 | 1.04% | £0.00 | FCFA 1,511,339.20with debit card to bank deposit | +FCFA 10,877.49 | |
| £6,000 | 0.27% | £0.00 | FCFA 4,573,866.29with bank transfer to bank deposit | +FCFA 57,279.85 | |
| £250,000 | 0.20% | £0.00 | FCFA 190,368,192.62with bank transfer to bank deposit | +FCFA 3,300,264.10 |
Mid-market rate: 1 GBP = 763.0338 XAF
There are many ways to send money to Chad from the UK, including app, online, in person, and broker, and more.
For small & frequent transfers
If you send small amounts back home to Chad, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.97% markup, lets you save recipient details, and XAF will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized XAF transfers, around £1,000 - £5,000.
Online companies like Xe often have higher limits and/or first time promos.
Of 1 online services, Xe is the cheapest and will get you FCFA1,133,504.4 on £1,500 transfer.
For large transfers
Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Chad, and 24/7 support.
Xe charges no fees on large transfers, but adds 0.97% markup on top of the current GBP/XAF rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to Chad, but is usually a bit more more expensive.
You will need to deposit £1,500 online via Ria Money Transfer, and your recipient in Chad will be able to collect FCFA1,124,278.4 in minutes.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Chad, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much XAF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £1,500 to Chad is via Xe, using a debit card to deposit GBP and bank deposit to receive XAF.
You have 3 pay-in options for transfers to Chad, including debit card, credit card, and bank transfer.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is debit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Chad by bank deposit, mobile wallet, cash pickup, and mobile money, and each delivery method comes with its own fees.
The cheapest way to receive money in Chad is with bank deposit on average.
Receiving cash
Ria Money Transfer is the cheapest option for cash pickup ( getting you FCFA1,124,278.4 on £1,500 transfer).
Mobile wallets
You can receive XAF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Chad.
and use our filters to find the company offering mobile money at the best GBP/XAF rate.
You pay £1,500.00
FCFA1,133,504
Cheapest
You pay £1,500.00
FCFA1,133,504
FCFA0
You pay £1,500.00
FCFA1,133,504
FCFA0
You pay £1,500.00
FCFA1,124,278
-FCFA9,226
You pay £1,500.00
FCFA1,124,278
-FCFA9,226
You pay £1,500.00
FCFA1,120,880
-FCFA12,624
You pay £1,500.00
FCFA1,120,880
-FCFA12,624
You pay £1,500.00
FCFA1,120,804
-FCFA12,701
You pay £1,504.99
FCFA1,120,804
-FCFA12,701
You pay £1,500.00
FCFA1,114,500
-FCFA19,004
There are a few nuances you should consider before sending GBP to Chad such as limits, taxes, and safety.
Right now, these are the best money transfer options for £1,500 transfer to Chad:
Cheapest way to send money to Chad
The cheapest way is to use Xe, pay in with a debit card and withdraw via bank deposit. You will get FCFA1,133,504.4, which is 0.81% more than the next best option.
Fastest way to send money to Chad
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get FCFA1,114,500 and it will arrive in minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XAF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending FCFA1,133,504.4 with Xe will get you 1,133,504.4 XAF, that’s including £0 fee and 0.97% in exchange rate markup.
A bank like on the other hand, will get you FCFA0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Chad.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much XAF you get for your GBP, so waiting a day or two can get you more CFA Franc BEAC.
Mid-market rate:1 GBP = 764.847932 XAF
We track 4 regulated companies offering money transfers from the UK to Chad in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XAF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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