How to send money to Equatorial Guinea from UK with the best GBP-XAF rate

We’ve compared 4 companies, and found Xe to be the cheapest, while TapTap Send is the fastest.

Sending £6,000 gets you FCFA4,662,348 with Xe at 777.0580 XAF per GBP, about 1.15% more than the next best option.

Best companies for GBP/XAF transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/XAF transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 777.0580 XAF Recipient gets FCFA 4,662,348.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Equatorial Guinea with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.0580 XAF
FCFA 4,662,348.00You pay£6,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 0.0000 XAF +0.27% vs mid-market Recipient gets FCFA 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Equatorial Guinea with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 0.0000 XAF
FCFA 0.00You pay£6,000.00

Run a live search

Showing top United Kingdom to Equatorial Guinea deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 777.0580 XAF Recipient gets FCFA 4,662,348.00 Minutes - 24 hours
CheapestRecommended
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Equatorial Guinea with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.0580 XAF
FCFA 4,662,348.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 777.0580 XAF Recipient gets FCFA 4,662,348.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Equatorial Guinea with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.0580 XAF
FCFA 4,662,348.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 777.0580 XAF Recipient gets FCFA 4,662,348.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Equatorial Guinea with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.0580 XAF
FCFA 4,662,348.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 768.1403 XAF Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Equatorial Guinea with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 768.1403 XAF Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Equatorial Guinea with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 768.1403 XAF Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Equatorial Guinea with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,004.99

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 763.0000 XAF Recipient gets FCFA 4,578,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Equatorial Guinea with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Muni
Free1 GBP = 763.0000 XAF
FCFA 4,578,000.00You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 0.0000 XAF +0.27% vs mid-market Recipient gets FCFA 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Equatorial Guinea with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 0.0000 XAF
FCFA 0.00You pay£6,000.00

How to send money from UK to Equatorial Guinea

Pick a company

For a one-off GBP transfer to Equatorial Guinea, I suggest picking the cheapest option which is Xe.

Xe was the cheapest on 4 of the 28 days it quoted £6,000 transfers to Equatorial Guinea.

On a 6,000 GBP transfer, Xe delivers the most XAF.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XAF rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Equatorial Guinea?

How much GBP you send to Equatorial Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 5% of the transfers from £6,000 it quoted, and in 20% of all the transfers it quoted.

Cheapest service
£500£0.00FCFA 396,565.00with debit card to bank deposit+FCFA 12,201.94
£1,0000.37%£0.00FCFA 780,520.00with debit card to bank deposit+FCFA 10,742.50
£2,0000.80%£0.00FCFA 1,554,949.60with debit card to bank deposit+FCFA 18,134.61
£6,000This page£0.00FCFA 4,662,348.00with debit card to bank deposit+FCFA 613,401.82
£10,0000.27%£0.00FCFA 7,816,839.84with bank transfer to bank deposit+FCFA 91,491.23
£50,0000.25%£0.00FCFA 39,089,081.83with bank transfer to bank deposit+FCFA 453,913.48
£250,0000.20%£0.00FCFA 195,584,044.01with bank transfer to bank depositFCFA 0.00
GBP/XAF Exchange Rate History

Is today a good time to send money from UK to Equatorial Guinea?

The cheapest way to send GBP to XAF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 6,000 GBP transfers to Equatorial Guinea.

XAF received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Xe FCFA 4,662,348.00XeFCFA 4,662,348.00MoneyGramFCFA 4,608,841.80TapTap SendFCFA 4,578,000.00

4.40m
4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionXeMoneyGramTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 764.8724 – FCFA 4,589,234.60
Regency FX Cheapest 762.8073 £0.00 FCFA 4,576,843.67 −FCFA 12,390.93
Xe 758.5181 £0.00 FCFA 4,551,108.60 −FCFA 38,126.00
MoneyGram 749.3560 £4.99 FCFA 4,496,136.00 −FCFA 93,098.60
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 131,234.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 766.8434 – FCFA 4,601,060.52
Regency FX Cheapest 764.7729 £0.00 FCFA 4,588,637.66 −FCFA 12,422.86
Xe 758.8655 £0.00 FCFA 4,553,193.00 −FCFA 47,867.52
MoneyGram 750.1288 £4.99 FCFA 4,500,772.80 −FCFA 100,287.72
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 143,060.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 767.5906 – FCFA 4,605,543.64
Regency FX Cheapest 765.5181 £0.00 FCFA 4,593,108.67 −FCFA 12,434.97
Xe 763.0439 £0.00 FCFA 4,578,263.40 −FCFA 27,280.24
MoneyGram 751.4587 £4.99 FCFA 4,508,752.20 −FCFA 96,791.44
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 147,543.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 769.6445 – FCFA 4,617,867.08
Regency FX Cheapest 767.5665 £0.00 FCFA 4,605,398.84 −FCFA 12,468.24
Xe 764.9594 £0.00 FCFA 4,589,756.40 −FCFA 28,110.68
MoneyGram 752.7701 £4.99 FCFA 4,516,620.60 −FCFA 101,246.48
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 159,867.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 771.5219 – FCFA 4,629,131.55
Regency FX Cheapest 769.4388 £0.00 FCFA 4,616,632.89 −FCFA 12,498.66
Xe 763.7188 £0.00 FCFA 4,582,312.80 −FCFA 46,818.75
MoneyGram 754.8545 £4.99 FCFA 4,529,127.00 −FCFA 100,004.55
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 171,131.55
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 763.7188 £0.00 FCFA 4,582,312.80 –
MoneyGram 754.8545 £4.99 FCFA 4,529,127.00 –
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 774.3174 – FCFA 4,645,904.31
Regency FX Cheapest 772.2267 £0.00 FCFA 4,633,360.37 −FCFA 12,543.94
Xe 768.7111 £0.00 FCFA 4,612,266.60 −FCFA 33,637.71
MoneyGram 754.8545 £4.99 FCFA 4,529,127.00 −FCFA 116,777.31
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 187,904.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.0171 – FCFA 4,638,102.72
Regency FX Cheapest 770.9300 £0.00 FCFA 4,625,579.84 −FCFA 12,522.88
Xe 765.2770 £0.00 FCFA 4,591,662.00 −FCFA 46,440.72
MoneyGram 758.4501 £4.99 FCFA 4,550,700.60 −FCFA 87,402.12
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 180,102.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2178 – FCFA 4,651,306.56
Regency FX Cheapest 773.1247 £0.00 FCFA 4,638,748.03 −FCFA 12,558.53
Xe 766.0909 £0.00 FCFA 4,596,545.40 −FCFA 54,761.16
MoneyGram 757.0402 £4.99 FCFA 4,542,241.20 −FCFA 109,065.36
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 193,306.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.5507 – FCFA 4,641,304.45
Regency FX Cheapest 771.4622 £0.00 FCFA 4,628,772.92 −FCFA 12,531.53
Xe 769.0882 £0.00 FCFA 4,614,529.20 −FCFA 26,775.25
MoneyGram 759.7019 £4.99 FCFA 4,558,211.40 −FCFA 83,093.05
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 183,304.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.5110 – FCFA 4,641,065.90
Regency FX Cheapest 771.4225 £0.00 FCFA 4,628,535.02 −FCFA 12,530.88
Xe 767.0536 £0.00 FCFA 4,602,321.60 −FCFA 38,744.30
MoneyGram 758.1601 £4.99 FCFA 4,548,960.60 −FCFA 92,105.30
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 183,065.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – FCFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 FCFA 4,638,737.97 −FCFA 12,558.50
Xe 767.2918 £0.00 FCFA 4,603,750.80 −FCFA 47,545.67
MoneyGram 758.5247 £4.99 FCFA 4,551,148.20 −FCFA 100,148.27
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 193,296.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – FCFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 FCFA 4,638,737.97 −FCFA 12,558.50
Xe 767.2918 £0.00 FCFA 4,603,750.80 −FCFA 47,545.67
MoneyGram 758.5247 £4.99 FCFA 4,551,148.20 −FCFA 100,148.27
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 193,296.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3905 – FCFA 4,652,343.09
Regency FX Cheapest 773.2970 £0.00 FCFA 4,639,781.76 −FCFA 12,561.33
Xe 767.2918 £0.00 FCFA 4,603,750.80 −FCFA 48,592.29
MoneyGram 758.5247 £4.99 FCFA 4,551,148.20 −FCFA 101,194.89
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 194,343.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.6113 – FCFA 4,659,667.66
Regency FX Cheapest 774.5144 £0.00 FCFA 4,647,086.55 −FCFA 12,581.11
Xe 769.4554 £0.00 FCFA 4,616,732.40 −FCFA 42,935.26
MoneyGram 760.8046 £4.99 FCFA 4,564,827.60 −FCFA 94,840.06
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 201,667.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.7665 – FCFA 4,654,599.11
Regency FX Cheapest 773.6719 £0.00 FCFA 4,642,031.70 −FCFA 12,567.41
MoneyGram 761.7331 £4.99 FCFA 4,570,398.60 −FCFA 84,200.51
Xe No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3725 – FCFA 4,652,235.14
Regency FX Cheapest 773.2790 £0.00 FCFA 4,639,674.11 −FCFA 12,561.03
Xe 768.9493 £0.00 FCFA 4,613,695.80 −FCFA 38,539.34
MoneyGram 760.1395 £4.99 FCFA 4,560,837.00 −FCFA 91,398.14
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 194,235.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 777.1695 – FCFA 4,663,017.10
Regency FX Cheapest 775.0712 £0.00 FCFA 4,650,426.96 −FCFA 12,590.14
Xe 768.9493 £0.00 FCFA 4,613,695.80 −FCFA 49,321.30
MoneyGram 760.1395 £4.99 FCFA 4,560,837.00 −FCFA 102,180.10
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 205,017.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – FCFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 FCFA 4,644,435.99 −FCFA 12,573.92
Xe 770.6365 £0.00 FCFA 4,623,819.00 −FCFA 33,190.91
MoneyGram 761.4419 £4.99 FCFA 4,568,651.40 −FCFA 88,358.51
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 199,009.91
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 770.6365 £0.00 FCFA 4,623,819.00 –
MoneyGram 761.4419 £4.99 FCFA 4,568,651.40 –
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.4048 – FCFA 4,676,428.93
Regency FX Cheapest 777.3004 £0.00 FCFA 4,663,802.57 −FCFA 12,626.36
Xe 770.6365 £0.00 FCFA 4,623,819.00 −FCFA 52,609.93
MoneyGram 761.4419 £4.99 FCFA 4,568,651.40 −FCFA 107,777.53
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 218,428.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.6967 – FCFA 4,678,180.33
Regency FX Cheapest 777.5915 £0.00 FCFA 4,665,549.24 −FCFA 12,631.09
Xe 773.1475 £0.00 FCFA 4,638,885.00 −FCFA 39,295.33
MoneyGram 764.2591 £4.99 FCFA 4,585,554.60 −FCFA 92,625.73
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 220,180.33
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 774.1996 £0.00 FCFA 4,645,197.60 –
MoneyGram 764.9857 £4.99 FCFA 4,589,914.20 –
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.6067 – FCFA 4,695,640.25
Remitly Cheapest 778.2800 £0.00 FCFA 4,669,680.00 −FCFA 25,960.25
MoneyGram 767.6352 £4.99 FCFA 4,605,811.20 −FCFA 89,829.05
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 237,640.25
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.2085 – FCFA 4,705,250.93
Regency FX Cheapest 782.0911 £0.00 FCFA 4,692,546.75 −FCFA 12,704.18
Xe 776.6312 £0.00 FCFA 4,659,787.20 −FCFA 45,463.73
MoneyGram 767.3376 £4.99 FCFA 4,604,025.60 −FCFA 101,225.33
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 247,250.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – FCFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 FCFA 4,686,203.38 −FCFA 12,687.01
Xe 777.1076 £0.00 FCFA 4,662,645.60 −FCFA 36,244.79
MoneyGram 767.9841 £4.99 FCFA 4,607,904.60 −FCFA 90,985.79
TapTap Send 743.0000 £0.00 FCFA 4,458,000.00 −FCFA 240,890.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – FCFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 FCFA 4,686,203.38 −FCFA 12,687.01
Xe 777.1076 £0.00 FCFA 4,662,645.60 −FCFA 36,244.79
MoneyGram 767.9841 £4.99 FCFA 4,607,904.60 −FCFA 90,985.79
TapTap Send 763.0000 £0.00 FCFA 4,578,000.00 −FCFA 120,890.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 781.5275 – FCFA 4,689,164.78
Regency FX Cheapest 779.4173 £0.00 FCFA 4,676,504.04 −FCFA 12,660.74
Xe 777.1076 £0.00 FCFA 4,662,645.60 −FCFA 26,519.18
MoneyGram 767.9841 £4.99 FCFA 4,607,904.60 −FCFA 81,260.18
TapTap Send 763.0000 £0.00 FCFA 4,578,000.00 −FCFA 111,164.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.4147 – FCFA 4,700,488.10
Regency FX Cheapest 781.2995 £0.00 FCFA 4,687,796.78 −FCFA 12,691.32
Xe 776.2640 £0.00 FCFA 4,657,584.00 −FCFA 42,904.10
MoneyGram 765.6575 £4.99 FCFA 4,593,945.00 −FCFA 106,543.10
TapTap Send 763.0000 £0.00 FCFA 4,578,000.00 −FCFA 122,488.10
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 777.0580 £0.00 FCFA 4,662,348.00 –
MoneyGram 768.1403 £4.99 FCFA 4,608,841.80 –
TapTap Send 763.0000 £0.00 FCFA 4,578,000.00 –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XAF per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XAF on every transfer from UK.

Today's payout isn't the best this month though, since the highest receive amount was 4,692,546.75 XAF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Equatorial Guinea.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. XeAppeared in 154 comparisons

    Cheapest in 20% of them

  2. MoneyGramAppeared in 163 comparisons

    Cheapest in 2% of them

  3. TapTap SendAppeared in 189 comparisons

    Never the cheapest

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most XAF, but it was the cheapest in only 20% of the 154 comparisons it appeared in over the past month.

MoneyGram (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Equatorial Guinea.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from the UK to Equatorial Guinea

There are many ways to send money to Equatorial Guinea from the UK, including app, online, broker, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Equatorial Guinea, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.

It charges £0 in fees, has % markup, lets you save recipient details, and XAF will arrive in minutes.

Over the past month, Xe was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XAF transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of the 4 companies we compared, Xe is the cheapest online service and will get you FCFA4,662,348 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Equatorial Guinea, and 24/7 support.

Xe charges no fees on large transfers, but adds % markup on top of the current GBP/XAF rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 5% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Equatorial Guinea, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Equatorial Guinea will be able to collect FCFA4,608,841.8 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Equatorial Guinea, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XAF in Equatorial Guinea

Pay-in and pay-out methods will affect how much GBP you deposit and how much XAF your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Equatorial Guinea is via Xe, using a debit card to deposit GBP and bank deposit to receive XAF.

Depositing GBP

You have 3 pay-in options for transfers to Equatorial Guinea, including debit card, bank transfer, and credit card.

The cheapest pay-in option is credit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is bank transfer.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Equatorial Guinea

Money can reach Equatorial Guinea by bank deposit, cash pickup, and mobile money, and each delivery method comes with its own fees.

The cheapest way to receive money in Equatorial Guinea is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you FCFA4,608,841.8 on a £6,000 transfer).

Digital wallets

Your recipient can receive XAF directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

Mobile money

You can send money directly to a mobile number in Equatorial Guinea.

and use our filters to find the company offering mobile money at the best GBP/XAF rate.

  1. 1
    Debit card Bank deposit

    You pay £6,000.00

    FCFA4,662,348

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £6,000.00

    FCFA4,662,348

    FCFA0

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    FCFA4,662,348

    FCFA0

  4. 4
    Debit card Cash pickup

    You pay £6,004.99

    FCFA4,608,842

    -FCFA53,506

  5. 5
    Bank transfer Cash pickup

    You pay £6,004.99

    FCFA4,608,842

    -FCFA53,506

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    FCFA4,608,842

    -FCFA53,506

  2. 7
    Debit card Mobile money

    You pay £6,000.00

    FCFA4,578,000

    -FCFA84,348

Consider this when sending GBP to Equatorial Guinea

There are a few nuances you should consider before sending GBP to Equatorial Guinea such as limits, taxes, and safety.

Compare GBP/XAF transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Equatorial Guinea:

Cheapest way to send money to Equatorial Guinea

The cheapest way is to use Xe, pay in with a debit card and withdraw via bank deposit. You will get FCFA4,662,348, which is 1.15% more than the next best option.

Fastest way to send money to Equatorial Guinea

The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get FCFA4,578,000 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XAF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Xe will get you 4,662,348 XAF, that’s including £0 fee and % in exchange rate markup.

A bank like on the other hand, will get you FCFA0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Equatorial Guinea.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Equatorial Guinea in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XAF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/XAF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.