How to send money to Finland from UK with the best GBP-EUR rate

We’ve compared 12 companies, and found Key Currency to be the cheapest, while Wise the fastest.

Sending £6,000 gets you €6,974.72 with Key Currency at 1.1625 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/EUR transfers

13 of 13 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/EUR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £20.25 1 GBP = 1.1655 EUR -0.01% vs mid-market Recipient gets €6,969.40 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Finland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£20.251 GBP = 1.1655 EUR
€6,969.40You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.1574 EUR +0.69% vs mid-market Recipient gets €6,944.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Finland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1574 EUR
€6,944.40You pay£6,000.00

Run a live search

Showing top United Kingdom to Finland deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1625 EUR +0.25% vs mid-market Recipient gets €6,974.72 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Finland with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 1.1625 EUR
€6,974.72You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1622 EUR +0.27% vs mid-market Recipient gets €6,973.32 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Finland with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1622 EUR
€6,973.32You pay£6,000.00

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1619 EUR +0.30% vs mid-market Recipient gets €6,971.22 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Finland with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1619 EUR
€6,971.22You pay£6,000.00

Wise

Pay via Bank transfer
Fee £20.25 1 GBP = 1.1655 EUR -0.01% vs mid-market Recipient gets €6,969.40 Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Finland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£20.251 GBP = 1.1655 EUR
€6,969.40You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1595 EUR +0.50% vs mid-market Recipient gets €6,957.24 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Finland with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1595 EUR
€6,957.24You pay£6,000.00

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1594 EUR +0.51% vs mid-market Recipient gets €6,956.40 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Finland with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1594 EUR
€6,956.40You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £2.57 1 GBP = 1.1587 EUR +0.57% vs mid-market Recipient gets €6,949.20 Minutes - 24 hours
Receive to bank account

Ways to receive money in Finland with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£2.571 GBP = 1.1587 EUR
€6,949.20You pay£6,000.00

Wise

Pay via Debit card
Fee £39.24 1 GBP = 1.1655 EUR -0.01% vs mid-market Recipient gets €6,947.27 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Finland with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£39.241 GBP = 1.1655 EUR
€6,947.27You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.1574 EUR +0.69% vs mid-market Recipient gets €6,944.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Finland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1574 EUR
€6,944.40You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1574 EUR +0.69% vs mid-market Recipient gets €6,944.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Finland with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1574 EUR
€6,944.40You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 1.1574 EUR +0.69% vs mid-market Recipient gets €6,944.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Finland with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1574 EUR
€6,944.40You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £50.00 1 GBP = 1.1635 EUR +0.16% vs mid-market Recipient gets €6,922.64 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Finland with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.001 GBP = 1.1635 EUR
€6,922.64You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1491 EUR +1.40% vs mid-market Recipient gets €6,894.31 Minutes - 2 days

Ways to receive money in Finland with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 1.1491 EUR
€6,894.31You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £92.00 1 GBP = 1.1635 EUR +0.16% vs mid-market Recipient gets €6,873.77 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Finland with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£92.001 GBP = 1.1635 EUR
€6,873.77You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Opal Transfer

Pay via Bank transfer
Fee £0.30 1 GBP = 1.1450 EUR +1.76% vs mid-market Recipient gets €6,869.66 Minutes - 24 hours
0 reviews

Ways to receive money in Finland with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.301 GBP = 1.1450 EUR
€6,869.66You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 1.1391 EUR +2.28% vs mid-market Recipient gets €6,834.60 Minutes - 24 hours

Ways to receive money in Finland with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1391 EUR
€6,834.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 1.1391 EUR +2.28% vs mid-market Recipient gets €6,834.60 Minutes - 24 hours

Ways to receive money in Finland with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1391 EUR
€6,834.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1391 EUR +2.28% vs mid-market Recipient gets €6,834.60 Minutes - 24 hours

Ways to receive money in Finland with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1391 EUR
€6,834.60You pay£6,000.00

Wise

Pay via Credit card
Fee £153.10 1 GBP = 1.1655 EUR -0.01% vs mid-market Recipient gets €6,814.56 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Finland with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£153.101 GBP = 1.1655 EUR
€6,814.56You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1326 EUR +2.85% vs mid-market Recipient gets €6,795.63 Minutes - 5 days
0 reviews

Ways to receive money in Finland with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 1.1326 EUR
€6,795.63You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 1.1654 EUR Updates every 60 minutes.

How to send money from UK to Finland

Pick a company

For a one-off transfer to Finland, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most EUR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/EUR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Finland?

How much GBP you send to Finland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5000.29%£0.00€580.88with bank transfer to bank deposit+€10.55
£1,0000.18%£0.00€1,162.01with bank transfer to bank deposit+€13.94
£2,0000.00%£7.10€2,319.62with bank transfer to bank deposit+€20.84
£6,000This page0.25%£0.00€6,974.72with bank transfer to bank deposit+€64.40
£250,0000.15%£0.00€290,355.56with bank transfer to bank deposit+€1,458.59

Mid-market rate: 1 GBP = 1.1654 EUR

Ways to send money from the UK to Finland

There are many ways to send money to Finland from the UK, including broker, online, app, multi-currency account, global account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Finland, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £20.25 in fees, has -0.01% markup, lets you save recipient details, and EUR will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized EUR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you €6,969.4 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Finland, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/EUR rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Finland, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Finland will be able to collect €6,834.6 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Euros abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to EUR will get you €6,969.4 after fees.

If you don’t have EUR in your account, your GBP will auto-convert whenever you pay with Wise in Finland.

Once you have EUR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Finland, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Finland.

On a £6,000 transfer, banks like Barclays will add 2.85% markup, getting you €6,795.63 vs €6,974.72 with Key Currency.

Ways to fund GBP and receive EUR in Finland

Pay-in and pay-out methods will affect how much GBP you deposit and how much EUR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Finland is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive EUR.

Depositing GBP

You have 3 pay-in options for transfers to Finland, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Finland

Money can reach Finland by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Finland is with bank deposit on average.

Digital wallets

Your recipient can receive EUR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    €6,975

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    €6,947

    -€27

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    €6,944

    -€30

Consider this when sending GBP to Finland

There are a few nuances you should consider before sending GBP to Finland such as limits, taxes, and safety.

Compare GBP/EUR transfer options

Right now, these are the best money transfer options for £6,000 transfer to Finland:

Cheapest way to send money to Finland

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get €6,974.72, which is 0.02% more than the next best option.

Fastest way to send money to Finland

The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get €6,969.4 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/EUR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending €6,974.72 with Key Currency will get you 6,974.72 EUR, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like Barclays on the other hand, will get you €6,795.63, that’s £0 in fees but 2.85% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Finland.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-EUR Exchange Rate

Finding the best exchange rate for GBP to EUR

The exchange rate you secure impacts how much EUR you get for your GBP, so waiting a day or two can get you more Euros.

Mid-market rate:1 GBP = 1.166117 EUR

How we analyse the market

We track 12 regulated companies offering money transfers from the UK to Finland in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/EUR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.