We’ve compared 5 companies, and found Regency FX to be the cheapest, while Wise the fastest.
Sending £6,000 gets you $11,307.76 with Regency FX at 1.8846 rupees per pound, about 0.05% more than the next best option.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/AUD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £19.76 1 GBP = 1.8898 AUD -0.01% vs mid-market | Recipient gets $11,301.70 Within minutes | |
Ways to receive money in Kiribati with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £19.761 GBP = 1.8898 AUD $11,301.70You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 1.8738 AUD +0.85% vs mid-market | Recipient gets $11,242.80 Minutes - 24 hours | |
Ways to receive money in Kiribati with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.8738 AUD $11,242.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Kiribati deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much GBP you're planning to spend in Kiribati. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 1.8846 AUD +0.27% vs mid-market | Recipient gets $11,307.76 Minutes - 24 hours | |
Ways to receive money in Kiribati with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.8846 AUD $11,307.76You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £19.76 1 GBP = 1.8898 AUD -0.01% vs mid-market | Recipient gets $11,301.70 Within minutes | |
Ways to receive money in Kiribati with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £19.761 GBP = 1.8898 AUD $11,301.70You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £38.75 1 GBP = 1.8898 AUD -0.01% vs mid-market | Recipient gets $11,265.81 Within minutes | |
Ways to receive money in Kiribati with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £38.751 GBP = 1.8898 AUD $11,265.81You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 1.8738 AUD +0.85% vs mid-market | Recipient gets $11,242.80 Minutes - 24 hours | |
Ways to receive money in Kiribati with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.8738 AUD $11,242.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 1.8738 AUD +0.85% vs mid-market | Recipient gets $11,242.80 Minutes - 24 hours | |
Ways to receive money in Kiribati with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.8738 AUD $11,242.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 1.8738 AUD +0.85% vs mid-market | Recipient gets $11,242.80 Minutes - 24 hours | |
Ways to receive money in Kiribati with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.8738 AUD $11,242.80You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £59.00 1 GBP = 1.8873 AUD +0.13% vs mid-market | Recipient gets $11,212.68 Same day | |
Ways to receive money in Kiribati with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day £59.001 GBP = 1.8873 AUD $11,212.68You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee £152.63 1 GBP = 1.8898 AUD -0.01% vs mid-market | Recipient gets $11,050.59 Within minutes | |
Ways to receive money in Kiribati with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £152.631 GBP = 1.8898 AUD $11,050.59You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 1.8300 AUD +3.21% vs mid-market | Recipient gets $10,979.71 Minutes - 5 days | |
Ways to receive money in Kiribati with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 1.8300 AUD $10,979.71You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 1.8897 AUD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Kiribati, I suggest picking the cheapest option which is Regency FX.
On a 6,000 GBP transfer, Regency FX delivers the most AUD.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/AUD rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
How much GBP you send to Kiribati heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.39% | £0.00 | $941.15with bank transfer to bank deposit | +$12.83 | |
| £1,000 | 0.15% | £1.50 | $1,881.61with bank transfer to bank deposit | +$30.14 | |
| £2,000 | -0.01% | £7.00 | $3,761.49with bank transfer to bank deposit | +$68.92 | |
| £6,000This page | 0.27% | £0.00 | $11,307.76with bank transfer to bank deposit | +$102.58 | |
| £250,000 | 0.20% | £0.00 | $470,528.56with bank transfer to bank deposit | +$2,126.35 |
Mid-market rate: 1 GBP = 1.8897 AUD
There are many ways to send money to Kiribati from the UK, including app, broker, online, multi-currency account, global account, and bank, and more.
For small & frequent transfers
If you send small amounts back home to Kiribati, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £19.76 in fees, has 0% markup, lets you save recipient details, and AUD will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized AUD transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you $11,301.7 on £6,000 transfer.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Kiribati, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/AUD rate.
The markup gets better the more GBP you send, so we suggest .
For spending and receiving
Multi-currency accounts let you hold and spend Australian Dollars abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to AUD will get you $11,301.7 after fees.
If you don’t have AUD in your account, your GBP will auto-convert whenever you pay with Wise in Kiribati.
Once you have AUD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Kiribati, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to Kiribati.
On a £6,000 transfer, banks like Barclays will add 3.21% markup, getting you $10,979.71 vs $11,307.76 with Regency FX.
Pay-in and pay-out methods will affect how much GBP you deposit and how much AUD your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Kiribati is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive AUD.
You have 3 pay-in options for transfers to Kiribati, including bank transfer, debit card, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Kiribati by bank deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in Kiribati is with bank deposit on average.
Digital wallets
Your recipient can receive AUD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
$11,308
Cheapest
You pay £6,000.00
$11,266
-$42
You pay £6,000.00
$11,243
-$65
There are a few nuances you should consider before sending GBP to Kiribati such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Kiribati:
Cheapest way to send money to Kiribati
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get $11,307.76, which is 0.05% more than the next best option.
Fastest way to send money to Kiribati
The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get $11,301.7 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/AUD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending $11,307.76 with Regency FX will get you 11,307.76 AUD, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like Barclays on the other hand, will get you $10,979.71, that’s £0 in fees but 3.21% in FX fees.
There is no UK tax for the act of sending money to Kiribati.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much AUD you get for your GBP, so waiting a day or two can get you more Australian Dollars.
Mid-market rate:1 GBP = 1.887754 AUD
We track 5 regulated companies offering money transfers from the UK to Kiribati in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/AUD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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