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Compare all the best ways to send money to Kiribati

Wise is the overall best way for sending AUD from abroad, appearing 100% of the time in our searches for AUD transfers. They charge $10.91 in fees and add 0% markup to the AUD exchange rate.

For more details on AUD transfers, keep reading.

We’ll give you the best, fastest, and cheapest options, provide you with expert tips, AUD transfer deals, and explain everything you need to know about money transfers to Kiribati.

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The best way to send money to Kiribati: Wise

After reviewing and testing 6 money transfer providers supporting AUD transfers, we found Wise to be the top choice for money transfers to Kiribati as of December 2024.

Wise appeared in 100% of AUD transfer searches and ranked as the best option among providers supporting Australian Dollar transfers.

With quick transfers, a low markup of 0% on AUD exchange rates, and a low fee of $10.91, Wise offers the ideal balance of cost, speed, and features for AUD transfers.

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How to get the best rate when sending money to Kiribati

About money transfers to Kiribati

Top rated for transfers from United States to Kiribati
Wise
Total number of US - KI providers
6
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

Everything you need to know when sending money to Kiribati

1
Always compare your money transfer options

Don’t just settle for the most popular option—always compare.

Most transfers/payments to Kiribati include fees and add a markup on the ‘real’ AUD exchange rate.

The total cost of your transfer to Kiribati can vary based on your deposit and delivery methods, the amount of AUD transferred, and where you're located.

Our comparison covers 6 money transfer services that support Australian Dollar transfers, helping you find the best fit for your needs.

2
Pay attention to AUD exchange rates
3
Choose the best payment method
4
Consider how much you need to send
5
Consider how quickly you need AUD to arrive
6
Consider the transfer methods
7
Ways to receive money in Kiribati
8
Prepare your documents
9
Understand the tax & transfer limits

Cheapest way to send money to Kiribati: Revolut

Get the lowest fees with Revolut - the cheapest transfer service to Kiribati at just $0 per transfer.

If you want to make the most of your AUD transfer, the cheapest way is to use Revolut and pay for your transfer with a Bank transfer.

Over the past 6-months Revolut appeared 100% of the time in our comparison as the cheapest transfer option to Kiribati.

With just $0 in fees and 0.14% markup, Revolut is 0.5% cheaper than the next best option.

Bank transfer is the cheapest deposit option to Kiribati, pair it with Revolut to receive the most AUD.

*The transfer cost to Kiribati depends on the country of origin, amount of AUD sent, payment method, and the exchange rate ‘markup’ on Australian Dollars.

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The fastest way to send money to Kiribati: Wise

Need money in Kiribati quickly? We recommend using Wise.

Based on a $2,000 transfer and six months of comparison data for AUD transfers, Wise appeared 2 times in our searches as the quickest option for sending AUD to Kiribati.

They charge $9.91 in fees and apply a 0.01% markup on the ‘real’ AUD rate. This is 0% cheaper than the second-best provider.

For the best balance between speed and cost, we suggest using a deposit for Australian Dollar transfers.

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Easiest way to send money to Kiribati: Wise

Looking for a quick and convenient way to send AUD? Use Wise - our top-rated provider.

Our 6-month analysis shows that Wise came up as the top-rated provider for transfers to Kiribati in 100% of the searches.

By “easiest”, we mean the service that is easy to get started with, is fully transparent and offers a good balance of cheap and fast transfers.

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Making large money transfers to Kiribati

When sending large amounts of Australian Dollar to Kiribati, it's important to consider factors like the limits, AUD rates, customer support, as well as legal and government-imposed restrictions in Kiribati.

Wise is our top recommendation for moving large amounts of AUD.

Whether you're purchasing property in Kiribati, need to pay tuition fees, have a wedding there, or transfer money for business in Kiribati, Wise will ensure a smooth and secure transaction.

Of all the companies we’ve tested and reviewed that specialize in large AUD transfers, Wise consistently ranked as the top-rated choice.

They charge $10.91 per transfer and apply 0% markup on top of the AUD exchange rate, making them perfect for moving big amounts.

Understand the costs of money transfers to Kiribati

The total cost of AUD transfers depends on your location, the amount of AUD sent, the delivery/deposit methods, transfer fees, and the markup applied to the AUD exchange rate.

Transfer fee

The money transfer service you use to send Australian Dollar can apply a fixed fee, a percentage-based fee, or a combination of both.

For example, a $2,000 transfer to Kiribati will cost you $0 in fees with MoneyGram, based on our December 2024 analysis of 6 services supporting Australian Dollar transfers.

AUD exchange rate markup

An exchange rate markup is the percentage added to the mid-market AUD rate.

Using the same example, Wise offers the best AUD exchange rates, with a 0% markup on the USD- AUD rate. This means for every USD sent, you receive 1.598 AUD with 0% deducted from it.

Deposit method

How you fund your transfer can significantly impact the overall cost.

Bank transfer is the most common option, costing up to $4 per transfer to Kiribati.

Debit card transfers can go as high as $31.15 in fees, while credit cards can reach $0 per AUD transfer and may include additional cash advance fees and other fees.

Bank transfer is the cheapest payment method for sending AUD.

Live USD-AUD Exchange Rate

How to get the best AUD exchange rate for transfers to Kiribati

An exchange rate represents the value of the Australian Dollar (AUD) relative to another currency. Since it fluctuates continuously, the rate you get directly affects the amount of AUD you receive.

Mid-market Rate
1
= 1.598496 AUD

Recent trends in AUD exchange rates:

  • The average rate was 1.5046 Australian Dollar per US Dollar, with a high of 1.5478 AUD/USD and a low of 1.4455 AUD/USD.

  • During the past 6-months, the AUD/USD exchange rate experienced some fluctuations. Ensuring you exchange or convert money at a higher rate would result in more AUD received.

  • Wise is our top recommendation for sending AUD as it offers an exchange rate that is 0% above the mid-market rate, which is 0% cheaper than the next best option.

Secure the best AUD exchange rates with our rate alerts

Sign up for our rate alerts, and we'll notify you when it’s the best time to send AUD!

Payment methods available for money transfers to Kiribati

How you fund your money transfer to Kiribati directly affects the speed, cost, and the amount of AUD your recipient will receive. Here are the most common options for funding your transfer to Kiribati:

  • Bank transfers

    Bank deposits are reliable and common for international AUD transfers, available through most services.

    While they tend to be cheaper, it may take up to 2-3 business days for the funds to arrive.

    You also may have an option to use the SWIFT network for a bank deposit to Kiribati, avoid it where possible. SWIFT deposits are slow and expensive, instead check if there are cheaper options.

    Based on our recent testing of 6 providers accepting Kiribati, Revolut appeared 3 times as the cheapest option, charging $0 per transfer with a 0.14% markup.

  • Debit and prepaid cards

    Debit card transfers to Kiribati are generally faster than bank transfers. Most AUD transactions will be completed within a few hours. However, this convenience usually comes with increased fees.

    We recommend Wise for debit and prepaid card deposits when sending money to Kiribati. Wise charges a 0.01% markup on the AUD rate and $ 19.27 in transfer fees.

  • Credit cards

    A credit card deposit is another option for sending AUD to Kiribati.

    Typically it is more expensive, and your CC company may charge you cash advance fees, and apply increased interest rates.

    If you want to fund your transfer to Kiribati with a credit card, offers the lowest fee, charging $0 per AUD transfer.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available in Kiribati.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money to Kiribati.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Kiribati

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Staying safe when sending money to Kiribati

Making sure your funds are safe when transferring to Kiribati is really important. All the services supporting Kiribati that we recommend are safe and regulated.

Only send money to those you know and trust using a regulated money transfer company.

If you’re unsure about the financial regulators in your country or Kiribati, please refer to our directory of financial regulators.

FAQs

Find answers to the most common questions on our dedicated FAQ page.

Are there tax implications when sending money to Kiribati?
Are there any limits on how much AUD I can send to Kiribati?
Can I make regular AUD transfers/payments to Kiribati?
How long does it take to transfer money to Kiribati?
What are the fees and exchange rates for sending AUD from abroad?
Why can’t I use my bank to wire money to Kiribati?
What is the official currency used in Kiribati?
Can I transfer money to Kiribati from any country?
What should I do if something goes wrong with my transfer to Kiribati?
Can I use MoneyTransfers.com to transfer funds to Kiribati?

Contributors

Artiom Pucinskij
Artiom Pucinskij is a seasoned financial content strategist who holds an impressive background in marketing from the University of Portsmouth. With years of dedicated experience in the personal finance and remittance sectors, Artiom has become an integral part of MoneyTransfers.com's growth.