How to send money to Moldova from UK with the best GBP-MDL rate

We’ve compared 6 companies, and found Western Union to be the cheapest, while TransferGo is the fastest.

Sending £1,500 gets you lei35,570.33 with Western Union at 23.7136 MDL per GBP, about 0.38% more than the next best option.

Best companies for GBP/MDL transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 1,500 GBP transfer

Best companies for GBP/MDL transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 22.7743 MDL +5.43% vs mid-market Recipient gets MDL 34,161.45 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.7743 MDL
MDL 34,161.45You pay£1,500.00
Promoted

TransferGo

Pay via Bank transfer
Fee £0.00 1 GBP = 23.5028 MDL +2.29% vs mid-market Recipient gets MDL 35,254.26 Within minutes
Receive to bank account, debit card or cash pickup

Ways to receive money in Moldova with TransferGo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 23.5028 MDL
MDL 35,254.26You pay£1,500.00

Run a live search

Showing top United Kingdom to Moldova deals for 1,500 GBP. Do a live search with your exact amount for today's best rates.

Western Union

Pay via Debit card
Fee £0.00 1 GBP = 23.7136 MDL +1.39% vs mid-market Recipient gets MDL 35,570.33 Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Moldova with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 23.7136 MDL
MDL 35,570.33You pay£1,500.00

Western Union

Pay via Bank transfer
Fee £0.00 1 GBP = 23.7136 MDL +1.39% vs mid-market Recipient gets MDL 35,570.33 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Moldova with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 23.7136 MDL
MDL 35,570.33You pay£1,500.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £6.20 1 GBP = 23.7217 MDL +1.36% vs mid-market Recipient gets MDL 35,435.40 Same day
Recommended
Multi-currency cardReceive to bank account

Ways to receive money in Moldova with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
£6.201 GBP = 23.7217 MDL
MDL 35,435.40You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

TransferGo

Pay via Bank transfer
Fee £0.00 1 GBP = 23.5028 MDL +2.29% vs mid-market Recipient gets MDL 35,254.26 Within minutes
Fastest
Receive to bank account, debit card or cash pickup

Ways to receive money in Moldova with TransferGo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 23.5028 MDL
MDL 35,254.26You pay£1,500.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £20.00 1 GBP = 23.7217 MDL +1.36% vs mid-market Recipient gets MDL 35,108.04 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Moldova with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£20.001 GBP = 23.7217 MDL
MDL 35,108.04You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 23.3180 MDL +3.08% vs mid-market Recipient gets MDL 34,977.00 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 23.3180 MDL
MDL 34,977.00You pay£1,504.99
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.9390 MDL
MDL 34,408.50You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 23.3180 MDL +3.08% vs mid-market Recipient gets MDL 34,977.00 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 23.3180 MDL
MDL 34,977.00You pay£1,504.99
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.9390 MDL
MDL 34,408.50You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 23.3180 MDL +3.08% vs mid-market Recipient gets MDL 34,977.00 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 23.3180 MDL
MDL 34,977.00You pay£1,504.99
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 23.0092 MDL
MDL 34,513.80You pay£1,504.99

Xe

Pay via Debit card
Fee £0.00 1 GBP = 22.7743 MDL +5.43% vs mid-market Recipient gets MDL 34,161.45 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.7743 MDL
MDL 34,161.45You pay£1,500.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 22.7743 MDL +5.43% vs mid-market Recipient gets MDL 34,161.45 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.7743 MDL
MDL 34,161.45You pay£1,500.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 22.7743 MDL +5.43% vs mid-market Recipient gets MDL 34,161.45 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.7743 MDL
MDL 34,161.45You pay£1,500.00

Xoom

Pay via PayPal
Fee £19.99 1 GBP = 1.1150 MDL +182.27% vs mid-market Recipient gets MDL 1,650.21 Minutes - 24 hours

Ways to receive money in Moldova with Xoom when paying by paypal.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£19.991 GBP = 1.1150 MDL
MDL 1,650.21You pay£1,500.00

Xoom

Pay via Bank transfer
Fee £19.99 1 GBP = 1.1150 MDL +182.27% vs mid-market Recipient gets MDL 1,650.21 Minutes - 24 hours

Ways to receive money in Moldova with Xoom when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£19.991 GBP = 1.1150 MDL
MDL 1,650.21You pay£1,500.00

Xoom

Pay via Debit card
Fee £19.99 1 GBP = 1.1150 MDL +182.27% vs mid-market Recipient gets MDL 1,650.21 Minutes - 24 hours

Ways to receive money in Moldova with Xoom when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£19.991 GBP = 1.1150 MDL
MDL 1,650.21You pay£1,500.00

Xoom

Pay via Credit card
Fee £19.99 1 GBP = 1.1150 MDL +182.27% vs mid-market Recipient gets MDL 1,650.21 Minutes - 24 hours

Ways to receive money in Moldova with Xoom when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£19.991 GBP = 1.1150 MDL
MDL 1,650.21You pay£1,500.00
How Our Results Work
Mid-market rate: 1 GBP = 24.0463 MDL Updates every 60 minutes.

How to send money from UK to Moldova

Pick a company

For a one-off GBP transfer to Moldova, I suggest picking the cheapest option which is Western Union.

Western Union was the cheapest on 16 of the 30 days it quoted £1,500 transfers to Moldova.

On a 1,500 GBP transfer, Western Union delivers the most MDL.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/MDL rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and paypal.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £1,500 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Moldova?

How much GBP you send to Moldova heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 50% of the transfers from £6,000 it quoted, and in 43% of all the transfers it quoted.

Cheapest service
£5000.81%£1.20MDL 11,900.85with bank transfer to bank deposit+MDL 3,361.74
£1,0000.72%£1.20MDL 23,833.98with bank transfer to bank deposit+MDL 6,384.83
£1,500This page1.39%£0.00MDL 35,570.33with debit card to bank deposit+MDL 9,506.69
£2,0001.29%£0.00MDL 47,427.10with debit card to bank deposit+MDL 693.16
£6,0000.27%£0.00MDL 143,930.57with bank transfer to bank deposit+MDL 3,717.28
£10,0000.27%£0.00MDL 239,849.21with bank transfer to bank deposit+MDL 6,204.61
£50,0000.25%£0.00MDL 1,198,117.00with bank transfer to bank deposit+MDL 31,938.45
£250,0000.20%£0.00MDL 5,998,902.40with bank transfer to bank deposit+MDL 172,901.87

Mid-market rate: 1 GBP = 24.0463 MDL

GBP/MDL Exchange Rate History

Is today a good time to send money from UK to Moldova?

The cheapest way to send GBP to MDL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 1,500 GBP transfers to Moldova.

MDL received for £1,500, after fees

Wed, 28 Oct 2026Mid-market rateMDL 36,069.51 Western Union MDL 35,570.33Western UnionMDL 35,570.33RevolutMDL 35,435.40TransferGoMDL 35,254.26

33,500
34,000
34,500
35,000
35,500
36,000
36,500
At the mid-market rateWith the cheapest optionWestern UnionRevolutTransferGo
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.4148 – MDL 35,122.23
Revolut Cheapest 23.3743 £7.25 MDL 34,891.96 −MDL 230.27
Western Union 23.2197 £0.00 MDL 34,829.55 −MDL 292.68
TransferGo 22.8837 £0.00 MDL 34,325.60 −MDL 796.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.5453 – MDL 35,317.98
Revolut Cheapest 23.4107 £7.25 MDL 34,946.31 −MDL 371.67
Western Union 23.2074 £0.00 MDL 34,811.09 −MDL 506.89
TransferGo 23.0067 £0.00 MDL 34,509.99 −MDL 807.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.5861 – MDL 35,379.20
Western Union Cheapest 23.3047 £0.00 MDL 34,957.01 −MDL 422.19
Revolut 23.3979 £7.25 MDL 34,927.19 −MDL 452.01
TransferGo 23.0516 £0.00 MDL 34,577.47 −MDL 801.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6469 – MDL 35,470.40
Revolut Cheapest 23.4660 £7.25 MDL 35,028.89 −MDL 441.51
Western Union 23.1786 £0.00 MDL 34,767.94 −MDL 702.46
TransferGo 23.1116 £0.00 MDL 34,667.34 −MDL 803.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6613 – MDL 35,491.96
Western Union Cheapest 23.3811 £0.00 MDL 35,071.61 −MDL 420.35
Revolut 23.3251 £22.25 MDL 34,468.64 −MDL 1,023.32
TransferGo 22.9743 £0.00 MDL 34,461.46 −MDL 1,030.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.5559 – MDL 35,333.79
Western Union Cheapest 23.3811 £0.00 MDL 35,071.61 −MDL 262.18
TransferGo 23.0800 £0.00 MDL 34,620.06 −MDL 713.73
Revolut 23.3227 £22.25 MDL 34,465.18 −MDL 868.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.5889 – MDL 35,383.40
Revolut Cheapest 23.5005 £7.25 MDL 35,080.32 −MDL 303.08
Western Union 23.3811 £0.00 MDL 35,071.61 −MDL 311.79
TransferGo 22.7040 £0.00 MDL 34,056.00 −MDL 1,327.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6919 – MDL 35,537.91
Western Union Cheapest 23.4258 £0.00 MDL 35,138.68 −MDL 399.23
Revolut 23.5004 £7.25 MDL 35,080.27 −MDL 457.64
TransferGo 23.1552 £0.00 MDL 34,732.79 −MDL 805.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6274 – MDL 35,441.16
Western Union Cheapest 23.4164 £0.00 MDL 35,124.67 −MDL 316.49
Revolut 23.5301 £7.25 MDL 35,124.54 −MDL 316.62
TransferGo 23.0950 £0.00 MDL 34,642.49 −MDL 798.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.4856 – MDL 35,228.38
Revolut Cheapest 23.4708 £7.25 MDL 35,036.07 −MDL 192.31
Western Union 23.3343 £0.00 MDL 35,001.42 −MDL 226.96
TransferGo 23.1214 £0.00 MDL 34,682.09 −MDL 546.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6115 – MDL 35,417.30
Revolut Cheapest 23.5667 £7.25 MDL 35,179.17 −MDL 238.13
Western Union 23.3466 £0.00 MDL 35,019.83 −MDL 397.46
TransferGo 23.0780 £0.00 MDL 34,617.01 −MDL 800.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.7431 – MDL 35,614.70
Western Union Cheapest 23.4312 £0.00 MDL 35,146.75 −MDL 467.95
Revolut 23.5009 £22.25 MDL 34,728.45 −MDL 886.25
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.7431 – MDL 35,614.70
Western Union Cheapest 23.4312 £0.00 MDL 35,146.75 −MDL 467.95
TransferGo 23.2065 £0.00 MDL 34,809.67 −MDL 805.03
Revolut 23.5009 £22.25 MDL 34,728.45 −MDL 886.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.7325 – MDL 35,598.73
Revolut Cheapest 23.6220 £7.25 MDL 35,261.74 −MDL 336.99
Western Union 23.4312 £0.00 MDL 35,146.75 −MDL 451.98
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.7304 – MDL 35,595.58
Revolut Cheapest 23.6564 £7.25 MDL 35,313.11 −MDL 282.47
Western Union 23.4776 £0.00 MDL 35,216.41 −MDL 379.17
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.8009 – MDL 35,701.38
Revolut Cheapest 23.6885 £7.25 MDL 35,360.93 −MDL 340.45
Western Union 23.5520 £0.00 MDL 35,327.99 −MDL 373.39
TransferGo 23.2622 £0.00 MDL 34,893.25 −MDL 808.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.6871 – MDL 35,530.65
Western Union Cheapest 23.5523 £0.00 MDL 35,328.44 −MDL 202.21
Revolut 23.6356 £6.20 MDL 35,306.78 −MDL 223.87
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.8977 – MDL 35,846.55
Revolut Cheapest 23.7255 £6.20 MDL 35,441.13 −MDL 405.42
Western Union 23.5346 £0.00 MDL 35,301.94 −MDL 544.61
TransferGo 23.2970 £0.00 MDL 34,945.49 −MDL 901.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.8891 – MDL 35,833.66
Western Union Cheapest 23.6436 £0.00 MDL 35,465.35 −MDL 368.31
Revolut 23.7103 £21.20 MDL 35,062.76 −MDL 770.90
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.8891 – MDL 35,833.66
Western Union Cheapest 23.6436 £0.00 MDL 35,465.35 −MDL 368.31
TransferGo 23.4044 £0.00 MDL 35,106.64 −MDL 727.02
Revolut 23.7103 £21.20 MDL 35,062.76 −MDL 770.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9834 – MDL 35,975.04
Revolut Cheapest 23.7646 £6.20 MDL 35,499.57 −MDL 475.47
Western Union 23.6436 £0.00 MDL 35,465.35 −MDL 509.69
TransferGo 23.4411 £0.00 MDL 35,161.71 −MDL 813.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.7933 – MDL 35,689.95
Western Union Cheapest 23.6266 £0.00 MDL 35,439.86 −MDL 250.09
TransferGo 23.3434 £0.00 MDL 35,015.06 −MDL 674.89
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9494 – MDL 35,924.13
Revolut Cheapest 23.8914 £6.20 MDL 35,688.95 −MDL 235.18
Western Union 23.6869 £0.00 MDL 35,530.42 −MDL 393.71
TransferGo 23.4371 £0.00 MDL 35,155.64 −MDL 768.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1190 – MDL 36,178.55
Revolut Cheapest 23.9942 £6.20 MDL 35,842.49 −MDL 336.06
Western Union 23.8062 £0.00 MDL 35,709.35 −MDL 469.20
TransferGo 23.5726 £0.00 MDL 35,358.96 −MDL 819.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0336 – MDL 36,050.39
Revolut Cheapest 23.9977 £6.20 MDL 35,847.82 −MDL 202.57
Western Union 23.8405 £0.00 MDL 35,760.75 −MDL 289.64
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1239 – MDL 36,185.82
Western Union Cheapest 23.8593 £0.00 MDL 35,788.98 −MDL 396.84
TransferGo 23.5724 £0.00 MDL 35,358.62 −MDL 827.20
Revolut 23.8933 £21.20 MDL 35,333.45 −MDL 852.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1239 – MDL 36,185.82
Western Union Cheapest 23.8593 £0.00 MDL 35,788.98 −MDL 396.84
Revolut 23.8814 £21.20 MDL 35,315.79 −MDL 870.03
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0880 – MDL 36,131.96
Western Union Cheapest 23.8593 £0.00 MDL 35,788.98 −MDL 342.98
Revolut 23.9248 £6.20 MDL 35,738.84 −MDL 393.12
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0082 – MDL 36,012.23
Western Union Cheapest 23.7736 £0.00 MDL 35,660.38 −MDL 351.85
Revolut 23.8020 £6.20 MDL 35,555.43 −MDL 456.79
TransferGo 23.3834 £0.00 MDL 35,075.17 −MDL 937.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0463 – MDL 36,069.51
Western Union Cheapest 23.7136 £0.00 MDL 35,570.33 −MDL 499.18
Revolut 23.7217 £6.20 MDL 35,435.40 −MDL 634.11
TransferGo 23.5028 £0.00 MDL 35,254.26 −MDL 815.25

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £1,500, after fees, as quoted by each company. The mid-market line shows what £1,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MDL per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MDL on every transfer from UK.

Right now, Western Union pays 35,570.33 MDL on 1,500 GBP, which is 499.18 MDL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 35,847.82 MDL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Moldova.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Western UnionAppeared in 122 comparisons

    Cheapest in 43% of them

  2. RevolutAppeared in 213 comparisons

    Cheapest in 25% of them

  3. TransferGoAppeared in 111 comparisons

    Never the cheapest

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most MDL, but it was the cheapest in only 43% of the 122 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to Moldova.

If it's a one-off transfer, go with Western Union, since it's the cheapest right now.

Ways to send money from the UK to Moldova

There are many ways to send money to Moldova from the UK, including app, online, in person, multi-currency account, global account, and broker, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Moldova, say weekly or monthly, an app like Western Union is the easiest and cheapest way to do it.

It charges £0 in fees, has 1.39% markup, lets you save recipient details, and MDL will arrive in minutes.

Over the past month, Western Union was the cheapest app on 53% of the days it appeared for £1,500 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized MDL transfers, around £1,000 - £5,000.

Online companies like Western Union often have higher limits and/or first time promos.

Of the 6 companies we compared, Western Union is the cheapest online service and will get you lei35,570.33 on a £1,500 transfer.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Moldova, and 24/7 support.

Xe charges no fees on large transfers, but adds 5.43% markup on top of the current GBP/MDL rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 1% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Moldova, but is usually a bit more expensive.

You will need to deposit £1,500 online via Western Union, and your recipient in Moldova will be able to collect lei35,570.33 in minutes.

Our data shows Western Union came out cheapest among in-person options on 100% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Moldovan Leu abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £1,500 to MDL will get you lei35,435.4 after fees.

If you don’t have MDL in your account, your GBP will auto-convert whenever you pay with Revolut in Moldova.

Once you have MDL in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Moldova, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive MDL in Moldova

Pay-in and pay-out methods will affect how much GBP you deposit and how much MDL your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £1,500 to Moldova is via Western Union, using a debit card to deposit GBP and bank deposit to receive MDL.

Depositing GBP

You have 4 pay-in options for transfers to Moldova, including bank transfer, debit card, credit card, and paypal.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Moldova

Money can reach Moldova by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Moldova is with bank deposit on average.

Receiving cash

Western Union is the cheapest option for cash pickup (getting you lei35,570.33 on a £1,500 transfer).

Digital wallets

Your recipient can receive MDL directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Debit card Bank deposit

    You pay £1,500.00

    lei35,570

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £1,500.00

    lei35,570

    lei0

  3. 3
    Debit card Cash pickup

    You pay £1,504.99

    lei34,977

    -lei593

  4. 4
    Bank transfer Cash pickup

    You pay £1,504.99

    lei34,977

    -lei593

  5. 5
    Credit card Cash pickup

    You pay £1,504.99

    lei34,977

    -lei593

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £1,504.99

    lei34,409

    -lei1,162

  2. 7
    Paypal Cash pickup

    You pay £1,500.00

    lei1,650

    -lei33,920

Consider this when sending GBP to Moldova

There are a few nuances you should consider before sending GBP to Moldova such as limits, taxes, and safety.

Compare GBP/MDL transfer options

Right now, these are the best money transfer options for a £1,500 transfer to Moldova:

Cheapest way to send money to Moldova

The cheapest way is to use Western Union, pay in with a debit card and withdraw via bank deposit. You will get lei35,570.33, which is 0.38% more than the next best option.

Fastest way to send money to Moldova

The fastest way is to use TransferGo via bank transfer deposit and bank deposit for pay out. You get lei35,254.26 and it will arrive in within an hour.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/MDL transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £1,500 with Western Union will get you 35,570.33 MDL, that’s including £0 fee and 1.39% in exchange rate markup.

A bank like on the other hand, will get you lei0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Moldova.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 6 regulated companies offering money transfers from the UK to Moldova in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/MDL pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/MDL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.