How to send money to Moldova from UK with the best GBP-MDL rate

We’ve compared 6 companies, and found Western Union to be the cheapest, while TransferGo the fastest.

Sending £1,500 gets you lei34,893.68 with Western Union at 23.2625 rupees per pound, about 0.11% more than the next best option.

Best companies for GBP/MDL transfers

6 of 6 providers

Last updated on 28 September 2026

Based on 1,500 GBP transfer

Best companies for GBP/MDL transfers

Sort Cheapest
Promoted

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 22.5945 MDL +4.01% vs mid-market Recipient gets MDL 33,891.75 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.5945 MDL
MDL 33,891.75You pay£1,504.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 22.4398 MDL
MDL 33,659.70You pay£1,504.99
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 22.6110 MDL +3.94% vs mid-market Recipient gets MDL 33,916.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.6110 MDL
MDL 33,916.50You pay£1,500.00

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Showing top United Kingdom to Moldova deals for 1,500 GBP. Do a live search with your exact amount for today's best rates.

Western Union

Pay via Debit card
Fee £0.00 1 GBP = 23.2625 MDL +1.10% vs mid-market Recipient gets MDL 34,893.68 Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Moldova with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 23.2625 MDL
MDL 34,893.68You pay£1,500.00

Western Union

Pay via Bank transfer
Fee £0.00 1 GBP = 23.2625 MDL +1.10% vs mid-market Recipient gets MDL 34,893.68 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Moldova with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 23.2625 MDL
MDL 34,893.68You pay£1,500.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £7.25 1 GBP = 23.3508 MDL +0.72% vs mid-market Recipient gets MDL 34,856.97 Same day
Recommended
Multi-currency cardReceive to bank account

Ways to receive money in Moldova with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
£7.251 GBP = 23.3508 MDL
MDL 34,856.97You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £20.00 1 GBP = 23.3508 MDL +0.72% vs mid-market Recipient gets MDL 34,559.24 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Moldova with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£20.001 GBP = 23.3508 MDL
MDL 34,559.24You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

TransferGo

Pay via Bank transfer
Fee £0.00 1 GBP = 22.9007 MDL +2.67% vs mid-market Recipient gets MDL 34,351.08 Within minutes
Fastest
Receive to bank account, debit card or cash pickup

Ways to receive money in Moldova with TransferGo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 22.9007 MDL
MDL 34,351.08You pay£1,500.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 22.6110 MDL +3.94% vs mid-market Recipient gets MDL 33,916.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.6110 MDL
MDL 33,916.50You pay£1,500.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 22.6110 MDL +3.94% vs mid-market Recipient gets MDL 33,916.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.6110 MDL
MDL 33,916.50You pay£1,500.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 22.6110 MDL +3.94% vs mid-market Recipient gets MDL 33,916.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Moldova with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 22.6110 MDL
MDL 33,916.50You pay£1,500.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 22.5945 MDL +4.01% vs mid-market Recipient gets MDL 33,891.75 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.5945 MDL
MDL 33,891.75You pay£1,504.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 22.4398 MDL
MDL 33,659.70You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 22.5031 MDL +4.42% vs mid-market Recipient gets MDL 33,754.65 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.5031 MDL
MDL 33,754.65You pay£1,504.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 22.4398 MDL
MDL 33,659.70You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 22.5031 MDL +4.42% vs mid-market Recipient gets MDL 33,754.65 Minutes - 24 hours

Ways to receive money in Moldova with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Fincom Bank (MDL)
£4.991 GBP = 22.5031 MDL
MDL 33,754.65You pay£1,504.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 22.4398 MDL
MDL 33,659.70You pay£1,504.99

Ria Money Transfer

Pay via Credit card
Fee £16.00 1 GBP = 22.5982 MDL +4.00% vs mid-market Recipient gets MDL 33,535.73 Minutes - 24 hours

Ways to receive money in Moldova with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£16.001 GBP = 22.5982 MDL
MDL 33,535.73You pay£1,500.00
Bank depositMinutes - 24 hours
£16.001 GBP = 22.3844 MDL
MDL 33,218.45You pay£1,500.00

Ria Money Transfer

Pay via Debit card
Fee £16.00 1 GBP = 22.5982 MDL +4.00% vs mid-market Recipient gets MDL 33,535.73 Minutes - 24 hours

Ways to receive money in Moldova with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£16.001 GBP = 22.5982 MDL
MDL 33,535.73You pay£1,500.00
Bank depositMinutes - 24 hours
£16.001 GBP = 22.3844 MDL
MDL 33,218.45You pay£1,500.00
How Our Results Work
Mid-market rate: 1 GBP = 23.5200 MDL Updates every 60 minutes.

How to send money from UK to Moldova

Pick a company

For a one-off transfer to Moldova, I suggest picking the cheapest option which is Western Union.

On a 1,500 GBP transfer, Western Union delivers the most MDL.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/MDL rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £1,500 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Moldova?

How much GBP you send to Moldova heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5000.93%£0.00MDL 11,676.84with debit card to bank deposit+MDL 2,983.61
£1,0000.85%£1.50MDL 23,297.19with bank transfer to bank deposit+MDL 546.64
£1,500This page1.10%£0.00MDL 34,893.68with debit card to bank deposit+MDL 757.01
£2,0001.14%£0.00MDL 46,524.91with debit card to bank deposit+MDL 896.15
£6,0000.27%£0.00MDL 140,983.55with bank transfer to bank deposit+MDL 4,325.94
£250,0000.20%£0.00MDL 5,866,650.19with bank transfer to bank deposit+MDL 153,890.90

Mid-market rate: 1 GBP = 23.5200 MDL

Ways to send money from the UK to Moldova

There are many ways to send money to Moldova from the UK, including app, online, in person, multi-currency account, global account, and broker, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Moldova, say weekly or monthly, an app like Western Union is the easiest and cheapest way to do it.

It charges £0 in fees, has 1.1% markup, lets you save recipient details, and MDL will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized MDL transfers, around £1,000 - £5,000.

Online companies like Western Union often have higher limits and/or first time promos.

Of 1 online services, Western Union is the cheapest and will get you lei34,893.68 on £1,500 transfer.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Moldova, and 24/7 support.

Xe charges no fees on large transfers, but adds 3.94% markup on top of the current GBP/MDL rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Moldova, but is usually a bit more more expensive.

You will need to deposit £1,500 online via Western Union, and your recipient in Moldova will be able to collect lei34,893.68 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Moldovan Leu abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £1,500 to MDL will get you lei34,856.97 after fees.

If you don’t have MDL in your account, your GBP will auto-convert whenever you pay with Revolut in Moldova.

Once you have MDL in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Moldova, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive MDL in Moldova

Pay-in and pay-out methods will affect how much GBP you deposit and how much MDL your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £1,500 to Moldova is via Western Union, using a debit card to deposit GBP and bank deposit to receive MDL.

Depositing GBP

You have 3 pay-in options for transfers to Moldova, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Moldova

Money can reach Moldova by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Moldova is with bank deposit on average.

Receiving cash

Western Union is the cheapest option for cash pickup ( getting you lei34,893.68 on £1,500 transfer).

Digital wallets

Your recipient can receive MDL directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Debit card Bank deposit

    You pay £1,500.00

    lei34,894

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £1,500.00

    lei34,894

    lei0

  3. 3
    Credit card Bank deposit

    You pay £1,500.00

    lei33,917

    -lei977

  4. 4
    Debit card Cash pickup

    You pay £1,504.99

    lei33,660

    -lei1,234

  5. 5
    Bank transfer Cash pickup

    You pay £1,504.99

    lei33,660

    -lei1,234

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £1,504.99

    lei33,660

    -lei1,234

Consider this when sending GBP to Moldova

There are a few nuances you should consider before sending GBP to Moldova such as limits, taxes, and safety.

Compare GBP/MDL transfer options

Right now, these are the best money transfer options for £1,500 transfer to Moldova:

Cheapest way to send money to Moldova

The cheapest way is to use Western Union, pay in with a debit card and withdraw via bank deposit. You will get lei34,893.68, which is 0.11% more than the next best option.

Fastest way to send money to Moldova

The fastest way is to use TransferGo via bank transfer deposit and bank deposit for pay out. You get lei34,351.08 and it will arrive in within an hour.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/MDL transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending lei34,893.68 with Western Union will get you 34,893.68 MDL, that’s including £0 fee and 1.1% in exchange rate markup.

A bank like on the other hand, will get you lei0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Moldova.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-MDL Exchange Rate

Finding the best exchange rate for GBP to MDL

The exchange rate you secure impacts how much MDL you get for your GBP, so waiting a day or two can get you more Moldovan Leu.

Mid-market rate:1 GBP = 23.454101 MDL

How we analyse the market

We track 6 regulated companies offering money transfers from the UK to Moldova in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/MDL pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.