How to send money to Congo from UK with the best GBP-XAF rate
We’ve compared 6 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.
Sending £6,000 gets you FCFA4,698,000 with TapTap Send at 783.0000 XAF per GBP, about 1.9% more than the next best option.
Best companies for GBP/XAF transfers
6 of 6 providers
Last updated on 28 October 2026i
This page updates weekly. We collect, store, and analyze GBP/XAF exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/XAF transfers
All money transfer offers for GBP/XAF transfers, sorted by most XAF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Ways to receive money in Congo - Brazzaville with Remitly when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.3300 XAF
FCFA 4,561,980.00You pay£6,000.00
Run a live search
Showing top United Kingdom to Congo deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to XAF rates.
Run a live search
These companies offer multi-currency accounts for spending XAF. We suggest doing a live search based on how much GBP you're planning to spend in Congo.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 783.6780 XAFUpdates every 60 minutes.
Transfer details
How to send money from UK to Congo
Pick a company
For a one-off GBP transfer to Congo, I suggest picking the cheapest option which is TapTap Send.
TapTap Send was the cheapest on 4 of the 29 days it quoted £6,000 transfers to Congo.
On a 6,000 GBP transfer, TapTap Send delivers the most XAF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XAF rate.
Fund your transfer
You have 3 ways to pay, including debit card, credit card, and bank transfer.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Congo?
How much GBP you send to Congo heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 16% of the transfers from £6,000 it quoted, and in 15% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
0.09%
£0.00
FCFA 391,500.00with debit card to mobile money
+FCFA 11,087.90
£1,000
£0.00
FCFA 783,000.00with debit card to mobile money
+FCFA 18,727.39
£2,000
0.08%
£0.00
FCFA 1,566,000.00with debit card to mobile money
+FCFA 46,164.66
£6,000This page
0.09%
£0.00
FCFA 4,698,000.00with debit card to mobile money
+FCFA 137,850.85
£10,000
0.10%
£0.00
FCFA 7,830,000.00with debit card to mobile money
+FCFA 79,701.09
£50,000
0.09%
£0.00
FCFA 39,150,000.00with debit card to mobile money
+FCFA 389,831.65
£250,000
0.12%
£0.00
FCFA 195,750,000.00with debit card to mobile money
+FCFA 81,219.77
Mid-market rate: 1 GBP = 783.6780 XAF
GBP/XAF Exchange Rate History
Is today a good time to send money from UK to Congo?
The cheapest way to send GBP to XAF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Congo.
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramRemitly
22 Oct23 Oct24 Oct25 Oct26 Oct27 Oct28 Oct
4.40m
4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramRemitly
29 Sept9 Oct18 Oct28 Oct
4.40m
4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramRemitly
19 Sept2 Oct15 Oct28 Oct
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
764.8991
–
FCFA 4,589,394.40
Locked-in rate
Regency FXCheapest
762.8338
£0.00
FCFA 4,577,003.03
−FCFA 12,391.37
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 115,194.40
Locked-in rate
MoneyGram
740.9449
£4.99
FCFA 4,445,669.40
−FCFA 143,725.00
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
766.7877
–
FCFA 4,600,726.18
Locked-in rate
Regency FXCheapest
764.7174
£0.00
FCFA 4,588,304.22
−FCFA 12,421.96
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 126,526.18
Locked-in rate
MoneyGram
741.7090
£4.99
FCFA 4,450,254.00
−FCFA 150,472.18
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
767.7180
–
FCFA 4,606,308.19
Locked-in rate
Regency FXCheapest
765.6452
£0.00
FCFA 4,593,871.15
−FCFA 12,437.04
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 132,108.19
Locked-in rate
MoneyGram
743.0240
£4.99
FCFA 4,458,144.00
−FCFA 148,164.19
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
769.5995
–
FCFA 4,617,597.25
Locked-in rate
Regency FXCheapest
767.5216
£0.00
FCFA 4,605,129.73
−FCFA 12,467.52
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 143,397.25
Locked-in rate
MoneyGram
744.3206
£4.99
FCFA 4,465,923.60
−FCFA 151,673.65
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
771.5219
–
FCFA 4,629,131.55
Locked-in rate
Regency FXCheapest
769.4388
£0.00
FCFA 4,616,632.89
−FCFA 12,498.66
Locked-in rate
MoneyGram
746.3816
£4.99
FCFA 4,478,289.60
−FCFA 150,841.95
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 154,931.55
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
769.6285
–
FCFA 4,617,771.04
Locked-in rate
Regency FXCheapest
767.5505
£0.00
FCFA 4,605,303.06
−FCFA 12,467.98
Locked-in rate
MoneyGram
746.3816
£4.99
FCFA 4,478,289.60
−FCFA 139,481.44
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 143,571.04
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
774.1930
–
FCFA 4,645,157.80
Locked-in rate
Regency FXCheapest
772.1026
£0.00
FCFA 4,632,615.87
−FCFA 12,541.93
Locked-in rate
MoneyGram
754.8545
£0.00
FCFA 4,529,127.00
−FCFA 116,030.80
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 170,957.80
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
772.8682
–
FCFA 4,637,209.28
Locked-in rate
Regency FXCheapest
770.7815
£0.00
FCFA 4,624,688.81
−FCFA 12,520.47
Locked-in rate
MoneyGram
758.4501
£0.00
FCFA 4,550,700.60
−FCFA 86,508.68
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 163,009.28
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.3338
–
FCFA 4,652,002.65
Locked-in rate
Regency FXCheapest
773.2404
£0.00
FCFA 4,639,442.24
−FCFA 12,560.41
Locked-in rate
MoneyGram
757.0402
£0.00
FCFA 4,542,241.20
−FCFA 109,761.45
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 177,802.65
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
773.5671
–
FCFA 4,641,402.36
Locked-in rate
Regency FXCheapest
771.4784
£0.00
FCFA 4,628,870.57
−FCFA 12,531.79
Locked-in rate
MoneyGram
759.7019
£0.00
FCFA 4,558,211.40
−FCFA 83,190.96
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 167,202.36
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
773.5110
–
FCFA 4,641,065.90
Locked-in rate
Regency FXCheapest
771.4225
£0.00
FCFA 4,628,535.02
−FCFA 12,530.88
Locked-in rate
MoneyGram
758.1601
£0.00
FCFA 4,548,960.60
−FCFA 92,105.30
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 166,865.90
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.2161
–
FCFA 4,651,296.47
Locked-in rate
Regency FXCheapest
773.1230
£0.00
FCFA 4,638,737.97
−FCFA 12,558.50
Locked-in rate
MoneyGram
758.5247
£0.00
FCFA 4,551,148.20
−FCFA 100,148.27
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 177,096.47
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.2161
–
FCFA 4,651,296.47
Locked-in rate
Regency FXCheapest
773.1230
£0.00
FCFA 4,638,737.97
−FCFA 12,558.50
Locked-in rate
MoneyGram
758.5247
£0.00
FCFA 4,551,148.20
−FCFA 100,148.27
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 177,096.47
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.3435
–
FCFA 4,652,060.85
Locked-in rate
Regency FXCheapest
773.2500
£0.00
FCFA 4,639,500.29
−FCFA 12,560.56
Locked-in rate
MoneyGram
758.5247
£0.00
FCFA 4,551,148.20
−FCFA 100,912.65
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 177,860.85
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.5505
–
FCFA 4,659,303.08
Locked-in rate
Regency FXCheapest
774.4538
£0.00
FCFA 4,646,722.96
−FCFA 12,580.12
Locked-in rate
MoneyGram
760.8046
£0.00
FCFA 4,564,827.60
−FCFA 94,475.48
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 185,103.08
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.6984
–
FCFA 4,654,190.65
Locked-in rate
Regency FXCheapest
773.6041
£0.00
FCFA 4,641,624.34
−FCFA 12,566.31
Locked-in rate
MoneyGram
761.7331
£0.00
FCFA 4,570,398.60
−FCFA 83,792.05
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 179,990.65
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.4324
–
FCFA 4,652,594.20
Locked-in rate
Regency FXCheapest
773.3387
£0.00
FCFA 4,640,032.19
−FCFA 12,562.01
Locked-in rate
MoneyGram
760.1395
£0.00
FCFA 4,560,837.00
−FCFA 91,757.20
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 178,394.20
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
777.2643
–
FCFA 4,663,585.87
Locked-in rate
Regency FXCheapest
775.1657
£0.00
FCFA 4,650,994.18
−FCFA 12,591.69
TapTap SendNo quote collected this day
–
–
–
–
MoneyGramNo quote collected this day
–
–
–
–
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.1683
–
FCFA 4,657,009.91
Locked-in rate
Regency FXCheapest
774.0727
£0.00
FCFA 4,644,435.99
−FCFA 12,573.92
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 182,809.91
MoneyGramNo quote collected this day
–
–
–
–
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
RemitlyCheapest
766.1500
£0.00
FCFA 4,596,900.00
–
Locked-in rate
MoneyGram
761.4419
£0.00
FCFA 4,568,651.40
–
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
779.4305
–
FCFA 4,676,582.77
Locked-in rate
Regency FXCheapest
777.3260
£0.00
FCFA 4,663,955.99
−FCFA 12,626.78
Locked-in rate
MoneyGram
761.4419
£0.00
FCFA 4,568,651.40
−FCFA 107,931.37
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
−FCFA 202,382.77
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
XeCheapest
773.1475
£0.00
FCFA 4,638,885.00
–
Locked-in rate
MoneyGram
764.2591
£0.00
FCFA 4,585,554.60
–
Locked-in rate
TapTap Send
745.7000
£0.00
FCFA 4,474,200.00
–
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
782.8482
–
FCFA 4,697,088.98
Locked-in rate
Regency FXCheapest
780.7345
£0.00
FCFA 4,684,406.84
−FCFA 12,682.14
Locked-in rate
MoneyGram
764.9857
£0.00
FCFA 4,589,914.20
−FCFA 107,174.78
Locked-in rate
TapTap Send
754.0000
£0.00
FCFA 4,524,000.00
−FCFA 173,088.98
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
782.6745
–
FCFA 4,696,047.00
Locked-in rate
Regency FXCheapest
780.5613
£0.00
FCFA 4,683,367.67
−FCFA 12,679.33
Locked-in rate
MoneyGram
767.6352
£0.00
FCFA 4,605,811.20
−FCFA 90,235.80
Locked-in rate
TapTap Send
754.0000
£0.00
FCFA 4,524,000.00
−FCFA 172,047.00
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
784.3992
–
FCFA 4,706,394.94
Locked-in rate
Regency FXCheapest
782.2813
£0.00
FCFA 4,693,687.67
−FCFA 12,707.27
Locked-in rate
TapTap Send
754.0000
£0.00
FCFA 4,524,000.00
−FCFA 182,394.94
MoneyGramNo quote collected this day
–
–
–
–
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
FCFA 4,698,890.39
Locked-in rate
Regency FXCheapest
781.0339
£0.00
FCFA 4,686,203.38
−FCFA 12,687.01
Locked-in rate
MoneyGram
767.9841
£0.00
FCFA 4,607,904.60
−FCFA 90,985.79
Locked-in rate
TapTap Send
754.0000
£0.00
FCFA 4,524,000.00
−FCFA 174,890.39
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
FCFA 4,698,890.39
Locked-in rate
TapTap SendCheapest
783.0000
£0.00
FCFA 4,698,000.00
−FCFA 890.39
Locked-in rate
MoneyGram
767.9841
£0.00
FCFA 4,607,904.60
−FCFA 90,985.79
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
TapTap SendCheapest
783.0000
£0.00
FCFA 4,698,000.00
–
Locked-in rate
MoneyGram
767.9841
£0.00
FCFA 4,607,904.60
–
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.5419
–
FCFA 4,701,251.55
Locked-in rate
TapTap SendCheapest
783.0000
£0.00
FCFA 4,698,000.00
−FCFA 3,251.55
Locked-in rate
MoneyGram
765.6575
£0.00
FCFA 4,593,945.00
−FCFA 107,306.55
RemitlyNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.6780
–
FCFA 4,702,067.75
Locked-in rate
TapTap SendCheapest
783.0000
£0.00
FCFA 4,698,000.00
−FCFA 4,067.75
Locked-in rate
MoneyGram
768.1403
£0.00
FCFA 4,608,841.80
−FCFA 93,225.95
Locked-in rate
Remitly
760.3300
£0.00
FCFA 4,561,980.00
−FCFA 140,087.75
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
783.6780
–
FCFA 4,702,067.75
TapTap Send
MoneyGram
Remitly
Regency FX
Xe
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XAF per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XAF on every transfer from UK.
Right now, TapTap Send pays 4,698,000 XAF on 6,000 GBP, which is 4,067.75 XAF less than the mid-market amount.
Today's payout is the highest in the past month.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Congo.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Transfer amount
Locked-in rate
TapTap SendAppeared in 44 comparisons
Cheapest in 61% of them
Locked-in rate
MoneyGramAppeared in 37 comparisons
Cheapest in 3% of them
Locked-in rate
RemitlyAppeared in 20 comparisons
Cheapest in 10% of them
22 Oct28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 49 comparisons across 7 amounts over the last 7 days.
Locked-in rate
TapTap SendAppeared in 185 comparisons
Cheapest in 15% of them
Locked-in rate
MoneyGramAppeared in 156 comparisons
Cheapest in 3% of them
Locked-in rate
RemitlyAppeared in 75 comparisons
Cheapest in 44% of them
29 Sept28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 196 comparisons across 7 amounts over the last 30 days.
Locked-in rate
TapTap SendAppeared in 243 comparisons
Cheapest in 12% of them
Locked-in rate
MoneyGramAppeared in 203 comparisons
Cheapest in 2% of them
Locked-in rate
RemitlyAppeared in 95 comparisons
Cheapest in 56% of them
31 Jul28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 255 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most XAF, but it was the cheapest in only 15% of the 185 comparisons it appeared in over the past month.
MoneyGram (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to Congo.
If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.
Ways to send money from the UK to Congo
There are many ways to send money to Congo from the UK, including app, online, in person, SNPL, and digital wallet, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Congo, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.09% markup, lets you save recipient details, and XAF will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 14% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized XAF transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of the 6 companies we compared, MoneyGram is the cheapest online service and will get you FCFA4,608,841.8 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 1 of the 27 days it quoted.
For large transfers
Brokers
Currency brokers like TorFX or Key Currency, are the best for sending large amounts (£10k+) to Congo.
They charge no fees but add a percentage on top of the GBP/XAF interbank rate (which gets better the more you send).
We suggest to compare your options.
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Congo, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Congo will be able to collect FCFA4,608,841.8 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Congo, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive XAF in Congo
Pay-in and pay-out methods will affect how much GBP you deposit and how much XAF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Congo is via TapTap Send, using a debit card to deposit GBP and mobile money to receive XAF.
Depositing GBP
You have 3 pay-in options for transfers to Congo, including debit card, credit card, and bank transfer.
The cheapest pay-in option is credit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is bank transfer.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Congo
Money can reach Congo by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Congo is with mobile money on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you FCFA4,608,841.8 on a £6,000 transfer).
Mobile wallets
You can receive XAF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Congo.
and use our filters to find the company offering mobile money at the best GBP/XAF rate.
1
Debit card→Mobile money
You pay £6,000.00
FCFA4,698,000
Cheapest
2
Debit card→Mobile wallet
You pay £6,000.00
FCFA4,608,842
-FCFA89,158
3
Credit card→Mobile wallet
You pay £6,000.00
FCFA4,608,842
-FCFA89,158
4
Bank transfer→Mobile wallet
You pay £6,000.00
FCFA4,608,842
-FCFA89,158
5
Debit card→Bank deposit
You pay £6,000.00
FCFA4,561,980
-FCFA136,020
Show moreShow less
6
Credit card→Bank deposit
You pay £6,000.00
FCFA4,561,980
-FCFA136,020
7
Bank transfer→Bank deposit
You pay £6,000.00
FCFA4,561,980
-FCFA136,020
8
Debit card→Cash pickup
You pay £6,004.99
FCFA4,557,110
-FCFA140,890
9
Credit card→Cash pickup
You pay £6,004.99
FCFA4,557,110
-FCFA140,890
10
Bank transfer→Cash pickup
You pay £6,004.99
FCFA4,557,110
-FCFA140,890
Consider this when sending GBP to Congo
There are a few nuances you should consider before sending GBP to Congo such as limits, taxes, and safety.
1
Compare GBP/XAF transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Congo:
Cheapest way to send money to Congo
The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get FCFA4,698,000, which is 1.9% more than the next best option.
Fastest way to send money to Congo
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get FCFA4,698,000 and it will arrive in minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XAF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with TapTap Send will get you 4,698,000 XAF, that’s including £0 fee and 0.09% in exchange rate markup.
A bank like on the other hand, will get you FCFA0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Congo.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 6 regulated companies offering money transfers from the UK to Congo in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XAF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/XAF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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