How to send money to Congo from UK with the best GBP-XAF rate

We’ve compared 6 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.

Sending £6,000 gets you FCFA4,698,000 with TapTap Send at 783.0000 XAF per GBP, about 1.9% more than the next best option.

Best companies for GBP/XAF transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/XAF transfers

Sort Cheapest
Promoted

WorldRemit

Pay via Debit card
Fee £0.95 1 GBP = 755.5226 XAF +3.66% vs mid-market Recipient gets FCFA 4,532,417.91 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
£0.951 GBP = 755.5226 XAF
FCFA 4,532,417.91You pay£6,000.00
Cash pickupMinutes - 2 days
£0.951 GBP = 755.5226 XAF
FCFA 4,532,417.91You pay£6,000.00
Promoted

Remitly

Pay via Debit card
Fee £0.00 1 GBP = 760.3300 XAF +3.02% vs mid-market Recipient gets FCFA 4,561,980.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.3300 XAF
FCFA 4,561,980.00You pay£6,000.00

Run a live search

Showing top United Kingdom to Congo deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 783.0000 XAF +0.09% vs mid-market Recipient gets FCFA 4,698,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Congo - Brazzaville with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 GBP = 783.0000 XAF
FCFA 4,698,000.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 768.1403 XAF +2.00% vs mid-market Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Congo - Brazzaville with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 759.5183 XAF
FCFA 4,557,109.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 768.1403 XAF +2.00% vs mid-market Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Congo - Brazzaville with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 759.5183 XAF
FCFA 4,557,109.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 768.1403 XAF +2.00% vs mid-market Recipient gets FCFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Congo - Brazzaville with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XAF
FCFA 4,608,841.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 759.5183 XAF
FCFA 4,557,109.80You pay£6,004.99

Remitly

Pay via Debit card
Fee £0.00 1 GBP = 760.3300 XAF +3.02% vs mid-market Recipient gets FCFA 4,561,980.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.3300 XAF
FCFA 4,561,980.00You pay£6,000.00

Remitly

Pay via Credit card
Fee £0.00 1 GBP = 760.3300 XAF +3.02% vs mid-market Recipient gets FCFA 4,561,980.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.3300 XAF
FCFA 4,561,980.00You pay£6,000.00

Remitly

Pay via Bank transfer
Fee £0.00 1 GBP = 760.3300 XAF +3.02% vs mid-market Recipient gets FCFA 4,561,980.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.3300 XAF
FCFA 4,561,980.00You pay£6,000.00

Paysend

Pay via Debit card
Fee £0.00 1 GBP = 757.1487 XAF +3.44% vs mid-market Recipient gets FCFA 4,542,892.25 Minutes - 24 hours

Ways to receive money in Congo - Brazzaville with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 757.1487 XAF
FCFA 4,542,892.25You pay£6,000.00

Paysend

Pay via Credit card
Fee £0.00 1 GBP = 757.1487 XAF +3.44% vs mid-market Recipient gets FCFA 4,542,892.25 Minutes - 24 hours

Ways to receive money in Congo - Brazzaville with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 757.1487 XAF
FCFA 4,542,892.25You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.95 1 GBP = 755.5226 XAF +3.66% vs mid-market Recipient gets FCFA 4,532,417.91 Minutes - 2 days
Recommended
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
£0.951 GBP = 755.5226 XAF
FCFA 4,532,417.91You pay£6,000.00
Cash pickupMinutes - 2 days
£0.951 GBP = 755.5226 XAF
FCFA 4,532,417.91You pay£6,000.00

Western Union

Pay via Debit card
Fee £0.00 1 GBP = 741.0934 XAF +5.59% vs mid-market Recipient gets FCFA 4,446,561.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 741.0934 XAF
FCFA 4,446,561.00You pay£6,000.00

Western Union

Pay via Bank transfer
Fee £0.00 1 GBP = 741.0934 XAF +5.59% vs mid-market Recipient gets FCFA 4,446,561.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Congo - Brazzaville with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 741.0934 XAF
FCFA 4,446,561.00You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 783.6780 XAF Updates every 60 minutes.

How to send money from UK to Congo

Pick a company

For a one-off GBP transfer to Congo, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 4 of the 29 days it quoted £6,000 transfers to Congo.

On a 6,000 GBP transfer, TapTap Send delivers the most XAF.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XAF rate.

Fund your transfer

You have 3 ways to pay, including debit card, credit card, and bank transfer.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Congo?

How much GBP you send to Congo heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 16% of the transfers from £6,000 it quoted, and in 15% of all the transfers it quoted.

Cheapest service
£5000.09%£0.00FCFA 391,500.00with debit card to mobile money+FCFA 11,087.90
£1,000£0.00FCFA 783,000.00with debit card to mobile money+FCFA 18,727.39
£2,0000.08%£0.00FCFA 1,566,000.00with debit card to mobile money+FCFA 46,164.66
£6,000This page0.09%£0.00FCFA 4,698,000.00with debit card to mobile money+FCFA 137,850.85
£10,0000.10%£0.00FCFA 7,830,000.00with debit card to mobile money+FCFA 79,701.09
£50,0000.09%£0.00FCFA 39,150,000.00with debit card to mobile money+FCFA 389,831.65
£250,0000.12%£0.00FCFA 195,750,000.00with debit card to mobile money+FCFA 81,219.77

Mid-market rate: 1 GBP = 783.6780 XAF

GBP/XAF Exchange Rate History

Is today a good time to send money from UK to Congo?

The cheapest way to send GBP to XAF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Congo.

XAF received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateFCFA 4,702,067.75 TapTap Send FCFA 4,698,000.00TapTap SendFCFA 4,698,000.00MoneyGramFCFA 4,608,841.80RemitlyFCFA 4,561,980.00

4.40m
4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramRemitly
Exchange rateFeeRecipient getsDifference
Mid-market rate 764.8991 – FCFA 4,589,394.40
Regency FX Cheapest 762.8338 £0.00 FCFA 4,577,003.03 −FCFA 12,391.37
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 115,194.40
MoneyGram 740.9449 £4.99 FCFA 4,445,669.40 −FCFA 143,725.00
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 766.7877 – FCFA 4,600,726.18
Regency FX Cheapest 764.7174 £0.00 FCFA 4,588,304.22 −FCFA 12,421.96
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 126,526.18
MoneyGram 741.7090 £4.99 FCFA 4,450,254.00 −FCFA 150,472.18
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 767.7180 – FCFA 4,606,308.19
Regency FX Cheapest 765.6452 £0.00 FCFA 4,593,871.15 −FCFA 12,437.04
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 132,108.19
MoneyGram 743.0240 £4.99 FCFA 4,458,144.00 −FCFA 148,164.19
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 769.5995 – FCFA 4,617,597.25
Regency FX Cheapest 767.5216 £0.00 FCFA 4,605,129.73 −FCFA 12,467.52
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 143,397.25
MoneyGram 744.3206 £4.99 FCFA 4,465,923.60 −FCFA 151,673.65
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 771.5219 – FCFA 4,629,131.55
Regency FX Cheapest 769.4388 £0.00 FCFA 4,616,632.89 −FCFA 12,498.66
MoneyGram 746.3816 £4.99 FCFA 4,478,289.60 −FCFA 150,841.95
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 154,931.55
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 769.6285 – FCFA 4,617,771.04
Regency FX Cheapest 767.5505 £0.00 FCFA 4,605,303.06 −FCFA 12,467.98
MoneyGram 746.3816 £4.99 FCFA 4,478,289.60 −FCFA 139,481.44
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 143,571.04
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 774.1930 – FCFA 4,645,157.80
Regency FX Cheapest 772.1026 £0.00 FCFA 4,632,615.87 −FCFA 12,541.93
MoneyGram 754.8545 £0.00 FCFA 4,529,127.00 −FCFA 116,030.80
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 170,957.80
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 772.8682 – FCFA 4,637,209.28
Regency FX Cheapest 770.7815 £0.00 FCFA 4,624,688.81 −FCFA 12,520.47
MoneyGram 758.4501 £0.00 FCFA 4,550,700.60 −FCFA 86,508.68
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 163,009.28
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3338 – FCFA 4,652,002.65
Regency FX Cheapest 773.2404 £0.00 FCFA 4,639,442.24 −FCFA 12,560.41
MoneyGram 757.0402 £0.00 FCFA 4,542,241.20 −FCFA 109,761.45
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 177,802.65
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.5671 – FCFA 4,641,402.36
Regency FX Cheapest 771.4784 £0.00 FCFA 4,628,870.57 −FCFA 12,531.79
MoneyGram 759.7019 £0.00 FCFA 4,558,211.40 −FCFA 83,190.96
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 167,202.36
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.5110 – FCFA 4,641,065.90
Regency FX Cheapest 771.4225 £0.00 FCFA 4,628,535.02 −FCFA 12,530.88
MoneyGram 758.1601 £0.00 FCFA 4,548,960.60 −FCFA 92,105.30
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 166,865.90
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – FCFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 FCFA 4,638,737.97 −FCFA 12,558.50
MoneyGram 758.5247 £0.00 FCFA 4,551,148.20 −FCFA 100,148.27
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 177,096.47
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – FCFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 FCFA 4,638,737.97 −FCFA 12,558.50
MoneyGram 758.5247 £0.00 FCFA 4,551,148.20 −FCFA 100,148.27
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 177,096.47
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3435 – FCFA 4,652,060.85
Regency FX Cheapest 773.2500 £0.00 FCFA 4,639,500.29 −FCFA 12,560.56
MoneyGram 758.5247 £0.00 FCFA 4,551,148.20 −FCFA 100,912.65
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 177,860.85
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.5505 – FCFA 4,659,303.08
Regency FX Cheapest 774.4538 £0.00 FCFA 4,646,722.96 −FCFA 12,580.12
MoneyGram 760.8046 £0.00 FCFA 4,564,827.60 −FCFA 94,475.48
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 185,103.08
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.6984 – FCFA 4,654,190.65
Regency FX Cheapest 773.6041 £0.00 FCFA 4,641,624.34 −FCFA 12,566.31
MoneyGram 761.7331 £0.00 FCFA 4,570,398.60 −FCFA 83,792.05
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 179,990.65
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.4324 – FCFA 4,652,594.20
Regency FX Cheapest 773.3387 £0.00 FCFA 4,640,032.19 −FCFA 12,562.01
MoneyGram 760.1395 £0.00 FCFA 4,560,837.00 −FCFA 91,757.20
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 178,394.20
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 777.2643 – FCFA 4,663,585.87
Regency FX Cheapest 775.1657 £0.00 FCFA 4,650,994.18 −FCFA 12,591.69
TapTap Send No quote collected this day – – – –
MoneyGram No quote collected this day – – – –
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – FCFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 FCFA 4,644,435.99 −FCFA 12,573.92
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 182,809.91
MoneyGram No quote collected this day – – – –
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Remitly Cheapest 766.1500 £0.00 FCFA 4,596,900.00 –
MoneyGram 761.4419 £0.00 FCFA 4,568,651.40 –
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.4305 – FCFA 4,676,582.77
Regency FX Cheapest 777.3260 £0.00 FCFA 4,663,955.99 −FCFA 12,626.78
MoneyGram 761.4419 £0.00 FCFA 4,568,651.40 −FCFA 107,931.37
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 −FCFA 202,382.77
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 773.1475 £0.00 FCFA 4,638,885.00 –
MoneyGram 764.2591 £0.00 FCFA 4,585,554.60 –
TapTap Send 745.7000 £0.00 FCFA 4,474,200.00 –
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.8482 – FCFA 4,697,088.98
Regency FX Cheapest 780.7345 £0.00 FCFA 4,684,406.84 −FCFA 12,682.14
MoneyGram 764.9857 £0.00 FCFA 4,589,914.20 −FCFA 107,174.78
TapTap Send 754.0000 £0.00 FCFA 4,524,000.00 −FCFA 173,088.98
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.6745 – FCFA 4,696,047.00
Regency FX Cheapest 780.5613 £0.00 FCFA 4,683,367.67 −FCFA 12,679.33
MoneyGram 767.6352 £0.00 FCFA 4,605,811.20 −FCFA 90,235.80
TapTap Send 754.0000 £0.00 FCFA 4,524,000.00 −FCFA 172,047.00
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.3992 – FCFA 4,706,394.94
Regency FX Cheapest 782.2813 £0.00 FCFA 4,693,687.67 −FCFA 12,707.27
TapTap Send 754.0000 £0.00 FCFA 4,524,000.00 −FCFA 182,394.94
MoneyGram No quote collected this day – – – –
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – FCFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 FCFA 4,686,203.38 −FCFA 12,687.01
MoneyGram 767.9841 £0.00 FCFA 4,607,904.60 −FCFA 90,985.79
TapTap Send 754.0000 £0.00 FCFA 4,524,000.00 −FCFA 174,890.39
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – FCFA 4,698,890.39
TapTap Send Cheapest 783.0000 £0.00 FCFA 4,698,000.00 −FCFA 890.39
MoneyGram 767.9841 £0.00 FCFA 4,607,904.60 −FCFA 90,985.79
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 783.0000 £0.00 FCFA 4,698,000.00 –
MoneyGram 767.9841 £0.00 FCFA 4,607,904.60 –
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.5419 – FCFA 4,701,251.55
TapTap Send Cheapest 783.0000 £0.00 FCFA 4,698,000.00 −FCFA 3,251.55
MoneyGram 765.6575 £0.00 FCFA 4,593,945.00 −FCFA 107,306.55
Remitly No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.6780 – FCFA 4,702,067.75
TapTap Send Cheapest 783.0000 £0.00 FCFA 4,698,000.00 −FCFA 4,067.75
MoneyGram 768.1403 £0.00 FCFA 4,608,841.80 −FCFA 93,225.95
Remitly 760.3300 £0.00 FCFA 4,561,980.00 −FCFA 140,087.75

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XAF per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XAF on every transfer from UK.

Right now, TapTap Send pays 4,698,000 XAF on 6,000 GBP, which is 4,067.75 XAF less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Congo.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. TapTap SendAppeared in 185 comparisons

    Cheapest in 15% of them

  2. MoneyGramAppeared in 156 comparisons

    Cheapest in 3% of them

  3. RemitlyAppeared in 75 comparisons

    Cheapest in 44% of them

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most XAF, but it was the cheapest in only 15% of the 185 comparisons it appeared in over the past month.

MoneyGram (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to Congo.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the UK to Congo

There are many ways to send money to Congo from the UK, including app, online, in person, SNPL, and digital wallet, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Congo, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.09% markup, lets you save recipient details, and XAF will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 14% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XAF transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 6 companies we compared, MoneyGram is the cheapest online service and will get you FCFA4,608,841.8 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 1 of the 27 days it quoted.

For large transfers

Brokers

Currency brokers like TorFX or Key Currency, are the best for sending large amounts (£10k+) to Congo.

They charge no fees but add a percentage on top of the GBP/XAF interbank rate (which gets better the more you send).

We suggest to compare your options.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Congo, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Congo will be able to collect FCFA4,608,841.8 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Congo, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XAF in Congo

Pay-in and pay-out methods will affect how much GBP you deposit and how much XAF your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Congo is via TapTap Send, using a debit card to deposit GBP and mobile money to receive XAF.

Depositing GBP

You have 3 pay-in options for transfers to Congo, including debit card, credit card, and bank transfer.

The cheapest pay-in option is credit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is bank transfer.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Congo

Money can reach Congo by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.

The cheapest way to receive money in Congo is with mobile money on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you FCFA4,608,841.8 on a £6,000 transfer).

Mobile wallets

You can receive XAF into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Congo.

and use our filters to find the company offering mobile money at the best GBP/XAF rate.

  1. 1
    Debit card Mobile money

    You pay £6,000.00

    FCFA4,698,000

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay £6,000.00

    FCFA4,608,842

    -FCFA89,158

  3. 3
    Credit card Mobile wallet

    You pay £6,000.00

    FCFA4,608,842

    -FCFA89,158

  4. 4
    Bank transfer Mobile wallet

    You pay £6,000.00

    FCFA4,608,842

    -FCFA89,158

  5. 5
    Debit card Bank deposit

    You pay £6,000.00

    FCFA4,561,980

    -FCFA136,020

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £6,000.00

    FCFA4,561,980

    -FCFA136,020

  2. 7
    Bank transfer Bank deposit

    You pay £6,000.00

    FCFA4,561,980

    -FCFA136,020

  3. 8
    Debit card Cash pickup

    You pay £6,004.99

    FCFA4,557,110

    -FCFA140,890

  4. 9
    Credit card Cash pickup

    You pay £6,004.99

    FCFA4,557,110

    -FCFA140,890

  5. 10
    Bank transfer Cash pickup

    You pay £6,004.99

    FCFA4,557,110

    -FCFA140,890

Consider this when sending GBP to Congo

There are a few nuances you should consider before sending GBP to Congo such as limits, taxes, and safety.

Compare GBP/XAF transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Congo:

Cheapest way to send money to Congo

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get FCFA4,698,000, which is 1.9% more than the next best option.

Fastest way to send money to Congo

The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get FCFA4,698,000 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XAF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with TapTap Send will get you 4,698,000 XAF, that’s including £0 fee and 0.09% in exchange rate markup.

A bank like on the other hand, will get you FCFA0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Congo.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 6 regulated companies offering money transfers from the UK to Congo in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XAF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/XAF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.