We’ve compared 6 companies, and found Regency FX to be the cheapest, while Wise is the fastest.
Sending £6,000 gets you €7,149.65 with Regency FX at 1.1916 EUR per GBP, about 0.07% more than the next best option.
| 6 of 6 providers Last updated on 28 October 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/EUR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £20.25 1 GBP = 1.1948 EUR 0.00% vs mid-market | Recipient gets €7,144.67 Within minutes | |
Ways to receive money in San Marino with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £20.251 GBP = 1.1948 EUR €7,144.67You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 1.1863 EUR +0.72% vs mid-market | Recipient gets €7,117.80 Minutes - 24 hours | |
Ways to receive money in San Marino with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1863 EUR €7,117.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to San Marino deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much GBP you're planning to spend in San Marino. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 1.1916 EUR +0.27% vs mid-market | Recipient gets €7,149.65 Minutes - 24 hours | |
Ways to receive money in San Marino with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1916 EUR €7,149.65You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £20.25 1 GBP = 1.1948 EUR 0.00% vs mid-market | Recipient gets €7,144.67 Within minutes | |
Ways to receive money in San Marino with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £20.251 GBP = 1.1948 EUR €7,144.67You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £39.24 1 GBP = 1.1948 EUR 0.00% vs mid-market | Recipient gets €7,121.98 Within minutes | |
Ways to receive money in San Marino with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £39.241 GBP = 1.1948 EUR €7,121.98You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 1.1863 EUR +0.72% vs mid-market | Recipient gets €7,117.80 Minutes - 24 hours | |
Ways to receive money in San Marino with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1863 EUR €7,117.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 1.1863 EUR +0.72% vs mid-market | Recipient gets €7,117.80 Minutes - 24 hours | |
Ways to receive money in San Marino with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1863 EUR €7,117.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 1.1863 EUR +0.72% vs mid-market | Recipient gets €7,117.80 Minutes - 24 hours | |
Ways to receive money in San Marino with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1863 EUR €7,117.80You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £50.00 1 GBP = 1.1929 EUR +0.16% vs mid-market | Recipient gets €7,097.86 Within minutes | |
Ways to receive money in San Marino with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £50.001 GBP = 1.1929 EUR €7,097.86You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £4.99 1 GBP = 1.1710 EUR +2.01% vs mid-market | Recipient gets €7,026.00 Minutes - 24 hours | |
Ways to receive money in San Marino with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 1.1710 EUR €7,026.00You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £4.99 1 GBP = 1.1710 EUR +2.01% vs mid-market | Recipient gets €7,026.00 Minutes - 24 hours | |
Ways to receive money in San Marino with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 1.1710 EUR €7,026.00You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £4.99 1 GBP = 1.1710 EUR +2.01% vs mid-market | Recipient gets €7,026.00 Minutes - 24 hours | |
Ways to receive money in San Marino with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 1.1710 EUR €7,026.00You pay£6,004.99 | |||
| Wise Pay via Credit card | Fee £153.10 1 GBP = 1.1948 EUR 0.00% vs mid-market | Recipient gets €6,985.93 Within minutes | |
Ways to receive money in San Marino with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £153.101 GBP = 1.1948 EUR €6,985.93You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 1.1619 EUR +2.79% vs mid-market | Recipient gets €6,971.46 Minutes - 5 days | |
Ways to receive money in San Marino with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 1.1619 EUR €6,971.46You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 1.1948 EUR Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to San Marino, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 26 of the 29 days it quoted £6,000 transfers to San Marino.
On a 6,000 GBP transfer, Regency FX delivers the most EUR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/EUR rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
How much GBP you send to San Marino heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 86% of the transfers from £6,000 it quoted, and in 86% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.32% | £0.00 | €595.49with bank transfer to bank deposit | +€6.34 | |
| £1,000 | 0.08% | £0.00 | €1,193.70with debit card to bank deposit | +€12.75 | |
| £2,000 | 0.00% | £7.10 | €2,380.58with bank transfer to bank deposit | +€24.68 | |
| £6,000This page | 0.27% | £0.00 | €7,149.65with bank transfer to bank deposit | +€74.40 | |
| £10,000 | 0.21% | £0.00 | €11,923.00with debit card to bank deposit | +€115.49 | |
| £50,000 | 0.18% | £0.00 | €59,620.00with bank transfer to bank deposit | +€426.46 | |
| £250,000 | 0.20% | £0.00 | €298,070.66with bank transfer to bank deposit | +€815.23 |
Mid-market rate: 1 GBP = 1.1948 EUR
The cheapest way to send GBP to EUR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to San Marino.
Wed, 28 Oct 2026Mid-market rate€7,169.00 Regency FX €7,149.65 Barclays €6,971.46Regency FX€7,149.65Wise€7,144.67Xe€7,117.80Extra cost of a bank€178.19
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1660 | – | €6,996.08 | |
| | 1.1629 | £0.00 | €6,977.19 | −€18.89 |
| | 1.1661 | £20.25 | €6,973.05 | −€23.03 |
| | 1.1578 | £0.00 | €6,946.80 | −€49.28 |
| | 1.1340 | £0.00 | €6,803.92 | −€192.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1695 | – | €7,017.24 | |
| | 1.1664 | £0.00 | €6,998.29 | −€18.95 |
| | 1.1695 | £20.25 | €6,993.44 | −€23.80 |
| | 1.1609 | £0.00 | €6,965.40 | −€51.84 |
| | 1.1367 | £0.00 | €6,820.08 | −€197.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1703 | – | €7,021.79 | |
| | 1.1671 | £0.00 | €7,002.83 | −€18.96 |
| | 1.1702 | £20.25 | €6,997.56 | −€24.23 |
| | 1.1622 | £0.00 | €6,973.20 | −€48.59 |
| | 1.1386 | £0.00 | €6,831.69 | −€190.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1735 | – | €7,040.99 | |
| | 1.1703 | £0.00 | €7,021.98 | −€19.01 |
| | 1.1735 | £20.25 | €7,017.24 | −€23.75 |
| | 1.1654 | £0.00 | €6,992.40 | −€48.59 |
| | 1.1409 | £0.00 | €6,845.28 | −€195.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1762 | – | €7,057.07 | |
| | 1.1730 | £0.00 | €7,038.01 | −€19.06 |
| | 1.1766 | £20.25 | €7,035.83 | −€21.24 |
| | 1.1594 | £0.00 | €6,956.40 | −€100.67 |
| | 1.1444 | £0.00 | €6,866.46 | −€190.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1733 | – | €7,039.75 | |
| | 1.1766 | £20.25 | €7,035.83 | −€3.92 |
| | 1.1701 | £0.00 | €7,020.74 | −€19.01 |
| | 1.1596 | £0.00 | €6,957.60 | −€82.15 |
| | 1.1444 | £0.00 | €6,866.46 | −€173.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1802 | – | €7,080.97 | |
| | 1.1770 | £0.00 | €7,061.85 | −€19.12 |
| | 1.1803 | £20.25 | €7,057.84 | −€23.13 |
| | 1.1721 | £0.00 | €7,032.60 | −€48.37 |
| | 1.1483 | £0.00 | €6,889.57 | −€191.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1787 | – | €7,072.08 | |
| | 1.1755 | £0.00 | €7,052.99 | −€19.09 |
| | 1.1783 | £20.25 | €7,046.18 | −€25.90 |
| | 1.1701 | £0.00 | €7,020.60 | −€51.48 |
| | 1.1462 | £0.00 | €6,877.37 | −€194.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1817 | – | €7,090.07 | |
| | 1.1785 | £0.00 | €7,070.93 | −€19.14 |
| | 1.1817 | £20.25 | €7,066.15 | −€23.92 |
| | 1.1734 | £0.00 | €7,040.40 | −€49.67 |
| | 1.1498 | £0.00 | €6,898.54 | −€191.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.1793 | £20.25 | €7,051.98 | – |
| | 1.1706 | £0.00 | €7,023.60 | – |
| | 1.1472 | £0.00 | €6,883.07 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1792 | – | €7,075.15 | |
| | 1.1760 | £0.00 | €7,056.05 | −€19.10 |
| | 1.1792 | £20.25 | €7,051.20 | −€23.95 |
| | 1.1712 | £0.00 | €7,027.20 | −€47.95 |
| | 1.1472 | £0.00 | €6,883.07 | −€192.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1818 | – | €7,090.85 | |
| | 1.1786 | £0.00 | €7,071.71 | −€19.14 |
| | 1.1812 | £20.25 | €7,063.28 | −€27.57 |
| | 1.1598 | £0.00 | €6,958.80 | −€132.05 |
| | 1.1488 | £0.00 | €6,892.54 | −€198.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1818 | – | €7,090.85 | |
| | 1.1786 | £0.00 | €7,071.71 | −€19.14 |
| | 1.1812 | £20.25 | €7,063.28 | −€27.57 |
| | 1.1598 | £0.00 | €6,958.80 | −€132.05 |
| | 1.1488 | £0.00 | €6,892.54 | −€198.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1819 | – | €7,091.32 | |
| | 1.1787 | £0.00 | €7,072.17 | −€19.15 |
| | 1.1820 | £20.25 | €7,068.24 | −€23.08 |
| | 1.1737 | £0.00 | €7,042.20 | −€49.12 |
| | 1.1494 | £0.00 | €6,896.16 | −€195.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1838 | – | €7,102.78 | |
| | 1.1806 | £0.00 | €7,083.60 | −€19.18 |
| | 1.1838 | £20.25 | €7,078.71 | −€24.07 |
| | 1.1752 | £0.00 | €7,051.20 | −€51.58 |
| | 1.1509 | £0.00 | €6,905.15 | −€197.63 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1826 | – | €7,095.88 | |
| | 1.1795 | £0.00 | €7,076.72 | −€19.16 |
| | 1.1827 | £20.25 | €7,072.01 | −€23.87 |
| | 1.1742 | £0.00 | €7,045.20 | −€50.68 |
| | 1.1519 | £0.00 | €6,911.56 | −€184.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1820 | – | €7,092.16 | |
| | 1.1788 | £0.00 | €7,073.01 | −€19.15 |
| | 1.1820 | £20.25 | €7,068.24 | −€23.92 |
| | 1.1736 | £0.00 | €7,041.60 | −€50.56 |
| | 1.1491 | £0.00 | €6,894.35 | −€197.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1848 | – | €7,108.96 | |
| | 1.1816 | £0.00 | €7,089.77 | −€19.19 |
| | 1.1848 | £20.25 | €7,084.57 | −€24.39 |
| | 1.1764 | £0.00 | €7,058.40 | −€50.56 |
| | 1.1491 | £0.00 | €6,894.35 | −€214.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1833 | – | €7,099.57 | |
| | 1.1860 | £20.25 | €7,091.74 | −€7.83 |
| | 1.1801 | £0.00 | €7,080.40 | −€19.17 |
| | 1.1619 | £0.00 | €6,971.40 | −€128.17 |
| | 1.1541 | £0.00 | €6,924.48 | −€175.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1833 | – | €7,099.57 | |
| | 1.1860 | £20.25 | €7,091.74 | −€7.83 |
| | 1.1801 | £0.00 | €7,080.40 | −€19.17 |
| | 1.1620 | £0.00 | €6,972.00 | −€127.57 |
| | 1.1533 | £0.00 | €6,919.99 | −€179.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1888 | – | €7,132.88 | |
| | 1.1856 | £0.00 | €7,113.62 | −€19.26 |
| | 1.1887 | £20.25 | €7,108.19 | −€24.69 |
| | 1.1804 | £0.00 | €7,082.40 | −€50.48 |
| | 1.1555 | £0.00 | €6,933.11 | −€199.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1884 | – | €7,130.17 | |
| | 1.1852 | £0.00 | €7,110.91 | −€19.26 |
| | 1.1885 | £20.25 | €7,106.93 | −€23.24 |
| | 1.1802 | £0.00 | €7,081.20 | −€48.97 |
| | 1.1555 | £0.00 | €6,933.11 | −€197.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1932 | – | €7,158.92 | |
| | 1.1899 | £0.00 | €7,139.59 | −€19.33 |
| | 1.1931 | £20.25 | €7,134.44 | −€24.48 |
| | 1.1850 | £0.00 | €7,110.00 | −€48.92 |
| | 1.1604 | £0.00 | €6,962.37 | −€196.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1930 | – | €7,157.93 | |
| | 1.1898 | £0.00 | €7,138.61 | −€19.32 |
| | 1.1931 | £20.25 | €7,134.44 | −€23.49 |
| | 1.1847 | £0.00 | €7,108.20 | −€49.73 |
| | 1.1605 | £0.00 | €6,963.24 | −€194.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1958 | – | €7,174.77 | |
| | 1.1926 | £0.00 | €7,155.40 | −€19.37 |
| | 1.1958 | £20.25 | €7,150.64 | −€24.13 |
| | 1.1875 | £0.00 | €7,125.00 | −€49.77 |
| | 1.1619 | £0.00 | €6,971.12 | −€203.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1939 | – | €7,163.41 | |
| | 1.1907 | £0.00 | €7,144.07 | −€19.34 |
| | 1.1940 | £20.25 | €7,140.00 | −€23.41 |
| | 1.1694 | £0.00 | €7,016.40 | −€147.01 |
| | 1.1624 | £0.00 | €6,974.48 | −€188.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1939 | – | €7,163.41 | |
| | 1.1907 | £0.00 | €7,144.07 | −€19.34 |
| | 1.1940 | £20.25 | €7,140.00 | −€23.41 |
| | 1.1701 | £0.00 | €7,020.60 | −€142.81 |
| | 1.1624 | £0.00 | €6,974.48 | −€188.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1912 | – | €7,147.46 | |
| | 1.1880 | £0.00 | €7,128.17 | −€19.29 |
| | 1.1913 | £20.25 | €7,123.44 | −€24.02 |
| | 1.1830 | £0.00 | €7,098.00 | −€49.46 |
| | 1.1602 | £0.00 | €6,961.16 | −€186.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1939 | – | €7,163.65 | |
| | 1.1907 | £0.00 | €7,144.30 | −€19.35 |
| | 1.1940 | £20.25 | €7,139.58 | −€24.07 |
| | 1.1854 | £0.00 | €7,112.40 | −€51.25 |
| | 1.1625 | £0.00 | €6,975.30 | −€188.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1948 | – | €7,169.00 | |
| | 1.1916 | £0.00 | €7,149.65 | −€19.35 |
| | 1.1948 | £20.25 | €7,144.67 | −€24.33 |
| | 1.1863 | £0.00 | €7,117.80 | −€51.20 |
| | 1.1619 | £0.00 | €6,971.46 | −€197.54 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.1948 | – | €7,169.00 | |
|---|---|---|---|---|
| Bank No quote collected this day | – | – | – | – |
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Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more EUR per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EUR on every transfer from UK.
Right now, Regency FX pays 7,149.65 EUR on 6,000 GBP, which is 19.35 EUR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 7,155.4 EUR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to San Marino.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest in 86% of them
Cheapest in 12% of them
Cheapest in 17% of them
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest in 86% of them
Cheapest in 21% of them
Cheapest in 4% of them
Never the cheapest
Based on 196 comparisons across 7 amounts over the last 30 days.
Cheapest in 89% of them
Cheapest in 22% of them
Cheapest in 2% of them
Never the cheapest
Based on 502 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most EUR, and it was also the cheapest in 86% of the 105 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to San Marino.
Wise (today's second cheapest) was the cheapest in only 21% of its comparisons, so it's rarely the cheapest option for transfers to San Marino.
There are many ways to send money to San Marino from the UK, including app, online, broker, multi-currency account, global account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to San Marino, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £20.25 in fees, has 0% markup, lets you save recipient details, and EUR will arrive in minutes.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized EUR transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 6 companies we compared, Wise is the cheapest online service and will get you €7,144.67 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to San Marino, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/EUR rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 96% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to San Marino, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in San Marino will be able to collect €7,026 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For spending and receiving
Multi-currency accounts let you hold and spend Euros abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to EUR will get you €7,144.67 after fees.
If you don’t have EUR in your account, your GBP will auto-convert whenever you pay with Wise in San Marino.
Once you have EUR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in San Marino, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to San Marino.
On a £6,000 transfer, banks like Barclays will add 2.79% markup, getting you €6,971.46 vs €7,149.65 with Regency FX.
We found Barclays was the cheapest bank on 30 of the 30 days it appeared for this amount.
Pay-in and pay-out methods will affect how much GBP you deposit and how much EUR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
Our data shows that Regency FX gets your recipient 178.19 EUR more than Barclays, today's cheapest bank, on the same £6,000.
The overall best and cheapest way to send £6,000 to San Marino is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive EUR.
You have 3 pay-in options for transfers to San Marino, including bank transfer, debit card, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach San Marino by bank deposit and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in San Marino is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you €7,026 on a £6,000 transfer).
Digital wallets
Your recipient can receive EUR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
€7,150
Cheapest
You pay £6,000.00
€7,122
-€28
You pay £6,000.00
€7,118
-€32
You pay £6,004.99
€7,026
-€124
You pay £6,004.99
€7,026
-€124
You pay £6,004.99
€7,026
-€124
There are a few nuances you should consider before sending GBP to San Marino such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to San Marino:
Cheapest way to send money to San Marino
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get €7,149.65, which is 0.07% more than the next best option.
Fastest way to send money to San Marino
The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get €7,144.67 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/EUR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 7,149.65 EUR, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like Barclays on the other hand, will get you €6,971.46, that’s £0 in fees but 2.79% in FX fees.
There is no UK tax for the act of sending money to San Marino.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 6 regulated companies offering money transfers from the UK to San Marino in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/EUR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/EUR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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