How to send money to San Marino from Singapore with the best SGD-EUR rate

Revolut is the fastest way to send money to San Marino from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 6,856.58 EUR for a $10,000 transfer.

Best companies for SGD/EUR transfers

4 of 4 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/EUR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $20.58 1 SGD = 0.6871 EUR 0.00% vs mid-market Recipient gets €6,856.58 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in San Marino with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$20.581 SGD = 0.6871 EUR
€6,856.58You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 0.6802 EUR +1.00% vs mid-market Recipient gets €6,801.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in San Marino with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.6802 EUR
€6,801.80You pay$10,000.00

Run a live search

Showing top Singapore to San Marino deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee $20.58 1 SGD = 0.6871 EUR 0.00% vs mid-market Recipient gets €6,856.58 Within minutes
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in San Marino with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$20.581 SGD = 0.6871 EUR
€6,856.58You pay$10,000.00

Wise

Pay via PayNow
Fee $20.58 1 SGD = 0.6871 EUR 0.00% vs mid-market Recipient gets €6,856.58 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in San Marino with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$20.581 SGD = 0.6871 EUR
€6,856.58You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 0.6852 EUR +0.27% vs mid-market Recipient gets €6,851.98 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in San Marino with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.6852 EUR
€6,851.98You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 0.6871 EUR -0.01% vs mid-market Recipient gets €6,826.11 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in San Marino with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 0.6871 EUR
€6,826.11You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 0.6802 EUR +1.00% vs mid-market Recipient gets €6,801.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in San Marino with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.6802 EUR
€6,801.80You pay$10,000.00

Wise

Pay via Debit card
Fee $477.69 1 SGD = 0.6871 EUR 0.00% vs mid-market Recipient gets €6,542.51 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in San Marino with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$477.691 SGD = 0.6871 EUR
€6,542.51You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 0.6871 EUR Updates every 60 minutes.

How to send money from Singapore to San Marino

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to San Marino, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to San Marino?

How much SGD you send to San Marino heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,000-0.01%$1.50€686.42with bank transfer to bank deposit+€24.30
$10,000This page0.00%$20.58€6,856.58with bank transfer to bank deposit+€67.32

Mid-market rate: 1 SGD = 0.6871 EUR

Ways to send money from Singapore to San Marino

There are 5 ways to send money to San Marino across 4 money transfer companies.

Cheapest way to send money

Online transfers

Sending EUR from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $20.58 to send $10,000, delivering 6,856.58 EUR after a -0.01% markup and 20.58 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to San Marino.

A currency broker can quote a lower margin on a large SGD to EUR transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to EUR before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 6,856.58 EUR after fees when converting 10,000 SGD.

Ways to fund SGD and receive EUR in San Marino

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 6,856.58 EUR.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to San Marino from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In San Marino, they can receive EUR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    €6,857

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    €6,857

    €0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    €6,543

    -€314

Things to know before sending SGD to San Marino

Consider these things before sending money from Singapore to San Marino.

Compare SGD/EUR transfers

For a $10,000 transfer to San Marino, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,856.58 EUR, which is 0.07% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 6,826.11 EUR in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-EUR Exchange Rate

Finding the best SGD to EUR exchange rate

The exchange rate directly affects how much EUR arrives for your SGD.

Mid-market rate:1 SGD = 0.688352 EUR

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 4 of them on SGD to San Marino, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.