How to send money to Swaziland from UK with the best GBP-SZL rate

We’ve compared 4 companies, and found Remitly to be the cheapest, while TransferGo is the fastest.

Sending £1,500 gets you E32,745 with Remitly at 21.8300 SZL per GBP, about 0.8% more than the next best option.

Best companies for GBP/SZL transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 1,500 GBP transfer

Best companies for GBP/SZL transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 21.6558 SZL +2.48% vs mid-market Recipient gets SZL 32,483.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Eswatini with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 21.6558 SZL
SZL 32,483.70You pay£1,500.00
Promoted

Remitly

Pay via Bank transfer
Fee £1.99 1 GBP = 21.8300 SZL +1.68% vs mid-market Recipient gets SZL 32,745.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Eswatini with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
£1.991 GBP = 21.8300 SZL
SZL 32,745.00You pay£1,501.99

Run a live search

Showing top United Kingdom to Swaziland deals for 1,500 GBP. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Bank transfer
Fee £1.99 1 GBP = 21.8300 SZL +1.68% vs mid-market Recipient gets SZL 32,745.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Eswatini with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
£1.991 GBP = 21.8300 SZL
SZL 32,745.00You pay£1,501.99

Remitly

Pay via Debit card
Fee £1.99 1 GBP = 21.7900 SZL +1.86% vs mid-market Recipient gets SZL 32,685.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Eswatini with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£1.991 GBP = 21.7900 SZL
SZL 32,685.00You pay£1,501.99

Remitly

Pay via Credit card
Fee £1.99 1 GBP = 21.7900 SZL +1.86% vs mid-market Recipient gets SZL 32,685.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Eswatini with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£1.991 GBP = 21.7900 SZL
SZL 32,685.00You pay£1,501.99

Xe

Pay via Debit card
Fee £0.00 1 GBP = 21.6558 SZL +2.48% vs mid-market Recipient gets SZL 32,483.70 Minutes - 24 hours
Recommended
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Eswatini with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 21.6558 SZL
SZL 32,483.70You pay£1,500.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 21.6558 SZL +2.48% vs mid-market Recipient gets SZL 32,483.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Eswatini with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 21.6558 SZL
SZL 32,483.70You pay£1,500.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 21.6558 SZL +2.48% vs mid-market Recipient gets SZL 32,483.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Eswatini with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 21.6558 SZL
SZL 32,483.70You pay£1,500.00

TransferGo

Pay via Bank transfer
Fee £0.00 1 GBP = 21.2405 SZL +4.41% vs mid-market Recipient gets SZL 31,860.79 Within minutes
Fastest
Receive to bank account, debit card or cash pickup

Ways to receive money in Eswatini with TransferGo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 21.2405 SZL
SZL 31,860.79You pay£1,500.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 20.1210 SZL +9.82% vs mid-market Recipient gets SZL 30,181.50 Minutes - 24 hours

Ways to receive money in Eswatini with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 20.1210 SZL
SZL 30,181.50You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 20.1210 SZL +9.82% vs mid-market Recipient gets SZL 30,181.50 Minutes - 24 hours

Ways to receive money in Eswatini with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 20.1210 SZL
SZL 30,181.50You pay£1,504.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 20.1210 SZL +9.82% vs mid-market Recipient gets SZL 30,181.50 Minutes - 24 hours

Ways to receive money in Eswatini with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 20.1210 SZL
SZL 30,181.50You pay£1,504.99
How Our Results Work
Mid-market rate: 1 GBP = 22.1991 SZL Updates every 60 minutes.

How to send money from UK to Swaziland

Pick a company

For a one-off GBP transfer to Swaziland, I suggest picking the cheapest option which is Remitly.

Remitly was the cheapest on 30 of the 30 days it quoted £1,500 transfers to Swaziland.

On a 1,500 GBP transfer, Remitly delivers the most SZL.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SZL rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £1,500 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Swaziland?

How much GBP you send to Swaziland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in % of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£5001.70%£1.99SZL 10,915.00with bank transfer to bank deposit+SZL 406.67
£1,0001.61%£1.99SZL 21,830.00with bank transfer to bank deposit+SZL 623.43
£1,500This page1.68%£1.99SZL 32,745.00with bank transfer to bank deposit+SZL 947.86
£2,0001.56%£1.99SZL 43,660.00with bank transfer to bank deposit+SZL 1,248.88
£6,0000.27%£0.00SZL 132,865.16with bank transfer to bank deposit+SZL 6,346.94
£10,0000.27%£0.00SZL 221,404.97with bank transfer to bank deposit+SZL 10,344.77
£50,0000.25%£0.00SZL 1,106,107.25with bank transfer to bank deposit+SZL 53,099.79
£250,0000.20%£0.00SZL 5,534,016.79with bank transfer to bank deposit+SZL 100,587.59

Mid-market rate: 1 GBP = 22.1991 SZL

GBP/SZL Exchange Rate History

Is today a good time to send money from UK to Swaziland?

The cheapest way to send GBP to SZL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,500 GBP transfers to Swaziland.

SZL received for £1,500, after fees

Wed, 28 Oct 2026Mid-market rateSZL 33,298.66 Remitly SZL 32,745.00RemitlySZL 32,745.00XeSZL 32,483.70TransferGoSZL 31,860.79

31,000
31,500
32,000
32,500
33,000
33,500
At the mid-market rateWith the cheapest optionRemitlyXeTransferGo
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.7616 – SZL 32,642.34
Remitly Cheapest 21.4600 £1.99 SZL 32,190.00 −SZL 452.34
Xe 21.2115 £0.00 SZL 31,817.25 −SZL 825.09
TransferGo 20.8231 £0.00 SZL 31,234.69 −SZL 1,407.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.7270 – SZL 32,590.48
Remitly Cheapest 21.3700 £1.99 SZL 32,055.00 −SZL 535.48
Xe 21.1818 £0.00 SZL 31,772.70 −SZL 817.78
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8042 – SZL 32,706.25
Remitly Cheapest 21.4300 £1.99 SZL 32,145.00 −SZL 561.25
Xe 21.1818 £0.00 SZL 31,772.70 −SZL 933.55
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9890 – SZL 32,983.52
Remitly Cheapest 21.6900 £1.99 SZL 32,535.00 −SZL 448.52
Xe 21.1917 £0.00 SZL 31,787.55 −SZL 1,195.97
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0501 – SZL 33,075.13
Remitly Cheapest 21.7000 £1.99 SZL 32,550.00 −SZL 525.13
Xe 21.4781 £0.00 SZL 32,217.15 −SZL 857.98
TransferGo 21.0895 £0.00 SZL 31,634.23 −SZL 1,440.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0353 – SZL 33,052.94
Remitly Cheapest 21.7000 £1.99 SZL 32,550.00 −SZL 502.94
Xe 21.4781 £0.00 SZL 32,217.15 −SZL 835.79
TransferGo 21.1236 £0.00 SZL 31,685.38 −SZL 1,367.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0690 – SZL 33,103.43
Remitly Cheapest 21.7400 £1.99 SZL 32,610.00 −SZL 493.43
Xe 21.4781 £0.00 SZL 32,217.15 −SZL 886.28
TransferGo 21.1165 £0.00 SZL 31,674.81 −SZL 1,428.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9585 – SZL 32,937.75
Remitly Cheapest 21.6700 £1.99 SZL 32,505.00 −SZL 432.75
Xe 21.5670 £0.00 SZL 32,350.50 −SZL 587.25
TransferGo 21.1159 £0.00 SZL 31,673.82 −SZL 1,263.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9488 – SZL 32,923.19
Remitly Cheapest 21.6500 £1.99 SZL 32,475.00 −SZL 448.19
Xe 21.3991 £0.00 SZL 32,098.65 −SZL 824.54
TransferGo 21.1490 £0.00 SZL 31,723.47 −SZL 1,199.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9321 – SZL 32,898.14
Remitly Cheapest 21.6500 £1.99 SZL 32,475.00 −SZL 423.14
Xe 21.4682 £0.00 SZL 32,202.30 −SZL 695.84
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0246 – SZL 33,036.92
Remitly Cheapest 21.5500 £1.99 SZL 32,325.00 −SZL 711.92
Xe 21.4583 £0.00 SZL 32,187.45 −SZL 849.47
TransferGo 21.1805 £0.00 SZL 31,770.73 −SZL 1,266.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9047 – SZL 32,857.11
Remitly Cheapest 21.5000 £1.99 SZL 32,250.00 −SZL 607.11
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 817.71
TransferGo 21.0680 £0.00 SZL 31,601.98 −SZL 1,255.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9047 – SZL 32,857.11
Remitly Cheapest 21.5000 £1.99 SZL 32,250.00 −SZL 607.11
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 817.71
TransferGo 21.0680 £0.00 SZL 31,601.98 −SZL 1,255.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8959 – SZL 32,843.83
Remitly Cheapest 21.5300 £1.99 SZL 32,295.00 −SZL 548.83
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 804.43
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9130 – SZL 32,869.54
Remitly Cheapest 21.5300 £1.99 SZL 32,295.00 −SZL 574.54
Xe 21.3300 £0.00 SZL 31,995.00 −SZL 874.54
TransferGo 21.0780 £0.00 SZL 31,616.94 −SZL 1,252.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8440 – SZL 32,766.07
Remitly Cheapest 21.5100 £1.99 SZL 32,265.00 −SZL 501.07
Xe 21.2608 £0.00 SZL 31,891.20 −SZL 874.87
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9246 – SZL 32,886.96
Remitly Cheapest 21.6000 £1.99 SZL 32,400.00 −SZL 486.96
Xe 21.2510 £0.00 SZL 31,876.50 −SZL 1,010.46
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9659 – SZL 32,948.78
Remitly Cheapest 21.5300 £1.99 SZL 32,295.00 −SZL 653.78
Xe 21.4287 £0.00 SZL 32,143.05 −SZL 805.73
TransferGo 21.1282 £0.00 SZL 31,692.27 −SZL 1,256.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8807 – SZL 32,821.06
Remitly Cheapest 21.5800 £1.99 SZL 32,370.00 −SZL 451.06
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 781.66
TransferGo 21.0971 £0.00 SZL 31,645.65 −SZL 1,175.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8807 – SZL 32,821.06
Remitly Cheapest 21.5800 £1.99 SZL 32,370.00 −SZL 451.06
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 781.66
TransferGo 21.0947 £0.00 SZL 31,642.09 −SZL 1,178.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9640 – SZL 32,945.93
Remitly Cheapest 21.5800 £1.99 SZL 32,370.00 −SZL 575.93
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 906.53
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.8964 – SZL 32,844.65
Remitly Cheapest 21.5200 £1.99 SZL 32,280.00 −SZL 564.65
Xe 21.3892 £0.00 SZL 32,083.80 −SZL 760.85
TransferGo 21.1482 £0.00 SZL 31,722.27 −SZL 1,122.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.9876 – SZL 32,981.43
Remitly Cheapest 21.5900 £1.99 SZL 32,385.00 −SZL 596.43
Xe 21.3596 £0.00 SZL 32,039.40 −SZL 942.03
TransferGo 21.1462 £0.00 SZL 31,719.28 −SZL 1,262.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0019 – SZL 33,002.85
Remitly Cheapest 21.6200 £1.99 SZL 32,430.00 −SZL 572.85
Xe 21.4386 £0.00 SZL 32,157.90 −SZL 844.95
TransferGo 21.1604 £0.00 SZL 31,740.54 −SZL 1,262.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.0694 – SZL 33,104.05
Remitly Cheapest 21.7600 £1.99 SZL 32,640.00 −SZL 464.05
Xe 21.4781 £0.00 SZL 32,217.15 −SZL 886.90
TransferGo 21.2252 £0.00 SZL 31,837.81 −SZL 1,266.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.1422 – SZL 33,213.31
Remitly Cheapest 21.8300 £1.99 SZL 32,745.00 −SZL 468.31
Xe 21.5275 £0.00 SZL 32,291.25 −SZL 922.06
TransferGo 21.2908 £0.00 SZL 31,936.21 −SZL 1,277.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.1422 – SZL 33,213.31
Remitly Cheapest 21.8300 £1.99 SZL 32,745.00 −SZL 468.31
Xe 21.5275 £0.00 SZL 32,291.25 −SZL 922.06
TransferGo No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.1077 – SZL 33,161.51
Remitly Cheapest 21.9000 £1.99 SZL 32,850.00 −SZL 311.50
Xe 21.5275 £0.00 SZL 32,291.25 −SZL 870.25
TransferGo 21.1555 £0.00 SZL 31,733.23 −SZL 1,428.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.2111 – SZL 33,316.59
Remitly Cheapest 21.8600 £1.99 SZL 32,790.00 −SZL 526.59
Xe 21.5670 £0.00 SZL 32,350.50 −SZL 966.09
TransferGo 21.2536 £0.00 SZL 31,880.43 −SZL 1,436.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 22.1991 – SZL 33,298.66
Remitly Cheapest 21.8300 £1.99 SZL 32,745.00 −SZL 553.66
Xe 21.6558 £0.00 SZL 32,483.70 −SZL 814.96
TransferGo 21.2405 £0.00 SZL 31,860.79 −SZL 1,437.87

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £1,500, after fees, as quoted by each company. The mid-market line shows what £1,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SZL per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SZL on every transfer from UK.

Right now, Remitly pays 32,745 SZL on 1,500 GBP, which is 553.66 SZL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 32,850 SZL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Swaziland.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. RemitlyAppeared in 110 comparisons

    Cheapest every time

  2. XeAppeared in 194 comparisons

    Cheapest in 6% of them

  3. TransferGoAppeared in 122 comparisons

    Never the cheapest

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Xe (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Swaziland.

Ways to send money from the UK to Swaziland

There are many ways to send money to Swaziland from the UK, including online, app, in person, SNPL, digital wallet, and broker, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Swaziland, say weekly or monthly, an app like Remitly is the easiest and cheapest way to do it.

It charges £1.99 in fees, has 1.68% markup, lets you save recipient details, and SZL will arrive in minutes.

Over the past month, Remitly was the cheapest app on 100% of the days it appeared for £1,500 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SZL transfers, around £1,000 - £5,000.

Online companies like Remitly often have higher limits and/or first time promos.

Of the 4 companies we compared, Remitly is the cheapest online service and will get you E32,745 on a £1,500 transfer.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Swaziland, and 24/7 support.

Xe charges no fees on large transfers, but adds 2.48% markup on top of the current GBP/SZL rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 1% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Swaziland, but is usually a bit more expensive.

You will need to deposit £1,500 online via Remitly, and your recipient in Swaziland will be able to collect E32,745 in minutes.

Our data shows Remitly came out cheapest among in-person options on 100% of days in the past month.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Swaziland, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive SZL in Swaziland

Pay-in and pay-out methods will affect how much GBP you deposit and how much SZL your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £1,500 to Swaziland is via Remitly, using a bank transfer to deposit GBP and bank deposit to receive SZL.

Depositing GBP

You have 3 pay-in options for transfers to Swaziland, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Swaziland

Money can reach Swaziland by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Swaziland is with bank deposit on average.

Receiving cash

Remitly is the cheapest option for cash pickup (getting you E32,745 on a £1,500 transfer).

Digital wallets

Your recipient can receive SZL directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £1,501.99

    E32,745

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £1,501.99

    E32,685

    -E60

  3. 3
    Credit card Bank deposit

    You pay £1,501.99

    E32,685

    -E60

  4. 4
    Bank transfer Cash pickup

    You pay £1,504.99

    E30,182

    -E2,564

  5. 5
    Debit card Cash pickup

    You pay £1,504.99

    E30,182

    -E2,564

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £1,504.99

    E30,182

    -E2,564

Consider this when sending GBP to Swaziland

There are a few nuances you should consider before sending GBP to Swaziland such as limits, taxes, and safety.

Compare GBP/SZL transfer options

Right now, these are the best money transfer options for a £1,500 transfer to Swaziland:

Cheapest way to send money to Swaziland

The cheapest way is to use Remitly, pay in with a bank transfer and withdraw via bank deposit. You will get E32,745, which is 0.8% more than the next best option.

Fastest way to send money to Swaziland

The fastest way is to use TransferGo via bank transfer deposit and bank deposit for pay out. You get E31,860.79 and it will arrive in within an hour.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SZL transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £1,500 with Remitly will get you 32,745 SZL, that’s including £1.99 fee and 1.68% in exchange rate markup.

A bank like on the other hand, will get you E0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Swaziland.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Swaziland in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SZL pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/SZL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.