How to send money to Uruguay from Israel with the best ILS-UYU rate

Regency FX is the fastest option to send ILS to Uruguay, Wise has the best ILS/UYU exchange rate, Regency FX offers the lowest fees, and the overall cheapest way to send 25,000 ILS is with Regency FX.

Best companies for ILS/UYU transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 25,000 ILS transfer

Best companies for ILS/UYU transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee ₪366.55 1 ILS = 13.0502 UYU -0.20% vs mid-market Recipient gets $321,471.45 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
₪366.551 ILS = 13.0502 UYU
$321,471.45You pay₪25,000.00
Promoted

Xe

Pay via Bank transfer
Fee ₪0.00 1 ILS = 12.3358 UYU +5.43% vs mid-market Recipient gets $308,395.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 12.3358 UYU
$308,395.00You pay₪25,000.00

Run a live search

Showing top Israel to Uruguay deals for 25,000 ILS. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee ₪0.00 1 ILS = 12.9895 UYU +0.27% vs mid-market Recipient gets $324,737.66 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uruguay with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 12.9895 UYU
$324,737.66You pay₪25,000.00

Wise

Pay via Bank transfer
Fee ₪366.55 1 ILS = 13.0502 UYU -0.20% vs mid-market Recipient gets $321,471.45 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
₪366.551 ILS = 13.0502 UYU
$321,471.45You pay₪25,000.00

Xe

Pay via Bank transfer
Fee ₪0.00 1 ILS = 12.3358 UYU +5.43% vs mid-market Recipient gets $308,395.00 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 12.3358 UYU
$308,395.00You pay₪25,000.00
How Our Results Work
Mid-market rate: 1 ILS = 13.0247 UYU Updates every 60 minutes.

How to send money from Israel to Uruguay

Pick a company

If it's your first transfer to Uruguay, start with Regency FX which is the cheapest option for sending ₪25,000.

Regency FX was the cheapest on 30 of the 30 days it quoted ₪25,000 transfers to Uruguay.

If you're planning to send less or more, I suggest to get the best ILS/UYU deal.

Fund your transfer

There are 1 ways to pay, including bank transfer.

Bit is Israel-only, so it can't reach an account abroad.

A transfer from your Israeli bank account is the usual way to deposit money to a money transfer company.

Verify and send

First time round you'll need your teudat zehut or passport.

If you're making a large transfer, tell your bank about it in advance, and keep your source-of-funds papers together.

Compare amounts

How much ILS are you sending to Uruguay?

How much ILS you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from ₪25,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
₪3,5001.15%₪0.00$44,940.00with credit card to bank deposit+$142.28
₪12,0001.00%₪0.00$154,440.00with credit card to bank deposit+$1,506.63
₪25,000This page0.27%₪0.00$324,737.66with bank transfer to bank deposit+$6,536.29
₪35,0000.27%₪0.00$454,308.38with bank transfer to bank deposit+$8,730.59

Mid-market rate: 1 ILS = 13.0247 UYU

ILS/UYU Exchange Rate History

Is today a good time to send money from Israel to Uruguay?

The cheapest way to send ILS to UYU can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 ILS transfers to Uruguay.

UYU received for ₪25,000, after fees

Wed, 28 Oct 2026Mid-market rate$325,616.83 Regency FX $324,737.66Regency FX$324,737.66Wise$321,471.45Xe$308,395.00

300,000
305,000
310,000
315,000
320,000
325,000
330,000
335,000
At the mid-market rateWith the cheapest optionRegency FXWiseXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0795 – $326,986.28
Regency FX Cheapest 13.0441 ₪0.00 $326,103.41 −$882.87
Wise 13.0714 ₪366.55 $321,993.68 −$4,992.60
Xe 12.5172 ₪0.00 $312,930.00 −$14,056.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0933 – $327,331.95
Regency FX Cheapest 13.0579 ₪0.00 $326,448.15 −$883.80
Wise 13.1459 ₪366.55 $323,828.87 −$3,503.08
Xe 12.4871 ₪0.00 $312,177.50 −$15,154.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1532 – $328,830.65
Regency FX Cheapest 13.1177 ₪0.00 $327,942.81 −$887.84
Wise 13.1094 ₪366.55 $322,929.75 −$5,900.90
Xe 12.4523 ₪0.00 $311,307.50 −$17,523.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1952 – $329,879.48
Regency FX Cheapest 13.1596 ₪0.00 $328,988.80 −$890.67
Wise 13.1447 ₪366.55 $323,799.31 −$6,080.16
Xe 12.4446 ₪0.00 $311,115.00 −$18,764.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.2020 – $330,050.18
Regency FX Cheapest 13.1664 ₪0.00 $329,159.04 −$891.14
Wise 13.2530 ₪366.55 $326,467.11 −$3,583.07
Xe 12.9382 ₪0.00 $323,455.00 −$6,595.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1752 – $329,378.90
Regency FX Cheapest 13.1396 ₪0.00 $328,489.58 −$889.32
Wise 13.2530 ₪366.55 $326,467.11 −$2,911.79
Xe 12.9449 ₪0.00 $323,622.50 −$5,756.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1938 – $329,844.03
Regency FX Cheapest 13.1581 ₪0.00 $328,953.45 −$890.58
Wise 13.2623 ₪366.55 $326,696.20 −$3,147.83
Xe 12.5547 ₪0.00 $313,867.50 −$15,976.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.2184 – $330,460.68
Regency FX Cheapest 13.1827 ₪0.00 $329,568.43 −$892.24
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.2265 – $330,661.95
Regency FX Cheapest 13.1908 ₪0.00 $329,769.16 −$892.79
Wise 13.1509 ₪366.55 $323,952.04 −$6,709.91
Xe 12.4455 ₪0.00 $311,137.50 −$19,524.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0174 – $325,434.85
Regency FX Cheapest 12.9822 ₪0.00 $324,556.18 −$878.67
Wise 13.0251 ₪366.55 $320,853.15 −$4,581.70
Xe 12.3321 ₪0.00 $308,302.50 −$17,132.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0852 – $327,129.53
Regency FX Cheapest 13.0499 ₪0.00 $326,246.28 −$883.24
Wise 13.1469 ₪366.55 $323,853.50 −$3,276.03
Xe 12.4468 ₪0.00 $311,170.00 −$15,959.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1108 – $327,769.33
Regency FX Cheapest 13.0754 ₪0.00 $326,884.35 −$884.98
Wise 13.1227 ₪366.55 $323,257.37 −$4,511.96
Xe 12.7549 ₪0.00 $318,872.50 −$8,896.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.1108 – $327,769.33
Regency FX Cheapest 13.0754 ₪0.00 $326,884.35 −$884.98
Wise 13.1227 ₪366.55 $323,257.37 −$4,511.96
Xe 12.7805 ₪0.00 $319,512.50 −$8,256.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0982 – $327,456.05
Regency FX Cheapest 13.0629 ₪0.00 $326,571.92 −$884.13
Wise 13.1253 ₪366.55 $323,321.42 −$4,134.63
Xe 12.4180 ₪0.00 $310,450.00 −$17,006.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0938 – $327,346.13
Regency FX Cheapest 13.0585 ₪0.00 $326,462.29 −$883.84
Wise 13.0613 ₪366.55 $321,744.88 −$5,601.24
Xe 12.3404 ₪0.00 $308,510.00 −$18,836.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0779 – $326,948.63
Regency FX Cheapest 13.0426 ₪0.00 $326,065.86 −$882.77
Wise 13.1039 ₪366.55 $322,794.27 −$4,154.35
Xe 12.3781 ₪0.00 $309,452.50 −$17,496.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9615 – $324,038.70
Regency FX Cheapest 12.9266 ₪0.00 $323,163.80 −$874.90
Wise 12.9755 ₪366.55 $319,631.33 −$4,407.37
Xe 12.2586 ₪0.00 $306,465.00 −$17,573.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0175 – $325,438.13
Regency FX Cheapest 12.9824 ₪0.00 $324,559.44 −$878.68
Wise 13.0284 ₪366.55 $320,934.44 −$4,503.68
Xe 12.3071 ₪0.00 $307,677.50 −$17,760.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0273 – $325,682.23
Regency FX Cheapest 12.9921 ₪0.00 $324,802.88 −$879.34
Wise 12.9014 ₪366.55 $317,805.99 −$7,876.23
Xe 12.5245 ₪0.00 $313,112.50 −$12,569.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0273 – $325,682.23
Regency FX Cheapest 12.9921 ₪0.00 $324,802.88 −$879.34
Wise 12.9014 ₪366.55 $317,805.99 −$7,876.23
Xe 12.5597 ₪0.00 $313,992.50 −$11,689.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9853 – $324,632.90
Regency FX Cheapest 12.9503 ₪0.00 $323,756.39 −$876.51
Wise 12.9124 ₪366.55 $318,076.96 −$6,555.94
Xe 12.1853 ₪0.00 $304,632.50 −$20,000.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9464 – $323,659.58
Regency FX Cheapest 12.9114 ₪0.00 $322,785.69 −$873.89
Wise 12.9330 ₪366.55 $318,584.41 −$5,075.17
Xe 12.2071 ₪0.00 $305,177.50 −$18,482.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9620 – $324,050.00
Regency FX Cheapest 12.9270 ₪0.00 $323,175.07 −$874.93
Wise 12.9940 ₪366.55 $320,087.05 −$3,962.95
Xe 12.2637 ₪0.00 $306,592.50 −$17,457.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9360 – $323,400.55
Regency FX Cheapest 12.9011 ₪0.00 $322,527.37 −$873.18
Wise 12.9160 ₪366.55 $318,165.64 −$5,234.91
Xe 12.2124 ₪0.00 $305,310.00 −$18,090.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.8801 – $322,001.50
Regency FX Cheapest 12.8453 ₪0.00 $321,132.10 −$869.40
Wise 12.8907 ₪366.55 $317,542.41 −$4,459.09
Xe 12.1908 ₪0.00 $304,770.00 −$17,231.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9049 – $322,622.05
Regency FX Cheapest 12.8700 ₪0.00 $321,750.97 −$871.08
Wise 12.9140 ₪366.55 $318,116.37 −$4,505.68
Xe 12.5570 ₪0.00 $313,925.00 −$8,697.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.9049 – $322,622.05
Regency FX Cheapest 12.8700 ₪0.00 $321,750.97 −$871.08
Wise 12.9140 ₪366.55 $318,116.37 −$4,505.68
Xe 12.5711 ₪0.00 $314,277.50 −$8,344.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.8615 – $321,538.27
Regency FX Cheapest 12.8268 ₪0.00 $320,670.12 −$868.15
Wise 12.8877 ₪366.55 $317,468.51 −$4,069.76
Xe 12.1841 ₪0.00 $304,602.50 −$16,935.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0595 – $326,486.68
Regency FX Cheapest 13.0242 ₪0.00 $325,605.16 −$881.52
Wise 13.0293 ₪366.55 $320,956.61 −$5,530.07
Xe 12.3182 ₪0.00 $307,955.00 −$18,531.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.0247 – $325,616.83
Regency FX Cheapest 12.9895 ₪0.00 $324,737.66 −$879.17
Wise 13.0502 ₪366.55 $321,471.45 −$4,145.38
Xe 12.3358 ₪0.00 $308,395.00 −$17,221.83

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send ₪25,000, after fees, as quoted by each company. The mid-market line shows what ₪25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UYU per ILS than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UYU on every transfer from Israel.

Right now, Regency FX pays 324,737.66 UYU on 25,000 ILS, which is 879.17 UYU less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 329,769.16 UYU.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uruguay.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 45 comparisons

    Cheapest every time

  2. WiseAppeared in 74 comparisons

    Cheapest in 1% of them

  3. XeAppeared in 72 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most UYU, and it was also the cheapest in 100% of the 45 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Uruguay.

Wise (today's second cheapest) was the cheapest in only 1% of its comparisons, so it's rarely the cheapest option for transfers to Uruguay.

Ways to send money from Israel to Uruguay

There are 5 ways to send money from Israel to Uruguay across 3 companies.

Small regular transfers

Online transfers

Online services and money transfer apps suit monthly bills, family support and other repeat payments to Uruguay.

Wise charges ₪366.55 to send 25,000 ILS.

Your recipient gets 321,471.45 UYU after a -0.2% markup on ILS/UYU.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Property and other large transfers

Currency brokers

A broker can help with the exchange rate and paperwork when you are sending a large amount of ILS to Uruguay.

Regency FX converts ILS to UYU with a 0.27% exchange-rate markup and gives you someone to contact throughout the transfer.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from ₪25,000 it quoted.

Income and bills in different currencies

Multi-currency accounts

A multi-currency account is useful if you earn in shekels but regularly spend in UYU.

Wise converts 25,000 ILS with a -0.2% exchange-rate markup and lets you hold the UYU until you need it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Useful for spending in UYU, traveling to Uruguay, or receiving payments from abroad.

Freelancers billing clients

Global accounts

Global accounts help Israeli freelancers and businesses receive income in UYU and pay contractors in Uruguay.

Wise Business and Payoneer handle invoices, payouts, batch payments, and much more.

Ways to fund ILS and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₪25,000 gives your recipient 324,737.66 UYU.

You can deposit ILS through bank transfer.

Bit and PayBox only move shekels within Israel, so they cannot send money to Uruguay.

You can pay from your Israeli bank account

Use the Israeli account details provided for top-up and include the exact transfer reference.

For larger transfers, have proof of salary, a property sale or another source of funds ready before the bank asks.

Your recipient can get the money via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ₪25,000.00

    $U324,738

    Cheapest

Consider this before sending ILS to Uruguay

Israel does not cap ordinary foreign-currency transfers, but bank exchange-rate margins and source-of-funds checks can make the route expensive or slow.

Compare transfer options to Uruguay

For an ILS 25,000 transfer to Uruguay, start with the amount received.

  1. Cheapest is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 324,737.66 UYU, which is 1.01% more than the next best option.

  2. Fastest is Regency FX using bank transfer and bank deposit. The recipient gets 324,737.66 UYU in minutes - 24 hours.

Transfer limits from Israel

Israel removed quantitative foreign-exchange controls, so there is no annual personal allowance limiting a normal transfer of ILS abroad.

Your bank or money transfer company can still set a daily limit and ask for documents before releasing the payment.

How we analyse the market

Israel has no deposit insurance scheme, so a company's licence and how it holds client money matter more here than most places. We check both.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for ILS/UYU transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 3 of them on ILS to Uruguay in real time on live searches, comparing rates, fees and the ways to pay and collect, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.