Best companies for MYR/UYU transfers
2 of 2 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/UYU transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 177.32 1 MYR = 9.8639 UYU -0.16% vs mid-market	Recipient gets $79,135.07 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 177.321 MYR = 9.8639 UYU $79,135.07You payRM 8,200.00
Run a live search Showing top Malaysia to Uruguay deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to UYU rates.
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much MYR you're planning to spend in Uruguay.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 9.8219 UYU +0.27% vs mid-market	Recipient gets $80,539.83 Minutes - 24 hours
0 reviews CheapestFastest Personal account manager
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 9.8219 UYU $80,539.83You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 177.32 1 MYR = 9.8639 UYU -0.16% vs mid-market	Recipient gets $79,135.07 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 177.321 MYR = 9.8639 UYU $79,135.07You payRM 8,200.00

Wise Pay via FPX	Fee RM 177.32 1 MYR = 9.8639 UYU -0.16% vs mid-market	Recipient gets $79,135.07 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 177.321 MYR = 9.8639 UYU $79,135.07You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 9.8485 UYU Updates every 60 minutes.

Why compare

MYR/UYU exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Uruguay

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 29 of the 29 days it quoted RM8,200 transfers to Uruguay.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Uruguay.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Uruguay?

How much MYR you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	-0.07%	RM 0.00	$9,857.80with fpx to bank deposit	+$492.21
RM 5,000	-0.16%	RM 132.21	$48,027.27with bank transfer to bank deposit	$0.00
RM 8,200This page	0.27%	RM 0.00	$80,539.83with bank transfer to bank deposit	+$936.51
RM 10,000	0.27%	RM 0.00	$98,219.31with bank transfer to bank deposit	+$1,052.95

Mid-market rate: 1 MYR = 9.8485 UYU

MYR/UYU Exchange Rate History

Is today a good time to send money from Malaysia to Uruguay?

The cheapest way to send MYR to UYU can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Uruguay.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UYU per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UYU on every transfer from Malaysia.

Right now, Regency FX pays 80,539.83 UYU on 8,200 MYR, which is 218.05 UYU less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 81,037.6 UYU.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uruguay.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 45 comparisons
Cheapest every time
WiseAppeared in 92 comparisons
Cheapest in 21% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 21% of its comparisons, so it's rarely the cheapest option for transfers to Uruguay.

Ways to send money from Malaysia to Uruguay

There are 5 ways to send money from Malaysia to Uruguay across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 177.32 and -0.16% markup to send MYR 8,200 and your recipient gets $U79,135.07 in next day.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Uruguay.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/UYU exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Uruguay, tuition fees, or moving savings from Malaysia to Uruguay.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Uruguay, or travel there often.

Wise lets you hold MYR and UYU in one account, and convert between them when you need.

When converting MYR to UYU, 8,200 MYR will get you 79,135.07 UYU (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 80,539.83 UYU.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Uruguay.

The processing fee may include SST, so double check the final UYU amount first.

The recipient can receive UYU through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Uruguay.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

$U80,540

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

$U79,135

-$U1,405

Things to check before sending MYR to Uruguay

Here are a few things to know about money transfers from Malaysia to Uruguay.

Best ways to send MYR to Uruguay

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 80,539.83 UYU, which is 1.74% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 80,539.83 UYU in minutes - 24 hours.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Uruguay, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/UYU transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8341	–	$80,639.36
Regency FX Cheapest	9.8075	RM 0.00	$80,421.63	−$217.73
Wise	9.8320	RM 177.32	$78,878.99	−$1,760.37

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8321	–	$80,623.04
Regency FX Cheapest	9.8055	RM 0.00	$80,405.36	−$217.68
Wise	9.8710	RM 177.32	$79,191.79	−$1,431.25

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8898	–	$81,096.60
Regency FX Cheapest	9.8631	RM 0.00	$80,877.64	−$218.96
Wise	9.8580	RM 177.32	$79,087.26	−$2,009.34

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.9094	–	$81,257.00
Regency FX Cheapest	9.8826	RM 0.00	$81,037.60	−$219.40
Wise	9.8702	RM 177.32	$79,185.54	−$2,071.46

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8648	–	$80,891.61
Regency FX Cheapest	9.8382	RM 0.00	$80,673.21	−$218.40
Wise	9.9080	RM 177.32	$79,488.87	−$1,402.74

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8448	–	$80,727.09
Regency FX Cheapest	9.8182	RM 0.00	$80,509.13	−$217.96
Wise	9.9080	RM 177.32	$79,488.87	−$1,238.22

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8537	–	$80,800.41
Regency FX Cheapest	9.8271	RM 0.00	$80,582.24	−$218.17
Wise	9.9022	RM 177.32	$79,441.78	−$1,358.63

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8866	–	$81,070.51
Regency FX Cheapest	9.8600	RM 0.00	$80,851.62	−$218.89
Wise	9.8758	RM 177.32	$79,230.38	−$1,840.13

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8705	–	$80,938.09
Regency FX Cheapest	9.8438	RM 0.00	$80,719.56	−$218.53
Wise	9.8146	RM 177.32	$78,739.56	−$2,198.53

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.7996	–	$80,356.51
Regency FX Cheapest	9.7731	RM 0.00	$80,139.54	−$216.97
Wise	9.8056	RM 177.32	$78,667.35	−$1,689.16

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.7750	–	$80,154.84
Regency FX Cheapest	9.7486	RM 0.00	$79,938.43	−$216.41
Wise	9.8239	RM 177.32	$78,814.01	−$1,340.83

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	9.8333	RM 177.32	$78,889.18	–
Regency FX No quote collected this day	–	–	–	–

Sun, 11 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8309	–	$80,613.68
Regency FX Cheapest	9.8044	RM 0.00	$80,396.03	−$217.65
Wise	9.8333	RM 177.32	$78,889.18	−$1,724.50

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8287	–	$80,595.74
Regency FX Cheapest	9.8022	RM 0.00	$80,378.13	−$217.61
Wise	9.8494	RM 177.32	$79,018.66	−$1,577.08

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8627	–	$80,873.91
Regency FX Cheapest	9.8360	RM 0.00	$80,655.55	−$218.36
Wise	9.8397	RM 177.32	$78,940.60	−$1,933.31

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8297	–	$80,603.65
Regency FX Cheapest	9.8032	RM 0.00	$80,386.02	−$217.63
Wise	9.8493	RM 177.32	$79,017.94	−$1,585.71

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8430	–	$80,712.91
Regency FX Cheapest	9.8165	RM 0.00	$80,494.99	−$217.92
Wise	9.8542	RM 177.32	$79,057.09	−$1,655.82

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8546	–	$80,807.64
Regency FX Cheapest	9.8280	RM 0.00	$80,589.46	−$218.18
Wise	9.8628	RM 177.32	$79,126.09	−$1,681.55

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8734	–	$80,961.48
Regency FX Cheapest	9.8467	RM 0.00	$80,742.88	−$218.60
Wise	9.8333	RM 177.32	$78,889.26	−$2,072.22

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8940	–	$81,130.64
Regency FX Cheapest	9.8673	RM 0.00	$80,911.58	−$219.06
Wise	9.8371	RM 177.32	$78,919.83	−$2,210.81

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8365	–	$80,659.05
Regency FX Cheapest	9.8099	RM 0.00	$80,441.27	−$217.78
Wise	9.8237	RM 177.32	$78,812.24	−$1,846.81

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8109	–	$80,449.46
Regency FX Cheapest	9.7844	RM 0.00	$80,232.25	−$217.21
Wise	9.8364	RM 177.32	$78,914.69	−$1,534.77

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8368	–	$80,661.69
Regency FX Cheapest	9.8102	RM 0.00	$80,443.90	−$217.79
Wise	9.8224	RM 177.32	$78,801.89	−$1,859.80

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8103	–	$80,444.44
Regency FX Cheapest	9.7838	RM 0.00	$80,227.24	−$217.20
Wise	9.8176	RM 177.32	$78,763.70	−$1,680.74

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.8100	–	$80,441.86
Regency FX Cheapest	9.7835	RM 0.00	$80,224.67	−$217.19
Wise	9.8158	RM 177.32	$78,749.18	−$1,692.68

How to send money to Uruguay from Malaysia with the best MYR-UYU rate

Best companies for MYR/UYU transfers