Regency FX is the cheapest way to send money from Brazil to Uruguay. Sending R$40,000 will get your recipient 311,541.6 UYU in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most UYU in Uruguay.
| 3 of 3 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze BRL/UYU exchange rates from our comparisons. | |||
| Based on 40,000 BRL transfer Best companies for BRL/UYU transfersAll money transfer offers for BRL/UYU transfers, sorted by most UYU received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,949.06 1 BRL = 7.8155 UYU -0.08% vs mid-market | Recipient gets $297,387.88 Next day | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,949.061 BRL = 7.8155 UYU $297,387.88You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 7.7885 UYU +0.27% vs mid-market | Recipient gets $311,541.60 Minutes - 24 hours | |
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 7.7885 UYU $311,541.60You payR$40,000.00 | |||
Run a live search Showing top Brazil to Uruguay deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to UYU rates. | |||
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much BRL you're planning to spend in Uruguay. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 7.7885 UYU +0.27% vs mid-market | Recipient gets $311,541.60 Minutes - 24 hours | |
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 7.7885 UYU $311,541.60You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 7.7822 UYU +0.35% vs mid-market | Recipient gets $310,820.55 Within minutes | |
Ways to receive money in Uruguay with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 7.7822 UYU $310,820.55You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee R$1,949.06 1 BRL = 7.8155 UYU -0.08% vs mid-market | Recipient gets $297,387.88 Next day | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,949.061 BRL = 7.8155 UYU $297,387.88You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,949.06 1 BRL = 7.8155 UYU -0.08% vs mid-market | Recipient gets $297,387.88 Next day | |
Ways to receive money in Uruguay with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,949.061 BRL = 7.8155 UYU $297,387.88You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 7.809626 UYU Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 311,541.6 UYU for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 2 ways to pay, including bank transfer and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Uruguay
There are 5 ways to send money to Uruguay across 3 money transfer companies.
For everyday transfers
For most transfers from Brazil to Uruguay, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer and pix.
Revolut charges R$60 and adds 0.35% markup when sending R$40,000, this will get you 297,387.88 UYU in Uruguay.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/UYU rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to UYU with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and UYU from one account.
Swapping R$40,000 with Revolut will get you 310,820.55 UYU after all fees.
You can then spend it in Uruguay or Brazil and receive UYU payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international UYU payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 311,541.6 UYU.
For paying for your transfer, you have bank transfer and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Uruguay directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Uruguay, they can get it as bank deposit.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
$U311,542
Cheapest
You pay R$40,000.00
$U297,388
-$U14,154
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Uruguay, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Uruguay. Your recipient gets 311,541.6 UYU, which is 0.23% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 310,820.55 UYU in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Uruguay.
The company then switches to local rails or uses an internal network of accounts to move BRL to Uruguay.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the UYU amount before fees and tax are added. Tracking the recent BRL/UYU range makes company quotes easier to compare.
Mid-market rate:1 BRL = 7.813578 UYU
We track 3 authorised companies sending BRL to Uruguay, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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