How to send money to Uruguay from Canada with the best CAD-UYU rate

Remitbee is the cheapest way to send money from Canada to Uruguay based on the 5 companies we analyzed, giving your recipient 28,332.9 UYU from $1,000.

Best companies for CAD/UYU transfers

5 of 5 providers

Last updated on 28 September 2026

Based on 1,000 CAD transfer

Best companies for CAD/UYU transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $30.61 1 CAD = 28.3251 UYU +0.02% vs mid-market Recipient gets $27,458.07 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$30.611 CAD = 28.3251 UYU
$27,458.07You pay$1,000.00
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Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 27.2800 UYU +3.78% vs mid-market Recipient gets $27,280.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Uruguay with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 27.2800 UYU
$27,280.00You pay$1,000.00

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Showing top Canada to Uruguay deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 28.3329 UYU -0.01% vs mid-market Recipient gets $28,332.90 Next Day
0 reviews
Cheapest

Ways to receive money in Uruguay with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 28.3329 UYU
$28,332.90You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 28.3329 UYU -0.01% vs mid-market Recipient gets $28,332.90 Next Day
0 reviews

Ways to receive money in Uruguay with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 28.3329 UYU
$28,332.90You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 28.3329 UYU -0.01% vs mid-market Recipient gets $28,332.90 Next Day
0 reviews

Ways to receive money in Uruguay with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 28.3329 UYU
$28,332.90You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 28.1573 UYU +0.61% vs mid-market Recipient gets $28,157.33 6-12 Hours

Ways to receive money in Uruguay with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 28.1573 UYU
$28,157.33You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 28.1573 UYU +0.61% vs mid-market Recipient gets $28,157.33 6-12 Hours

Ways to receive money in Uruguay with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 28.1573 UYU
$28,157.33You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 28.3329 UYU -0.01% vs mid-market Recipient gets $28,078.19 Next Day
0 reviews

Ways to receive money in Uruguay with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 28.3329 UYU
$28,078.19You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $30.61 1 CAD = 28.3251 UYU +0.02% vs mid-market Recipient gets $27,458.07 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$30.611 CAD = 28.3251 UYU
$27,458.07You pay$1,000.00

Wise

Pay via Interac
Fees: $36.26 1 CAD = 28.3251 UYU +0.02% vs mid-market Recipient gets $27,298.03 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$36.261 CAD = 28.3251 UYU
$27,298.03You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 27.2800 UYU +3.78% vs mid-market Recipient gets $27,280.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Uruguay with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 27.2800 UYU
$27,280.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 27.2800 UYU +3.78% vs mid-market Recipient gets $27,280.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Uruguay with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 CAD = 27.2800 UYU
$27,280.00You pay$1,020.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 27.2800 UYU +3.78% vs mid-market Recipient gets $27,280.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Uruguay with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 27.2800 UYU
$27,280.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 27.2800 UYU +3.78% vs mid-market Recipient gets $27,280.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Uruguay with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 27.2800 UYU
$27,280.00You pay$1,000.00

Wise

Pay via Debit Card
Fees: $41.29 1 CAD = 28.3251 UYU +0.02% vs mid-market Recipient gets $27,155.56 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$41.291 CAD = 28.3251 UYU
$27,155.56You pay$1,000.00

Wise

Pay via Credit Card
Fees: $55.58 1 CAD = 28.3251 UYU +0.02% vs mid-market Recipient gets $26,750.79 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$55.581 CAD = 28.3251 UYU
$26,750.79You pay$1,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $59.00 1 CAD = 27.9200 UYU +1.46% vs mid-market Recipient gets $26,272.72 6-12 Hours
Fastest

Ways to receive money in Uruguay with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$59.001 CAD = 27.9200 UYU
$26,272.72You pay$1,000.00
Cash pickup6-12 Hours
$59.001 CAD = 27.9200 UYU
$26,272.72You pay$1,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $65.00 1 CAD = 27.9200 UYU +1.46% vs mid-market Recipient gets $26,105.20 6-12 Hours

Ways to receive money in Uruguay with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$65.001 CAD = 27.9200 UYU
$26,105.20You pay$1,000.00
Cash pickup6-12 Hours
$65.001 CAD = 27.9200 UYU
$26,105.20You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 28.3300 UYU Updates every 60 minutes.

How to send money from Canada to Uruguay

Pick a company

Start with the cheapest, which is Remitbee at 28,332.9 UYU on $1,000.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, bank transfer, interac, and bill payment.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Uruguay?

How much CAD you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$100-0.04%$0.00$2,833.29with interac to bank deposit+$415.37
$500-0.05%$0.00$14,166.45with interac to bank deposit+$615.77
$1,000This page-0.01%$0.00$28,332.90with interac to bank deposit+$860.91
$10,000-0.03%$0.00$283,329.00with interac to bank deposit+$3,950.57
$50,000-0.02%$0.00$1,416,645.00with interac to bank deposit+$3,887.94

Mid-market rate: 1 CAD = 28.3300 UYU

Ways to send money from Canada to Uruguay

There are 5 companies sending money to India, but how you send depends on your needs.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitbee charges $0 in fees and adds -0.01% markup, so your $1,000 delivers 28,332.9 UYU in next day.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of 5 online companies, Remitbee is the cheapest and currently gets you 28,332.9 UYU on a $1,000 transfer after a $0 fee and -0.01% markup.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in UYU.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in UYU, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and UYU, and convert between them at low cost.

For example, converting $1,000 costs $30.61 in fees at 0.02% markup, which gets you 27,458.07 UYU.

Ways to fund CAD and receive UYU in Uruguay

With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 28,332.9 UYU.

Deposit CAD using debit card, credit card, bank transfer, interac, and bill payment.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive UYU through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Uruguay.

  1. 1
    Bank transfer Bank deposit

    You pay $1,000.00

    $U28,333

    Cheapest

  2. 2
    Interac Bank deposit

    You pay $1,000.00

    $U28,333

    $U0

  3. 3
    Bill payment Bank deposit

    You pay $1,000.00

    $U28,333

    $U0

  4. 4
    debit card Bank deposit

    You pay $1,000.00

    $U28,157

    -$U176

  5. 5
    credit card Bank deposit

    You pay $1,000.00

    $U28,157

    -$U176

Show moreShow less
  1. 6
    debit card Cash pickup

    You pay $1,000.00

    $U26,273

    -$U2,060

  2. 7
    credit card Cash pickup

    You pay $1,000.00

    $U26,105

    -$U2,228

Consider this when sending CAD to India

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/INR transfer options

For a $1,000 transfer to Uruguay, these are the cheapest, fastest and easiest options available now.

Best way to send money to Uruguay

Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 28,332.9 UYU, which is 0.62% more than the next best option.

Fastest way to send money to Uruguay

Paysend is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 28,157.33 UYU in 6-12 hours.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Uruguay.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

Live CAD-UYU Exchange Rate

Compare the CAD to UYU exchange rate

The rate has a direct impact on the UYU amount received. The last seven days show how today's CAD quote compares with the recent market.

Mid-market rate:1 CAD = 28.280841 UYU

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 5 FINTRAC-registered companies sending CAD to Uruguay, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.