The cheapest option overall is Regency FX, giving your recipient 289,005.79 UYU when you send CHF 6,000.
Below we’ve compared 4 ways to send money from Switzerland to Uruguay.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/UYU transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 76.39 1 CHF = 48.2808 UYU +0.04% vs mid-market | Recipient gets $ 285'996.63 Next day | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer CHF 76.391 CHF = 48.2808 UYU $ 285'996.63You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 46.6587 UYU +3.45% vs mid-market | Recipient gets $ 279'952.20 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 46.6587 UYU $ 279'952.20You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Uruguay deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to UYU rates. | |||
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much CHF you're planning to spend in Uruguay. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 48.1676 UYU +0.27% vs mid-market | Recipient gets $ 289'005.79 Minutes - 24 hours | |
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 48.1676 UYU $ 289'005.79You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 48.3480 UYU -0.10% vs mid-market | Recipient gets $ 287'356.07 Within minutes | |
Ways to receive money in Uruguay with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 48.3480 UYU $ 287'356.07You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee CHF 76.39 1 CHF = 48.2808 UYU +0.04% vs mid-market | Recipient gets $ 285'996.63 Next day | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer CHF 76.391 CHF = 48.2808 UYU $ 285'996.63You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 46.6587 UYU +3.45% vs mid-market | Recipient gets $ 279'952.20 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 46.6587 UYU $ 279'952.20You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 46.6587 UYU +3.45% vs mid-market | Recipient gets $ 278'272.49 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 46.6587 UYU $ 278'272.49You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 46.6587 UYU +3.45% vs mid-market | Recipient gets $ 278'272.49 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 46.6587 UYU $ 278'272.49You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 48.2980 UYU Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 289,005.79 UYU for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | -0.10% | CHF 2.69 | $ 48'205.34with bank transfer to bank deposit | +$ 1'657.27 | |
| CHF 6'000This page | 0.27% | CHF 0.00 | $ 289'005.79with bank transfer to bank deposit | +$ 5'863.18 | |
| CHF 25'000 | 0.25% | CHF 0.00 | $ 1'203'041.33with bank transfer to bank deposit | +$ 6'482.31 |
Mid-market rate: 1 CHF = 48.2980 UYU
4 companies send money from Switzerland to Uruguay, across app, broker, multi-currency account, global account, and online, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 285,996.63 UYU.
The fee is 76.39 CHF, with a 0.04% on top of CHF/UYU rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in UYU (be it payments or travelling).
Revolut converts CHF 6,000 with a -0.1% exchange-rate markup and lets you hold CHF and UYU in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Revolut charges fr.56.5 on a fr.6,000 transfer, and the money lands within minutes.
You can also save recipients and create automated scheduled transfers to Uruguay.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Uruguay or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/UYU).
I suggest , since the more UYU you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/UYU rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Uruguay.
A global account lets you hold UYU alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 289,005.79 UYU.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Uruguay.
In Uruguay, they can get UYU delivered as bank deposit.
You pay fr.6,000.00
$U289,006
Cheapest
You pay fr.6,000.00
$U278,272
-$U10,733
You pay fr.6,000.00
$U278,272
-$U10,733
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Uruguay, these are the best options in our comparison.
Cheapest way to send money to Uruguay
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 289,005.79 UYU, which is 0.57% more than the next best option.
Fastest way to send money to Uruguay
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 287,356.07 UYU in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a UYU requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much UYU arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 48.180752 UYU
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 4 of them sending CHF to Uruguay, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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