Regular transfers
Money transfer apps
For the regular transfer home, an app like Revolut is the easiest and most convenient option.
Revolut charges €70.5 on a €7,000 transfer, and 323,445.06 UYU lands in within minutes.
How to send money to Uruguay from Italy with the best EUR-UYU rate
Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 326,093.42 UYU in Uruguay.
For speed, Revolut is fastest, with delivery in within minutes.
| 4 of 4 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/UYU exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/UYU transfersAll money transfer offers for EUR/UYU transfers, sorted by most UYU received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €99.73 1 EUR = 46.8027 UYU -0.20% vs mid-market | Recipient gets $322,951.27 Within a week | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €99.731 EUR = 46.8027 UYU $322,951.27You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 44.8273 UYU +4.12% vs mid-market | Recipient gets $313,791.10 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 44.8273 UYU $313,791.10You pay€7,000.00 | |||
Run a live search Showing top Italy to Uruguay deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to UYU rates. | |||
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much EUR you're planning to spend in Uruguay. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 46.5848 UYU +0.27% vs mid-market | Recipient gets $326,093.42 Minutes - 24 hours | |
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 46.5848 UYU $326,093.42You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 46.6765 UYU +0.07% vs mid-market | Recipient gets $323,445.06 Within minutes | |
Ways to receive money in Uruguay with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 46.6765 UYU $323,445.06You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee €99.73 1 EUR = 46.8027 UYU -0.20% vs mid-market | Recipient gets $322,951.27 Within a week | |
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €99.731 EUR = 46.8027 UYU $322,951.27You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €109.70 1 EUR = 46.8027 UYU -0.20% vs mid-market | Recipient gets $322,484.64 Within a week | |
Ways to receive money in Uruguay with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €109.701 EUR = 46.8027 UYU $322,484.64You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €153.82 1 EUR = 46.8027 UYU -0.20% vs mid-market | Recipient gets $320,419.71 Within a week | |
Ways to receive money in Uruguay with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €153.821 EUR = 46.8027 UYU $320,419.71You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €195.15 1 EUR = 46.8027 UYU -0.20% vs mid-market | Recipient gets $318,485.35 Within a week | |
Ways to receive money in Uruguay with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €195.151 EUR = 46.8027 UYU $318,485.35You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 44.8273 UYU +4.12% vs mid-market | Recipient gets $313,791.10 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 44.8273 UYU $313,791.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 44.8273 UYU +4.12% vs mid-market | Recipient gets $313,791.10 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 44.8273 UYU $313,791.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 44.8273 UYU +4.12% vs mid-market | Recipient gets $313,791.10 Minutes - 24 hours | |
Ways to receive money in Uruguay with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 44.8273 UYU $313,791.10You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 46.710893 UYU Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Italy to Uruguay
Pick a company
For a one-off transfer to Uruguay, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most UYU.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/UYU rate.
Fund your transfer
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Uruguay directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to Uruguay
4 companies send money from Italy to Uruguay. You can send EUR via app, broker, multi-currency account, global account, and online, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 322,951.27 UYU on €7,000 with a €99.73 fee and -0.2% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to Uruguay, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/UYU rate.
Travelling and receiving
Multi-currency accounts
If you travel to Uruguay often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and UYU in one account, and give you local details.
I suggest trying Revolut.
It holds EUR and UYU balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive UYU in Uruguay
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 326,093.42 UYU.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send UYU to Uruguay by themselves.
In Uruguay, the recipient can use bank deposit.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$U326,093
Cheapest
- 2 Ideal Bank deposit
You pay €7,000.00
$U322,485
-$U3,609
- 3 Debit card Bank deposit
You pay €7,000.00
$U320,420
-$U5,674
- 4 Credit card Bank deposit
You pay €7,000.00
$U318,485
-$U7,608
Consider this when sending money from Italy to UYU
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to Uruguay.
Cheapest way to send money to Uruguay
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 326,093.42 UYU, which is 0.81% more than the next best option.
Fastest way to send money to Uruguay
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 323,445.06 UYU, with the money arriving in within minutes.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into UYU and pay your recipient in Uruguay through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to Uruguay
The exchange rate affects the final UYU amount, so compare today's quote with the recent EUR/UYU range before sending.
Mid-market rate:1 EUR = 46.778117 UYU
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 4 of them on EUR to Uruguay, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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