How to send money to Uruguay from Netherlands with the best EUR-UYU rate

Revolut is the fastest way to send money to Uruguay right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Regency FX will get you 321,927.06 UYU.

Best companies for EUR/UYU transfers

4 of 4 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/UYU exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/UYU transfers

All money transfer offers for EUR/UYU transfers, sorted by most UYU received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €99.73 1 EUR = 46.1126 UYU 0.00% vs mid-market Recipient gets $318,189.39 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€99.731 EUR = 46.1126 UYU
$318,189.39You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 44.1674 UYU +4.31% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00

Run a live search

Showing top Netherlands to Uruguay deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 45.9896 UYU +0.27% vs mid-market Recipient gets $321,927.06 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Uruguay from Netherlands.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uruguay with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 45.9896 UYU
$321,927.06You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 45.9859 UYU +0.28% vs mid-market Recipient gets $318,659.23 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Uruguay.
Multi-currency cardReceive to bank account

Ways to receive money in Uruguay with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 45.9859 UYU
$318,659.23You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee €99.73 1 EUR = 46.1126 UYU 0.00% vs mid-market Recipient gets $318,189.39 Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Netherlands to Uruguay.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€99.731 EUR = 46.1126 UYU
$318,189.39You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €109.70 1 EUR = 46.1126 UYU 0.00% vs mid-market Recipient gets $317,729.65 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€109.701 EUR = 46.1126 UYU
$317,729.65You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €153.82 1 EUR = 46.1126 UYU 0.00% vs mid-market Recipient gets $315,695.16 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€153.821 EUR = 46.1126 UYU
$315,695.16You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €195.15 1 EUR = 46.1126 UYU 0.00% vs mid-market Recipient gets $313,789.33 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€195.151 EUR = 46.1126 UYU
$313,789.33You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 44.1674 UYU +4.31% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 44.1674 UYU +4.31% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 44.1674 UYU +4.31% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 46.114088 UYU Updates every 60 minutes.

How to send money from Netherlands to Uruguay

Pick a company

For a one-off transfer to Uruguay, I suggest picking the cheapest option which is Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most UYU.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/UYU rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Uruguay

4 companies send money from the Netherlands to Uruguay, across app, broker, multi-currency account, global account, and online, and more.

For one-off transfers

Online transfers

Sending money to Uruguay online is simple.

Pick Uruguay, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 318,189.39 UYU with a €99.73 fee and 0% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Uruguay, apps are the easiest.

Revolut charges €70.5 in fees on a €7,000 transfer with 0.28% markup and gets you 318,659.23 UYU.

You can pay for you transfer via app, broker, multi-currency account, global account, and online but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of UYU rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and UYU in one account.

This is handy for receiving payments, spending UYU and EUR, or travelling to Uruguay.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 0.28% markup plus €70.5 fee and holds the UYU until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 321,927.06 UYU.

In Uruguay, the recipient can collect UYU through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/UYU rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $U321,927

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    $U317,730

    -$U4,197

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    $U315,695

    -$U6,232

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    $U313,789

    -$U8,138

Consider this when sending money from Netherlands to Uruguay

A few things to consider before sending money from Netherlands to Uruguay.

Compare your transfer options

Cheapest way to send money to Uruguay

The cheapest option for $U321,927.06 is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 321,927.06 UYU, which is 1.02% more than the next best option.

Fastest way to send money to Uruguay

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Uruguay. Your recipient gets 318,659.23 UYU in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-UYU Exchange Rate

Finding the best rate to send money from Netherlands to Uruguay

The EUR/UYU rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 46.144278 UYU

How we analyse the market

We track 4 companies sending EUR to Uruguay, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.