Best companies for EUR/UYU transfers
4 of 4 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/UYU transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €99.73 1 EUR = 44.7358 UYU -0.15% vs mid-market	Recipient gets $308,689.10 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €99.731 EUR = 44.7358 UYU $308,689.10You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 42.8672 UYU +4.11% vs mid-market	Recipient gets $300,070.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 42.8672 UYU $300,070.40You pay€7,000.00
Run a live search Showing top Netherlands to Uruguay deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to UYU rates.
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much EUR you're planning to spend in Uruguay.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 44.5470 UYU +0.27% vs mid-market	Recipient gets $311,828.88 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Uruguay with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 44.5470 UYU $311,828.88You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €62.80 1 EUR = 44.6224 UYU +0.10% vs mid-market	Recipient gets $309,554.22 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Uruguay with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €62.801 EUR = 44.6224 UYU $309,554.22You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee €99.73 1 EUR = 44.7358 UYU -0.15% vs mid-market	Recipient gets $308,689.10 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €99.731 EUR = 44.7358 UYU $308,689.10You pay€7,000.00
Wise Pay via iDEAL	Fee €109.70 1 EUR = 44.7358 UYU -0.15% vs mid-market	Recipient gets $308,243.08 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €109.701 EUR = 44.7358 UYU $308,243.08You pay€7,000.00
Wise Pay via Debit card	Fee €153.82 1 EUR = 44.7358 UYU -0.15% vs mid-market	Recipient gets $306,269.34 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €153.821 EUR = 44.7358 UYU $306,269.34You pay€7,000.00
Wise Pay via Credit card	Fee €195.15 1 EUR = 44.7358 UYU -0.15% vs mid-market	Recipient gets $304,420.41 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €195.151 EUR = 44.7358 UYU $304,420.41You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 42.8672 UYU +4.11% vs mid-market	Recipient gets $300,070.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 42.8672 UYU $300,070.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 42.8672 UYU +4.11% vs mid-market	Recipient gets $300,070.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 42.8672 UYU $300,070.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 42.8672 UYU +4.11% vs mid-market	Recipient gets $300,070.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 42.8672 UYU $300,070.40You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 44.6676 UYU Updates every 60 minutes.

Why compare

EUR/UYU exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Netherlands to Uruguay

Pick a company

For a one-off EUR transfer to Uruguay, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 25 of the 25 days it quoted €7,000 transfers to Uruguay.

On a 7,000 EUR transfer, Regency FX delivers the most UYU.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/UYU rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Uruguay?

How much EUR you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.


€500	0.27%	€0.00	$22,284.75with debit card to bank deposit	+$460.36
€1,000	0.11%	€2.80	$44,519.42with bank transfer to bank deposit	+$1,109.82
€2,000	0.11%	€12.80	$88,680.72with bank transfer to bank deposit	+$1,724.17
€5,000	0.10%	€42.80	$221,174.10with bank transfer to bank deposit	+$3,624.01
€7,000This page	0.27%	€0.00	$311,828.88with bank transfer to bank deposit	+$6,360.41

Mid-market rate: 1 EUR = 44.6676 UYU

EUR/UYU Exchange Rate History

Is today a good time to send money from Netherlands to Uruguay?

The cheapest way to send EUR to UYU can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Uruguay.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UYU per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UYU on every transfer from Netherlands.

Right now, Regency FX pays 311,828.88 UYU on 7,000 EUR, which is 844.22 UYU less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 318,754.7 UYU.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uruguay.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 25 comparisons
Cheapest every time
RevolutAppeared in 77 comparisons
Cheapest in 36% of them
WiseAppeared in 88 comparisons
Cheapest in 17% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in only 36% of its comparisons, so it's rarely the cheapest option for transfers to Uruguay.

Ways to send money from the Netherlands to Uruguay

4 companies send money from the Netherlands to Uruguay, across app, broker, multi-currency account, global account, and online, and more.

For one-off transfers

Online transfers

Sending money to Uruguay online is simple.

Pick Uruguay, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 308,689.1 UYU with a €99.73 fee and -0.15% markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 27 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Uruguay, apps are the easiest.

Revolut charges €62.8 in fees on a €7,000 transfer with 0.1% markup and gets you 309,554.22 UYU.

Over the past month, Revolut was the cheapest app on 73% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of UYU rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and UYU in one account.

This is handy for receiving payments, spending UYU and EUR, or travelling to Uruguay.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 0.1% markup plus €62.8 fee and holds the UYU until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 73% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 311,828.88 UYU.

In Uruguay, the recipient can collect UYU through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/UYU rate offering iDEAL (Wero), use our deposit filter above.

1

Bank transfer Bank deposit

You pay €7,000.00

$U311,829

Cheapest
2

iDEAL Bank deposit

You pay €7,000.00

$U308,243

-$U3,586
3

Debit card Bank deposit

You pay €7,000.00

$U306,269

-$U5,560
4

Credit card Bank deposit

You pay €7,000.00

$U304,420

-$U7,408

Consider this when sending money from Netherlands to Uruguay

A few things to consider before sending money from Netherlands to Uruguay.

Compare your transfer options

Cheapest way to send money to Uruguay

The cheapest option for a €7,000 transfer is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 311,828.88 UYU, which is 0.73% more than the next best option.

Fastest way to send money to Uruguay

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Uruguay. Your recipient gets 309,554.22 UYU in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 4 companies sending EUR to Uruguay, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/UYU transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Netherlands

Send money to Uruguay

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.5214	–	$318,649.95
Regency FX Cheapest	45.3985	€0.00	$317,789.60	−$860.35
Revolut	45.5854	€70.50	$315,884.13	−$2,765.82
Wise No quote collected this day	–	–	–	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.5259	–	$318,681.45
Regency FX Cheapest	45.4030	€0.00	$317,821.01	−$860.44
Revolut	45.5931	€70.50	$315,937.28	−$2,744.17
Wise	45.7074	€99.73	$315,393.40	−$3,288.05

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.6597	–	$319,617.67
Regency FX Cheapest	45.5364	€0.00	$318,754.70	−$862.97
Revolut	45.3795	€70.50	$314,457.12	−$5,160.55
Wise	45.5103	€99.73	$314,033.36	−$5,584.31

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.5661	–	$318,962.95
Regency FX Cheapest	45.4431	€0.00	$318,101.75	−$861.20
Revolut	45.2633	€70.50	$313,651.70	−$5,311.25
Wise	45.3875	€99.73	$313,186.00	−$5,776.95

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.3717	–	$317,601.84
Regency FX Cheapest	45.2492	€0.00	$316,744.32	−$857.52
Wise	45.5501	€99.73	$314,307.99	−$3,293.85
Revolut	45.2898	€140.50	$310,665.39	−$6,936.45

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.2794	–	$316,955.89
Regency FX Cheapest	45.1572	€0.00	$316,100.11	−$855.78
Wise	45.5501	€99.73	$314,307.99	−$2,647.90
Revolut	45.2853	€140.50	$310,634.22	−$6,321.67

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.1201	–	$315,840.85
Regency FX Cheapest	44.9983	€0.00	$314,988.08	−$852.77
Revolut	45.2154	€70.50	$313,320.04	−$2,520.81
Wise	45.3497	€99.73	$312,925.17	−$2,915.68

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.3460	–	$317,421.80
Regency FX Cheapest	45.2235	€0.00	$316,564.77	−$857.03
Revolut	45.2051	€70.50	$313,249.04	−$4,172.76
Wise	45.3025	€99.73	$312,599.48	−$4,822.32

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.2031	–	$316,421.76
Regency FX Cheapest	45.0811	€0.00	$315,567.42	−$854.34
Revolut	44.8276	€70.50	$310,632.52	−$5,789.24
Wise	44.9497	€99.73	$310,165.07	−$6,256.69

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.8691	–	$314,083.84
Regency FX Cheapest	44.7480	€0.00	$313,235.81	−$848.03
Wise	44.8875	€99.73	$309,735.87	−$4,347.97
Revolut No quote collected this day	–	–	–	–

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.8830	–	$314,180.73
Regency FX Cheapest	44.7618	€0.00	$313,332.44	−$848.29
Revolut	44.9652	€70.50	$311,586.54	−$2,594.19
Wise	45.0912	€99.73	$311,141.45	−$3,039.28

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.0018	–	$315,012.93
Regency FX Cheapest	44.8803	€0.00	$314,162.39	−$850.54
Wise	44.9964	€99.73	$310,487.31	−$4,525.62
Revolut	44.8670	€140.50	$307,765.19	−$7,247.74

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.9786	–	$314,850.18
Regency FX Cheapest	44.8572	€0.00	$314,000.08	−$850.10
Revolut	44.9389	€70.50	$311,403.87	−$3,446.31
Wise	45.0721	€99.73	$311,009.66	−$3,840.52

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Revolut Cheapest	44.8377	€70.50	$310,702.70	–
Wise	44.9637	€99.73	$310,261.67	–
Regency FX No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.9055	–	$314,338.50
Regency FX Cheapest	44.7843	€0.00	$313,489.79	−$848.71
Revolut	44.8722	€70.50	$310,941.62	−$3,396.88
Wise	44.9939	€99.73	$310,470.06	−$3,868.44

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Revolut Cheapest	44.9319	€62.80	$311,701.68	–
Wise	45.0589	€99.73	$310,918.58	–
Regency FX No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.2168	–	$316,517.43
Regency FX Cheapest	45.0947	€0.00	$315,662.83	−$854.60
Revolut	45.1349	€62.80	$313,109.72	−$3,407.71
Wise	45.2567	€99.73	$312,283.45	−$4,233.98

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	45.1282	€99.73	$311,396.76	–
Revolut	44.9064	€132.80	$308,381.03	–
Regency FX No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.3025	–	$317,117.69
Paysend Cheapest	44.8555	€0.00	$313,988.82	−$3,128.87
Wise	45.1282	€99.73	$311,396.76	−$5,720.93
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.2783	–	$316,947.91
Regency FX Cheapest	45.1560	€0.00	$316,092.15	−$855.76
Revolut	44.8932	€62.80	$311,432.94	−$5,514.97
Wise	45.0117	€99.73	$310,592.88	−$6,355.03

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.0949	–	$315,664.07
Regency FX Cheapest	44.9731	€0.00	$314,811.78	−$852.29
Wise	45.0471	€99.73	$310,837.15	−$4,826.92
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.9352	–	$314,546.32
Regency FX Cheapest	44.8139	€0.00	$313,697.05	−$849.27
Revolut	44.9193	€62.80	$311,613.82	−$2,932.50
Wise No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	45.1265	–	$315,885.19
Regency FX Cheapest	45.0046	€0.00	$315,032.30	−$852.89
Revolut	44.9354	€62.80	$311,725.55	−$4,159.64
Wise	45.0708	€99.73	$311,000.69	−$4,884.50

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.8767	–	$314,136.72
Regency FX Cheapest	44.7555	€0.00	$313,288.55	−$848.17
Revolut	44.7764	€62.80	$310,623.10	−$3,513.62
Wise	44.9096	€99.73	$309,888.37	−$4,248.35

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	44.8954	–	$314,267.53
Regency FX Cheapest	44.7741	€0.00	$313,419.01	−$848.52
Wise	44.9260	€99.73	$310,001.53	−$4,266.00
Revolut	44.6907	€132.80	$306,899.75	−$7,367.78

How to send money to Uruguay from Netherlands with the best EUR-UYU rate

Best companies for EUR/UYU transfers