How to send money to Uruguay from Singapore with the best SGD-UYU rate

Revolut is the fastest way to send money to Uruguay from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 314,152.5 UYU for a $10,000 transfer.

Best companies for SGD/UYU transfers

3 of 3 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SGD/UYU exchange rates from our comparisons.

Based on 10,000 SGD transfer

Best companies for SGD/UYU transfers

All money transfer offers for SGD/UYU transfers, sorted by most UYU received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee $119.44 1 SGD = 31.4977 UYU +0.01% vs mid-market Recipient gets $311,214.91 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$119.441 SGD = 31.4977 UYU
$311,214.91You pay$10,000.00
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 31.4153 UYU +0.27% vs mid-market Recipient gets $314,152.50 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uruguay with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 31.4153 UYU
$314,152.50You pay$10,000.00

Run a live search

Showing top Singapore to Uruguay deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 31.4153 UYU +0.27% vs mid-market Recipient gets $314,152.50 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Uruguay from Singapore.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uruguay with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 31.4153 UYU
$314,152.50You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 31.4381 UYU +0.20% vs mid-market Recipient gets $312,337.21 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SGD to Uruguay.
Multi-currency cardReceive to bank account

Ways to receive money in Uruguay with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 31.4381 UYU
$312,337.21You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee $119.44 1 SGD = 31.4977 UYU +0.01% vs mid-market Recipient gets $311,214.91 Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Singapore to Uruguay.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$119.441 SGD = 31.4977 UYU
$311,214.91You pay$10,000.00
Wise

Wise

Pay via PayNow
Fee $119.44 1 SGD = 31.4977 UYU +0.01% vs mid-market Recipient gets $311,214.91 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$119.441 SGD = 31.4977 UYU
$311,214.91You pay$10,000.00
Wise

Wise

Pay via Debit card
Fee $568.46 1 SGD = 31.4977 UYU +0.01% vs mid-market Recipient gets $297,071.82 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$568.461 SGD = 31.4977 UYU
$297,071.82You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 31.500301 UYU Updates every 60 minutes.

How to send money from Singapore to Uruguay

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Uruguay, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Uruguay

There are 5 ways to send money to Uruguay across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending UYU from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges $65 to send $10,000, delivering 312,337.21 UYU after a 0.2% markup and 65 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Uruguay.

A currency broker can quote a lower margin on a large SGD to UYU transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to UYU before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 312,337.21 UYU after fees when converting 10,000 SGD.

Ways to fund SGD and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 314,152.5 UYU.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Uruguay from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Uruguay, they can receive UYU using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    $U314,153

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    $U311,215

    -$U2,938

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    $U297,072

    -$U17,081

Things to know before sending SGD to Uruguay

Consider these things before sending money from Singapore to Uruguay.

Compare SGD/UYU transfers

For a $10,000 transfer to Uruguay, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 314,152.5 UYU, which is 0.58% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 312,337.21 UYU in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-UYU Exchange Rate

Finding the best SGD to UYU exchange rate

The exchange rate directly affects how much UYU arrives for your SGD.

Mid-market rate:1 SGD = 31.505241 UYU

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Uruguay, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.