How to send money to Uruguay from France with the best EUR-UYU rate

Wise offers the best exchange rate from France to Uruguay at 46.1025 UYU per EUR.

But Regency FX is cheapest overall, turning EUR 7,000 into 321,860.66 UYU after its fee and exchange-rate markup.

Best companies for EUR/UYU transfers

4 of 4 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/UYU exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/UYU transfers

All money transfer offers for EUR/UYU transfers, sorted by most UYU received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €99.73 1 EUR = 46.1025 UYU 0.00% vs mid-market Recipient gets $318,119.70 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€99.731 EUR = 46.1025 UYU
$318,119.70You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 44.1674 UYU +4.29% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00

Run a live search

Showing top France to Uruguay deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 45.9801 UYU +0.27% vs mid-market Recipient gets $321,860.66 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Uruguay from France.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uruguay with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 45.9801 UYU
$321,860.66You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 45.9815 UYU +0.27% vs mid-market Recipient gets $318,628.68 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Uruguay.
Multi-currency cardReceive to bank account

Ways to receive money in Uruguay with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 45.9815 UYU
$318,628.68You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee €99.73 1 EUR = 46.1025 UYU 0.00% vs mid-market Recipient gets $318,119.70 Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from France to Uruguay.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€99.731 EUR = 46.1025 UYU
$318,119.70You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €109.70 1 EUR = 46.1025 UYU 0.00% vs mid-market Recipient gets $317,660.06 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€109.701 EUR = 46.1025 UYU
$317,660.06You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €153.82 1 EUR = 46.1025 UYU 0.00% vs mid-market Recipient gets $315,626.01 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€153.821 EUR = 46.1025 UYU
$315,626.01You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €195.15 1 EUR = 46.1025 UYU 0.00% vs mid-market Recipient gets $313,720.60 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uruguay with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€195.151 EUR = 46.1025 UYU
$313,720.60You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 44.1674 UYU +4.29% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 44.1674 UYU +4.29% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 44.1674 UYU +4.29% vs mid-market Recipient gets $309,171.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uruguay with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 44.1674 UYU
$309,171.80You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 46.104576 UYU Updates every 60 minutes.

How to send money from France to Uruguay

Pick a company

Start with the cheapest, which is Regency FX at 321,860.66 UYU on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Uruguay

4 companies send money from France to Uruguay. You can do it via app, broker, multi-currency account, global account, and online.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Uruguay, apps like Revolut are the easiest way.

Revolut charges €70.5 on a €7,000 transfer, and the UYU arrives in within minutes.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to UYU, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 318,119.7 UYU with a €99.73 fee and 0% markup.

For travelling & receiving

Challenger banks

Challenger banks like Revolut are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Uruguay.

On €7,000 transfer, Revolut gets you 318,628.68 UYU vs 321,860.66 UYU using Regency FX.

It's always , and choosing based on purpose and how much you get.

Companies like Revolut offer great multi-currency features:

  • Hold EUR and UYU

  • Convert between them any time

  • Spend in UYU abroad or online

  • Receive EUR or UYU like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Uruguay, or making any other large transfer, then you need a currency broker.

Regency FX charges no fee but adds 0.27% markup on EUR/UYU interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive UYU in Uruguay

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 321,860.66 UYU.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Uruguay depends on the payout method.

Your recipient in Uruguay can collect UYU through bank deposit.

They can receive UYU digitally

Your recipient can use bank deposit to collect Peso Uruguayo.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $U321,861

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    $U317,660

    -$U4,201

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    $U315,626

    -$U6,235

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    $U313,721

    -$U8,140

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Uruguay, these are the best ways to start with:

Cheapest way to send money to Uruguay

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 321,860.66 UYU, which is 1% more than the next best option.

Fastest way to send money to Uruguay

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 318,628.68 UYU in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-UYU Exchange Rate

Finding the best rate to send money from France to Uruguay

The exchange rate determines how much UYU your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 46.131536 UYU

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 4 ACPR-registered companies sending EUR to Uruguay, with the rates refreshed in real time on live EUR/UYU searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.