Best companies for AUD/UYU transfers
5 of 5 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/UYU transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $40.99 1 AUD = 28.2897 UYU -0.17% vs mid-market	Recipient gets $U 55,419.81 Next day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $40.991 AUD = 28.2897 UYU $U 55,419.81You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 26.8912 UYU +4.90% vs mid-market	Recipient gets $U 53,782.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 26.8912 UYU $U 53,782.40You pay$2,000.00
Run a live search Showing top Australia to Uruguay deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to UYU rates.
Run a live search These companies offer multi-currency accounts for spending UYU. We suggest doing a live search based on how much AUD you're planning to spend in Uruguay.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $5.03 1 AUD = 28.2176 UYU +0.08% vs mid-market	Recipient gets $U 56,293.30 Within minutes
10 reviews CheapestFastest Receive to bank account
Ways to receive money in Uruguay with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $5.031 AUD = 28.2176 UYU $U 56,293.30You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Instarem Pay via PayID	Fees: $10.00 1 AUD = 28.2757 UYU -0.12% vs mid-market	Recipient gets $U 56,268.64 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Uruguay with Instarem when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $10.001 AUD = 28.2757 UYU $U 56,268.64You pay$2,000.00

Instarem Pay via Bank Transfer	Fees: $10.00 1 AUD = 28.2757 UYU -0.12% vs mid-market	Recipient gets $U 56,268.64 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Uruguay with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $10.001 AUD = 28.2757 UYU $U 56,268.64You pay$2,000.00
Instarem Pay via Debit Card	Fees: $22.00 1 AUD = 28.2757 UYU -0.12% vs mid-market	Recipient gets $U 55,929.33 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Uruguay with Instarem when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $22.001 AUD = 28.2757 UYU $U 55,929.33You pay$2,000.00

Instarem Pay via Credit Card	Fees: $22.00 1 AUD = 28.2757 UYU -0.12% vs mid-market	Recipient gets $U 55,929.33 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Uruguay with Instarem when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $22.001 AUD = 28.2757 UYU $U 55,929.33You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $40.99 1 AUD = 28.2897 UYU -0.17% vs mid-market	Recipient gets $U 55,419.81 Next day
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $40.991 AUD = 28.2897 UYU $U 55,419.81You pay$2,000.00

Wise Pay via Osko	Fees: $40.99 1 AUD = 28.2897 UYU -0.17% vs mid-market	Recipient gets $U 55,419.81 Next day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $40.991 AUD = 28.2897 UYU $U 55,419.81You pay$2,000.00
Wise Pay via Debit Card	Fees: $46.40 1 AUD = 28.2897 UYU -0.17% vs mid-market	Recipient gets $U 55,266.76 Next day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $46.401 AUD = 28.2897 UYU $U 55,266.76You pay$2,000.00
Wise Pay via Credit Card	Fees: $59.60 1 AUD = 28.2897 UYU -0.17% vs mid-market	Recipient gets $U 54,893.33 Next day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Uruguay with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $59.601 AUD = 28.2897 UYU $U 54,893.33You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 27.1800 UYU +3.83% vs mid-market	Recipient gets $U 54,360.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Uruguay with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 27.1800 UYU $U 54,360.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 27.1800 UYU +3.83% vs mid-market	Recipient gets $U 54,360.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Uruguay with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 27.1800 UYU $U 54,360.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 27.1800 UYU +3.83% vs mid-market	Recipient gets $U 54,360.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Uruguay with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 27.1800 UYU $U 54,360.00You pay$2,000.00
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 26.8912 UYU +4.90% vs mid-market	Recipient gets $U 53,782.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 26.8912 UYU $U 53,782.40You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 26.8912 UYU +4.90% vs mid-market	Recipient gets $U 53,782.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 26.8912 UYU $U 53,782.40You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 26.8912 UYU +4.90% vs mid-market	Recipient gets $U 53,782.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Uruguay with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 26.8912 UYU $U 53,782.40You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 28.2408 UYU Updates every 60 minutes.

Why compare

AUD/UYU exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Uruguay

Pick a company

Start with the cheapest, which is Revolut at 56,293.3 UYU on A$2,000.

Revolut was the cheapest on 21 of the 27 days it quoted A$2,000 transfers to Uruguay.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, payid, osko, and payto.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Uruguay?

How much AUD you send to Uruguay heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 55% of the transfers up to A$2,000 it quoted, and in 33% of all the transfers it quoted.


$1,000	-0.10%	$5.00	$U 28,122.28with payid to bank deposit	+$U 525.40
$1,500	0.08%	$5.03	$U 42,194.09with bank transfer to bank deposit	+$U 976.98
$2,000This page	0.08%	$5.03	$U 56,293.30with bank transfer to bank deposit	+$U 1,218.89
$3,000	0.09%	$10.03	$U 84,371.03with bank transfer to bank deposit	+$U 2,227.76
$7,500	0.08%	$38.75	$U 210,508.75with bank transfer to bank deposit	+$U 4,276.85
$12,000	0.27%	$0.00	$U 337,967.08with bank transfer to bank deposit	+$U 6,972.85
$15,000	0.27%	$0.00	$U 422,410.77with bank transfer to bank deposit	+$U 10,154.10
$50,000	0.25%	$0.00	$U 1,409,179.67with bank transfer to bank deposit	+$U 6,785.67
$100,000	0.25%	$0.00	$U 2,816,556.46with bank transfer to bank deposit	+$U 84,308.06
$250,000	0.20%	$0.00	$U 7,044,920.67with bank transfer to bank deposit	+$U 213,402.65
$500,000	0.20%	$0.00	$U 14,090,686.15with bank transfer to bank deposit	+$U 490,421.58

Mid-market rate: 1 AUD = 28.2408 UYU

AUD/UYU Exchange Rate History

Is today a good time to send money from Australia to Uruguay?

The cheapest way to send AUD to UYU can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 2,000 AUD transfers to Uruguay.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UYU per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 4 of the last 30 days.

Right now, Revolut pays 56,293.3 UYU on 2,000 AUD, which is 188.25 UYU less than the mid-market amount.

Today's payout is the highest in the past month.

Ways to send money from Australia to Uruguay

5 money transfer companies let you send money from Australia to Uruguay.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Uruguay.

For example, sending A$2,000 with Instarem will get you 56,268.64 UYU after a A$10 fee and -0.12% markup.

In our comparisons over the past month, it was the cheapest online service on 18 of the 20 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes A$5.03 in fees and 0.08% markup on a A$2,000 transfer, and your UYU arrives in within minutes.

Over the past month, Revolut was the cheapest app on 78% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 4.9% on AUD/UYU, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 48% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in UYU, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and UYU in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.08% markup, and the UYU sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Uruguay, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Uruguay

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 56,293.3 UYU.

You can fund the transfer with bank transfer, debit card, credit card, payid, osko, and payto.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Uruguay can collect UYU through bank deposit.

1

Bank transfer Bank deposit

You pay A$2,000.00

$U56,293

Cheapest
2

Payid Bank deposit

You pay A$2,000.00

$U56,269

-$U25
3

Debit card Bank deposit

You pay A$2,000.00

$U55,929

-$U364
4

Credit card Bank deposit

You pay A$2,000.00

$U55,929

-$U364
5

Osko Bank deposit

You pay A$2,000.00

$U55,420

-$U873

Show moreShow less

6

Payto Bank deposit

You pay A$2,000.00

$U54,360

-$U1,933

Consider this before sending AUD to Uruguay

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/UYU transfer options

For a A$2,000 transfer to Uruguay, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 56,293.3 UYU, which is 0.04% more than the next best option.

Fastest

Revolut delivers 56,293.3 UYU in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Uruguay.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Uruguay.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 5 companies sending AUD to Uruguay, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/UYU transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	28.0175	–	$U 56,034.96
Revolut Cheapest	28.0616	$5.03	$U 55,982.02	−$U 52.94
Instarem	27.9889	$10.00	$U 55,697.91	−$U 337.05
Wise	28.0029	$40.99	$U 54,857.96	−$U 1,177.00

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	27.9708	–	$U 55,941.63
Revolut Cheapest	28.0191	$5.03	$U 55,897.32	−$U 44.31
Wise	28.0827	$40.99	$U 55,014.29	−$U 927.34
Instarem No quote collected this day	–	–	–	–

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	28.0793	–	$U 56,158.53
Revolut Cheapest	27.9169	$5.03	$U 55,693.39	−$U 465.14
Instarem	27.9748	$22.00	$U 55,334.15	−$U 824.38
Wise	27.9893	$40.99	$U 54,831.32	−$U 1,327.21

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	28.0783	–	$U 56,156.52
Revolut Cheapest	27.8980	$5.03	$U 55,655.75	−$U 500.77
Instarem	27.9532	$10.00	$U 55,626.87	−$U 529.65
Wise	27.9656	$40.99	$U 54,784.89	−$U 1,371.63

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	27.9217	–	$U 55,843.42
Instarem Cheapest	28.1037	$10.00	$U 55,926.36	+$U 82.94
Revolut	27.9368	$25.03	$U 55,174.33	−$U 669.09
Wise	28.1599	$40.99	$U 55,165.53	−$U 677.89

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