Of the 13 companies we analysed, Panda Remit is the cheapest app overall for sending $2,000 to India.
On a 2,000 AUD transfer it will get your recipient 136,626.97 INR.
| 13 of 13 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/INR transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $9.70 1 AUD = 67.3553 INR +0.03% vs mid-market | Recipient gets ₹134,057.25 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.701 AUD = 67.3553 INR ₹134,057.25You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 66.9177 INR +0.68% vs mid-market | Recipient gets ₹133,835.40 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $1.991 AUD = 66.9177 INR ₹133,835.40You pay$2,001.99 Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 UPI6-12 HoursAvailable via:UPI $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 | |||
Run a live search Showing top Australia to India deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much AUD you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 68.5187 INR -1.68% vs mid-market | Recipient gets ₹136,626.97 6-12 Hours | |
Ways to receive money in India with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 68.5187 INR ₹136,626.97You pay$2,000.00 | |||
 Orbit Remit Pay via Bank Transfer | Fees: $0.00 1 AUD = 68.1308 INR -1.11% vs mid-market | Recipient gets ₹136,261.52 2 Days | |
Ways to receive money in India with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 68.1308 INR ₹136,261.52You pay$2,000.00 UPI2 Days Free1 AUD = 68.1308 INR ₹136,261.52You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 68.1472 INR -1.14% vs mid-market | Recipient gets ₹136,097.53 6-12 Hours | |
Ways to receive money in India with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 UPI6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 68.0849 INR ₹135,972.96You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 68.1472 INR -1.14% vs mid-market | Recipient gets ₹136,097.53 6-12 Hours | |
Ways to receive money in India with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 UPI6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 68.0849 INR ₹135,972.96You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 68.1472 INR -1.14% vs mid-market | Recipient gets ₹136,097.53 6-12 Hours | |
Ways to receive money in India with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 UPI6-12 Hours $2.891 AUD = 68.1472 INR ₹136,097.53You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 68.0849 INR ₹135,972.96You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 67.2143 INR +0.24% vs mid-market | Recipient gets ₹134,226.93 Within minutes | |
Ways to receive money in India with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 67.2143 INR ₹134,226.93You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 67.1064 INR +0.40% vs mid-market | Recipient gets ₹134,213.00 Next Day | |
Ways to receive money in India with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 67.1064 INR ₹134,213.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 67.1064 INR +0.40% vs mid-market | Recipient gets ₹134,213.00 Next Day | |
Ways to receive money in India with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 67.1064 INR ₹134,213.00You pay$2,000.00 | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 67.0300 INR +0.51% vs mid-market | Recipient gets ₹134,060.00 2 Days | |
Ways to receive money in India with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 67.0300 INR ₹134,060.00You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $9.70 1 AUD = 67.3553 INR +0.03% vs mid-market | Recipient gets ₹134,057.25 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.701 AUD = 67.3553 INR ₹134,057.25You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $9.70 1 AUD = 67.3553 INR +0.03% vs mid-market | Recipient gets ₹134,057.25 Within minutes | |
Ways to receive money in India with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.701 AUD = 67.3553 INR ₹134,057.25You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 67.0025 INR +0.56% vs mid-market | Recipient gets ₹134,004.94 6-12 Hours | |
Ways to receive money in India with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 67.0025 INR ₹134,004.94You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $1.99 1 AUD = 67.0000 INR +0.56% vs mid-market | Recipient gets ₹134,000.00 Minutes | |
Ways to receive money in India with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes $1.991 AUD = 67.0000 INR ₹134,000.00You pay$2,001.99 UPIMinutesAvailable via:UPI $1.991 AUD = 67.0000 INR ₹134,000.00You pay$2,001.99 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 66.9378 INR +0.65% vs mid-market | Recipient gets ₹133,875.62 6-12 Hours | |
Ways to receive money in India with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 66.9378 INR ₹133,875.62You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 66.9177 INR +0.68% vs mid-market | Recipient gets ₹133,835.40 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $1.991 AUD = 66.9177 INR ₹133,835.40You pay$2,001.99 Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 UPI6-12 HoursAvailable via:UPI $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $1.99 1 AUD = 66.9177 INR +0.68% vs mid-market | Recipient gets ₹133,835.40 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $1.991 AUD = 66.9177 INR ₹133,835.40You pay$2,001.99 UPI6-12 HoursAvailable via:UPI $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 66.9123 INR ₹133,824.60You pay$2,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 66.9177 INR +0.68% vs mid-market | Recipient gets ₹133,835.40 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 66.9177 INR ₹133,835.40You pay$2,032.99 UPI6-12 HoursAvailable via:UPI $32.991 AUD = 66.9123 INR ₹133,824.60You pay$2,032.99 Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 66.9123 INR ₹133,824.60You pay$2,032.99 | |||
| Wise Pay via Debit Card | Fees: $15.23 1 AUD = 67.3553 INR +0.03% vs mid-market | Recipient gets ₹133,684.78 Within minutes | |
Ways to receive money in India with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $15.231 AUD = 67.3553 INR ₹133,684.78You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 67.0025 INR +0.56% vs mid-market | Recipient gets ₹133,602.93 6-12 Hours | |
Ways to receive money in India with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 67.0025 INR ₹133,602.93You pay$2,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 AUD = 66.7367 INR +0.95% vs mid-market | Recipient gets ₹133,473.40 6-12 Hours | |
Ways to receive money in India with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 66.7367 INR ₹133,473.40You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 66.6800 INR +1.04% vs mid-market | Recipient gets ₹133,360.00 2 Days | |
Ways to receive money in India with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 66.6800 INR ₹133,360.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 66.6800 INR +1.04% vs mid-market | Recipient gets ₹133,360.00 2 Days | |
Ways to receive money in India with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 66.6800 INR ₹133,360.00You pay$2,020.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 67.0025 INR +0.56% vs mid-market | Recipient gets ₹132,999.90 6-12 Hours | |
Ways to receive money in India with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 67.0025 INR ₹132,999.90You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $28.74 1 AUD = 67.3553 INR +0.03% vs mid-market | Recipient gets ₹132,774.81 Within minutes | |
Ways to receive money in India with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $28.741 AUD = 67.3553 INR ₹132,774.81You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 65.0640 INR +3.49% vs mid-market | Recipient gets ₹130,127.94 3-5 Days | |
Ways to receive money in India with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 65.0640 INR ₹130,127.94You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 67.3758 INR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Panda Remit at 136,626.97 INR on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including bank transfer, debit card, credit card, payid, payto, osko, and poli.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -2.57% | $0.00 | ₹69,158.00with debit card to bank deposit | +₹2,107.84 | |
| $1,500 | -2.59% | $0.00 | ₹103,736.00with debit card to bank deposit | +₹2,888.64 | |
| $2,000This page | -1.68% | $5.99 | ₹136,626.97with bank transfer to bank deposit | +₹2,515.81 | |
| $3,000 | -1.22% | $0.00 | ₹204,392.28with bank transfer to bank deposit | +₹3,882.72 | |
| $7,500 | -1.14% | $0.00 | ₹510,980.70with bank transfer to bank deposit | +₹8,681.92 | |
| $10,000 | -1.09% | $0.00 | ₹681,307.60with bank transfer to bank deposit | +₹11,463.93 | |
| $12,000 | -1.14% | $0.00 | ₹817,569.12with bank transfer to bank deposit | +₹13,769.70 | |
| $15,000 | -1.17% | $0.00 | ₹1,021,961.40with bank transfer to bank deposit | +₹17,498.99 | |
| $100,000 | -1.09% | $0.00 | ₹6,813,076.00with bank transfer to bank deposit | +₹111,065.69 | |
| $250,000 | -1.14% | $0.00 | ₹17,032,690.00with bank transfer to bank deposit | +₹279,109.38 | |
| $500,000 | -1.18% | $0.00 | ₹34,065,380.00with bank transfer to bank deposit | +₹501,697.33 |
Mid-market rate: 1 AUD = 67.3758 INR
13 money transfer companies let you send money from Australia to India.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to India.
For example, sending $500 with Panda Remit will get you 136,626.97 INR after a $5.99 fee and -1.68% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Panda Remit takes $5.99 in fees and -1.68% markup on a $5.99 transfer, and your INR arrives in 6-12 hours.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 0.56% on AUD/INR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in INR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and INR in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.24% markup, and the INR sits in your account until you spend or transfer it.
Most useful if you travel often to India, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 3.49% markup and delivers 130,127.94 INR, against 136,626.97 INR via Panda Remit (the cheapest option).
With Panda Remit, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 136,626.97 INR.
You can fund the transfer with bank transfer, debit card, credit card, payid, payto, osko, and poli.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the India can collect INR through bank deposit, upi, and cash pickup.
They can collect cash via Ria Money Transfer
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the India.
You pay $2,000.00
₹136,627
Cheapest
You pay $2,000.00
₹136,262
-₹365
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹136,098
-₹529
You pay $2,000.00
₹135,973
-₹654
You pay $2,000.00
₹135,973
-₹654
You pay $2,000.00
₹135,973
-₹654
You pay $2,000.00
₹134,060
-₹2,567
You pay $2,000.00
₹134,057
-₹2,570
You pay $2,001.99
₹133,835
-₹2,792
You pay $2,001.99
₹133,825
-₹2,802
You pay $2,001.99
₹133,825
-₹2,802
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to India, these are the best options right now:
Cheapest
Panda Remit is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 136,626.97 INR, which is 0.27% more than the next best option.
Fastest
Revolut delivers 134,226.93 INR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in India.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in India.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/INR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 67.511174 INR
We track 13 companies sending AUD to India, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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