How to send money to India from Australia

Q: How much money can be transferred from Australia to India?

The amount of INR you can receive from Australia will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.You should also check if there are any government regulations around how many INR can be received in India before making your transfer.

Q: Are there any tax implications to sending money from Australia to India?

Each country will have its own set of tax laws and rules for receiving money from abroad. Indian Rupees or Australian Dollars sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Indian Rupees from abroad, you should check how much you can receive in India without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Q: Can I send money from Australia to India with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Australia, India, and many other countries.

Q: What are the typical transfer fees for sending Australian Dollars to India through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Australian Dollars to India.Our data shows that the cheapest way to send money online between Australia and India is Revolut.Over the past six months, the most common transfer fee applied by Revolut for AUD to INR transactions has been $0. This is 0.2% less than the second-best option available.

Q: How long does it take to send money from Australia to India?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the AUD and INR transaction volumes.According to our data, the fastest way to send money online between Australia and India is Paysend.Over the past six months, Paysend emerged as the fastest service in 46.8% of the searches performed by our users and staff.

Q: What is the best exchange rate I can get for sending money from Australia to India?

Exchange rates fluctuate frequently. To get the best rate for converting AUD to INR, compare the rates offered by different providers against the mid-market rate. Right now, the AUD to INR is 55.0176.

Q: Are there any minimum or maximum transfer amounts for sending money from Australia to India?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Australia to India before proceeding.

Q: Can I schedule regular transfers between Australia and India?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.

Get the best deals when you transfer from Australia to India. Find the cheapest, fastest, and most reliable providers with the best AUD to INR exchange rates.

Read on for analysis on the best ways to send money to India from Australia.

Affiliate Disclosure

Our recommendation: Wise

Wise is our top choice for AUD to INR transfers.

We tested & reviewed 16 money transfer providers offering money transfers from Australia to India, and Wise scored highly.

In total, Wise appeared in 96.2% of Australia to India searches, and was the top rated company supporting transfers between AUD and INR.

For a great mix of cost, speed & features, we recommend making your Australia to India transfer using Wise.

Visit Wise Read Review

How to get the best deal on your Australia to India transfer

Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Australia to India.
Choose a provider
Select the provider that gives you the best value & service for your needs.
Click, sign up & send
Follow the steps & start your transfer from Australia. Your funds will be converted to Indian Rupee and transferred to India.

Summary of recent searches

Top rated for transfers from Australia to India

Total number of AU - IN providers

Average cheapest fees & rate

Average fastest transfer

Average transfer time

Within minutes

Best for bank transfers

Best for debit card

Best for credit card

Important things to consider before sending money from Australia to India

Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to India to find out about fees, speed, and reliability.

Our analysis included 16 providers that operate between Australia and India.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to India.

Think about the Australian Dollar-Indian Rupee exchange rate

Choose the right payment method

Keep your money safe

Consider transfer limits

How to receive money in India

Have your ID ready

Don't forget about taxes

Cheapest way to send money to India from Australia: Revolut

Get the lowest fees with Revolut - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Revolut is 0.2% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for AUD to INR international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to India transfer, make sure you pick Revolut to send your money online.

*The most common fee applied to AUD-INR by Revolut, based on data from the past six months.

Visit Revolut

Fastest company to send money to India from Australia: Paysend.

We compared 16 companies for fast transfers from Australian Dollars to India and Paysend came out on top.

Through our data, Paysend was the quickest way to send money from Australia to Indian Rupee 46.8% of the time.

Sending money through Paysend to India from Australia has an average fee of 0 AUD.

To understand who was the fastest, we tested Paysend as part of 16 money transfer providers. Within this, we looked at the overall speed of sending money from Australia to India. This was made up of transfer times to India after Australian Dollars were added to a money transfer account.

When fast money transfers between Australia and India are a priority, Paysend is our recommended choice.

Visit Paysend Read Review

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise. 

While Wise may not always be the cheapest or fastest way to send AUD from Australia to India, it’s the provider that will keep you safe and relaxed while your money moves into INR.

Visit Wise Read Review

Understanding the costs involved when moving money from Australia to India

The total cost of sending money to India from Australia is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for AUD-INR is 55.0176 INR per Australian Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Australian Dollars.

The AUD-INR mid-market rate over the last three months has seen the Australian Dollar worth an average 55.9462 INR. Within this there has been a high of 57.9956, and a low of 54.1466.

From 16 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting AUD to INR.

Fees: When sending money there may be additional fees. Revolut offers the lowest fee of the 16 providers tested, averaging 0 AUD per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from Australia.

How to find the best exchange rate for Australia to India

Timing is essential for sending money between AUD and INR. The exchange rate you secure impacts how much INR you get for your AUD.

Mid-market Rate

= 55.017596 INR

Let's dive into some interesting recent trends.

Over the past six months, the exchange rate from AUD to INR has seen some fluctuation. On average, it stood at 55.9462.
During this period, the highest value recorded was 57.9956, while the lowest was 54.1466.
Wise, which is our recommended service to send money online from Australia to India offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best AUD-Indian Rupee exchange rates?

Payment methods available to fund your Australia to India transfer

Bank transfers
Bank transfers are often the default option for sending money from Australia to India.
By using a money transfer company such as Revolut for transfers from Australia to India, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.  
On average, Revolut is the cheapest provider for bank transfers from the 16 we tested when sending AUD to India.
With an average fee of AUD0 to send money from Australia to India, Revolut offers a great combination of competitive exchange rates and lower fees. 
Debit and prepaid cards
Sending money from Australia to India with a debit or a prepaid card is very simple with Wise. 
Wise is a leader in debit card payments for transfers from Australia to India, competing among a total of 16 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Australia to India, Instarem emerges as our top choice of the 16 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Australia. 

Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to India. 

We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to INR. 

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.