MoneyTransfers
/Send money/To India/From Australia

Compare the best ways to send money from Australia to India

Get the best deals when you transfer from Australia to India. Find the cheapest, fastest, and most reliable providers with the best AUD to INR exchange rates.

Read on for the best deals, expert information, and all you need to send money to India from Australia.

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June 25th, 2025
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Companies for transfers from Australia to India

Last updated: Today
Mid-market rate as of 06/25/2025: 1 AUD = 55.800287 INR
Results below are based on a 5000 AUD search
0 of 9 providers
Sponsored
Wise
Recipient gets (INR)
₹277,410.40
Full transfer details
Visit Wise
₹6,779 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (INR)
₹277,616.05
Full transfer details
Visit Xe
₹6,985 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
WorldRemit
Recipient gets (INR)
₹281,201.00
Full transfer details
Visit WorldRemit
₹10,570 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (INR)
₹277,616.05
Full transfer details
Visit Xe
₹6,985 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Wise
Recipient gets (INR)
₹277,410.40
Full transfer details
Visit Wise
₹6,779 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Remitly
Recipient gets (INR)
₹276,400.00
Full transfer details
Visit Remitly
₹5,769 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
OFX
Recipient gets (INR)
₹273,913.00
Full transfer details
Visit OFX
₹3,282 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (INR)
₹277,941.90
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • NAB
    NAB
    Recipient gets (INR)
    ₹269,981.88
    Not recommended
  • HSBC
    HSBC
    Recipient gets (INR)
    ₹269,394.02
    Not recommended
Sponsored
Wise
Recipient gets (INR)
₹277,410.40
Full transfer details
Visit Wise
₹6,779 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (INR)
₹277,616.05
Full transfer details
Visit Xe
₹6,985 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best choice: Wise

Wise is our top pick for AUD to INR transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of Australia to India searches, and was the top rated company out of 9 that support AUD to INR.

So for a great mix of cost, speed & features, make your Australia to India transfer using Wise.

Wise is the top rated company for sending money from Australia (AUD) to India (INR) - Wise Screenshot

How to get the best deal on your Australia to India transfer

Summary of recent searches

Top rated for transfers from Australia to India
Wise
Total number of AU - IN providers
9
Average cheapest fees & rate
WorldRemit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Panda Remit
Best for debit card
Wise

Important things to consider before sending money from Australia to India

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to India to find out about fees, speed, and reliability.

Our analysis included 9 providers that operate between Australia and India.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to India.

2
Think about the Australian Dollar-Indian Rupee exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in India
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to India from Australia: Panda Remit

Get the lowest fees with Panda Remit - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Panda Remit is 1.16% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for AUD to INR international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to India transfer, make sure you pick Panda Remit to send your money online.

*The most common fee applied to AUD-INR by Panda Remit, based on data from the past six months.

WorldRemit is the cheapest way to send money from Australia (AUD) to India (INR) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Australia (AUD) to India (INR) - WorldRemit Screenshot 2

Fastest way to send money from Australia to India: Wise

Need to send money fast? Pick Wise and get your funds from Australia to India at speed.

Our data shows that Wise came up as the fastest way to send money from Australia to India in 100% of searches. This makes them well suited to urgent AUD to INR money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Australia to India - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to India from Australia in 100% of the searches on MoneyTransfers.com over the past six months.

Wise is the fastest way to send money from Australia (AUD) to India (INR) - Wise Screenshot

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send AUD from Australia to India, it’s the provider that will keep you safe and relaxed while your money moves into INR.

Understanding the costs involved when moving money from Australia to India

When calculating the costs of money transfers between Australia and India, here's what really matters:

The Mid-Market Rate: Today, the AUD-INR mid-market rate equals to 55.9255 INR per Australian Dollar.

The AUD-INR average exchange rate for the past three months has been 56.0189 INR per Australian Dollar, with a high of 56.2191 and a low of 55.7038.

When looking to send money, we'd recommend WorldRemit. On average WorldRemit is 0.03% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from AUD to INR.

How to find the best exchange rate for Australian Dollar to Indian Rupee

Timing is essential for sending money between AUD and INR. The exchange rate you secure impacts how much INR you get for your AUD.

Mid-market Rate
1 
=
55.915808 
INR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to INR has seen some fluctuation. On average, it stood at 56.0189.

  • During this period, the highest value recorded was 56.2191, while the lowest was 55.7038.

  • Wise, which is our recommended service to send money online from Australia to India offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best AUD-Indian Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to India!

Payment methods available to fund your Australia to
India transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Australia to India.

    By using a money transfer company such as Panda Remit for transfers from Australia to India, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Panda Remit is the cheapest provider for bank transfers from the 9 we tested when sending AUD to India.

    With an average fee of AUD4 to send money from Australia to India, Panda Remit offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to India with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Australia to India, competing among a total of 9 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Australia to India, emerges as our top choice of the 9 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to India .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Can I send money from Australia to India with MoneyTransfers.com?
What are the typical transfer fees for sending Australian Dollars to India through various providers?
How long does it take to send money from Australia to India?
What is the best exchange rate I can get for sending money from Australia to India?
Are there any minimum or maximum transfer amounts for sending money from Australia to India?
Can I schedule regular transfers between Australia and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
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