Of the 9 companies we analysed, Remitly is the cheapest app overall for sending $2,000 to India.
On a 2,000 AUD transfer it will get your recipient 136,240 INR.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/INR exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/INR transfersAll money transfer offers for AUD/INR transfers, sorted by most INR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $9.69 1 AUD = 68.1017 INR -0.02% vs mid-market | Recipient gets ₹135,543.49 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.691 AUD = 68.1017 INR ₹135,543.49You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 67.7339 INR +0.52% vs mid-market | Recipient gets ₹135,467.80 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 UPI6-12 HoursAvailable via:UPI $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 Cash pickup6-12 Hours $1.991 AUD = 67.7335 INR ₹135,467.00You pay$2,001.99 | |||
Run a live search Showing top Australia to India deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much AUD you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 68.1200 INR -0.05% vs mid-market | Recipient gets ₹136,240.00 2 Days | |
Ways to receive money in India with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 68.1200 INR ₹136,240.00You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $1.99 1 AUD = 68.1000 INR -0.02% vs mid-market | Recipient gets ₹136,200.00 Minutes | |
Ways to receive money in India with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes $1.991 AUD = 68.1000 INR ₹136,200.00You pay$2,001.99 UPIMinutesAvailable via:UPI $1.991 AUD = 68.1000 INR ₹136,200.00You pay$2,001.99 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 67.9878 INR +0.15% vs mid-market | Recipient gets ₹135,976.00 Next Day | |
Ways to receive money in India with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 67.9878 INR ₹135,976.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 67.9878 INR +0.15% vs mid-market | Recipient gets ₹135,976.00 Next Day | |
Ways to receive money in India with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 67.9878 INR ₹135,976.00You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $9.69 1 AUD = 68.1017 INR -0.02% vs mid-market | Recipient gets ₹135,543.49 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.691 AUD = 68.1017 INR ₹135,543.49You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $9.69 1 AUD = 68.1017 INR -0.02% vs mid-market | Recipient gets ₹135,543.49 Within minutes | |
Ways to receive money in India with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $9.691 AUD = 68.1017 INR ₹135,543.49You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 67.8732 INR +0.31% vs mid-market | Recipient gets ₹135,542.73 Within minutes | |
Ways to receive money in India with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 67.8732 INR ₹135,542.73You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 67.7339 INR +0.52% vs mid-market | Recipient gets ₹135,467.80 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 UPI6-12 HoursAvailable via:UPI $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 Cash pickup6-12 Hours $1.991 AUD = 67.7335 INR ₹135,467.00You pay$2,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $1.99 1 AUD = 67.7339 INR +0.52% vs mid-market | Recipient gets ₹135,467.80 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by poli. MethodFee & ratesRecipient gets UPI6-12 HoursAvailable via:UPI $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 67.7339 INR ₹135,467.80You pay$2,001.99 Cash pickup6-12 Hours $1.991 AUD = 67.7335 INR ₹135,467.00You pay$2,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 67.7339 INR +0.52% vs mid-market | Recipient gets ₹135,467.80 6-12 Hours | |
Ways to receive money in India with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets UPI6-12 HoursAvailable via:UPI $32.991 AUD = 67.7339 INR ₹135,467.80You pay$2,032.99 Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 67.7339 INR ₹135,467.80You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 67.7335 INR ₹135,467.00You pay$2,032.99 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 67.7257 INR +0.53% vs mid-market | Recipient gets ₹135,451.44 6-12 Hours | |
Ways to receive money in India with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 67.7257 INR ₹135,451.44You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 67.6445 INR +0.65% vs mid-market | Recipient gets ₹135,289.03 6-12 Hours | |
Ways to receive money in India with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 67.6445 INR ₹135,289.03You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $15.22 1 AUD = 68.1017 INR -0.02% vs mid-market | Recipient gets ₹135,166.89 Within minutes | |
Ways to receive money in India with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $15.221 AUD = 68.1017 INR ₹135,166.89You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 67.7257 INR +0.53% vs mid-market | Recipient gets ₹135,045.09 6-12 Hours | |
Ways to receive money in India with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 67.7257 INR ₹135,045.09You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 67.4400 INR +0.95% vs mid-market | Recipient gets ₹134,880.00 2 Days | |
Ways to receive money in India with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 67.4400 INR ₹134,880.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 67.4400 INR +0.95% vs mid-market | Recipient gets ₹134,880.00 2 Days | |
Ways to receive money in India with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 67.4400 INR ₹134,880.00You pay$2,020.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 67.7257 INR +0.53% vs mid-market | Recipient gets ₹134,435.55 6-12 Hours | |
Ways to receive money in India with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 67.7257 INR ₹134,435.55You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $28.73 1 AUD = 68.1017 INR -0.02% vs mid-market | Recipient gets ₹134,246.84 Within minutes | |
Ways to receive money in India with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $28.731 AUD = 68.1017 INR ₹134,246.84You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 66.2609 INR +2.72% vs mid-market | Recipient gets ₹132,521.76 3-5 Days | |
Ways to receive money in India with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 66.2609 INR ₹132,521.76You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 68.087079 INR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitly at 136,240 INR on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 6 ways to pay, including debit card, bank transfer, credit card, payto, osko, and poli.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
9 money transfer companies let you send money from Australia to India.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to India.
For example, sending $500 with Remitly will get you 136,240 INR after a $0 fee and -0.05% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Remitly takes $0 in fees and -0.05% markup on a $0 transfer, and your INR arrives in 2 days.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 0.53% on AUD/INR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in INR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and INR in one account, and convert when the rate suits you.
Wise converts $2,000 at -0.02% markup, and the INR sits in your account until you spend or transfer it.
Most useful if you travel often to India, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 2.72% markup and delivers 132,521.76 INR, against 136,240 INR via Remitly (the cheapest option).
With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 136,240 INR.
You can fund the transfer with debit card, bank transfer, credit card, payto, osko, and poli.
Recipients in the India can collect INR through bank deposit, upi, and cash pickup.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the India.
You pay $2,000.00
₹136,240
Cheapest
You pay $2,001.99
₹136,200
-₹40
You pay $2,001.99
₹136,200
-₹40
You pay $2,000.00
₹135,976
-₹264
You pay $2,000.00
₹135,543
-₹697
You pay $2,032.99
₹135,468
-₹772
You pay $2,032.99
₹135,468
-₹772
You pay $2,001.99
₹135,468
-₹772
You pay $2,001.99
₹135,468
-₹772
You pay $2,001.99
₹135,467
-₹773
You pay $2,032.99
₹135,467
-₹773
You pay $2,001.99
₹135,467
-₹773
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to India, these are the best options right now:
Cheapest
Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 136,240 INR, which is 0.03% more than the next best option.
Fastest
Revolut delivers 135,542.73 INR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in India.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in India.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/INR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 68.032678 INR
We track 9 companies sending AUD to India, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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