Companies for transfers to United States

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%
Fees
$0 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.7% - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Best choice: Wise

Wise is our recommended way to send Australian Dollar to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 62.2% of Australia to the United States searches in the last 6 months, and was the top rated company out of 19 that support AUD to USD.

So for a great blend of cost, speed & features, make your Australia to the United States transfer using Wise.

Screenshot

How to get the best deal on your Australia to United States transfer

Summary of recent searches

Top rated for transfers from Australia to United States
Wise
Total number of AU - US providers
19
Average cheapest fees & rate
Instarem
Average fastest transfer
Airwallex
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Xe
Best for credit card
Wise

Get the most from sending money from Australia to United States

1
Compare providers

Comparing providers offering services between Australia and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire AUD-USD market and have compared 19 providers offering services between Australia and the United States.

This ensures you will get the most comprehensive options for sending Australian Dollar to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Australia to the United States transfer needs.

2
Beat the Australian Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money to the United States from Australia: Instarem

Get the lowest fees with Instarem - the cheapest transfer service at just $22,651.76 per transaction*

Data collected over the past six months shows that Instarem is 0.3% cheaper than the second-best option.

The $22,651.76 transfer cost represents the most common fee for AUD to USD international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to the United States transfer, make sure you pick Instarem to send your money online.

*The most common fee applied to AUD-USD by Instarem, based on data from the past six months.

Screenshot
Screenshot

Fastest money transfers to the United States from Australia: Airwallex.

Of 19 money transfer companies offering services from Australia to the United States, Airwallex is the quickest way to send money.

Through our comparison, we found Airwallex to be the fastest option for sending Australian Dollar to US Dollar 36.1% of the time. For fast transfers between AUD and USD, Airwallex is a great option.

When sending money from Australia to the United States, Airwallex has an average fee of 0 AUD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 19 money transfer providers offering Australia to the United States transfers for overall speed. This included transfer times to after depositing Australian Dollar to a money transfer account.

When you want the fastest way to send, Airwallex is our recommended choice for Australia to the United States transfers.

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send AUD from Australia to the United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.

Understanding the cost of money transfers from Australia to United States

The total cost of sending money to United States from Australia is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for AUD-USD is 0.6258 USD per Australian Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Australian Dollars.

Over the last three months, the average AUD-USD mid-market rate has seen each Australian Dollar worth 0.6682 USD. Within this we see a high of 0.6925, and a low of 0.6453.

Of the 19 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting AUD to USD.

Fees: When sending money you may have to pay fees. Instarem has had an average fee of 22,651.76 AUD per transfer over the last 6 months, the lowest of the 19 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Australia.

How to find the best exchange rate for Australia to United States

Timing is essential for sending money between AUD and USD. The exchange rate you secure impacts how much USD you get for your AUD.

Mid-market Rate
1
= 0.625334 USD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to USD has seen some fluctuation. On average, it stood at 0.6682.

  • During this period, the highest value recorded was 0.6925, while the lowest was 0.6453.

  • Wise, which is our recommended service to send money online from Australia to the United States offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best AUD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to the United States!

Payment methods available to fund your Australia to
United States transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Australia to the United States.

    By using a money transfer company such as Instarem for transfers from Australia to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 19 we tested when sending AUD to United States.

    With an average fee of AUD23,993.45 to send money from Australia to United States, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to the United States with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Australia to the United States, competing among a total of 19 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Australia to the United States, Instarem emerges as our top choice of the 19 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between the United States and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to the United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

FAQs

How much money can be transferred from Australia to United States?
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