Regency FX is the cheapest way to send money from Brazil to Kenya. Sending R$40,000 will get your recipient 997,974.25 KES in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most KES in Kenya.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/KES transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,835.17 1 BRL = 25.0355 KES -0.07% vs mid-market | Recipient gets KES 955,476.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,835.171 BRL = 25.0355 KES KES 955,476.00You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 24.9494 KES +0.27% vs mid-market | Recipient gets KES 997,974.25 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 24.9494 KES KES 997,974.25You payR$40,000.00 | |||
Run a live search Showing top Brazil to Kenya deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much BRL you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 24.9494 KES +0.27% vs mid-market | Recipient gets KES 997,974.25 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 24.9494 KES KES 997,974.25You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 24.8767 KES +0.56% vs mid-market | Recipient gets KES 993,574.26 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 24.8767 KES KES 993,574.26You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 24.7620 KES +1.02% vs mid-market | Recipient gets KES 990,480.00 Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 BRL = 24.7620 KES KES 990,480.00You payR$40,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 24.7545 KES +1.05% vs mid-market | Recipient gets KES 990,180.00 Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 24.7545 KES KES 990,180.00You payR$40,000.00 Cash pickupMinutes - 24 hours Free1 BRL = 24.3506 KES KES 974,024.00You payR$40,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 BRL = 24.2723 KES KES 970,892.00You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 24.8767 KES +0.56% vs mid-market | Recipient gets KES 986,919.75 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 24.8767 KES KES 986,919.75You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee R$1,835.17 1 BRL = 25.0355 KES -0.07% vs mid-market | Recipient gets KES 955,476.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,835.171 BRL = 25.0355 KES KES 955,476.00You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,835.17 1 BRL = 25.0355 KES -0.07% vs mid-market | Recipient gets KES 955,476.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,835.171 BRL = 25.0355 KES KES 955,476.00You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 25.0169 KES Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 997,974.25 KES for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, debit card, and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Kenya
How much BRL you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 1.04% | R$0.00 | KES 24,767.00with debit card to mobile money | +KES 814.03 | |
| R$10,000 | 0.54% | R$15.00 | KES 248,427.93with bank transfer to bank deposit | +KES 4,480.05 | |
| R$40,000This page | 0.27% | R$0.00 | KES 997,974.25with bank transfer to bank deposit | +KES 16,534.21 |
Mid-market rate: 1 BRL = 25.0169 KES
There are 6 ways to send money to Kenya across 5 money transfer companies.
For everyday transfers
For most transfers from Brazil to Kenya, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, debit card, and pix.
Revolut charges R$60 and adds 0.56% markup when sending R$40,000, this will get you 990,180 KES in Kenya.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/KES rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to KES with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Kenya needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you KSh990,180 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Kenya.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and KES from one account.
Swapping R$40,000 with Revolut will get you 993,574.26 KES after all fees.
You can then spend it in Kenya or Brazil and receive KES payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international KES payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 997,974.25 KES.
For paying for your transfer, you have bank transfer, debit card, and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Kenya directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Kenya, they can get it as bank deposit, mobile money, cash pickup, and mobile wallet.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
KSh997,974
Cheapest
You pay R$40,000.00
KSh990,480
-KSh7,494
You pay R$40,000.00
KSh990,180
-KSh7,794
You pay R$40,000.00
KSh986,920
-KSh11,055
You pay R$40,000.00
KSh974,024
-KSh23,950
You pay R$40,000.00
KSh970,892
-KSh27,082
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Kenya, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Kenya. Your recipient gets 997,974.25 KES, which is 0.44% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 993,574.26 KES in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Kenya.
The company then switches to local rails or uses an internal network of accounts to move BRL to Kenya.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the KES amount before fees and tax are added. Tracking the recent BRL/KES range makes company quotes easier to compare.
Mid-market rate:1 BRL = 24.882989 KES
We track 5 authorised companies sending BRL to Kenya, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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