How to send money to Philippines from Australia with the best AUD-PHP rate

Of the 10 companies we analysed, Western Union is the cheapest app overall for sending $2,000 to Philippines.

On a 2,000 AUD transfer it will get your recipient 89,840.62 PHP.

Best companies for AUD/PHP transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/PHP exchange rates from our comparisons.

Based on 2,000 AUD transfer

Best companies for AUD/PHP transfers

All money transfer offers for AUD/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $10.98 1 AUD = 44.9974 PHP +0.05% vs mid-market Recipient gets ₱89,500.73 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.981 AUD = 44.9974 PHP
₱89,500.73You pay$2,000.00
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MoneyGram

MoneyGram

Pay via Debit Card
Fees: $1.49 1 AUD = 44.5731 PHP +1.00% vs mid-market Recipient gets ₱89,146.20 6-12 Hours

Ways to receive money in Philippines with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:GCash, Select Wallets
$1.491 AUD = 44.5731 PHP
₱89,146.20You pay$2,001.49
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 44.5729 PHP
₱89,145.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 44.5103 PHP
₱89,020.60You pay$2,003.99

Run a live search

Showing top Australia to Philippines deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 44.9203 PHP +0.23% vs mid-market Recipient gets ₱89,840.62 Next Day
CheapestUsing Debit Card with Western Union is the cheapest way to send money to Philippines from Australia.
Receive to bank account or cash pickup

Ways to receive money in Philippines with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 44.9203 PHP
₱89,840.62You pay$2,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 44.9203 PHP +0.23% vs mid-market Recipient gets ₱89,840.62 Next Day
Receive to bank account or cash pickup

Ways to receive money in Philippines with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 44.9203 PHP
₱89,840.62You pay$2,000.00
Wise

Wise

Pay via Bank Transfer
Fees: $10.98 1 AUD = 44.9974 PHP +0.05% vs mid-market Recipient gets ₱89,500.73 Within 3 hours
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to Philippines.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.981 AUD = 44.9974 PHP
₱89,500.73You pay$2,000.00
Wise

Wise

Pay via Osko
Fees: $10.98 1 AUD = 44.9974 PHP +0.05% vs mid-market Recipient gets ₱89,500.73 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.981 AUD = 44.9974 PHP
₱89,500.73You pay$2,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 44.8123 PHP +0.47% vs mid-market Recipient gets ₱89,490.13 Within minutes
FastestRevolut with Bank Transfer deposit is the fastest way to send AUD to Philippines.
Receive to bank account

Ways to receive money in Philippines with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 44.8123 PHP
₱89,490.13You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 44.7295 PHP +0.65% vs mid-market Recipient gets ₱89,458.91 6-12 Hours
Receive to bank account

Ways to receive money in Philippines with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 44.7295 PHP
₱89,458.91You pay$2,000.00
Wise

Wise

Pay via Debit Card
Fees: $16.50 1 AUD = 44.9974 PHP +0.05% vs mid-market Recipient gets ₱89,252.34 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$16.501 AUD = 44.9974 PHP
₱89,252.34You pay$2,000.00
Remitly

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 44.6200 PHP +0.90% vs mid-market Recipient gets ₱89,240.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Philippines with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 44.6200 PHP
₱89,240.00You pay$2,000.00
Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 44.5825 PHP +0.98% vs mid-market Recipient gets ₱89,165.04 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 44.5825 PHP
₱89,165.04You pay$2,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $1.49 1 AUD = 44.5731 PHP +1.00% vs mid-market Recipient gets ₱89,146.20 6-12 Hours

Ways to receive money in Philippines with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:GCash, Select Wallets
$1.491 AUD = 44.5731 PHP
₱89,146.20You pay$2,001.49
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 44.5729 PHP
₱89,145.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 44.5103 PHP
₱89,020.60You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via POLi
Fees: $1.49 1 AUD = 44.5731 PHP +1.00% vs mid-market Recipient gets ₱89,146.20 6-12 Hours

Ways to receive money in Philippines with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:GCash, Select Wallets
$1.491 AUD = 44.5731 PHP
₱89,146.20You pay$2,001.49
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 44.5729 PHP
₱89,145.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 44.5103 PHP
₱89,020.60You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 44.5731 PHP +1.00% vs mid-market Recipient gets ₱89,146.20 6-12 Hours

Ways to receive money in Philippines with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:GCash, Select Wallets
$32.991 AUD = 44.5731 PHP
₱89,146.20You pay$2,032.99
Bank deposit6-12 HoursAvailable via:All Banks
$32.991 AUD = 44.5729 PHP
₱89,145.80You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 44.5103 PHP
₱89,020.60You pay$2,032.99
TapTap Send

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 44.5000 PHP +1.17% vs mid-market Recipient gets ₱89,000.00 Minutes
Receive to bank account

Ways to receive money in Philippines with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 44.5000 PHP
₱89,000.00You pay$2,000.00
Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya
Free1 AUD = 44.5000 PHP
₱89,000.00You pay$2,000.00
Mobile moneyMinutesAvailable via:Globe
Free1 AUD = 44.5000 PHP
₱89,000.00You pay$2,000.00
Card depositMinutesAvailable via:Pay To Card
$1.381 AUD = 44.5000 PHP
₱89,000.00You pay$2,001.38
Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others
$1.991 AUD = 44.5000 PHP
₱89,000.00You pay$2,001.99
Xe

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 44.5825 PHP +0.98% vs mid-market Recipient gets ₱88,897.54 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 44.5825 PHP
₱88,897.54You pay$2,000.00
Wise

Wise

Pay via Credit Card
Fees: $29.99 1 AUD = 44.9974 PHP +0.05% vs mid-market Recipient gets ₱88,645.33 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$29.991 AUD = 44.9974 PHP
₱88,645.33You pay$2,000.00
Xe

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 44.5825 PHP +0.98% vs mid-market Recipient gets ₱88,496.30 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 44.5825 PHP
₱88,496.30You pay$2,000.00
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 44.2100 PHP +1.82% vs mid-market Recipient gets ₱88,420.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Philippines with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 44.2100 PHP
₱88,420.00You pay$2,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 44.2100 PHP +1.82% vs mid-market Recipient gets ₱88,420.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Philippines with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 44.2100 PHP
₱88,420.00You pay$2,020.00
NAB

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 43.7849 PHP +2.79% vs mid-market Recipient gets ₱87,569.88 3-5 Days
0 reviews

Ways to receive money in Philippines with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 43.7849 PHP
₱87,569.88You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Bank Transfer
Fees: $0.00 1 AUD = 42.7800 PHP +5.11% vs mid-market Recipient gets ₱85,560.00 6-12 Hours

Ways to receive money in Philippines with Ria Money Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Mobile wallet6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
Free1 AUD = 42.3069 PHP
₱84,613.78You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Mobile wallet
Fees: $0.00 1 AUD = 42.7800 PHP +5.11% vs mid-market Recipient gets ₱85,560.00 6-12 Hours

Ways to receive money in Philippines with Ria Money Transfer when paying by mobile wallet.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Mobile wallet6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 42.7800 PHP
₱85,560.00You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
Free1 AUD = 42.3069 PHP
₱84,613.78You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 42.7800 PHP +5.11% vs mid-market Recipient gets ₱85,436.37 6-12 Hours

Ways to receive money in Philippines with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
$2.891 AUD = 42.3069 PHP
₱84,491.51You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 42.7800 PHP +5.11% vs mid-market Recipient gets ₱85,436.37 6-12 Hours

Ways to receive money in Philippines with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 42.7800 PHP
₱85,436.37You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
$2.891 AUD = 42.3069 PHP
₱84,491.51You pay$2,000.00
Orbit Remit

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 42.5004 PHP +5.76% vs mid-market Recipient gets ₱85,000.72 2 Days

Ways to receive money in Philippines with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 42.5004 PHP
₱85,000.72You pay$2,000.00
Cash pickup2 Days
Free1 AUD = 42.5004 PHP
₱85,000.72You pay$2,000.00
Mobile wallet2 DaysAvailable via:Mobile Wallet e.g. GCash
Free1 AUD = 42.5004 PHP
₱85,000.72You pay$2,000.00
Panda Remit

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 42.3701 PHP +6.07% vs mid-market Recipient gets ₱84,486.40 6-12 Hours
0 reviews

Ways to receive money in Philippines with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 42.3701 PHP
₱84,486.40You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 45.022101 PHP Updates every 60 minutes.

How to send money from Australia to Philippines

Pick a company

Start with the cheapest, which is Western Union at 89,840.62 PHP on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, osko, payto, poli, and mobile wallet.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Philippines

10 money transfer companies let you send money from Australia to Philippines.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Philippines.

For example, sending $500 with Western Union will get you 89,840.62 PHP after a $0 fee and 0.23% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Western Union takes $0 in fees and 0.23% markup on a $0 transfer, and your PHP arrives in next day.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/PHP, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in PHP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and PHP in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.05% markup, and the PHP sits in your account until you spend or transfer it.

Most useful if you travel often to the Philippines, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.79% markup and delivers 87,569.88 PHP, against 89,840.62 PHP via Western Union (the cheapest option).

Ways to fund AUD and receive money in Philippines

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 89,840.62 PHP.

You can fund the transfer with bank transfer, debit card, credit card, osko, payto, poli, and mobile wallet.

Recipients in the Philippines can collect PHP through bank deposit, mobile wallet, cash pickup, mobile money, card deposit, and cash delivery.

Your recipient can have PHP delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive PHP in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Philippines.

  1. 1
    Debit card Bank deposit

    You pay $2,000.00

    ₱89,841

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay $2,000.00

    ₱89,841

    ₱0

  3. 3
    Osko Bank deposit

    You pay $2,000.00

    ₱89,501

    -₱340

  4. 4
    Payto Bank deposit

    You pay $2,000.00

    ₱89,240

    -₱601

  5. 5
    Debit card Mobile wallet

    You pay $2,001.49

    ₱89,146

    -₱694

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay $2,032.99

    ₱89,146

    -₱694

  2. 7
    Poli Mobile wallet

    You pay $2,001.49

    ₱89,146

    -₱694

  3. 8
    Credit card Bank deposit

    You pay $2,032.99

    ₱89,146

    -₱695

  4. 9
    Poli Bank deposit

    You pay $2,002.99

    ₱89,146

    -₱695

  5. 10
    Debit card Cash pickup

    You pay $2,003.99

    ₱89,021

    -₱820

  6. 11
    Credit card Cash pickup

    You pay $2,032.99

    ₱89,021

    -₱820

  7. 12
    Poli Cash pickup

    You pay $2,003.99

    ₱89,021

    -₱820

  8. 13
    Debit card Mobile money

    You pay $2,000.00

    ₱89,000

    -₱841

  9. 14
    Debit card Card deposit

    You pay $2,001.38

    ₱89,000

    -₱841

  10. 15
    Bank transfer Mobile wallet

    You pay $2,000.00

    ₱85,560

    -₱4,281

  11. 16
    Bank transfer Cash pickup

    You pay $2,000.00

    ₱85,560

    -₱4,281

  12. 17
    Mobile wallet Bank deposit

    You pay $2,000.00

    ₱85,560

    -₱4,281

  13. 18
    Mobile wallet Mobile wallet

    You pay $2,000.00

    ₱85,560

    -₱4,281

  14. 19
    Mobile wallet Cash pickup

    You pay $2,000.00

    ₱85,560

    -₱4,281

  15. 20
    Bank transfer Cash delivery

    You pay $2,000.00

    ₱84,614

    -₱5,227

  16. 21
    Mobile wallet Cash delivery

    You pay $2,000.00

    ₱84,614

    -₱5,227

  17. 22
    Debit card Cash delivery

    You pay $2,000.00

    ₱84,492

    -₱5,349

  18. 23
    Credit card Cash delivery

    You pay $2,000.00

    ₱84,492

    -₱5,349

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Philippines, these are the best options right now:

Cheapest

Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 89,840.62 PHP, which is 0.38% more than the next best option.

Fastest

Revolut delivers 89,490.13 PHP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Philippines.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the Philippines.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-PHP Exchange Rate

Getting a better AUD to PHP rate

Small changes in the AUD/PHP rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 45.102463 PHP

How we analyse the market

We track 10 companies sending AUD to the Philippines, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.