How to send money to Egypt from Poland with the best PLN-EGP rate

We’ve analysed and compared 5 money transfer companies below for PLN/EGP transfers.

Best companies for PLN/EGP transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 30,000 PLN transfer

Best companies for PLN/EGP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 376,05 zł 1 PLN = 14.1807 EGP -0.01% vs mid-market Recipient gets 420.088,35 E£ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
376,05 zł1 PLN = 14.1807 EGP
420.088,35 E£You pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 13.7708 EGP +2.92% vs mid-market Recipient gets 413.124,00 E£ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 13.7708 EGP
413.124,00 E£You pay30.000,00 zł

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Showing top Poland to Egypt deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 14.1408 EGP +0.27% vs mid-market Recipient gets 424.223,06 E£ Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Egypt with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 14.1408 EGP
424.223,06 E£You pay30.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 14.0200 EGP +1.13% vs mid-market Recipient gets 420.600,00 E£ Minutes
Fastest
Receive to bank account

Ways to receive money in Egypt with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
Free1 PLN = 14.0200 EGP
420.600,00 E£You pay30.000,00 zł
Bank depositMinutesAvailable via:EGP Bank Account
Free1 PLN = 14.0200 EGP
420.600,00 E£You pay30.000,00 zł
Cash pickupMinutesAvailable via:EGP Cash Pickup, Fawry Plus
Free1 PLN = 14.0200 EGP
420.600,00 E£You pay30.000,00 zł
Mobile moneyMinutesAvailable via:Vodafone Cash
Free1 PLN = 14.0200 EGP
420.600,00 E£You pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 376,05 zł 1 PLN = 14.1807 EGP -0.01% vs mid-market Recipient gets 420.088,35 E£ Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
376,05 zł1 PLN = 14.1807 EGP
420.088,35 E£You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 370,00 zł 1 PLN = 14.0763 EGP +0.73% vs mid-market Recipient gets 417.082,23 E£ Within a week
Multi-currency cardReceive to bank account

Ways to receive money in Egypt with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
370,00 zł1 PLN = 14.0763 EGP
417.082,23 E£You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 13.7708 EGP +2.92% vs mid-market Recipient gets 413.124,00 E£ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 13.7708 EGP
413.124,00 E£You pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 13.7708 EGP +2.92% vs mid-market Recipient gets 413.124,00 E£ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 13.7708 EGP
413.124,00 E£You pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 13.7708 EGP +2.92% vs mid-market Recipient gets 413.124,00 E£ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 13.7708 EGP
413.124,00 E£You pay30.000,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 14.1791 EGP Updates every 60 minutes.

How to send money from Poland to Egypt

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most EGP on a PLN 30,000 transfer.

Regency FX was the cheapest on 30 of the 30 days it quoted zł30,000 transfers to Egypt.

This heavily depends on how much you send, so I suggest to get the best PLN/EGP rate.

Fund your transfer

You can fund your transfer to Egypt using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Egypt?

How much PLN you send to Egypt heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from PLN 20,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
2.000 zł0.03%0,00 zł28.320,00 E£with debit card to bank deposit+366,61 E£
5.000 zł0.14%0,00 zł70.950,00 E£with debit card to bank deposit+1.084,54 E£
10.000 zł0.35%0,00 zł141.300,00 E£with debit card to bank deposit+1.817,54 E£
20.000 zł0.86%0,00 zł281.238,81 E£with debit card to bank deposit+2.794,55 E£
30.000 złThis page0.27%0,00 zł424.223,06 E£with bank transfer to bank deposit+6.885,11 E£

Mid-market rate: 1 PLN = 14.1791 EGP

PLN/EGP Exchange Rate History

Is today a good time to send money from Poland to Egypt?

The cheapest way to send PLN to EGP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 30,000 PLN transfers to Egypt.

EGP received for 30.000 zł, after fees

Wed, 28 Oct 2026Mid-market rate425.371,56 E£ Regency FX 424.223,06 E£Regency FX424.223,06 E£TapTap Send420.600,00 E£Wise420.088,35 E£

390.000
400.000
410.000
420.000
430.000
At the mid-market rateWith the cheapest optionRegency FXTapTap SendWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.5326 – 405.976,74 E£
Regency FX Cheapest 13.4960 0,00 zł 404.880,60 E£ −1.096,14 E£
TapTap Send 13.3870 0,00 zł 401.610,00 E£ −4.366,74 E£
Wise 13.5299 376,05 zł 400.809,08 E£ −5.167,66 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.5082 – 405.245,28 E£
Regency FX Cheapest 13.4717 0,00 zł 404.151,12 E£ −1.094,16 E£
TapTap Send 13.4180 0,00 zł 402.540,00 E£ −2.705,28 E£
Wise 13.5079 376,05 zł 400.157,35 E£ −5.087,93 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4470 – 403.409,13 E£
Regency FX Cheapest 13.4107 0,00 zł 402.319,93 E£ −1.089,20 E£
TapTap Send 13.3070 0,00 zł 399.210,00 E£ −4.199,13 E£
Wise 13.4462 376,05 zł 398.329,56 E£ −5.079,57 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4580 – 403.739,91 E£
Regency FX Cheapest 13.4217 0,00 zł 402.649,81 E£ −1.090,10 E£
TapTap Send 13.3190 0,00 zł 399.570,00 E£ −4.169,91 E£
Wise 13.4579 376,05 zł 398.676,16 E£ −5.063,75 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3998 – 401.992,95 E£
Regency FX Cheapest 13.3636 0,00 zł 400.907,57 E£ −1.085,38 E£
TapTap Send 13.2800 0,00 zł 398.400,00 E£ −3.592,95 E£
Wise 13.4207 376,05 zł 397.574,15 E£ −4.418,80 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3979 – 401.938,23 E£
Regency FX Cheapest 13.3618 0,00 zł 400.853,00 E£ −1.085,23 E£
TapTap Send 13.2930 0,00 zł 398.790,00 E£ −3.148,23 E£
Wise 13.4207 376,05 zł 397.574,15 E£ −4.364,08 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3761 – 401.283,36 E£
Regency FX Cheapest 13.3400 0,00 zł 400.199,89 E£ −1.083,47 E£
TapTap Send 13.2170 0,00 zł 396.510,00 E£ −4.773,36 E£
Wise 13.3745 376,05 zł 396.205,52 E£ −5.077,84 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4629 – 403.887,90 E£
Regency FX Cheapest 13.4266 0,00 zł 402.797,40 E£ −1.090,50 E£
Wise 13.4671 376,05 zł 398.948,70 E£ −4.939,20 E£
TapTap Send 13.2830 0,00 zł 398.490,00 E£ −5.397,90 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4182 – 402.546,18 E£
Regency FX Cheapest 13.3820 0,00 zł 401.459,31 E£ −1.086,87 E£
TapTap Send 13.2950 0,00 zł 398.850,00 E£ −3.696,18 E£
Wise 13.4136 376,05 zł 397.363,82 E£ −5.182,36 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3780 – 401.339,31 E£
Regency FX Cheapest 13.3419 0,00 zł 400.255,69 E£ −1.083,62 E£
TapTap Send 13.2690 0,00 zł 398.070,00 E£ −3.269,31 E£
Wise 13.3788 376,05 zł 396.332,90 E£ −5.006,41 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4294 – 402.883,08 E£
Regency FX Cheapest 13.3932 0,00 zł 401.795,30 E£ −1.087,78 E£
TapTap Send 13.3000 0,00 zł 399.000,00 E£ −3.883,08 E£
Wise 13.4291 376,05 zł 397.822,99 E£ −5.060,09 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3788 – 401.362,68 E£
Regency FX Cheapest 13.3426 0,00 zł 400.279,00 E£ −1.083,68 E£
TapTap Send 13.2450 0,00 zł 397.350,00 E£ −4.012,68 E£
Wise 13.3710 376,05 zł 396.101,84 E£ −5.260,84 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.3788 – 401.362,68 E£
Regency FX Cheapest 13.3426 0,00 zł 400.279,00 E£ −1.083,68 E£
TapTap Send 13.2450 0,00 zł 397.350,00 E£ −4.012,68 E£
Wise 13.3710 376,05 zł 396.101,84 E£ −5.260,84 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4494 – 403.482,75 E£
Regency FX Cheapest 13.4131 0,00 zł 402.393,35 E£ −1.089,40 E£
TapTap Send 13.2880 0,00 zł 398.640,00 E£ −4.842,75 E£
Wise 13.4513 376,05 zł 398.480,64 E£ −5.002,11 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.4833 – 404.500,44 E£
Regency FX Cheapest 13.4469 0,00 zł 403.408,29 E£ −1.092,15 E£
TapTap Send 13.3390 0,00 zł 400.170,00 E£ −4.330,44 E£
Wise 13.4820 376,05 zł 399.390,09 E£ −5.110,35 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.5087 – 405.260,55 E£
Regency FX Cheapest 13.4722 0,00 zł 404.166,35 E£ −1.094,20 E£
TapTap Send 13.3630 0,00 zł 400.890,00 E£ −4.370,55 E£
Wise 13.5090 376,05 zł 400.189,94 E£ −5.070,61 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7089 – 411.266,19 E£
Regency FX Cheapest 13.6719 0,00 zł 410.155,77 E£ −1.110,42 E£
TapTap Send 13.5610 0,00 zł 406.830,00 E£ −4.436,19 E£
Wise 13.7141 376,05 zł 406.265,81 E£ −5.000,38 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7697 – 413.092,44 E£
Regency FX Cheapest 13.7326 0,00 zł 411.977,09 E£ −1.115,35 E£
TapTap Send 13.6060 0,00 zł 408.180,00 E£ −4.912,44 E£
Wise 13.7664 376,05 zł 407.815,15 E£ −5.277,29 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.6720 – 410.160,06 E£
Regency FX Cheapest 13.6351 0,00 zł 409.052,63 E£ −1.107,43 E£
Wise 13.7462 376,05 zł 407.216,74 E£ −2.943,32 E£
TapTap Send 13.5480 0,00 zł 406.440,00 E£ −3.720,06 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7670 – 413.011,14 E£
Regency FX Cheapest 13.7299 0,00 zł 411.896,01 E£ −1.115,13 E£
TapTap Send No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7946 – 413.839,14 E£
Regency FX Cheapest 13.7574 0,00 zł 412.721,77 E£ −1.117,37 E£
Wise 13.7982 376,05 zł 408.757,19 E£ −5.081,95 E£
TapTap Send 13.6170 0,00 zł 408.510,00 E£ −5.329,14 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.9448 – 418.345,20 E£
Regency FX Cheapest 13.9072 0,00 zł 417.215,67 E£ −1.129,53 E£
TapTap Send 13.8080 0,00 zł 414.240,00 E£ −4.105,20 E£
Wise 13.9530 376,05 zł 413.342,97 E£ −5.002,23 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.9757 – 419.271,09 E£
Regency FX Cheapest 13.9380 0,00 zł 418.139,06 E£ −1.132,03 E£
TapTap Send 13.8110 0,00 zł 414.330,00 E£ −4.941,09 E£
Wise 13.9743 376,05 zł 413.973,96 E£ −5.297,13 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.0472 – 421.415,01 E£
Regency FX Cheapest 14.0092 0,00 zł 420.277,19 E£ −1.137,82 E£
TapTap Send 13.8720 0,00 zł 416.160,00 E£ −5.255,01 E£
Wise 14.0463 376,05 zł 416.106,89 E£ −5.308,12 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.0876 – 422.626,68 E£
Regency FX Cheapest 14.0495 0,00 zł 421.485,59 E£ −1.141,09 E£
TapTap Send 13.9800 0,00 zł 419.400,00 E£ −3.226,68 E£
Wise 14.0861 376,05 zł 417.285,92 E£ −5.340,76 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.0151 – 420.453,06 E£
Regency FX Cheapest 13.9773 0,00 zł 419.317,84 E£ −1.135,22 E£
Wise 14.0728 376,05 zł 416.891,92 E£ −3.561,14 E£
TapTap Send 13.8750 0,00 zł 416.250,00 E£ −4.203,06 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.0151 – 420.453,06 E£
Regency FX Cheapest 13.9773 0,00 zł 419.317,84 E£ −1.135,22 E£
Wise 14.0728 376,05 zł 416.891,92 E£ −3.561,14 E£
TapTap Send 13.8960 0,00 zł 416.880,00 E£ −3.573,06 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.2686 – 428.058,06 E£
Regency FX Cheapest 14.2301 0,00 zł 426.902,30 E£ −1.155,76 E£
Wise 14.2772 376,05 zł 422.947,06 E£ −5.111,00 E£
TapTap Send 14.0610 0,00 zł 421.830,00 E£ −6.228,06 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.2122 – 426.366,21 E£
Regency FX Cheapest 14.1738 0,00 zł 425.215,02 E£ −1.151,19 E£
TapTap Send 14.0790 0,00 zł 422.370,00 E£ −3.996,21 E£
Wise 14.2155 376,05 zł 421.119,26 E£ −5.246,95 E£
Exchange rateFeeRecipient getsDifference
Mid-market rate 14.1791 – 425.371,56 E£
Regency FX Cheapest 14.1408 0,00 zł 424.223,06 E£ −1.148,50 E£
TapTap Send 14.0200 0,00 zł 420.600,00 E£ −4.771,56 E£
Wise 14.1807 376,05 zł 420.088,35 E£ −5.283,21 E£

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EGP per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EGP on every transfer from Poland.

Right now, Regency FX pays 424,223.06 EGP on 30,000 PLN, which is 1,148.5 EGP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 426,902.3 EGP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Egypt.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 90 comparisons

    Cheapest in 7% of them

  3. WiseAppeared in 92 comparisons

    Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Egypt.

Ways to send money from Poland to Egypt

5 companies send money from Poland to Egypt, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 420,600 EGP in minutes, straight to the recipient's bank card or account.

Over the past month, TapTap Send was the cheapest app on 79% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more EGP.

The cheapest way to send money online from Poland to Egypt is via Wise.

Sending 30,000 PLN gets you 420,088.35 EGP (after 376.05 fee and -0.01% markup).

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and EGP in one account.

This is useful for travelling to Egypt, getting paid in EGP, or pre-converting when PLN/EGP rate is good.

You can convert between them whenever you want, and once you have EGP there are no fees after.

The best multi-currency account for holding PLN and EGP is Wise.

For example, it converts zł30,000 at -0.01% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive EGP in Egypt

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 424,223.06 EGP.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive EGP via bank deposit, mobile wallet, cash pickup, and mobile money.

Collect cash in Egypt

Cash pickup is also available through participating agent locations in Egypt.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    E£424,223

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay zł30,000.00

    E£420,600

    -E£3,623

  3. 3
    Debit card Bank deposit

    You pay zł30,000.00

    E£420,600

    -E£3,623

  4. 4
    Debit card Cash pickup

    You pay zł30,000.00

    E£420,600

    -E£3,623

  5. 5
    Debit card Mobile money

    You pay zł30,000.00

    E£420,600

    -E£3,623

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay zł30,000.00

    E£413,124

    -E£11,099

Consider this when sending PLN to Egypt

There are a few nuances when sending money from Poland to Egypt.

Compare PLN/EGP transfer options

For a 30,000 PLN transfer to Egypt, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Egypt

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 424,223.06 EGP, which is 0.85% more than the next best option.

Fastest way to send money to Egypt

The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 420,600 EGP, with the money arriving in minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 5 of them on PLN to Egypt in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/EGP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.