How to send money to Egypt from Spain with the best EUR-EGP rate

TapTap Send is the fastest way to send money from Spain to Egypt, and its delivery time is minutes.

For the cheapest option, Regency FX will get you 436,259.48 EGP on a 7,000 EUR transfer.

Best companies for EUR/EGP transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/EGP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €73.81 1 EUR = 62.4697 EGP +0.03% vs mid-market Recipient gets E£432,677.01 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€73.811 EUR = 62.4697 EGP
E£432,677.01You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 62.0471 EGP +0.71% vs mid-market Recipient gets E£434,329.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.0471 EGP
E£434,329.70You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 62.3228 EGP +0.27% vs mid-market Recipient gets E£436,259.48 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Egypt with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.3228 EGP
E£436,259.48You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 62.2500 EGP +0.39% vs mid-market Recipient gets E£435,750.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Egypt with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
Free1 EUR = 62.2500 EGP
E£435,750.00You pay€7,000.00
Bank depositMinutesAvailable via:EGP Bank Account
Free1 EUR = 62.2500 EGP
E£435,750.00You pay€7,000.00
Cash pickupMinutesAvailable via:EGP Cash Pickup, Fawry Plus
Free1 EUR = 62.2500 EGP
E£435,750.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Vodafone Cash
Free1 EUR = 62.2500 EGP
E£435,750.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 62.1791 EGP +0.50% vs mid-market Recipient gets E£435,253.37 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Egypt with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.1791 EGP
E£435,253.37You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 62.0471 EGP +0.71% vs mid-market Recipient gets E£434,329.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.0471 EGP
E£434,329.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 62.0471 EGP +0.71% vs mid-market Recipient gets E£434,329.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.0471 EGP
E£434,329.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 62.0471 EGP +0.71% vs mid-market Recipient gets E£434,329.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Egypt with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 62.0471 EGP
E£434,329.70You pay€7,000.00

Wise

Pay via Bank transfer
Fee €73.81 1 EUR = 62.4697 EGP +0.03% vs mid-market Recipient gets E£432,677.01 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€73.811 EUR = 62.4697 EGP
E£432,677.01You pay€7,000.00

Wise

Pay via iDEAL
Fee €83.84 1 EUR = 62.4697 EGP +0.03% vs mid-market Recipient gets E£432,050.44 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€83.841 EUR = 62.4697 EGP
E£432,050.44You pay€7,000.00

Wise

Pay via Debit card
Fee €128.25 1 EUR = 62.4697 EGP +0.03% vs mid-market Recipient gets E£429,276.16 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.251 EUR = 62.4697 EGP
E£429,276.16You pay€7,000.00

Wise

Pay via Credit card
Fee €169.86 1 EUR = 62.4697 EGP +0.03% vs mid-market Recipient gets E£426,676.80 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Egypt with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€169.861 EUR = 62.4697 EGP
E£426,676.80You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 62.4915 EGP Updates every 60 minutes.

How to send money from Spain to Egypt

Pick a company

For a one-off transfer from Spain to Egypt, I suggest picking Regency FX, it will get you the most EGP.

Regency FX was the cheapest on 12 of the 25 days it quoted €7,000 transfers to Egypt.

The best option will change depending on the amount, so it's good to to get the best EUR/EGP rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Egypt?

How much EUR you send to Egypt heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 47% of the transfers from €5,000 it quoted, and in 47% of all the transfers it quoted.

Cheapest service
€5000.03%€0.00E£31,180.57with debit card to card deposit+E£621.68
€1,0000.19%€0.00E£62,361.13with debit card to card deposit+E£1,030.09
€2,0000.06%€0.00E£124,640.00with debit card to mobile wallet+E£1,287.03
€5,0000.27%€0.00E£311,805.65with debit card to card deposit+E£3,080.46
€7,000This page0.27%€0.00E£436,259.48with bank transfer to bank deposit+E£3,166.24
€10,0000.27%€0.00E£623,169.92with bank transfer to bank deposit+E£8,419.00

Mid-market rate: 1 EUR = 62.4915 EGP

EUR/EGP Exchange Rate History

Is today a good time to send money from Spain to Egypt?

The cheapest way to send EUR to EGP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Egypt.

EGP received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateE£437,440.57 Regency FX E£436,259.48Regency FXE£436,259.48TapTap SendE£435,750.00OFXE£435,253.37

400.000
410.000
420.000
430.000
440.000
450.000
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.1616 – E£414,131.36
TapTap Send Cheapest 59.0400 €0.00 E£413,280.00 −E£851.36
Regency FX 59.0019 €0.00 E£413,013.21 −E£1,118.15
OFX 58.8658 €0.00 E£412,060.70 −E£2,070.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.8983 – E£412,288.19
TapTap Send Cheapest 58.9000 €0.00 E£412,300.00 +E£11.81
Regency FX 58.7393 €0.00 E£411,175.01 −E£1,113.18
OFX 58.6038 €0.00 E£410,226.75 −E£2,061.44
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 58.6500 €0.00 E£410,550.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.8934 – E£412,253.72
Regency FX Cheapest 58.7344 €0.00 E£411,140.64 −E£1,113.08
TapTap Send 58.7200 €0.00 E£411,040.00 −E£1,213.72
OFX 58.5989 €0.00 E£410,192.45 −E£2,061.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7762 – E£411,433.67
TapTap Send Cheapest 58.7200 €0.00 E£411,040.00 −E£393.67
Regency FX 58.6175 €0.00 E£410,322.80 −E£1,110.87
OFX 58.4824 €0.00 E£409,376.50 −E£2,057.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7682 – E£411,377.67
TapTap Send Cheapest 58.7200 €0.00 E£411,040.00 −E£337.67
Regency FX 58.6096 €0.00 E£410,266.95 −E£1,110.72
OFX 58.4744 €0.00 E£409,320.78 −E£2,056.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7151 – E£411,005.36
Regency FX Cheapest 58.5565 €0.00 E£409,895.65 −E£1,109.71
OFX 58.4215 €0.00 E£408,950.34 −E£2,055.02
TapTap Send 58.3700 €0.00 E£408,590.00 −E£2,415.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.8353 – E£411,847.10
Regency FX Cheapest 58.6764 €0.00 E£410,735.11 −E£1,111.99
TapTap Send 58.6000 €0.00 E£410,200.00 −E£1,647.10
OFX 58.5411 €0.00 E£409,787.86 −E£2,059.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7259 – E£411,081.10
TapTap Send Cheapest 58.7000 €0.00 E£410,900.00 −E£181.10
Regency FX 58.5673 €0.00 E£409,971.19 −E£1,109.91
OFX 58.4322 €0.00 E£409,025.70 −E£2,055.40
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 58.5500 €0.00 E£409,850.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7915 – E£411,540.62
Regency FX Cheapest 58.6328 €0.00 E£410,429.46 −E£1,111.16
TapTap Send 58.5000 €0.00 E£409,500.00 −E£2,040.62
OFX 58.4976 €0.00 E£409,482.92 −E£2,057.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7149 – E£411,004.40
Regency FX Cheapest 58.5564 €0.00 E£409,894.69 −E£1,109.71
TapTap Send 58.5400 €0.00 E£409,780.00 −E£1,224.40
OFX 58.4213 €0.00 E£408,949.38 −E£2,055.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.7149 – E£411,004.40
Regency FX Cheapest 58.5564 €0.00 E£409,894.69 −E£1,109.71
TapTap Send 58.5400 €0.00 E£409,780.00 −E£1,224.40
OFX 58.4213 €0.00 E£408,949.38 −E£2,055.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.0456 – E£413,319.00
Regency FX Cheapest 58.8861 €0.00 E£412,203.04 −E£1,115.96
OFX 58.7503 €0.00 E£411,252.40 −E£2,066.60
TapTap Send 58.7000 €0.00 E£410,900.00 −E£2,419.00
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 58.7200 €0.00 E£411,040.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.0416 – E£413,290.91
TapTap Send Cheapest 59.2400 €0.00 E£414,680.00 +E£1,389.09
Regency FX 58.8821 €0.00 E£412,175.03 −E£1,115.88
OFX 58.7464 €0.00 E£411,224.46 −E£2,066.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.8744 – E£419,120.81
TapTap Send Cheapest 59.7200 €0.00 E£418,040.00 −E£1,080.81
Regency FX 59.7127 €0.00 E£417,989.18 −E£1,131.63
OFX 59.5750 €0.00 E£417,025.20 −E£2,095.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.0912 – E£420,638.06
Regency FX Cheapest 59.9289 €0.00 E£419,502.33 −E£1,135.73
TapTap Send 59.9000 €0.00 E£419,300.00 −E£1,338.06
OFX 59.7907 €0.00 E£418,534.87 −E£2,103.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.7370 – E£418,158.72
Regency FX Cheapest 59.5757 €0.00 E£417,029.69 −E£1,129.03
OFX 59.4383 €0.00 E£416,067.93 −E£2,090.79
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.1522 – E£421,065.39
TapTap Send Cheapest 60.1000 €0.00 E£420,700.00 −E£365.39
Regency FX 59.9898 €0.00 E£419,928.52 −E£1,136.87
OFX 59.8514 €0.00 E£418,960.07 −E£2,105.32
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 60.0000 €0.00 E£420,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.9449 – E£426,614.51
TapTap Send Cheapest 61.0000 €0.00 E£427,000.00 +E£385.49
Regency FX 60.7804 €0.00 E£425,462.65 −E£1,151.86
OFX 60.6402 €0.00 E£424,481.44 −E£2,133.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.9867 – E£426,906.97
TapTap Send Cheapest 61.0000 €0.00 E£427,000.00 +E£93.03
Regency FX 60.8220 €0.00 E£425,754.32 −E£1,152.65
OFX 60.6818 €0.00 E£424,772.44 −E£2,134.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.3608 – E£429,525.68
Regency FX Cheapest 61.1951 €0.00 E£428,365.96 −E£1,159.72
TapTap Send 61.1000 €0.00 E£427,700.00 −E£1,825.68
OFX 61.0540 €0.00 E£427,378.06 −E£2,147.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.9100 – E£433,370.32
Regency FX Cheapest 61.7429 €0.00 E£432,200.22 −E£1,170.10
OFX 61.6005 €0.00 E£431,203.46 −E£2,166.85
TapTap Send 61.5000 €0.00 E£430,500.00 −E£2,870.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.7016 – E£431,911.38
TapTap Send Cheapest 61.8000 €0.00 E£432,600.00 +E£688.62
Regency FX 61.5350 €0.00 E£430,745.22 −E£1,166.16
OFX 61.3931 €0.00 E£429,751.83 −E£2,159.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.7016 – E£431,911.38
TapTap Send Cheapest 61.8000 €0.00 E£432,600.00 +E£688.62
Regency FX 61.5350 €0.00 E£430,745.22 −E£1,166.16
OFX 61.3931 €0.00 E£429,751.83 −E£2,159.55
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 62.4000 €0.00 E£436,800.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 62.6710 – E£438,697.07
TapTap Send Cheapest 62.6500 €0.00 E£438,550.00 −E£147.07
Regency FX 62.5018 €0.00 E£437,512.59 −E£1,184.48
OFX 62.3577 €0.00 E£436,503.58 −E£2,193.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 62.4915 – E£437,440.57
Regency FX Cheapest 62.3228 €0.00 E£436,259.48 −E£1,181.09
TapTap Send 62.2500 €0.00 E£435,750.00 −E£1,690.57
OFX 62.1791 €0.00 E£435,253.37 −E£2,187.20

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EGP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, Regency FX pays 436,259.48 EGP on 7,000 EUR, which is 1,181.09 EGP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 438,550 EGP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Egypt.

We've tracked 165 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 55 comparisons

    Cheapest in 47% of them

  2. TapTap SendAppeared in 160 comparisons

    Cheapest in 77% of them

  3. OFXAppeared in 159 comparisons

    Cheapest in 6% of them

Based on 165 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 77% of its comparisons, so if you send money to Egypt regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Spain to Egypt

5 companies send money from Spain to Egypt, across broker, app, online, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Egypt.

TapTap Send charges €0 on a €7,000 transfer and pays out 435,750 EGP in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For one-off transfers

Online transfers

For medium sized or one-off transfers to Egypt, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 434,329.7 EGP with a €0 fee and 0.71% markup.

In our comparisons over the past month, it was the cheapest online service on 18 of the 28 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Egypt. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 98% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive EGP (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive EGP like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with EGP support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 432,677.01 EGP.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Egypt.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive EGP in Egypt

How you fund the transfer and how your recipient receives it affect the fees and how much EGP they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 436,259.48 EGP.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Egypt directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Egypt depends on the company's payout time and delivery method.

In Egypt, the recipient can use bank deposit, mobile wallet, cash pickup, and mobile money to receive money.

Payout is available through .

Collect cash in Egypt

Your recipient can collect EGP from a participating location in Egypt.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    E£436,259

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay €7,000.00

    E£435,750

    -E£509

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    E£435,750

    -E£509

  4. 4
    Debit card Cash pickup

    You pay €7,000.00

    E£435,750

    -E£509

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    E£435,750

    -E£509

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    E£434,330

    -E£1,930

  2. 7
    iDEAL Bank deposit

    You pay €7,000.00

    E£432,050

    -E£4,209

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Egypt.

Find the best EUR/EGP transfer

These are the current best options for sending €7,000 to Egypt:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 436,259.48 EGP, which is 0.12% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to mobile wallet gives your recipient 435,750 EGP, and its delivery time is minutes.

SEPA & EGP are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Egypt is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Egypt.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 5 of them on EUR to EGP, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 165 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/EGP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.