How to send money to Egypt from South Africa with the best ZAR-EGP rate

The exchange rate determines the price you’ll pay for Egyptian Pound when sending Rand to Egypt.

The rate between the Rand and Egyptian Pound is currently 3.0001.

The total cost of money transfers from South Africa to Egypt is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

• The Mid-Market and Exchange Rates: The mid-market rate for ZAR-EGP is currently 3.0001 EGP per Rand. Providers offering services closer to this rate will ensure more Egyptian Pound for your Rands.

• Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Regency FX, charging 0 ZAR per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount eventually received in Egyptian Pound. Simply, the higher the amount received in South Africa, the lower the cost of sending from Egypt.

Sometimes, waiting a day or two can help you get more EGP for the same amount of Rand. Using a forward contract that also allows you to lock in an agreed exchange rate between South Africa and Egypt.

Sending money via a bank transfer is the recommended option for sending money from South Africa to Egypt.

Here are all the ways to send money from South Africa to Egypt:

Bank transfers

Paying via a bank transfer is often the better option for sending money from South Africa to Egypt.

By using a money transfer company such as Regency FX for transfers from South Africa to Egypt, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from South Africa to Egypt with a debit or a prepaid card is easy with .


is a one of the better options in the market for international debit card transfers from South Africa to Egypt.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone (especially with high cash advance fees).

We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

Some services between South Africa and Egypt have minimum or maximum thresholds on how much you can transfer. This is applies when receiving money in Egypt as well.

Companies will offer different rates and fees for different transfer amounts. For regular transfers to Egypt, use Regency FX. The combination of rates and fees when sending from South Africa to Egypt is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving South Africa, or entering Egypt. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive Egyptian Pound in Egypt. This includes a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers serving transfers from South Africa to Egypt will offer every method for incoming Egyptian Pound, so it’s best to check ahead of time.

One of the more common ways to transfer from South Africa into Egyptian Pound is directly into a bank account. Regency FX is the best company for bank transfers between South Africa and Egypt.

And if you need cash right away, check if cash pickup is an option for transfers between South Africa and Egypt.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Regency FX.

When signing up to and sending Rand to Egypt, through a money transfer company, you will have to verify your ID.

The precise documents you need will vary and in some cases you will need more than one.

For the most part however, in South Africa this will be a government issued ID such as a passport or driver's license. In Egypt it will be similar, although this should only be needed if you are opening a new account in Egypt, or collecting in cash. Sending to an existing bank account in Egypt shouldn’t require any additional ID checks.

Large transactions between South Africa and Egypt, are subject to additional checks. A provider may ask you for proof of address or may want to carry out a proof of funds check.

One of the reasons Regency FX has scored so highly for transfers to Egypt is their easy sign up process in South Africa.

When sending large amounts of money between South Africa and Egypt there will potentially be a tax declaration to consider.

Some transfers into Egyptian Pound may need to be reported to tax authorities in Egypt, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Egypt based on age, income and a few other elements. When in doubt, please contact a tax professional in South Africa or Egypt to discuss your personal circumstances.