MoneyTransfers

How to send money to New Zealand from Poland with the best PLN-NZD rate

Get the best deals on transfers from Poland to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive PLN to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Poland.

Transferring the other way? Send NZD from New Zealand to Poland instead.
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July 6th, 2025
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Best money transfer companies

Send money from Poland to New Zealand

Last updated: Today
Mid-market rate as of 07/06/2025: 1 PLN = 0.458187 NZD
Results below are based on a 30000 PLN search
0 of 12 providers
Sponsored
Wise
Recipient gets (NZD)
$13,656.35
Full transfer details
Visit Wise
$323 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$13,368.00
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (NZD)
$13,711.25
Full transfer details
Visit Key Currency
$378 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (NZD)
$13,708.50
Full transfer details
Visit Regency FX
$375 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (NZD)
$13,704.37
Full transfer details
Visit TorFx
$371 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Wise
Recipient gets (NZD)
$13,656.35
Full transfer details
Visit Wise
$323 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
CurrencyFair
Recipient gets (NZD)
$13,648.00
Full transfer details
Visit CurrencyFair
$315 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (NZD)
$13,575.00
Full transfer details
Visit OFX
$242 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (NZD)
$13,368.00
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Currencies Direct
Recipient gets (NZD)
$11,046.00
Full transfer details

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (NZD)
$13,676.96
Sponsored
Wise
Recipient gets (NZD)
$13,656.35
Full transfer details
Visit Wise
$323 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$13,368.00
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best recommended: Wise

Wise is our top pick for sending Zloty to New Zealand.

Of the 12 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 30,000 PLN to NZD will cost you zł195.27 in fees, and you will receive 13,656.35 NZD.

Make your Poland to New Zealand transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Poland (PLN) to New Zealand (NZD) - Wise Screenshot

How to get the best deal on sending money from Poland to New Zealand

Summary of recent searches

Top rated for transfers from Poland to New Zealand
Wise
Total number of PL - NZ providers
12
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Understanding Poland to New Zealand money transfers

1
Comparing providers

Comparing providers when sending money from Poland to New Zealand is the easiest way to make a transfer at the best price.

We’ve compared 12 providers for sending Zloty to New Zealand. This ensures you will get the best options for your transfer to New Zealand from Poland.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Poland to New Zealand.

2
Get ahead of the Zloty-New Zealand Dollar exchange rate
3
Choosing the right payment method
4
Financial regulators in Poland and New Zealand
5
Consider transfer limits
6
Receiving money in New Zealand
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Poland to New Zealand: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 12 compared for sending Zloty to New Zealand.

Our data shows, that Key Currency is 0.02% than the second-best option when sending via a bank transfer.

This includes the fee of 0 PLN and a PLN-NZD exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a PLN to New Zealand transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from Poland (PLN) to New Zealand (NZD) - Key Currency Screenshot

Fastest way to send money from Poland to New Zealand: Regency FX.

Regency FX is the quickest way to send Zloty to New Zealand of the 12 companies offering the service.

Based on a zł30,000 transfer, Regency FX transfer time for PLN-NZD transfers is minutes - 24 hours.

Using Regency FX for fast transfers from Poland to New Zealand has a fee of 0 PLN.

Within our comparison we looked at the 12 money transfer providers offering transfers from Poland to New Zealand. Within this we looked at overall speed of sending money from Poland to New Zealand after depositing Zloty to a money transfer account.

When faster money transfers are a priority, Regency FX is our recommended choice for sending into New Zealand from Poland.

Sending large sums of money?

For transferring a bigger sum of money to New Zealand from Poland, we’d recommend using a provider that can offer a hands-on approach.

Of the
12 companies tested, Wise is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to New Zealand from Poland can be expensive.

Wise is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money from Poland to New Zealand

When calculating the costs of money transfers between Poland and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the PLN-NZD mid-market rate equals 0.4579 NZD per Zloty.

  • For reference, the PLN-NZD average mid-market rate for the past 7 days has been 0.4566 NZD per Zloty, with a high of 0.4582 and a low of 0.4548.

  • The company offering the best exchange rate is Wise.

  • Often the PLN-NZD exchange rate you receive is the bigger factor than how much it costs to send Zlotys to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 PLN per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Poland to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Poland.

How to find the best exchange rate for Zloty to New Zealand Dollar

Timing is essential for sending money between PLN and NZD. The exchange rate you secure impacts how much NZD you get for your PLN.

Mid-market Rate
1 
=
0.457941 
NZD

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from PLN to NZD has seen some fluctuation. On average, it stood at 0.4566.

  • During this period, the highest value recorded was 0.4582, while the lowest was 0.4548.

  • Wise, which is our recommended service to send money online from Poland to New Zealand offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best PLN-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to New Zealand!

Payment options for Poland to
New Zealand money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to New Zealand.

    By using a money transfer company such as Key Currency for transfers from Poland to New Zealand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 12 we compared for transfers from PLN into New Zealand.

    With a fee of 0 PLN to send money from Poland to New Zealand, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to New Zealand with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from Poland to New Zealand. This cost is against a total of 12 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to New Zealand, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Poland to New Zealand?
What is the best exchange rate I can get for sending money from Poland to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Poland to New Zealand?
Can I schedule regular transfers between Poland and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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