Regency FX is the fastest way to send money from Spain to New Zealand, with transfers arriving in minutes - 24 hours.
For the cheapest option, Key Currency will get you 13,789.19 NZD on 7,000 EUR transfer.
| 10 of 10 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/NZD exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/NZD transfersAll money transfer offers for EUR/NZD transfers, sorted by most NZD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9754 NZD -0.03% vs mid-market | Recipient gets $13,761.77 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €33.321 EUR = 1.9754 NZD $13,761.77You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9523 NZD +1.15% vs mid-market | Recipient gets $13,666.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9523 NZD $13,666.10You pay€7,000.00 | |||
Run a live search Showing top Spain to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.9699 NZD +0.25% vs mid-market | Recipient gets $13,789.19 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.9699 NZD $13,789.19You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9695 NZD +0.27% vs mid-market | Recipient gets $13,786.42 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9695 NZD $13,786.42You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.9689 NZD +0.30% vs mid-market | Recipient gets $13,782.28 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9689 NZD $13,782.28You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9754 NZD -0.03% vs mid-market | Recipient gets $13,761.77 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €33.321 EUR = 1.9754 NZD $13,761.77You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9649 NZD +0.50% vs mid-market | Recipient gets $13,754.63 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9649 NZD $13,754.63You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €43.47 1 EUR = 1.9754 NZD -0.03% vs mid-market | Recipient gets $13,741.72 Next day | |
Ways to receive money in New Zealand with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €43.471 EUR = 1.9754 NZD $13,741.72You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.9630 NZD +0.60% vs mid-market | Recipient gets $13,741.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9630 NZD $13,741.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.53 1 EUR = 1.9609 NZD +0.71% vs mid-market | Recipient gets $13,721.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.531 EUR = 1.9609 NZD $13,721.30You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.9734 NZD +0.07% vs mid-market | Recipient gets $13,674.43 Within a week | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €70.501 EUR = 1.9734 NZD $13,674.43You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9523 NZD +1.15% vs mid-market | Recipient gets $13,666.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9523 NZD $13,666.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.9523 NZD +1.15% vs mid-market | Recipient gets $13,666.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9523 NZD $13,666.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.9523 NZD +1.15% vs mid-market | Recipient gets $13,666.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9523 NZD $13,666.10You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €88.37 1 EUR = 1.9754 NZD -0.03% vs mid-market | Recipient gets $13,653.03 Next day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €88.371 EUR = 1.9754 NZD $13,653.03You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.9472 NZD +1.40% vs mid-market | Recipient gets $13,630.21 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9472 NZD $13,630.21You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €130.43 1 EUR = 1.9754 NZD -0.03% vs mid-market | Recipient gets $13,569.94 Next day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €130.431 EUR = 1.9754 NZD $13,569.94You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.9734 NZD +0.07% vs mid-market | Recipient gets $13,377.43 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.9734 NZD $13,377.43You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.974821 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to New Zealand, I suggest picking Key Currency, it will get you the most New Zealand
The best option will change depending on the amount, so it's good to to get the best EUR/NZD rate today.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
10 companies send money from Spain to New Zealand, across broker, online, app, multi-currency account, and global account, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to New Zealand.
Wise charges €33.32 on a €7,000 transfer and pays out 13,761.77 NZD in next day.
You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.
For one-off transfers
For medium sized or one-off transfers to New Zealand, an online money transfer service funded from your bank account is better than any bank.
Wise turns €7,000 into 13,761.77 NZD with a €33.32 fee and -0.03% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to New Zealand. This can be things like selling property, moving a pension, moving back home, etc…
Key Currency charges no fee and works on a margin (~0.25% on EUR/NZD), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive NZD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive NZD like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with NZD support is offered by Wise.
For example, converting €7,000 gets you 13,761.77 NZD.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to New Zealand.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much NZD they get.
With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 13,789.19 NZD.
For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.
Bizum only supports domestic transfers in Spain, so it cannot send money to New Zealand directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to New Zealand depends on the company's payout time and delivery method.
In New Zealand, the recipient can use bank deposit to receive money.
Collect cash in New Zealand
Some locutorios in Spain can arrange international transfers to New Zealand.
Check that the location serves New Zealand and whether it accepts card or cash before visiting.
You pay €7,000.00
$13,789
Cheapest
You pay €7,000.00
$13,742
-$47
You pay €7,000.00
$13,666
-$123
You pay €7,000.00
$13,666
-$123
Here are a few things to know before sending money from Spain to New Zealand.
These are the current best options for sending €7,000 to New Zealand:
Cheapest option
Use $13,789.19, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,789.19 NZD, which is 0.02% more than the next best option.
Fastest option
With Regency FX, a bank transfer payment to bank deposit gives your recipient 13,786.42 NZD in minutes - 24 hours.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to New Zealand is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to New Zealand.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much NZD your recipient gets. A weekly comparison makes it easier to judge today's EUR/NZD rate.
Mid-market rate:1 EUR = 1.97607 NZD
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 10 of them on EUR to NZD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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