Regular transfers
Money transfer apps
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €33.32 on a €7,000 transfer, and 13,995.5 NZD lands in next day.
How to send money to New Zealand from Italy with the best EUR-NZD rate
Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 14,028.52 NZD in New Zealand.
For speed, Revolut is fastest, with delivery in same day.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.32 1 EUR = 2.0089 NZD +0.01% vs mid-market | Recipient gets $13,995.50 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 2.0089 NZD $13,995.50You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market | Recipient gets $13,992.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00 | |||
Run a live search Showing top Italy to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 2.0041 NZD +0.25% vs mid-market | Recipient gets $14,028.52 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 2.0041 NZD $14,028.52You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 2.0037 NZD +0.27% vs mid-market | Recipient gets $14,025.71 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.0037 NZD $14,025.71You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 2.0031 NZD +0.30% vs mid-market | Recipient gets $14,021.49 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.0031 NZD $14,021.49You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.32 1 EUR = 2.0089 NZD +0.01% vs mid-market | Recipient gets $13,995.50 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 2.0089 NZD $13,995.50You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9991 NZD +0.50% vs mid-market | Recipient gets $13,993.36 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9991 NZD $13,993.36You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market | Recipient gets $13,992.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market | Recipient gets $13,992.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market | Recipient gets $13,992.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.9969 NZD +0.61% vs mid-market | Recipient gets $13,978.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9969 NZD $13,978.30You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €43.47 1 EUR = 2.0089 NZD +0.01% vs mid-market | Recipient gets $13,975.11 Same day | |
Ways to receive money in New Zealand with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 2.0089 NZD $13,975.11You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 2.0071 NZD +0.10% vs mid-market | Recipient gets $13,908.21 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 2.0071 NZD $13,908.21You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €88.37 1 EUR = 2.0089 NZD +0.01% vs mid-market | Recipient gets $13,884.91 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 2.0089 NZD $13,884.91You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.9810 NZD +1.40% vs mid-market | Recipient gets $13,866.79 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9810 NZD $13,866.79You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 1.9740 NZD +1.76% vs mid-market | Recipient gets $13,818.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.9740 NZD $13,818.00You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.9275 NZD $13,492.50You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 1.9740 NZD +1.76% vs mid-market | Recipient gets $13,818.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.9740 NZD $13,818.00You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.9275 NZD $13,492.50You pay€7,004.99 | |||
| Wise Pay via Credit card | Fee €130.43 1 EUR = 2.0089 NZD +0.01% vs mid-market | Recipient gets $13,800.42 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 2.0089 NZD $13,800.42You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 2.0071 NZD +0.10% vs mid-market | Recipient gets $13,606.14 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 2.0071 NZD $13,606.14You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 1.9275 NZD +4.15% vs mid-market | Recipient gets $13,492.50 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.9275 NZD $13,492.50You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 2.0091 NZD Updates every 60 minutes. | |||
Transfer details
How to send money from Italy to New Zealand
Pick a company
For a one-off transfer to New Zealand, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/NZD rate.
Fund your transfer
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to New Zealand directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to New Zealand
10 companies send money from Italy to New Zealand. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 13,995.5 NZD on €7,000 with a €33.32 fee and 0.01% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to New Zealand, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/NZD rate.
Travelling and receiving
Multi-currency accounts
If you travel to New Zealand often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and NZD in one account, and give you local details.
I suggest trying Wise.
It holds EUR and NZD balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive NZD in New Zealand
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 14,028.52 NZD.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send NZD to New Zealand by themselves.
In New Zealand, the recipient can use bank deposit, card deposit, and cash pickup.
In New Zealand, they can collect cash through Bank Debit Card.
They need to take a photo ID and the collection reference to a participating Bank Debit Card location in New Zealand.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$14,029
Cheapest
- 2 Debit card Bank deposit
You pay €7,000.00
$13,992
-$36
- 3 Credit card Bank deposit
You pay €7,000.00
$13,992
-$36
- 4 Ideal Bank deposit
You pay €7,000.00
$13,975
-$53
- 5 Debit card Card deposit
You pay €7,004.99
$13,818
-$211
Show moreShow less
- 6 Credit card Card deposit
You pay €7,004.99
$13,818
-$211
- 7 Bank transfer Cash pickup
You pay €7,004.99
$13,493
-$536
- 8 Debit card Cash pickup
You pay €7,004.99
$13,493
-$536
- 9 Credit card Cash pickup
You pay €7,004.99
$13,493
-$536
Consider this when sending money from Italy to NZD
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to New Zealand.
Cheapest way to send money to New Zealand
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 14,028.52 NZD, which is 0.02% more than the next best option.
Fastest way to send money to New Zealand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,908.21 NZD, with the money arriving in same day.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into NZD and pay your recipient in New Zealand through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to New Zealand
The exchange rate affects the final NZD amount, so compare today's quote with the recent EUR/NZD range before sending.
Mid-market rate:1 EUR = 2.003254 NZD
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 10 of them on EUR to New Zealand, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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