Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 13,909.89 NZD in New Zealand.
For speed, Revolut is fastest, with delivery in same day.
| 11 of 11 providers Last updated on 10 November 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9924 NZD -0.01% vs mid-market | Recipient gets $13,880.20 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9924 NZD $13,880.20You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9823 NZD +0.49% vs mid-market | Recipient gets $13,876.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9823 NZD $13,876.10You pay€7,000.00 | |||
Run a live search Showing top Italy to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.9871 NZD +0.25% vs mid-market | Recipient gets $13,909.89 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.9871 NZD $13,909.89You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9867 NZD +0.27% vs mid-market | Recipient gets $13,907.11 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9867 NZD $13,907.11You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.9861 NZD +0.30% vs mid-market | Recipient gets $13,902.92 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9861 NZD $13,902.92You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9924 NZD -0.01% vs mid-market | Recipient gets $13,880.20 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9924 NZD $13,880.20You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9823 NZD +0.49% vs mid-market | Recipient gets $13,876.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9823 NZD $13,876.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.9823 NZD +0.49% vs mid-market | Recipient gets $13,876.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9823 NZD $13,876.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.9823 NZD +0.49% vs mid-market | Recipient gets $13,876.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9823 NZD $13,876.10You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9821 NZD +0.50% vs mid-market | Recipient gets $13,875.03 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9821 NZD $13,875.03You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.9802 NZD +0.60% vs mid-market | Recipient gets $13,861.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9802 NZD $13,861.40You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €43.47 1 EUR = 1.9924 NZD -0.01% vs mid-market | Recipient gets $13,859.98 Same day | |
Ways to receive money in New Zealand with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 1.9924 NZD $13,859.98You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.51 1 EUR = 1.9788 NZD +0.67% vs mid-market | Recipient gets $13,846.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.511 EUR = 1.9788 NZD $13,846.60You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.55 1 EUR = 1.9885 NZD +0.18% vs mid-market | Recipient gets $13,799.30 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.551 EUR = 1.9885 NZD $13,799.30You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €88.37 1 EUR = 1.9924 NZD -0.01% vs mid-market | Recipient gets $13,770.52 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 1.9924 NZD $13,770.52You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.9642 NZD +1.40% vs mid-market | Recipient gets $13,749.53 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9642 NZD $13,749.53You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €130.43 1 EUR = 1.9924 NZD -0.01% vs mid-market | Recipient gets $13,686.73 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 1.9924 NZD $13,686.73You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 1.9509 NZD +2.09% vs mid-market | Recipient gets $13,656.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.9509 NZD $13,656.30You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.9183 NZD $13,428.10You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 1.9509 NZD +2.09% vs mid-market | Recipient gets $13,656.30 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.9509 NZD $13,656.30You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.9183 NZD $13,428.10You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.9885 NZD +0.18% vs mid-market | Recipient gets $13,480.24 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.9885 NZD $13,480.24You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 1.9183 NZD +3.77% vs mid-market | Recipient gets $13,428.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.9183 NZD $13,428.10You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.9921 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to New Zealand, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 26 of the 30 days it quoted €7,000 transfers to New Zealand.
On a 7,000 EUR transfer, Key Currency delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/NZD rate.
You have 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL, as well as a Postepay card.
Sending money to New Zealand from your Italian bank is usually expensive when currency conversion is involved, but many money transfer services offer SEPA deposits which are quicker and cheaper.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 87% of the transfers from €5,000 it quoted, and in 87% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.37% | €0.00 | $992.70with bank transfer to bank deposit | +$31.17 | |
| €1,000 | 0.06% | €0.00 | $1,991.60with debit card to bank deposit | +$52.66 | |
| €2,000 | 0.00% | €10.43 | $3,963.62with bank transfer to bank deposit | +$28.69 | |
| €5,000 | 0.30% | €0.00 | $9,931.03with bank transfer to bank deposit | +$94.90 | |
| €7,000This page | 0.25% | €0.00 | $13,909.89with bank transfer to bank deposit | +$125.76 |
Mid-market rate: 1 EUR = 1.9921 NZD
The cheapest way to send EUR to NZD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to New Zealand.
Tue, 10 Nov 2026Mid-market rate$13,944.76 Key Currency $13,909.89Key Currency$13,909.89Regency FX$13,907.11TorFx$13,902.92
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9995 | – | $13,996.51 | |
| | 1.9945 | €0.00 | $13,961.52 | −$34.99 |
| | 1.9941 | €0.00 | $13,958.72 | −$37.79 |
| | 1.9935 | €0.00 | $13,954.52 | −$41.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9958 | – | $13,970.29 | |
| | 1.9908 | €0.00 | $13,935.37 | −$34.92 |
| | 1.9904 | €0.00 | $13,932.57 | −$37.72 |
| | 1.9898 | €0.00 | $13,928.38 | −$41.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9923 | – | $13,946.02 | |
| | 1.9873 | €0.00 | $13,911.16 | −$34.86 |
| | 1.9869 | €0.00 | $13,908.37 | −$37.65 |
| | 1.9863 | €0.00 | $13,904.18 | −$41.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9987 | – | $13,990.89 | |
| | 1.9937 | €0.00 | $13,955.92 | −$34.97 |
| | 1.9933 | €0.00 | $13,953.12 | −$37.77 |
| | 1.9927 | €0.00 | $13,948.92 | −$41.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9837 | – | $13,885.65 | |
| | 1.9787 | €0.00 | $13,850.93 | −$34.72 |
| | 1.9783 | €0.00 | $13,848.16 | −$37.49 |
| | 1.9777 | €0.00 | $13,843.99 | −$41.66 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.24 | |
| | 1.9809 | €0.00 | $13,866.49 | −$34.75 |
| | 1.9805 | €0.00 | $13,863.71 | −$37.53 |
| | 1.9799 | €0.00 | $13,859.54 | −$41.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.24 | |
| | 1.9809 | €0.00 | $13,866.49 | −$34.75 |
| | 1.9805 | €0.00 | $13,863.71 | −$37.53 |
| | 1.9799 | €0.00 | $13,859.54 | −$41.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9798 | – | $13,858.72 | |
| | 1.9749 | €0.00 | $13,824.07 | −$34.65 |
| | 1.9745 | €0.00 | $13,821.30 | −$37.42 |
| | 1.9739 | €0.00 | $13,817.14 | −$41.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9739 | – | $13,817.03 | |
| | 1.9689 | €0.00 | $13,782.49 | −$34.54 |
| | 1.9685 | €0.00 | $13,779.73 | −$37.30 |
| | 1.9679 | €0.00 | $13,775.58 | −$41.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9723 | – | $13,806.18 | |
| | 1.9674 | €0.00 | $13,771.66 | −$34.52 |
| | 1.9670 | €0.00 | $13,768.90 | −$37.28 |
| | 1.9664 | €0.00 | $13,764.76 | −$41.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9746 | – | $13,822.22 | |
| | 1.9697 | €0.00 | $13,787.67 | −$34.55 |
| | 1.9693 | €0.00 | $13,784.90 | −$37.32 |
| | 1.9687 | €0.00 | $13,780.75 | −$41.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9686 | – | $13,779.94 | |
| | 1.9636 | €0.00 | $13,745.49 | −$34.45 |
| | 1.9632 | €0.00 | $13,742.74 | −$37.20 |
| | 1.9627 | €0.00 | $13,738.60 | −$41.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9555 | €0.00 | $13,688.38 | −$41.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9555 | €0.00 | $13,688.38 | −$41.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9709 | – | $13,796.24 | |
| | 1.9660 | €0.00 | $13,761.75 | −$34.49 |
| | 1.9656 | €0.00 | $13,758.99 | −$37.25 |
| | 1.9650 | €0.00 | $13,754.85 | −$41.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9613 | – | $13,729.07 | |
| | 1.9578 | €0.00 | $13,704.60 | −$24.47 |
| | 1.9564 | €0.00 | $13,694.74 | −$34.33 |
| | 1.9560 | €0.00 | $13,692.00 | −$37.07 |
| | 1.9554 | €0.00 | $13,687.88 | −$41.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9815 | – | $13,870.49 | |
| | 1.9765 | €0.00 | $13,835.82 | −$34.67 |
| | 1.9761 | €0.00 | $13,833.04 | −$37.45 |
| | 1.9756 | €0.00 | $13,828.88 | −$41.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9829 | – | $13,880.27 | |
| | 1.9779 | €0.00 | $13,845.57 | −$34.70 |
| | 1.9775 | €0.00 | $13,842.80 | −$37.47 |
| | 1.9769 | €0.00 | $13,838.63 | −$41.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9862 | – | $13,903.23 | |
| | 1.9823 | €0.00 | $13,876.10 | −$27.13 |
| | 1.9812 | €0.00 | $13,868.47 | −$34.76 |
| | 1.9808 | €0.00 | $13,865.69 | −$37.54 |
| | 1.9802 | €0.00 | $13,861.52 | −$41.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.61 | |
| | 1.9810 | €0.00 | $13,866.85 | −$34.76 |
| | 1.9806 | €0.00 | $13,864.07 | −$37.54 |
| | 1.9800 | €0.00 | $13,859.90 | −$41.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9861 | – | $13,902.84 | |
| | 1.9812 | €0.00 | $13,868.08 | −$34.76 |
| | 1.9808 | €0.00 | $13,865.30 | −$37.54 |
| | 1.9802 | €0.00 | $13,861.13 | −$41.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9918 | – | $13,942.95 | |
| | 1.9869 | €0.00 | $13,908.09 | −$34.86 |
| | 1.9865 | €0.00 | $13,905.30 | −$37.65 |
| | 1.9859 | €0.00 | $13,901.12 | −$41.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9892 | – | $13,924.29 | |
| | 1.9842 | €0.00 | $13,889.48 | −$34.81 |
| | 1.9838 | €0.00 | $13,886.69 | −$37.60 |
| | 1.9832 | €0.00 | $13,882.52 | −$41.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9995 | – | $13,996.22 | |
| | 1.9945 | €0.00 | $13,961.23 | −$34.99 |
| | 1.9941 | €0.00 | $13,958.43 | −$37.79 |
| | 1.9935 | €0.00 | $13,954.23 | −$41.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9934 | – | $13,954.15 | |
| | 1.9885 | €0.00 | $13,919.26 | −$34.89 |
| | 1.9881 | €0.00 | $13,916.47 | −$37.68 |
| | 1.9875 | €0.00 | $13,912.29 | −$41.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0103 | – | $14,071.76 | |
| | 2.0064 | €0.00 | $14,044.80 | −$26.96 |
| | 2.0052 | €0.00 | $14,036.58 | −$35.18 |
| | 2.0048 | €0.00 | $14,033.77 | −$37.99 |
| | 2.0042 | €0.00 | $14,029.55 | −$42.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0106 | – | $14,074.10 | |
| | 2.0056 | €0.00 | $14,038.92 | −$35.18 |
| | 2.0052 | €0.00 | $14,036.10 | −$38.00 |
| | 2.0046 | €0.00 | $14,031.88 | −$42.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0151 | – | $14,105.90 | |
| | 2.0101 | €0.00 | $14,070.63 | −$35.27 |
| | 2.0097 | €0.00 | $14,067.81 | −$38.09 |
| | 2.0091 | €0.00 | $14,063.58 | −$42.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9964 | – | $13,974.81 | |
| | 1.9928 | €0.00 | $13,949.60 | −$25.21 |
| | 1.9914 | €0.00 | $13,939.88 | −$34.93 |
| | 1.9910 | €0.00 | $13,937.08 | −$37.73 |
| | 1.9904 | €0.00 | $13,932.89 | −$41.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9921 | – | $13,944.76 | |
| | 1.9871 | €0.00 | $13,909.89 | −$34.87 |
| | 1.9867 | €0.00 | $13,907.11 | −$37.65 |
| | 1.9861 | €0.00 | $13,902.92 | −$41.84 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.9921 | – | $13,944.76 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NZD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from Italy.
Right now, Key Currency pays 13,909.89 NZD on 7,000 EUR, which is 34.87 NZD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 14,070.63 NZD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.
We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 71% of them
Never the cheapest
Cheapest in 33% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 87% of them
Never the cheapest
Cheapest in 31% of them
Based on 146 comparisons across 5 amounts over the last 30 days.
Cheapest in 84% of them
Never the cheapest
Cheapest in 15% of them
Based on 206 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from Italy to New Zealand. You can send EUR via currency broker, online, app, multi-currency account, global business account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Over the past month, Wise was the cheapest app on 76% of the days it appeared for €7,000 transfers.
Wise charges €33.32 on a €7,000 transfer, and 13,880.20 NZD lands in next day.
For one-off transfers
For transfers outside the euro, a bank transfer often passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 13,880.20 NZD on €7,000 with a €33.32 fee and -0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 22 of the 29 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to New Zealand, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/NZD rate.
Our analysis shows Key Currency was the cheapest broker in 87% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to New Zealand often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and NZD in one account, and for some currencies you also get local account details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and NZD balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 13,909.89 NZD.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send NZD to New Zealand by themselves.
In New Zealand, the recipient can use bank deposit, card deposit, and cash pickup.
In New Zealand, they can collect cash through MoneyGram.
They need to take a photo ID and the collection reference to a participating MoneyGram location in New Zealand.
You pay €7,000.00
NZ$13,910
Cheapest
You pay €7,000.00
NZ$13,876
-NZ$34
You pay €7,000.00
NZ$13,876
-NZ$34
You pay €7,000.00
NZ$13,860
-NZ$50
You pay €7,004.99
NZ$13,656
-NZ$254
You pay €7,004.99
NZ$13,656
-NZ$254
You pay €7,004.99
NZ$13,428
-NZ$482
You pay €7,004.99
NZ$13,428
-NZ$482
You pay €7,004.99
NZ$13,428
-NZ$482
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to New Zealand.
Cheapest way to send money to New Zealand
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,909.89 NZD, which is 0.02% more than the next best option.
Fastest way to send money to New Zealand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,799.30 NZD, with the money arriving in same day.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into NZD and pay your recipient in New Zealand through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is regulated by Banca d’Italia or by its home country’s financial regulator.
We track 11 of them on EUR to New Zealand, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 146 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/NZD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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